MARKET WIREYahoo Finance • 1d ago
Kingstone Declares Quarterly Cash Dividend of $0.06 Per ShareYahoo Finance report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
Why KINS Stock dropped -2.30% Today — RQD Quant Desk Flash
$19.94 -2.30% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $19.91
Kingstone Companies Inc. (KINS) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 33% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $295.5M
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Is KINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Kingstone Companies Inc. (NASDAQ: KINS) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $19.94 (-2.30% 1D, market cap $295.5M). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, KINS ranks #73 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does KINS compare to KWY and NODK in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), KINS carries a Roarable B (72/100 RQD), trailing P/E of 7.1x, gross margin of —, and ROIC of 33.2%. By comparison, KWY (Kingsway Corporation) holds a E grade (32/100 RQD, P/E N/A, ROIC -13.6%, cap $288.2M) and NODK (NI Holdings Inc.) posts a E grade (31/100 RQD, P/E N/A, ROIC -4.3%, cap $308.7M). Among the 5-stock peer group, KINS leads on earnings multiple (7.1x) while KINS leads on capital efficiency (33.2% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for KINS?
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Per KINS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000033992), Kingstone Companies Inc. generated $214.9M in revenue (+38.5% YoY), $40.8M in net income, and $73.1M in free cash flow against $453.4M in total assets and $3.1M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $19.91 (-0.17%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 19/20 (A+) • 34% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR RQD RADARRw B+ · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+6.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KINS)Realized 20D OHLCV Swing Band: ±5.1%
Deterministic 5-Pillar Attribution (72/100 Composite)
🔍 WHY KINS SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+19/20 pts (26% of score)
SEC XBRL FY 2025 (10-K): 34% FCF Margin ($73.1M FCF) & 52% Gross Margin
▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (19% of score)
20D Institutional Volume Accumulation (±5.1% realized swing band)
▼ #1 Drag / Risk Factor: Macro Regime Fit12/20 pts (-8 pt drag)
Macro rate sensitivity & RSI-14 (64.2) create a -8 pt regime headwind
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$18.44+6.1% Next Q
64
Q2 (-2Q)Grade B-$19.56+0.7% Next Q
67
Q3 (-1Q)Grade B-$19.70+1.2% Next Q
69
CurrentGrade B$19.94+7% Hist 90D α
72
Trajectory: C+ (64) → B (72)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the KINS Bull Thesis Could Fail
Even with a 72/100 (B) score, KINS faces multiple-compression risk if 7.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($19.26) or 200D SMA ($17.50) invalidates the momentum regime and cuts Target Base ($21.20) toward Bear Floor ($16.35).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $KINS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “KINS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why KINS Stock dropped -2.30% Today — RQD Quant Desk Flash
Kingstone Companies Inc. (KINS) dropped -2.30% to $19.94, trading at 86% of its 52-week range ($13.83 – $20.9). High-quality cash engine (steady margins, 33% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 86% of its 52-week range ($13.83 – $20.9) with RSI-14 at 64.2 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.1% around $19.94 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 52% gross margin and $73.1M annual free cash flow.
