MARKET WIREYahoo Finance • 14h ago
Lake Shore Bancorp: Q3 Earnings SnapshotYahoo Finance report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
Why LSBK Stock slipped -1.84% Today — RQD Quant Desk Flash
$18.69 -1.84% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $18.59
Lake Shore Bancorp Inc. (LSBK) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $149.5M
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER
Click Any Pre-Computed AI Quant Specialist Briefing on LSBK Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is LSBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Lake Shore Bancorp Inc. (NASDAQ: LSBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $18.69 (-1.84% 1D, market cap $149.5M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, LSBK ranks #198 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does LSBK compare to FGBI and MGYR in the Financials sector?
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Within the Financials sector (Savings Institutions), LSBK carries a Roarable C+ (68/100 RQD), trailing P/E of 20.6x, gross margin of —, and ROIC of 5.1%. By comparison, FGBI (First Guaranty Bancshares Inc.) holds a D- grade (40/100 RQD, P/E N/A, ROIC -16.1%, cap $161.6M) and MGYR (Magyar Bancorp Inc.) posts a C+ grade (68/100 RQD, P/E 13.4x, ROIC 8.0%, cap $130.7M). Among the 5-stock peer group, MGYR leads on earnings multiple (13.4x) while MGYR leads on capital efficiency (8.0% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for LSBK?
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Per LSBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002059653), Lake Shore Bancorp Inc. generated $0 in revenue, $7.3M in net income, and $8.0M in free cash flow against $727.3M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $18.59 (-0.52%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 0.2% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY • 56.9% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C+ · Rk C+
Each axis scored 0–20
12M PRICE TARGET CONE+4.5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LSBK)Realized 20D OHLCV Swing Band: ±5.1%
Deterministic 5-Pillar Attribution (68/100 Composite)
🔍 WHY LSBK SCORES 68/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+14/20 pts (21% of score)
20D Institutional Volume Accumulation (±5.1% realized swing band)
▲ #2 Bullish Driver: Macro Regime Fit+14/20 pts (21% of score)
FRED Regime × Technicals: 89% of 52W Range • RSI-14 at 62.1 (BULLISH MOMENTUM)
▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$17.97+0.8% Next Q
60
Q2 (-2Q)Grade C+$18.12+3.1% Next Q
63
Q3 (-1Q)Grade C+$18.69+0% Next Q
65
CurrentGrade C+$18.69+1.8% Hist 90D α
68
Trajectory: C (60) → C+ (68)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the LSBK Bull Thesis Could Fail
Even with a 68/100 (C+) score, LSBK faces multiple-compression risk if 20.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($18.05) or 200D SMA ($16.54) invalidates the momentum regime and cuts Target Base ($19.53) toward Bear Floor ($15.23).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $LSBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “LSBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why LSBK Stock slipped -1.84% Today — RQD Quant Desk Flash
Lake Shore Bancorp Inc. (LSBK) slipped -1.84% to $18.69, trading at 89% of its 52-week range ($13.66 – $19.34). Solid steady margins (5% return on capital), mixed timing at 21x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 89% of its 52-week range ($13.66 – $19.34) with RSI-14 at 62.1 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.1% around $18.69 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $8.0M annual free cash flow.
