Yahoo Finance report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Why KRNY Stock slipped -1.19% Today — RQD Quant Desk Flash
Kearny Financial Corp (KRNY) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is KRNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Kearny Financial Corp (NASDAQ: KRNY) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $9.12 (-1.19% 1D, market cap $599.3M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, KRNY ranks #565 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does KRNY compare to PDLB and NRIM in the Financials sector?
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Within the Financials sector (Savings Institutions), KRNY carries a Roarable D+ (55/100 RQD), trailing P/E of 23.0x, gross margin of —, and ROIC of 3.4%. By comparison, PDLB (Ponce Financial Group Inc.) holds a C+ grade (68/100 RQD, P/E 19.9x, ROIC 5.1%, cap $548.6M) and NRIM (Northrim BanCorp Inc) posts a C grade (64/100 RQD, P/E 8.3x, ROIC 19.8%, cap $537.9M). Among the 5-stock peer group, NRIM leads on earnings multiple (8.3x) while NRIM leads on capital efficiency (19.8% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for KRNY?
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Per KRNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001617242), Kearny Financial Corp generated $0 in revenue, $26.1M in net income, and $21.4M in free cash flow against $7.62B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Capital intensity & 0% operating margin leave 13 pts on the table
⚔️ Adversarial Opposing Case: Why the KRNY Bull Thesis Could Fail
Even with a 55/100 (D+) score, KRNY faces multiple-compression risk if 23.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($9.44) or 200D SMA ($8.64) invalidates the momentum regime and cuts Target Base ($9.00) toward Bear Floor ($7.02).
Why KRNY Stock slipped -1.19% Today — RQD Quant Desk Flash
Kearny Financial Corp (KRNY) slipped -1.19% to $9.12, trading at 72% of its 52-week range ($6.23 – $10.24). Stretched risk/reward at 23x P/E (3% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 72% of its 52-week range ($6.23 – $10.24) with RSI-14 at 50.2 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $9.12 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $21.4M annual free cash flow.
The Globe and Mail report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Kearny Financial (NASDAQ:KRNY) shareholders elected four directors, ratified Crowe LLP as the company’s independent registered public accounting firm for fiscal 2027 and approved, on a non-binding advisory basis, executi
Kearny (KRNY) delivered earnings and revenue surprises of -5.88% and -2.80%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KRNY)
- ✓Walkthrough of KRNY's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
KRNY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on KRNY today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for KRNY. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KRNY)
1. Head-to-Head Financials Peer Comparison (KRNY vs. PDLB, NRIM, FMAO, HTB)
Industry: Savings Institutions (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Kearny Financial Corp (KRNY) ranks #565 by composite RQD confidence (55/100, grade D+) and #668 by equity capitalization ($599.3M). Within this direct 5-issuer industry benchmark cohort, NRIM leads on earnings valuation at 8.3x trailing P/E, while NRIM leads on capital efficiency and profitability with 19.8% ROIC and — gross margin. PDLB currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with KRNY at 55/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| KRNY
ACTIVE
Kearny Financial Corp | D+ | 55/100 | 23.0x | — | 3.4% | -1.19% | $599.3M | Benchmark Subject |
| PDLB Ponce Financial Group Inc. | C+ | 68/100 | 19.9x | — | 5.1% | -0.84% | $548.6M | /pdlb-vs-krny → |
| NRIM Northrim BanCorp Inc | C | 64/100 | 8.3x | — | 19.8% | -1.36% | $537.9M | /nrim-vs-krny → |
| FMAO Farmers & Merchants Bancorp Inc. | C+ | 68/100 | 15.3x | — | 9.0% | -1.86% | $510.7M | /fmao-vs-krny → |
| HTB HomeTrust Bancshares Inc. | C | 63/100 | 11.6x | — | 10.7% | -2.03% | $747.9M | /htb-vs-krny → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001617242In its most recent audited fiscal period (FY2025, filed 2025-06-30), Kearny Financial Corp (KRNY) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $26.1M, operating cash flow of $24.8M, and free cash flow of $21.4M (-49.8% YoY). On the balance sheet, KRNY closed FY2025 with $7.62B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $0 | $26.1M | $24.8M | $21.4M | $7.62B | — |
| FY2024 (FY) | 2024-06-30 | $0 | -$86.7M | $44.0M | $42.6M | $7.73B | — |
| FY2023 (FY) | 2023-06-30 | $0 | $40.8M | $69.5M | $69.5M | — | — |
3. KRNY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs KRNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Kearny Financial Corp (NASDAQ: KRNY) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $9.12 (-1.19% 1D, market cap $599.3M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, KRNY ranks #565 in composite RQD confidence.
How does KRNY compare to PDLB and NRIM in the Financials sector?
Within the Financials sector (Savings Institutions), KRNY carries a Roarable D+ (55/100 RQD), trailing P/E of 23.0x, gross margin of —, and ROIC of 3.4%. By comparison, PDLB (Ponce Financial Group Inc.) holds a C+ grade (68/100 RQD, P/E 19.9x, ROIC 5.1%, cap $548.6M) and NRIM (Northrim BanCorp Inc) posts a C grade (64/100 RQD, P/E 8.3x, ROIC 19.8%, cap $537.9M). Among the 5-stock peer group, NRIM leads on earnings multiple (8.3x) while NRIM leads on capital efficiency (19.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for KRNY?