Live KINS Headlines & Catalysts
MARKET WIRESeeking Alpha • 1d ago
Kingstone: Less Reinsurance Means More Earnings And More Volatility (NASDAQ:KINS)Seeking Alpha report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 2d ago
Kingstone Companies, Inc (NASDAQ:KINS) Shares Set to Pay Quarterly Dividend of $0.06MarketBeat report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 2d ago
Kingstone Schedules Third Quarter 2026 Earnings Release and Conference CallYahoo Finance report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIRESeeking Alpha • 2d ago
Kingstone Company: Reduction In Reinsurance Will Improve Margins (NASDAQ:KINS)Seeking Alpha report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIRESimply Wall St • 2d ago
3 Stocks Estimated To Be Undervalued In October 2026Simply Wall St report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 2d ago
Kingstone Companies (KINS) Expected to Release Quarterly Earnings on ThursdayMarketBeat report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Traders Daily • 2d ago
Behavioral Patterns of KINS and Institutional FlowsStock Traders Daily report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (KINS Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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KINS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +26.76%⚡ TESTING RESISTANCE
2026-11-04O $20.17H $20.41L $19.94C $19.94VOL 75.6K
RES: $20.03SUP: $16.69SMA50: $19.26SMA200: $17.50
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
KINS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
-7.7%/yr Implied 5Y Growth
vs. +38.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on KINS today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for KINS. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for KINS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KINS)
Financials Rank #73 of 1097
⚔️ KWY vs KINS Full Matrix →
1. Head-to-Head Financials Peer Comparison (KINS vs. KWY, NODK, GBLI, OSG)
Industry: Property-Casualty Insurers (68 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Kingstone Companies Inc. (KINS) ranks #73 by composite RQD confidence (72/100, grade B) and #811 by equity capitalization ($295.5M). Within this direct 5-issuer industry benchmark cohort, KINS leads on earnings valuation at 7.1x trailing P/E, while KINS leads on capital efficiency and profitability with 33.2% ROIC and — gross margin. KINS currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| KINS
ACTIVE
Kingstone Companies Inc. | B | 72/100 | 7.1x | — | 33.2% | -2.30% | $295.5M | Benchmark Subject |
| KWY Kingsway Corporation | E | 32/100 | — | — | -13.6% | -1.30% | $288.2M | /kwy-vs-kins → |
| NODK NI Holdings Inc. | E | 31/100 | — | — | -4.3% | +0.13% | $308.7M | /nodk-vs-kins → |
| GBLI Global Indemnity Group LLC (Class A) | D- | 43/100 | 14.2x | — | 3.6% | -12.27% | $347.7M | /gbli-vs-kins → |
| OSG Octave Specialty Group Inc. | E | 33/100 | — | — | -35.0% | -3.65% | $234.3M | /osg-vs-kins → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000033992 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Kingstone Companies Inc. (KINS) reported GAAP revenue of $214.9M (+38.5% vs. FY2024 revenue of $155.1M , and +49.0% cumulative change since FY2023) , GAAP net income of $40.8M, operating cash flow of $75.9M, and free cash flow of $73.1M (+31.4% YoY). On the balance sheet, KINS closed FY2025 with $453.4M in total assets against $3.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $214.9M | $40.8M | $75.9M | $73.1M | $453.4M | $3.1M |
| FY2024 (FY) | 2024-12-31 | $155.1M | $18.4M | $57.9M | $55.6M | $374.9M | $4.3M |
| FY2023 (FY) | 2023-12-31 | $144.2M | $6.2M | -$11.3M | -$11.3M | — | — |
3. KINS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs KINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Kingstone Companies Inc. (NASDAQ: KINS) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $19.94 (-2.30% 1D, market cap $295.5M). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, KINS ranks #73 in composite RQD confidence.
How does KINS compare to KWY and NODK in the Financials sector?
Within the Financials sector (Property-Casualty Insurers), KINS carries a Roarable B (72/100 RQD), trailing P/E of 7.1x, gross margin of —, and ROIC of 33.2%. By comparison, KWY (Kingsway Corporation) holds a E grade (32/100 RQD, P/E N/A, ROIC -13.6%, cap $288.2M) and NODK (NI Holdings Inc.) posts a E grade (31/100 RQD, P/E N/A, ROIC -4.3%, cap $308.7M). Among the 5-stock peer group, KINS leads on earnings multiple (7.1x) while KINS leads on capital efficiency (33.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for KINS?
Per KINS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000033992), Kingstone Companies Inc. generated $214.9M in revenue (+38.5% YoY), $40.8M in net income, and $73.1M in free cash flow against $453.4M in total assets and $3.1M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is KINS trading relative to its 50-day, 200-day, and 52-week technical levels?
KINS last traded at $19.94 (-2.30% on volume of 65,422 shares), positioning the stock +3.53% above its 50-day simple moving average ($19.26) and +13.94% above its 200-day simple moving average ($17.50). Across its 52-week range of $13.83 to $20.90, KINS sits at the 86.4% percentile with a 14-day RSI of 64.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.1% ($18.92 to $20.96).
