Intercorp Financial Services Inc. (IFS) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-02, Intercorp Financial Services Inc. (NYSE: IFS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $47.06 (-4.64% 1D, market cap $5.45B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, IFS ranks #812 in composite RQD confidence.
Within the Financials sector (Commercial Banks), IFS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, GGAL (Grupo Financiero Galicia S.A.) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $5.42B) and BMA (Banco Macro S.A. ADR (representing Ten ) (Class B)) posts a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $3.92B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).
For Intercorp Financial Services Inc. (IFS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #812 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
SEC XBRL Trailing 12 Months: 3.8% FCF Margin ($152.5M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)
While IFS currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($53.92) and Max Pain ($49.41) forces dealer call-delta covering toward $64.45.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Intercorp Financial Services Inc. (IFS) dropped -4.64% to $47.06, trading at 38% of its 52-week range ($38.29 – $61.38). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
Yahoo! Finance Canada report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Intercorp Financial Services Inc. ("IFS" or "the Company") (BVL/NYSE: IFS) announced today that it will host its Third Quarter 2026 earnings conference call & video webcast presentation.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on IFS today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for IFS. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Intercorp Financial Services Inc. (IFS) ranks #812 by composite RQD confidence (45/100, grade D) and #260 by equity capitalization ($5.45B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with IFS at 45/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| IFS
ACTIVE
Intercorp Financial Services Inc. | D | 45/100 | — | — | — | -4.64% | $5.45B | Benchmark Subject |
| GGAL Grupo Financiero Galicia S.A. | D | 50/100 | 32.8x | — | 9.9% | -4.24% | $5.42B | /ggal-vs-ifs → |
| BMA Banco Macro S.A. ADR (representing Ten ) (Class B) | D- | 43/100 | — | — | — | -1.83% | $3.92B | /bma-vs-ifs → |
| BBAR Banco BBVA Argentina S.A. ADS | D- | 43/100 | — | — | — | -2.76% | $2.44B | /bbar-vs-ifs → |
| NTB Bank of N.T. Butterfield & Son Limited Voting | C+ | 67/100 | 9.9x | — | 20.3% | -2.01% | $2.29B | /ntb-vs-ifs → |
Intercorp Financial Services Inc. (IFS) operates in Commercial Banks (Financials) with an equity capitalization of $5.45B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
As of 2026-11-02, Intercorp Financial Services Inc. (NYSE: IFS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $47.06 (-4.64% 1D, market cap $5.45B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, IFS ranks #812 in composite RQD confidence.
Within the Financials sector (Commercial Banks), IFS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, GGAL (Grupo Financiero Galicia S.A.) holds a D grade (50/100 RQD, P/E 32.8x, ROIC 9.9%, cap $5.42B) and BMA (Banco Macro S.A. ADR (representing Ten ) (Class B)) posts a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $3.92B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).
For Intercorp Financial Services Inc. (IFS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #812 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
IFS last traded at $47.06 (-4.64% on volume of 246,892 shares), positioning the stock -12.72% below its 50-day simple moving average ($53.92) and -9.24% below its 200-day simple moving average ($51.85). Across its 52-week range of $38.29 to $61.38, IFS sits at the 38.0% percentile with a 14-day RSI of 35.9 (NEUTRAL RANGE) and an implied next-earnings move of ±5.6% ($44.42 to $49.70).
Why IFS Stock dropped -4.64% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, IFS scores 45 out of 100, earning a D and the verdict "Roarable Sell — Underperform / Distribution Warning." The five pillars are:
Taken together, the rating frames IFS as a stock where the balance-sheet profile is the relative bright spot, while cash generation, institutional flow, and insider signals are weak. Valuation tradeoffs cannot be fully assessed because P/E and EV/EBITDA are not available in source data. Upside drivers are not identified in the source data beyond the balance-sheet pillar. This is an analytical summary, not personalized financial advice.
The news wire contains six items from Yahoo! Finance Canada, Yahoo Finance, TradingView, and MarketBeat, all tagged to IFS with a YELLOW light and MARKET WIRE impact label. Headlines include a general stock-quote page, an undervaluation question piece, a broker-estimates page, a report that the stock was down 3.4%, a value-investor comparison versus BX, and a report that the stock broke below its 200-day moving average. The wire does not provide fundamental details behind these items. Per the Butterfly Supply-Chain Graph, the supply chain is NONE, there are no butterfly links, and there are no proprietary signals. Risk watch items drawn from the wire are the sub-200-day-average break and the reported 3.4% decline; both are headline-level only. Per market data, the day's change was -2.7%.
Real-time company headlines, analyst actions, and sector developments for Intercorp Financial Services Inc. (IFS) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo! Finance Canada report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Intercorp Financial Services Inc. (IFS) market action, institutional positioning, and fundamental catalysts.
Welcome to the IFS (Intercorp Financial Services Inc.) Roar Pit. Current RQD Composite is 45/100 (Roarable Sell — Underperform / Distribution Warning) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on IFS, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Intercorp Financial Services Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on IFS, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $49.35 (52-wk range $38.29 - $61.38), any beat on forward guidance forces shorts and underweight funds to chase.
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