Does LIF pay a dividend and is it safe?

Life360 Inc. (LIF) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Technology / LIF / dividends

FA (57) RGTI (33) JOYY (52) AGYS (71) ⌘ Pro Terminal →

Life360 Inc. (LIF) Dividend Safety Gauge & 10-Year DRIP Compounder

$44.69 +0.56% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $44.65

Life360 Inc. (LIF) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $3.62B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LIF Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LIF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Life360 Inc. (NASDAQ: LIF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $44.69 (+0.56% 1D, market cap $3.62B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 13/20. Across 715 tracked Technology issuers, LIF ranks #330 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LIF compare to FA and RGTI in the Technology sector?

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Within the Technology sector (EDP Services), LIF carries a Roarable D (51/100 RQD), trailing P/E of 24.6x, gross margin of 77.8%, and ROIC of 8.0%. By comparison, FA (First Advantage Corporation) holds a D+ grade (57/100 RQD, P/E N/A, ROIC 3.3%, cap $3.71B) and RGTI (Rigetti Computing Inc.) posts a E grade (33/100 RQD, P/E N/A, ROIC -12.1%, cap $3.75B). Among the 5-stock peer group, LIF leads on earnings multiple (24.6x) while AGYS leads on capital efficiency (14.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LIF?

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Per LIF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001581760), Life360 Inc. generated $489.5M in revenue (+31.8% YoY), $150.8M in net income, and $86.8M in free cash flow against $959.7M in total assets and $0 in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $44.65 (-0.09%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 17.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-3.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LIF)Realized 20D OHLCV Swing Band: ±7.7%

Deterministic 5-Pillar Attribution (51/100 Composite)

🔍 WHY LIF SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (35% of score)

Altman Z-Score 6.41 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (52.8) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$42.55+1.9% Next Q

Q2 (-2Q)

Grade D$43.37-0.4% Next Q

Q3 (-1Q)

Grade D$43.18+3.5% Next Q

Current

Grade D$44.69-1.3% Hist 90D α

Trajectory: D (43) → D (51)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a LIF Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While LIF currently carries a cautious 51/100 (D) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($42.64) and Max Pain ($46.92) forces dealer call-delta covering toward $104.99.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.52% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LIF• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LIF Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 51%NO 49%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.5K

Yr 2

$15.7K

Yr 3

$18.3K

Yr 4

$21.3K

Yr 5

$24.7K

Yr 6

$28.8K

Yr 7

$33.5K

Yr 8

$38.9K

Yr 9

$45.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LIF)

✓Walkthrough of LIF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

LIF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.44%⚡ TESTING RESISTANCE

2026-11-03O $45.49H $45.49L $44.44C $44.69VOL 519.6K

RES: $45.19SUP: $39.70SMA50: $42.64SMA200: $46.97

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LIF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LIF Butterfly Map → + Track LIF →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

18.3%/yr Implied 5Y Growth

vs. +31.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on LIF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LIF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LIF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LIF)

Technology Rank #330 of 715 ⚔️ FA vs LIF Full Matrix →

1. Head-to-Head Technology Peer Comparison (LIF vs. FA, RGTI, JOYY, AGYS)

Industry: EDP Services (163 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, Life360 Inc. (LIF) ranks #330 by composite RQD confidence (51/100, grade D) and #236 by equity capitalization ($3.62B). Within this direct 5-issuer industry benchmark cohort, LIF leads on earnings valuation at 24.6x trailing P/E, while AGYS leads on capital efficiency and profitability with 14.7% ROIC and 62.6% gross margin. AGYS currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with LIF at 51/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LIF ACTIVE Life360 Inc.	D	51/100	24.6x	77.8%	8.0%	+0.56%	$3.62B	Benchmark Subject
FA First Advantage Corporation	D+	57/100	—	—	3.3%	+2.18%	$3.71B	/fa-vs-lif →
RGTI Rigetti Computing Inc.	E	33/100	—	29.1%	-12.1%	-5.16%	$3.75B	/rgti-vs-lif →
JOYY JOYY Inc.	D+	52/100	—	—	0.7%	-1.23%	$3.93B	/joyy-vs-lif →
AGYS Agilysys Inc.	B-	71/100	84.3x	62.6%	14.7%	+1.88%	$3.27B	/agys-vs-lif →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001581760 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Life360 Inc. (LIF) reported GAAP revenue of $489.5M (+31.8% vs. FY2024 revenue of $371.5M , and +60.7% cumulative change since FY2023) , GAAP net income of $150.8M, operating cash flow of $88.6M, and free cash flow of $86.8M (+176.3% YoY). On the balance sheet, LIF closed FY2025 with $959.7M in total assets against $0 in total debt (Altman Z-Score: 6.41, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$489.5M	$150.8M	$88.6M	$86.8M	$959.7M	—
FY2024 (FY)	2024-12-31	$371.5M	-$4.6M	$32.6M	$31.4M	$441.6M	—
FY2023 (FY)	2023-12-31	$304.5M	-$28.2M	$7.5M	$7.5M	—	—

3. LIF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LIF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LIF compare to FA and RGTI in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for LIF?

