LONDON, October 29, 2026--AM Best has revised the outlook to positive from stable for the Long-Term Issuer Credit Ratings (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Ter
Why IGIC Stock advanced +1.97% Today — RQD Quant Desk Flash
International General Insurance Holdings Ltd. Ordinary Share (IGIC) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is IGIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, International General Insurance Holdings Ltd. Ordinary Share (NASDAQ: IGIC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $24.85 (+1.97% 1D, market cap $1.04B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, IGIC ranks #573 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does IGIC compare to HRTG and HIPO in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), IGIC carries a Roarable D+ (53/100 RQD), trailing P/E of 8.3x, gross margin of —, and ROIC of 17.9%. By comparison, HRTG (Heritage Insurance Holdings Inc.) holds a B+ grade (77/100 RQD, P/E 5.5x, ROIC 85.0%, cap $1.06B) and HIPO (Hippo Holdings Inc.) posts a C- grade (60/100 RQD, P/E 15.7x, ROIC 14.4%, cap $975.2M). Among the 5-stock peer group, HRTG leads on earnings multiple (5.5x) while HRTG leads on capital efficiency (85.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for IGIC?
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Per IGIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001794338), International General Insurance Holdings Ltd. Ordinary Share generated $516.9M in revenue (-4.1% YoY), $127.2M in net income, and $108.1M in free cash flow against $2.10B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
SEC XBRL FY 2025 (10-K): 20.9% FCF Margin ($108.1M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a IGIC Turnaround Squeeze
While IGIC currently carries a cautious 53/100 (D+) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Company leadership has skin in the game with net positive insider conviction.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($25.18) and Max Pain ($26.09) forces dealer call-delta covering toward $31.06.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-2.08% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why IGIC Stock advanced +1.97% Today — RQD Quant Desk Flash
International General Insurance Holdings Ltd. Ordinary Share (IGIC) advanced +1.97% to $24.85, trading at 46% of its 52-week range ($20.82 – $29.58). Stretched risk/reward at 8x P/E (18% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 46% of its 52-week range ($20.82 – $29.58) with RSI-14 at 44 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±3.8% around $24.85 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $108.1M annual free cash flow.
Geopolitical risk in the Strait of Hormuz is no longer just a headline. It is reshaping what insurers charge to cover ships, cargo and war-risk, and that ripple effect is starting to touch listed underwriters. When freig
HAMILTON, Bermuda, September 29, 2026--International General Insurance Holdings Ltd. ("IGI" or the "Company") (NASDAQ: IGIC) today announced that it expects to release financial results for the third quarter and first ni
Yahoo Finance coverage on IGIC stock catalysts, institutional flow, and earnings outlook.
HAMILTON, Bermuda, September 01, 2026--International General Insurance Holdings Ltd. ("IGI" or the "Company") (NASDAQ: IGIC), the international specialty insurance and reinsurance group, today announced the launch of Ber
IGIC delivers a 92.2% H1 combined ratio and 12.3% ROE despite $39 million in war-related losses, showcasing strong underwriting discipline and strategic growth.
Yahoo Finance coverage on IGIC stock catalysts, institutional flow, and earnings outlook.
International General Insurance Holdings Ltd. ( NASDAQ:IGIC ) stock is about to trade ex-dividend in 3 days. The...
International General Insurance Holdings Ltd. reported past first-quarter 2026 results with revenue of US$125.7 million and net income of US$21.7 million, alongside diluted EPS from continuing operations of US$0.49. The
HAMILTON, Bermuda, July 07, 2026--International General Insurance Holdings Ltd. ("IGI" or the "Company") (NASDAQ: IGIC) today announced that it expects to release financial results for the second quarter and first half o
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IGIC)
- ✓Walkthrough of IGIC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
IGIC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -4.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on IGIC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for IGIC. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IGIC)
1. Head-to-Head Financials Peer Comparison (IGIC vs. HRTG, HIPO, BOW, ASIC)
Industry: Property-Casualty Insurers (68 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, International General Insurance Holdings Ltd. Ordinary Share (IGIC) ranks #573 by composite RQD confidence (53/100, grade D+) and #541 by equity capitalization ($1.04B). Within this direct 5-issuer industry benchmark cohort, HRTG leads on earnings valuation at 5.5x trailing P/E, while HRTG leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. HRTG currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with IGIC at 53/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| IGIC
ACTIVE
International General Insurance Holdings Ltd. Ordinary Share | D+ | 53/100 | 8.3x | — | 17.9% | +1.97% | $1.04B | Benchmark Subject |
| HRTG Heritage Insurance Holdings Inc. | B+ | 77/100 | 5.5x | — | 85.0% | +0.84% | $1.06B | /hrtg-vs-igic → |
| HIPO Hippo Holdings Inc. | C- | 60/100 | 15.7x | — | 14.4% | -2.54% | $975.2M | /hipo-vs-igic → |
| BOW Bowhead Specialty Holdings Inc. | C | 63/100 | 20.9x | — | 12.0% | -0.23% | $1.12B | /bow-vs-igic → |
| ASIC Ategrity Specialty Insurance Company Holdings | C+ | 66/100 | 15.8x | — | 12.0% | +2.02% | $1.14B | /asic-vs-igic → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001794338 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), International General Insurance Holdings Ltd. Ordinary Share (IGIC) reported GAAP revenue of $516.9M (-4.1% vs. FY2024 revenue of $539.0M , and +3.5% cumulative change since FY2023) , GAAP net income of $127.2M, operating cash flow of $108.1M, and free cash flow of $108.1M (-48.4% YoY). On the balance sheet, IGIC closed FY2025 with $2.10B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $516.9M | $127.2M | $108.1M | $108.1M | $2.10B | — |
| FY2024 (FY) | 2024-12-31 | $539.0M | $135.2M | $209.5M | $209.5M | $2.04B | — |
| FY2023 (FY) | 2023-12-31 | $499.2M | $118.2M | $196.6M | $196.6M | — | — |
3. IGIC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs IGIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, International General Insurance Holdings Ltd. Ordinary Share (NASDAQ: IGIC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $24.85 (+1.97% 1D, market cap $1.04B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, IGIC ranks #573 in composite RQD confidence.
