Stock Ratings / Financials / ITIC / earnings

YB (45) AIFU (23) OIG (52) XHG (42) ⌘ Pro Terminal →

Investors Title Company (ITIC) Next Earnings Date & Expected ±5.3% Move

$268.72 -1.57% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $267.45

Investors Title Company (ITIC) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $515.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on ITIC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is ITIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Investors Title Company (NASDAQ: ITIC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $268.72 (-1.57% 1D, market cap $515.4M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, ITIC ranks #353 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does ITIC compare to YB and AIFU in the Financials sector?

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Within the Financials sector (Specialty Insurers), ITIC carries a Roarable C (63/100 RQD), trailing P/E of 14.7x, gross margin of —, and ROIC of 13.1%. By comparison, YB (Yuanbao Inc.) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $527.6M) and AIFU (AIFU Inc. Class A Ordinary Share) posts a E grade (23/100 RQD, P/E N/A, ROIC -6.9%, cap $551.2M). Among the 5-stock peer group, ITIC leads on earnings multiple (14.7x) while ITIC leads on capital efficiency (13.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for ITIC?

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Per ITIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000720858), Investors Title Company generated $40.9M in revenue (+16.4% YoY), $35.2M in net income, and $25.4M in free cash flow against $363.1M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $267.46 (-0.47%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 62% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ITIC)Realized 20D OHLCV Swing Band: ±5.3%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY ITIC SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 62% FCF Margin ($25.4M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$289.21-1.8% Next Q

Q2 (-2Q)

Grade B-$283.89-2.5% Next Q

Q3 (-1Q)

Grade B-$276.75-2.9% Next Q

Current

Grade C$268.72+0.9% Hist 90D α

Trajectory: B (71) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the ITIC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, ITIC faces multiple-compression risk if 14.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($290.74) or 200D SMA ($261.38) invalidates the momentum regime and cuts Target Base ($274.77) toward Bear Floor ($214.32).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ITIC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “ITIC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±5.3% Swing Band

±$14.24 Expected Swing

MODEL EARNINGS SETUP GAUGE

ITIC Quantitative Pre-Earnings Setup: 63/100

Trailing EPS: $18.63 • YoY Revenue Growth: 16.4%

Model Bullish Setup (63/100)Model Risk Weight (37/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$40.9M	$35.2M	$25.4M	52%
FY 2024	2024-12-31	$35.1M	$31.1M	$22.4M	52%
FY 2023	2023-12-31	$36.3M	$21.7M	$7.4M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating ITIC & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on ITIC
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

ITIC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.19%🛡️ HOLDING TREND SUPPORT

2026-11-02O $268.5H $273.0L $268.5C $268.7VOL 55.7K

RES: $301.7SUP: $267.2SMA50: $290.7SMA200: $261.4

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ITIC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ITIC Butterfly Map → + Track ITIC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.8%/yr Implied 5Y Growth

vs. +16.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ITIC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ITIC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ITIC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ITIC)

Financials Rank #353 of 1096 ⚔️ YB vs ITIC Full Matrix →

1. Head-to-Head Financials Peer Comparison (ITIC vs. YB, AIFU, OIG, XHG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Investors Title Company (ITIC) ranks #353 by composite RQD confidence (63/100, grade C) and #696 by equity capitalization ($515.4M). Within this direct 5-issuer industry benchmark cohort, ITIC leads on earnings valuation at 14.7x trailing P/E, while ITIC leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. ITIC currently leads its immediate peer cohort in composite quantitative strength at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ITIC ACTIVE Investors Title Company	C	63/100	14.7x	—	13.1%	-1.57%	$515.4M	Benchmark Subject
YB Yuanbao Inc.	D	45/100	—	—	—	-2.18%	$527.6M	/yb-vs-itic →
AIFU AIFU Inc. Class A Ordinary Share	E	23/100	—	—	-6.9%	+8.77%	$551.2M	/aifu-vs-itic →
OIG Orion180 Insurance Group Inc. (Class A)	D+	52/100	—	—	—	-0.41%	$974.5M	/oig-vs-itic →
XHG XChange TEC.INC	D-	42/100	—	—	—	+2.52%	$204.6M	/xhg-vs-itic →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000720858