Where is LIF trading relative to its 50-day, 200-day, and 52-week technical levels?

LIF last traded at $44.69 (+0.56% on volume of 605,830 shares), positioning the stock +4.81% above its 50-day simple moving average ($42.64) and -4.85% below its 200-day simple moving average ($46.97). Across its 52-week range of $37.01 to $99.99, LIF sits at the 12.2% percentile with a 14-day RSI of 52.8 (NEUTRAL RANGE) and an implied next-earnings move of ±7.7% ($41.25 to $48.13).

Direct Sub-Reports: LIF RQD Cockpit LIF 12M Forecast LIF Earnings & Move LIF Dividends & DRIP LIF Insiders & 13F LIF Whale Options LIF Profit Sankey LIF News & Why

ROARABLE RATING BRIEF • RQD 51/100 (D) ✓ SEC XBRL & RQD VERIFIED

LIF — Life360 Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Life360 Inc. (LIF) earns a live Roarable RQD composite score of 51/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $44.69 (+0.56% 1D, market capitalization $3.62B).

Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of 8.0%, gross margin of 77.8%, operating margin of 3.8%, and free cash flow yield of 2.34%.
Whale 13F & Options Flow (7/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (4/20) + Forensic Balance Sheet (18/20): Incorporates a 1.00x equity beta, Altman Z-Score of 6.41, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Life360 Inc. (LIF) is a NASDAQ-listed issuer in the Technology sector, operating in the EDP Services industry. The profile describes the company as a Technology issuer with a market capitalization of $3.7B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Life360 Inc. (LIF) reported $489.5M in annual revenue (up from $371.5M in FY2024, +31.8% YoY) and $150.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($304.5M revenue, -$28.2M net income) through FY2025, LIF scaled operating cash flow to $88.6M and free cash flow to $86.8M, backed by $959.7M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D • RQD 51/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.34% and institutional whale pillar of 7/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $37.01 – $99.99 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 24.6x trailing P/E against 3.8% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in EDP Services (Technology), LIF carries a macro regime beta of 1.00 and gross margin of 77.8%.

Key Question #1: Can LIF sustain or expand its 3.8% operating margin and 8.0% ROIC against EDP Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $489.5M and free cash flow of $86.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is LIF's 20.7x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

LIF Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Life360 Inc. (LIF) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to LIF Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance UK • 22h ago

Life360, Inc. (LIF) stock price, news, quote and history

Yahoo Finance UK report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

Life360, Inc. (LIF) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Life360, Inc. (LIF) - What Are Analysts Thinking About This Stock?

MarketBeat report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Stock Titan • 1d ago

7,930 shares are proposed for sale by Life360 (LIF) director Charles J. Prober.

Stock Titan report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Life360 (NASDAQ:LIF) Stock: Insider Alex Haro Sells 50,000 Shares

MarketBeat report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Planned sales by Life360 (LIF) director include 3,800 shares at $40.34 and 200 at $40.97.

Stock Titan report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

Life360 (LIF) Jumps 6.95% to $43.10 as Buyers Step In - WMA Signal

https://www.siam.in/ report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Life360 (ASX:360) Stock Forecast & Analyst Predictions

Simply Wall St report covering Life360 Inc. (LIF) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LIF Bull vs. Bear Conversation Board — What's Your Call at $44.69?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LIF 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $56.44 (+27.0%)

📌 Pinned Debate

The forensic balance sheet scores 18/20, with an Altman Z of 6.41 and Piotroski F of 7/9, and cash rose to $494.3M in FY 2025.

The forensic balance sheet scores 18/20, with an Altman Z of 6.41 and Piotroski F of 7/9, and cash rose to $494.3M in FY 2025.. When you look under the hood at LIF, Fundamental Cash Engine is 9/20 with 77.8% gross margins and 8.0% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (7/20) has been quietly accumulating below $99.99. My 12M target is $56.44.

SectorRotator 🐂 BULL

@SiliconVal_Bull Agree on the RQD 51/100 quality, though with 1.0 beta I'm scaling in with half-size at $44.44 and keeping dry powder in case we test $41.33.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $35.55 (-20.0%)

Spot @ $44.44

The Roarable rating's verdict is a trim signal, with a 2.34% FCF yield, 8% ROIC, and a 3.8% operating margin against a 24.6x trailing P

Careful chasing LIF at $44.44. The Roarable rating's verdict is a trim signal, with a 2.34% FCF yield, 8% ROIC, and a 3.8% operating margin against a 24.6x trailing P/E.. Gross margin is 77.8%, but operating margin is 3.8%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $35.55 on multiple compression.