Per KRNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001617242), Kearny Financial Corp generated $0 in revenue, $26.1M in net income, and $21.4M in free cash flow against $7.62B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is KRNY trading relative to its 50-day, 200-day, and 52-week technical levels?
KRNY last traded at $9.12 (-1.19% on volume of 410,934 shares), positioning the stock -3.39% below its 50-day simple moving average ($9.44) and +5.56% above its 200-day simple moving average ($8.64). Across its 52-week range of $6.23 to $10.24, KRNY sits at the 72.1% percentile with a 14-day RSI of 50.2 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($8.69 to $9.55).
KRNY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is KRNY stock moving today?
Why KRNY Stock slipped -1.19% Today — RQD Quant Desk Flash. Stretched risk/reward at 23x P/E (3% return on capital) under elevated 10-year interest-rate pressure.
KRNY — Kearny Financial Corp: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, KRNY carries an RQD Score of 55 and a letter grade of D+, labeled "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 7/20 (ROIC 3.4%; FCF yield 3.57%), Whale 13F Flow at 10/20 (institutional accumulation and options positioning), Insider Conviction at 14/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 11/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet at 13/20 (Altman Z 2.5; Piotroski F 4/9; Debt/Equity 0.5). The weakest pillar is the Fundamental Cash Engine, which is the basis for the trim label. For a prospective investor, the pillar profile suggests that the balance sheet and insider-flow signals are comparatively stronger than the cash-generation return profile. Valuation tradeoffs are visible in the market data: trailing P/E of 23 against a forward P/E of 21.4 and a 4.61% dividend yield. Upside drivers in the source data are limited to the balance-sheet and insider-flow pillars; the rating itself does not forecast price direction. This is an analytical summary, not personalized financial advice.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $26.1M | N/A | $21.4M | $147.3M | N/A |
| FY 2024 | $0.0M | $0.0M | $-86.7M | N/A | $42.6M | $141.6M | N/A |
| FY 2023 | $0.0M | $0.0M | $40.8M | N/A | $69.5M | N/A | N/A |
Per the SEC financials, net income moved from $40.8M (FY 2023) to $-86.7M (FY 2024) before recovering to $26.1M (FY 2025), while reported FCF declined across the three periods from $69.5M to $21.4M. Per the market data, gross, operating, and net margins are each reported as 0%, and ROIC is 3.4%. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 4/9, and Debt/Equity is 0.5. Balance sheet posture is described as moderate on these metrics; the source data does not provide revenue or operating income figures to assess margin trends directly.
Recent Catalysts & News Wire Analysis
- Q1 earnings comparison (Yahoo Finance, MARKET WIRE, YELLOW): Headline notes a comparison of Q1 earnings against estimates.
- Fiscal 2026 execution (The Globe and Mail, RISK WATCH, RED): Headline references strong fiscal 2026 execution progress; flagged RED on the wire as a risk-watch item.
- Shareholder/analyst call slideshow (Seeking Alpha, MARKET WIRE, YELLOW): Dated 2026-10-20 in the headline.
- Analyst forecast page (Simply Wall St, MARKET WIRE, YELLOW): Stock forecast and analyst predictions headline; no figures provided.
- Q1 2027 earnings release (Quiver Quantitative, MARKET WIRE, YELLOW): Headline only.
- Rotational strategy timing (Stock Traders Daily, MARKET WIRE, YELLOW): Headline only.
The Butterfly Supply-Chain Graph reports supply_chain: NONE, with no butterfly links and no proprietary signals.
Open Questions
- What are KRNY's revenue and operating income figures, given that the reported periods show $0.0M for both?
- What is the source of the EPS (TTM) of 0.4 relative to FY net income figures and the missing reported EPS values?
- What drove the FY 2024 net loss of $-86.7M, and was it recurring or one-time?
- What is the reported debt level, given that debt is N/A in every period?
- What is the basis for the Fundamental Cash Engine pillar score, and what are the components behind ROIC 3.4% and FCF yield 3.57%?
KRNY Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Kearny Financial Corp (KRNY) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Kearny Financial Corp (KRNY) market action, institutional positioning, and fundamental catalysts.
KRNY Bull vs. Bear Conversation Board — What's Your Call at $9.12?
🔥 Official Bull vs. Bear Debate: Is KRNY (D+ • RQD 55/100) a Buy at $9.23?
Welcome to the KRNY (Kearny Financial Corp) Roar Pit. Current RQD Composite is 55/100 (Roarable Sell — Weak Fundamentals / Trim) in Savings Institutions. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on KRNY — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on KRNY, but look at what you are paying: 23.0x trailing P/E with tightening sector spreads. Unless Kearny Financial Corp expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
KRNY cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on KRNY, the market is fixating on short-term headline noise in Savings Institutions and ignoring the balance sheet and cash flow trajectory. At $9.23 (52-wk range $6.23 - $10.24), any beat on forward guidance forces shorts and underweight funds to chase.