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Investors Title Company (ITIC) reported GAAP revenue of $40.9M (+16.4% vs. FY2024 revenue of $35.1M , and +12.6% cumulative change since FY2023) , GAAP net income of $35.2M, operating cash flow of $30.9M, and free cash flow of $25.4M (+13.2% YoY). On the balance sheet, ITIC closed FY2025 with $363.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$40.9M	$35.2M	$30.9M	$25.4M	$363.1M	—
FY2024 (FY)	2024-12-31	$35.1M	$31.1M	$29.8M	$22.4M	$333.6M	—
FY2023 (FY)	2023-12-31	$36.3M	$21.7M	$7.4M	$7.4M	—	—

3. ITIC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ITIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does ITIC compare to YB and AIFU in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for ITIC?

Where is ITIC trading relative to its 50-day, 200-day, and 52-week technical levels?

ITIC last traded at $268.72 (-1.57% on volume of 42,460 shares), positioning the stock -7.57% below its 50-day simple moving average ($290.74) and +2.81% above its 200-day simple moving average ($261.38). Across its 52-week range of $209.75 to $309.55, ITIC sits at the 59.1% percentile with a 14-day RSI of 40.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($254.48 to $282.96).

ITIC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is ITIC's next earnings date?

Based on SEC filing cadence, Investors Title Company (ITIC)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is ITIC stock expected to move on earnings?

Volatility modeling currently projects a ±5.3% event move for ITIC, spanning a range between $254.48 and $282.96.

Direct Sub-Reports: ITIC RQD Cockpit ITIC 12M Forecast ITIC Earnings & Move ITIC Dividends & DRIP ITIC Insiders & 13F ITIC Whale Options ITIC Profit Sankey ITIC News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

ITIC — Investors Title Company: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:35:36Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, ITIC carries an RQD Score of 63 out of 100, a letter grade of C, and the verdict label "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are:

Fundamental Cash Engine: 13 / 20. Per the Roarable RQD rating, this reflects ROIC of 13.1% and an FCF yield of 4.92%. These are the rating's core cash-generation signals; the pillar is moderate, indicating solid but not exceptional cash economics relative to the scoring framework.
Whale 13F Flow: 7 / 20. Per the Roarable RQD rating, this pillar measures institutional accumulation and options positioning. It is the weakest pillar, suggesting limited or unconvincing institutional conviction in the source data. For a prospective investor, this means the stock is not currently supported by a clear institutional accumulation signal.
Insider Conviction: 17 / 20. Per the Roarable RQD rating, this is the strongest pillar, reflecting SEC Form 4 and Congressional PTR cluster flow. Strong insider-flow scoring is an upside driver in the framework, though the underlying trade-level detail is not present in the source data for independent verification.
Macro Regime Fit: 13 / 20. Per the Roarable RQD rating, this reflects a beta of 1.0 and sector sensitivity. A beta of 1.0 implies market-level sensitivity to broad moves; the moderate score indicates neither a defensive nor an aggressive regime fit.
Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, this reflects an Altman Z of 2.5, a Piotroski F of 5/9, and a Debt/Equity of 0.5. These are moderate forensic readings: no distress flag, but not a pristine profile.

Taken together, the rating frames ITIC as a balanced-risk name. The cash and balance-sheet pillars are mid-range, insider flow is the main upside driver, and weak institutional flow is the main drag. On valuation, per the market data, the trailing P/E of 14.7 compares with a forward P/E of 12.3, which implies expected earnings growth in the framework, though the RQD rating itself does not assign a valuation pillar. A prospective investor should weigh the strong insider score against the weak 13F score and the absence of analyst coverage.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$40.9M	$0.0M	$35.2M	N/A	$25.4M	$20.8M	N/A
FY 2024	$35.1M	$0.0M	$31.1M	N/A	$22.4M	$24.7M	N/A
FY 2023	$36.3M	$0.0M	$21.7M	N/A	$7.4M	N/A	N/A