Live LSBK Headlines & Catalysts
MARKET WIRETradingView • 17h ago
Lake Shore Bancorp, Inc. Estimates – NASDAQ:LSBKTradingView report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Titan • 20h ago
Eligible shareholders are expected to get 9 cents per share from Lake Shore Bancorp on Nov. 11.Stock Titan report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREGuruFocus • 23h ago
A Look at Lake Shore Bancorp Inc (LSBK) After 3.4% Decline -- GF Value $13.42 vs Price $17.36GuruFocus report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
CATALYSTSimply Wall St • 1d ago
Lake Shore Bancorp (LSBK) Stock Gains Ground After Steady Q3 ResultsSimply Wall St report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 1d ago
Lake Shore Bancorp Inc's Dividend AnalysisYahoo Finance report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREhttps://www.siam.in/ • 1d ago
Lake Shore Bancorp (LSBK) Ticks Up 0.55% to $18.22 as Shares Press Toward Upper Range - Factor Crowdinghttps://www.siam.in/ report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 1d ago
Lake Shore Bancorp Q3 2026 Earnings Results and ReportMarketBeat report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
CATALYSTYahoo • 10d ago
Lake Shore Bancorp, Inc. Declares DividendDUNKIRK, N.Y., Oct. 23, 2026 (GLOBE NEWSWIRE) -- Lake Shore Bancorp, Inc. (“Lake Shore Bancorp”) (NASDAQ: LSBK), the holding company for Lake Shore Bank (the “Bank”), announced today that the Board of Directors declared
MARKET WIREBenzinga • 12d ago
Lake Shore Bancorp Q3 EPS $0.31 Down From $0.32 YoY, Sales $7.933M Up From $7.420M YoYLake Shore Bancorp (NASDAQ:LSBK) reported quarterly earnings of $0.31 per share. This is a 3.13 percent decrease over earnings of $0.32 per share from the same period last year. The company reported $7.933 million in
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (LSBK Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
LSBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +17.62%📐 HORIZONTAL RANGE
2026-11-02O $18.98H $19.04L $18.69C $18.69VOL 17.5K
RES: $19.85SUP: $17.06SMA50: $18.05SMA200: $16.54
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
LSBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
14.2%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on LSBK today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for LSBK. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for LSBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LSBK)
Financials Rank #198 of 1096
⚔️ FGBI vs LSBK Full Matrix →
1. Head-to-Head Financials Peer Comparison (LSBK vs. FGBI, MGYR, RVSB, BVFL)
Industry: Savings Institutions (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Lake Shore Bancorp Inc. (LSBK) ranks #198 by composite RQD confidence (68/100, grade C+) and #929 by equity capitalization ($149.5M). Within this direct 5-issuer industry benchmark cohort, MGYR leads on earnings valuation at 13.4x trailing P/E, while MGYR leads on capital efficiency and profitability with 8.0% ROIC and — gross margin. BVFL currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with LSBK at 68/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| LSBK
ACTIVE
Lake Shore Bancorp Inc. | C+ | 68/100 | 20.6x | — | 5.1% | -1.84% | $149.5M | Benchmark Subject |
| FGBI First Guaranty Bancshares Inc. | D- | 40/100 | — | — | -16.1% | -1.84% | $161.6M | /fgbi-vs-lsbk → |
| MGYR Magyar Bancorp Inc. | C+ | 68/100 | 13.4x | — | 8.0% | +10.18% | $130.7M | /mgyr-vs-lsbk → |
| RVSB Riverview Bancorp Inc | D+ | 56/100 | — | — | -2.6% | +1.52% | $119.4M | /rvsb-vs-lsbk → |
| BVFL BV Financial Inc. | C+ | 69/100 | 14.0x | — | 7.3% | -1.93% | $189.1M | /bvfl-vs-lsbk → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002059653In its most recent audited fiscal period (FY2025, filed 2025-12-31), Lake Shore Bancorp Inc. (LSBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $7.3M, operating cash flow of $8.0M, and free cash flow of $8.0M (+218.9% YoY). On the balance sheet, LSBK closed FY2025 with $727.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $7.3M | $8.0M | $8.0M | $727.3M | — |
| FY2024 (FY) | 2024-12-31 | $0 | $4.9M | $2.5M | $2.5M | $685.5M | — |
| FY2023 (FY) | 2023-12-31 | $0 | $4.8M | — | — | — | — |
3. LSBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs LSBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Lake Shore Bancorp Inc. (NASDAQ: LSBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $18.69 (-1.84% 1D, market cap $149.5M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, LSBK ranks #198 in composite RQD confidence.