How does IGIC compare to HRTG and HIPO in the Financials sector?
Within the Financials sector (Property-Casualty Insurers), IGIC carries a Roarable D+ (53/100 RQD), trailing P/E of 8.3x, gross margin of —, and ROIC of 17.9%. By comparison, HRTG (Heritage Insurance Holdings Inc.) holds a B+ grade (77/100 RQD, P/E 5.5x, ROIC 85.0%, cap $1.06B) and HIPO (Hippo Holdings Inc.) posts a C- grade (60/100 RQD, P/E 15.7x, ROIC 14.4%, cap $975.2M). Among the 5-stock peer group, HRTG leads on earnings multiple (5.5x) while HRTG leads on capital efficiency (85.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for IGIC?
Per IGIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001794338), International General Insurance Holdings Ltd. Ordinary Share generated $516.9M in revenue (-4.1% YoY), $127.2M in net income, and $108.1M in free cash flow against $2.10B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Where is IGIC trading relative to its 50-day, 200-day, and 52-week technical levels?
IGIC last traded at $24.85 (+1.97% on volume of 62,313 shares), positioning the stock -1.31% below its 50-day simple moving average ($25.18) and -2.82% below its 200-day simple moving average ($25.57). Across its 52-week range of $20.82 to $29.58, IGIC sits at the 46.0% percentile with a 14-day RSI of 44.0 (NEUTRAL RANGE) and an implied next-earnings move of ±3.8% ($23.91 to $25.79).
IGIC — International General Insurance Holdings Ltd. Ordinary Share: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
International General Insurance Holdings Ltd. Ordinary Share (IGIC) earns a live Roarable RQD composite score of 53/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $24.85 (+1.97% 1D, market capitalization $1.04B).
- Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 17.9%, gross margin of —, operating margin of —, and free cash flow yield of 10.23%.
- Whale 13F & Options Flow (6/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (10/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
. The company reported revenue of $516.9M for FY 2025. The market capitalization is listed at $1.1B in the profile and $1.06B in market data.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), International General Insurance Holdings Ltd. Ordinary Share (IGIC) reported $516.9M in annual revenue (up from $539.0M in FY2024, -4.1% YoY) and $127.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($499.2M revenue, $118.2M net income) through FY2025, IGIC scaled operating cash flow to $108.1M and free cash flow to $108.1M, backed by $2.10B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D+ • RQD 53/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 10.23% and institutional whale pillar of 6/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $20.82 – $29.58 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 8.3x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Property-Casualty Insurers (Financials), IGIC carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can IGIC sustain or expand its — operating margin and 17.9% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $516.9M and free cash flow of $108.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is IGIC's 7.7x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
IGIC Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for International General Insurance Holdings Ltd. Ordinary Share (IGIC) • Click "Debate This Headline" to argue it in the Roar Pit below
LONDON, October 29, 2026--AM Best has revised the outlook to positive from stable for the Long-Term Issuer Credit Ratings (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Ter
Geopolitical risk in the Strait of Hormuz is no longer just a headline. It is reshaping what insurers charge to cover ships, cargo and war-risk, and that ripple effect is starting to touch listed underwriters. When freig
HAMILTON, Bermuda, September 29, 2026--International General Insurance Holdings Ltd. ("IGI" or the "Company") (NASDAQ: IGIC) today announced that it expects to release financial results for the third quarter and first ni
Yahoo Finance coverage on IGIC stock catalysts, institutional flow, and earnings outlook.
HAMILTON, Bermuda, September 01, 2026--International General Insurance Holdings Ltd. ("IGI" or the "Company") (NASDAQ: IGIC), the international specialty insurance and reinsurance group, today announced the launch of Ber
IGIC delivers a 92.2% H1 combined ratio and 12.3% ROE despite $39 million in war-related losses, showcasing strong underwriting discipline and strategic growth.
Yahoo Finance coverage on IGIC stock catalysts, institutional flow, and earnings outlook.
International General Insurance Holdings Ltd. ( NASDAQ:IGIC ) stock is about to trade ex-dividend in 3 days. The...
IGIC Bull vs. Bear Conversation Board — What's Your Call at $24.85?
Trades at 8.3x trailing earnings with a 10.23% FCF yield and 17.9% ROIC, the cash generation supporting the Fundamental Cash Engine pil
Here is why I am bullish on IGIC here at $24.37: Trades at 8.3x trailing earnings with a 10.23% FCF yield and 17.9% ROIC, the cash generation supporting the Fundamental Cash Engine pillar.. Compare IGIC's 0.0% operating margin and 17.9% ROIC against the rest of Property-Casualty Insurers. As long as cash conversion holds up, dips toward $23.15 are getting bought.
@QuantViper Agree on the RQD 53/100 quality, though with 1.0 beta I'm scaling in with half-size at $24.37 and keeping dry powder in case we test $22.66.
Piotroski F-Score of 3 of 9 and free cash flow that fell from $209.5M to $108.1M, with a rating that recommends trimming.
I respect the product at International General Insurance Holdings Ltd. Ordinary Share, but the stock at $24.37 is a different story. Piotroski F-Score of 3 of 9 and free cash flow that fell from $209.5M to $108.1M, with a rating that recommends trimming.. FCF yield is 10.23% and RQD sits at 53/100 (D+) — why pay up here when you can wait for next quarter's numbers?