Per the SEC financials, net income rose from $21.7M in FY 2023 to $31.1M in FY 2024 and $35.2M in FY 2025, while revenue moved from $36.3M to $35.1M to $40.9M across the same periods. Per the market data, the net margin is 68%, while gross and operating margins are reported as 0%; these reported margin figures should be read with caution given the source's operating-income entries of $0.0M. Per the Roarable RQD rating, ROIC is 13.1%. Per the Roarable RQD rating, the forensic readings are an Altman Z of 2.5 (grey-zone territory by the conventional Altman framework, though the source does not define that threshold), a Piotroski F of 5/9, and a Debt/Equity of 0.5. Cash declined from $24.7M in FY 2024 to $20.8M in FY 2025, while FCF rose to $25.4M.

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts section, six headlines are present, all related to ITIC:

A Yahoo Finance report questioning whether the company's low EV/Sales ratio represents a hidden gem or a value trap (YELLOW, MARKET WIRE).
An Investing.com report on an InvestingPro Fair Value analysis citing a 76% gain opportunity (GREEN, CATALYST).
A MarketBeat report on unusually high trading volume (YELLOW, MARKET WIRE).
Two reports on the stock edging higher to $290.10 as it tests resistance, one flagging insider selling alerts (YELLOW, MARKET WIRE).
A MarketBeat report that the stock broke above its 200-day moving average (YELLOW, MARKET WIRE).

Per the market data, the volume of 55,742 is noted alongside these headlines. Per the butterfly supply-chain graph, no supply-chain links or proprietary signals are present (supply chain: NONE). Risk watch items are the insider-selling alert and the value-trap framing in the lead headline. Several headlines are promotional or aggregator-sourced, so the catalysts should be treated as market commentary rather than verified fundamental events.

Open Questions

What are the company's specific product lines and revenue mix, given that the source data provides only sector and industry labels?
Why are the reported gross and operating margins 0%, and what explains the $0.0M operating income entries alongside positive net income?
What were the reported EPS and debt figures for each period, which are listed as N/A in the financial data?
What is the identity and size of the insider trades underlying the 17/20 insider-conviction pillar, and do they reflect buying or selling?
How does the 13F institutional position compare to the stock's market cap and recent volume, given the weak 7/20 whale-flow pillar?

ITIC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Investors Title Company (ITIC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to ITIC Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 12h ago

Is ITIC's Low EV/Sales Ratio a Hidden Gem for Investors or a Value Trap?

Yahoo Finance report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Investing.com • 15h ago

How InvestingPro’s Fair Value spotted ITIC’s 76% gain opportunity By Investing.com

Investing.com report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 18h ago

Investors Title (NASDAQ:ITIC) Sees Unusually-High Trading Volume - What's Next?

MarketBeat report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.dars.gov.et • 21h ago

Investors Title Company (ITIC) Edges Higher to $290.10 as Title Insurance Name Tests Resistance - Insider Selling Alerts

www.dars.gov.et report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Investors Title (NASDAQ:ITIC) Stock Breaks Above 200 Day Moving Average - Here's What Happened

MarketBeat report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

Investors Title stock follows stronger Q2 earnings and title activity

ad-hoc-news.de report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 1d ago

How Low Will Investors (ITIC) Go After -2.20% Sell-Off? 2026-10-26 - Delta Hedging

https://www.siam.in/ report covering Investors Title Company (ITIC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

ITIC Bull vs. Bear Conversation Board — What's Your Call at $268.72?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON ITIC 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $294.85 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is ITIC (C • RQD 63/100) a Buy at $273.01?

Welcome to the ITIC (Investors Title Company) Roar Pit. Current RQD Composite is 63/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Specialty Insurers. Bulls point to capital efficiency (13.1% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $207.49 (-24.0%)

Spot @ $273.01

Pump the brakes on ITIC — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on ITIC, but look at what you are paying: 14.7x trailing P/E with tightening sector spreads. Unless Investors Title Company expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $346.72 (+27.0%)

Spot @ $273.01

ITIC cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on ITIC, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $273.01 (52-wk range $209.75 - $309.55), any beat on forward guidance forces shorts and underweight funds to chase.