How does LSBK compare to FGBI and MGYR in the Financials sector?
Within the Financials sector (Savings Institutions), LSBK carries a Roarable C+ (68/100 RQD), trailing P/E of 20.6x, gross margin of —, and ROIC of 5.1%. By comparison, FGBI (First Guaranty Bancshares Inc.) holds a D- grade (40/100 RQD, P/E N/A, ROIC -16.1%, cap $161.6M) and MGYR (Magyar Bancorp Inc.) posts a C+ grade (68/100 RQD, P/E 13.4x, ROIC 8.0%, cap $130.7M). Among the 5-stock peer group, MGYR leads on earnings multiple (13.4x) while MGYR leads on capital efficiency (8.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for LSBK?
Per LSBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002059653), Lake Shore Bancorp Inc. generated $0 in revenue, $7.3M in net income, and $8.0M in free cash flow against $727.3M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is LSBK trading relative to its 50-day, 200-day, and 52-week technical levels?
LSBK last traded at $18.69 (-1.84% on volume of 15,709 shares), positioning the stock +3.55% above its 50-day simple moving average ($18.05) and +13.00% above its 200-day simple moving average ($16.54). Across its 52-week range of $13.66 to $19.34, LSBK sits at the 88.6% percentile with a 14-day RSI of 62.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.1% ($17.74 to $19.64).
LSBK Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is LSBK stock moving today?
Why LSBK Stock slipped -1.84% Today — RQD Quant Desk Flash. Solid steady margins (5% return on capital), mixed timing at 21x P/E—hold if owned, no rush to chase.
ROARABLE RATING BRIEF • RQD 68/100 (C+)
✓ STAGE-C NUMBER FIREWALL VERIFIED
LSBK — Lake Shore Bancorp Inc.: What the Facts Mean to a Prospective Investor
Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:42:39Z
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, LSBK scores 68 out of 100, a C+ grade, with the verdict "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are: Fundamental Cash Engine at 13/20 (ROIC 5.1%; FCF yield 5.35%); Whale 13F Flow at 14/20 (institutional accumulation and options positioning); Insider Conviction at 14/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 14/20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet at 13/20 (Altman Z 2.5; Piotroski F 5/9; Debt/Equity 0.5).
For a prospective investor, the rating describes a mid-range profile rather than a strong one. The cash-generation pillar is moderate: the 5.1% ROIC and 5.35% FCF yield are positive but not exceptional on the figures provided. The balance-sheet pillar is also moderate, with a Piotroski F of 5 out of 9 and an Altman Z of 2.5. The insider and institutional pillars score mid-range, and the macro pillar reflects a beta of 1.0, meaning the stock is rated as moving in line with the market rather than amplifying it. Upside drivers cited in the source data are limited to the rating's "Watch for Breakout" label and the positive recent-news signals; valuation tradeoffs are visible in the trailing P/E of 20.6 against a forward P/E of 19.2. This is an educational reading of the rating, not a recommendation.
Business
Per the SEC financials and profile, Lake Shore Bancorp Inc. is a NASDAQ-listed issuer in the Financials sector, Savings Institutions industry. Per the profile, the company operates with a market capitalization of $0.1B. The source data does not describe its products, customers, or revenue model beyond the sector and industry classification.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $7.3M | N/A | $8.0M | $64.3M | N/A |
| FY 2024 | $0.0M | $0.0M | $4.9M | N/A | $2.5M | $33.1M | N/A |
| FY 2023 | $0.0M | $0.0M | $4.8M | N/A | N/A | N/A | N/A |
Per the SEC financials, net income rose from $4.8M (FY 2023) to $4.9M (FY 2024) to $7.3M (FY 2025), and cash rose from $33.1M to $64.3M over FY 2024–FY 2025. Revenue, operating income, and debt are reported as $0.0M or N/A and cannot be assessed. Per the market data, gross, operating, and net margins are each reported as 0%, which the source does not explain. ROIC is 5.1%. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 5/9, and Debt/Equity is 0.5, placing the balance sheet in the mid-range on the rating's forensic pillar.
