Does IIIV pay a dividend and is it safe?

i3 Verticals Inc. (Class A) (IIIV) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Technology / IIIV / dividends

DDD (24) BLZE (34) MTC (33) MTLS (53) ⌘ Pro Terminal →

i3 Verticals Inc. (Class A) (IIIV) Dividend Safety Gauge & 10-Year DRIP Compounder

$18.42 +4.78% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $18.54

i3 Verticals Inc. (Class A) (IIIV) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $462.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on IIIV Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is IIIV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, i3 Verticals Inc. (Class A) (NASDAQ: IIIV) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $18.42 (+4.78% 1D, market cap $462.7M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 9/20. Across 715 tracked Technology issuers, IIIV ranks #419 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does IIIV compare to DDD and BLZE in the Technology sector?

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Within the Technology sector (Computer Software: Prepackaged Software), IIIV carries a Roarable D (45/100 RQD), trailing P/E of 25.5x, gross margin of —, and ROIC of 0.9%. By comparison, DDD (3D Systems Corporation) holds a E grade (24/100 RQD, P/E 16.3x, ROIC -32.8%, cap $461.9M) and BLZE (Backblaze Inc. (Class A)) posts a E grade (34/100 RQD, P/E N/A, ROIC -34.5%, cap $469.8M). Among the 5-stock peer group, DDD leads on earnings multiple (16.3x) while IIIV leads on capital efficiency (0.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for IIIV?

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Per IIIV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001728688), i3 Verticals Inc. (Class A) generated $213.2M in revenue (+11.5% YoY), $17.9M in net income, and $3.8M in free cash flow against $595.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $18.54 (+0.67%)🧬 Disciplined Float (+0.80% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 Quant Analysts Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IIIV)Realized 20D OHLCV Swing Band: ±7.3%

Deterministic 5-Pillar Attribution (45/100 Composite)

🔍 WHY IIIV SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (31% of score)

Altman Z-Score 3.16 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Whale & Options Positioning+9/20 pts (20% of score)

20D Institutional Volume Accumulation (±7.3% realized swing band)

▼ #1 Drag / Risk Factor: Macro Regime Fit6/20 pts (-14 pt drag)

Macro rate sensitivity & RSI-14 (64.4) create a -14 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$16.03+6.5% Next Q

Q2 (-2Q)

Grade D$17.07-1% Next Q

Q3 (-1Q)

Grade D$16.90+9% Next Q

Current

Grade D$18.42-6.3% Hist 90D α

Trajectory: E (37) → D (45)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a IIIV Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While IIIV currently carries a cautious 45/100 (D) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($15.93) and Max Pain ($19.34) forces dealer call-delta covering toward $32.90.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IIIV• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “IIIV Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 45%NO 55%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.6% Total Yield

0% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,488

Est. Year-10 Shareholder Yield: $117/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.1K

Yr 4

$14.0K

Yr 5

$14.9K

Yr 6

$16.0K

Yr 7

$17.1K

Yr 8

$18.2K

Yr 9

$19.5K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IIIV)

✓Walkthrough of IIIV's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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IIIV // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -20.94%▼ DESCENDING CHANNEL

2026-11-03O $17.31H $18.42L $17.31C $18.42VOL 165.7K

RES: $21.47SUP: $12.13SMA50: $15.93SMA200: $19.82

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IIIV Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 IIIV Butterfly Map → + Track IIIV →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

19.2%/yr Implied 5Y Growth

vs. +11.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on IIIV today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IIIV. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for IIIV today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IIIV)

Technology Rank #419 of 715 ⚔️ DDD vs IIIV Full Matrix →

1. Head-to-Head Technology Peer Comparison (IIIV vs. DDD, BLZE, MTC, MTLS)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, i3 Verticals Inc. (Class A) (IIIV) ranks #419 by composite RQD confidence (45/100, grade D) and #419 by equity capitalization ($462.7M). Within this direct 5-issuer industry benchmark cohort, DDD leads on earnings valuation at 16.3x trailing P/E, while IIIV leads on capital efficiency and profitability with 0.9% ROIC and — gross margin. MTLS currently holds the highest overall quantitative score in the immediate peer group at 53/100 (D+) compared with IIIV at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
IIIV ACTIVE i3 Verticals Inc. (Class A)	D	45/100	25.5x	—	0.9%	+4.78%	$462.7M	Benchmark Subject
DDD 3D Systems Corporation	E	24/100	16.3x	33.9%	-32.8%	-4.32%	$461.9M	/ddd-vs-iiiv →
BLZE Backblaze Inc. (Class A)	E	34/100	—	60.9%	-34.5%	-2.50%	$469.8M	/blze-vs-iiiv →
MTC MMTec Inc.	E	33/100	—	21.6%	-12.0%	+10.53%	$492.0M	/mtc-vs-iiiv →
MTLS Materialise NV	D+	53/100	—	—	—	+0.56%	$424.1M	/mtls-vs-iiiv →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001728688 ↗

In its most recent audited fiscal period (FY2025, filed 2025-09-30), i3 Verticals Inc. (Class A) (IIIV) reported GAAP revenue of $213.2M (+11.5% vs. FY2024 revenue of $191.2M , and +12.4% cumulative change since FY2023) , GAAP net income of $17.9M, operating cash flow of $5.7M, and free cash flow of $3.8M (-91.7% YoY). On the balance sheet, IIIV closed FY2025 with $595.9M in total assets against $0 in total debt (Altman Z-Score: 3.16, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$213.2M	$17.9M	$5.7M	$3.8M	$595.9M	—
FY2024 (FY)	2024-09-30	$191.2M	$113.3M	$48.4M	$45.4M	$726.2M	$0
FY2023 (FY)	2023-09-30	$189.7M	-$811.0K	$37.2M	$37.2M	—	—

3. IIIV Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IIIV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does IIIV compare to DDD and BLZE in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for IIIV?