ROARABLE RATING BRIEF • RQD 72/100 (B)
✓ SEC XBRL & RQD VERIFIED
KINS — Kingstone Companies Inc.: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31
1. Roarable Rating Brief: What This Means to a Prospective Investor
Kingstone Companies Inc. (KINS) earns a live Roarable RQD composite score of 72/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $19.94 (-2.30% 1D, market capitalization $295.5M).
- Fundamental Cash Engine (19/20): Anchored by return on invested capital (ROIC) of 33.2%, gross margin of —, operating margin of —, and free cash flow yield of —.
- Whale 13F & Options Flow (14/20) + Insider Conviction (14/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Kingstone Companies Inc. (KINS) is a NASDAQ-listed issuer in the Financials sector, Property-Casualty Insurers industry. Its market capitalization is $0.3B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Kingstone Companies Inc. (KINS) reported $214.9M in annual revenue (up from $155.1M in FY2024, +38.5% YoY) and $40.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($144.2M revenue, $6.2M net income) through FY2025, KINS scaled operating cash flow to $75.9M and free cash flow to $73.1M, backed by $453.4M in total assets against $3.1M in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B • RQD 72/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 19/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $13.83 – $20.90 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 7.1x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are — The only sector-level information provided is the Financials / Property-Casualty Insurers classification. Investors should watch the reinsurance arrangements discussed in the news wire, since that is the one operational lever the source material identifies, but the source does not quantify their effect.
- Key Question #1: Can KINS sustain or expand its — operating margin and 33.2% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $214.9M and free cash flow of $73.1M, how will capital allocation balance growth reinvestment against $3.1M in total debt?
- Key Question #3: How sensitive is KINS's 6.0x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
KINS Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Kingstone Companies Inc. (KINS) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 1d ago
Kingstone Declares Quarterly Cash Dividend of $0.06 Per Share Yahoo Finance report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Seeking Alpha • 1d ago
Kingstone: Less Reinsurance Means More Earnings And More Volatility (NASDAQ:KINS) Seeking Alpha report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 2d ago
Kingstone Companies, Inc (NASDAQ:KINS) Shares Set to Pay Quarterly Dividend of $0.06 MarketBeat report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 2d ago
Kingstone Schedules Third Quarter 2026 Earnings Release and Conference Call Yahoo Finance report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Seeking Alpha • 2d ago
Kingstone Company: Reduction In Reinsurance Will Improve Margins (NASDAQ:KINS) Seeking Alpha report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Simply Wall St • 2d ago
3 Stocks Estimated To Be Undervalued In October 2026 Simply Wall St report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 2d ago
Kingstone Companies (KINS) Expected to Release Quarterly Earnings on Thursday MarketBeat report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Traders Daily • 2d ago
Behavioral Patterns of KINS and Institutional Flows Stock Traders Daily report covering Kingstone Companies Inc. (KINS) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
KINS Bull vs. Bear Conversation Board — What's Your Call at $19.94?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON KINS 🐻 33% BEARISH CONVICTION
CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH
🎯 Target: $24.20 (+20.0%)
📌 Pinned Debate Per the Roarable RQD rating, a 33.2% ROIC and a 6x forward P/E suggest strong capital efficiency at a low multiple.
Long KINS at $20.17 targeting $24.20. Per the Roarable RQD rating, a 33.2% ROIC and a 6x forward P/E suggest strong capital efficiency at a low multiple.. Institutional whale score is 14/20 and the risk/reward vs. the $13.83 52-week low is skewed heavily in favor of bulls.
EarningsSniper 🐂 BULL
Both sides have a point here — KINS's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH
🎯 Target: $15.73 (-22.0%)
Spot @ $20.17 Valuation & margin reality check on KINS at $20.17 before chasing here
I respect the product at Kingstone Companies Inc., but the stock at $20.17 is a different story. Valuation & margin reality check on KINS at $20.17 before chasing here. FCF yield is 0.0% and RQD sits at 72/100 (B) — why pay up here when you can wait for next quarter's numbers?