Where is IIIV trading relative to its 50-day, 200-day, and 52-week technical levels?

IIIV last traded at $18.42 (+4.78% on volume of 456,973 shares), positioning the stock +15.63% above its 50-day simple moving average ($15.93) and -7.06% below its 200-day simple moving average ($19.82). Across its 52-week range of $13.63 to $31.33, IIIV sits at the 27.1% percentile with a 14-day RSI of 64.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.3% ($17.08 to $19.76).

Direct Sub-Reports: IIIV RQD Cockpit IIIV 12M Forecast IIIV Earnings & Move IIIV Dividends & DRIP IIIV Insiders & 13F IIIV Whale Options IIIV Profit Sankey IIIV News & Why

ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ SEC XBRL & RQD VERIFIED

IIIV — i3 Verticals Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-09-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

i3 Verticals Inc. (Class A) (IIIV) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $18.42 (+4.78% 1D, market capitalization $462.7M).

Fundamental Cash Engine (7/20): Anchored by return on invested capital (ROIC) of 0.9%, gross margin of —, operating margin of 1.8%, and free cash flow yield of 0.82%.
Whale 13F & Options Flow (9/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (6/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of 3.16, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

I3 Verticals Inc. (Class A) is a NASDAQ-listed issuer in the Technology sector, operating in the Computer Software: Prepackaged Software industry..5B. — for what the company sells, to whom, or how it makes money.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-09-30), i3 Verticals Inc. (Class A) (IIIV) reported $213.2M in annual revenue (up from $191.2M in FY2024, +11.5% YoY) and $17.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($189.7M revenue, -$811.0K net income) through FY2025, IIIV scaled operating cash flow to $5.7M and free cash flow to $3.8M, backed by $595.9M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D • RQD 45/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of 0.82% and institutional whale pillar of 9/20. With Fundamental Cash Engine at 7/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $13.63 – $31.33 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh 25.5x trailing P/E and 77.0x EV/EBITDA against 1.8% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— The Butterfly Supply-Chain Graph lists no upstream or downstream links and no proprietary signals, so no dependency or sector-correlation analysis can be drawn from the source. Watch item from the news feed only: the scheduled November 19 results date reported by ad-hoc-news.de.

Key Question #1: Can IIIV sustain or expand its 1.8% operating margin and 0.9% ROIC against Computer Software: Prepackaged Software peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $213.2M and free cash flow of $3.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is IIIV's 23.7x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

IIIV Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for i3 Verticals Inc. (Class A) (IIIV) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to IIIV Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 1d ago

IIIV Stock Price and Chart — NASDAQ:IIIV

TradingView report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

i3 Verticals: Recurring Revenue Alone Won’t Justify A Buy Rating (NASDAQ:IIIV)

Seeking Alpha report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

i3 Verticals Expands Liquidity with New Credit Facility

The Globe and Mail report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

i3 Verticals, Inc. (NASDAQ:IIIV) Stock Has Consensus Target Price of $25.40 According to Brokerages

MarketBeat report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

A holder reports zero shares in i3 Verticals (IIIV) in its fifth ownership amendment.

Stock Titan report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

i3 Verticals schedules November 19 results for i3 Verticals stock

ad-hoc-news.de report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Stock Traders Daily • 2d ago

How (IIIV) Movements Inform Risk Allocation Models

Stock Traders Daily report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH https://www.siam.in/ • 2d ago

i3 Verticals Q2 2026 Earnings: Modest EPS Shortfall Met With a Mutedly Positive Stock Reaction - Return On Equity

https://www.siam.in/ report covering i3 Verticals Inc. (Class A) (IIIV) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

IIIV Bull vs. Bear Conversation Board — What's Your Call at $18.42?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON IIIV 🐻 33% BEARISH CONVICTION

MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $22.68 (+29.0%)

📌 Pinned Debate

The forensic balance sheet scores 14 of 20 with Altman Z 3.16 and Debt/Equity 0.5, indicating no obvious financial distress.

The street is overcomplicating i3 Verticals Inc. (Class A) (IIIV). The forensic balance sheet scores 14 of 20 with Altman Z 3.16 and Debt/Equity 0.5, indicating no obvious financial distress.. With an RQD score of 45/100 (D) and Forensic Balance Sheet at 14/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $18.99.

ArenaChamp_24 🐂 BULL

@MidwestValue Agree on the RQD 45/100 quality, though with 1.0 beta I'm scaling in with half-size at $17.58 and keeping dry powder in case we test $16.35.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $14.59 (-17.0%)

Spot @ $17.58

ROIC of 0.9% and FCF yield of 0.82% against a P/E TTM of 25.5 and EV/EBITDA of 77 leave the valuation unsupported by cash generation.

I respect the product at i3 Verticals Inc. (Class A), but the stock at $17.58 is a different story. ROIC of 0.9% and FCF yield of 0.82% against a P/E TTM of 25.5 and EV/EBITDA of 77 leave the valuation unsupported by cash generation.. FCF yield is 0.82% and RQD sits at 45/100 (D) — why pay up here when you can wait for next quarter's numbers?