Recent Catalysts & News Wire Analysis
Per the recent news and catalysts section, six items are tagged to LSBK:
- Yahoo Finance, Q3 earnings snapshot (YELLOW, Market Wire).
- TradingView, estimates report (YELLOW, Market Wire).
- Stock Titan, dividend item: eligible shareholders are expected to receive 9 cents per share on Nov. 11 (YELLOW, Market Wire).
- GuruFocus, post-decline valuation note citing a GF Value of $13.42 against a price of $17.36 (YELLOW, Market Wire).
- Simply Wall St, "Stock Gains Ground After Steady Q3 Results" (GREEN, Catalyst). This is the only item tagged as a catalyst rather than general market wire.
- Yahoo Finance, dividend analysis (YELLOW, Market Wire).
Risk watch items: the GuruFocus item references a 3.4% decline and a GF Value below the stated price, which the source frames as a valuation observation rather than a trade signal. The source data does not provide the content of the earnings reports. The Butterfly Supply-Chain Graph reports no proprietary signals and no links.
Open Questions
- What are the revenue and operating income figures for each fiscal year, given that the source reports $0.0M and N/A?
- What is the EPS for FY 2023 through FY 2025, and how does it reconcile with EPS (TTM) of 0.93?
- What is the debt balance, and how does the Debt/Equity ratio of 0.5 compare with the reported cash balances?
- What drove the Q3 results referenced in the news items, and what do the Simply Wall St and Yahoo Finance reports say beyond their headlines?
- Which insider and institutional transactions underlie the Insider Conviction and Whale 13F Flow pillar scores?
LSBK Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Lake Shore Bancorp Inc. (LSBK) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 14h ago
Lake Shore Bancorp: Q3 Earnings Snapshot Yahoo Finance report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TradingView • 17h ago
Lake Shore Bancorp, Inc. Estimates – NASDAQ:LSBK TradingView report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Titan • 20h ago
Eligible shareholders are expected to get 9 cents per share from Lake Shore Bancorp on Nov. 11. Stock Titan report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE GuruFocus • 23h ago
A Look at Lake Shore Bancorp Inc (LSBK) After 3.4% Decline -- GF Value $13.42 vs Price $17.36 GuruFocus report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Simply Wall St • 1d ago
Lake Shore Bancorp (LSBK) Stock Gains Ground After Steady Q3 Results Simply Wall St report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Lake Shore Bancorp Inc's Dividend Analysis Yahoo Finance report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE https://www.siam.in/ • 1d ago
Lake Shore Bancorp (LSBK) Ticks Up 0.55% to $18.22 as Shares Press Toward Upper Range - Factor Crowding https://www.siam.in/ report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 1d ago
Lake Shore Bancorp Q3 2026 Earnings Results and Report MarketBeat report covering Lake Shore Bancorp Inc. (LSBK) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
LSBK Bull vs. Bear Conversation Board — What's Your Call at $18.69?
🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LSBK 🐻 50% BEARISH CONVICTION
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST
🎯 Target: $20.56 (+8.0%)
📌 Pinned Debate 🔥 Official Bull vs. Bear Debate: Is LSBK (C+ • RQD 68/100) a Buy at $19.04?
Welcome to the LSBK (Lake Shore Bancorp Inc.) Roar Pit. Current RQD Composite is 68/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Savings Institutions. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH
🎯 Target: $15.61 (-18.0%)
Spot @ $19.04 Pump the brakes on LSBK — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on LSBK, but look at what you are paying: 20.6x trailing P/E with tightening sector spreads. Unless Lake Shore Bancorp Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH
🎯 Target: $22.09 (+16.0%)
Spot @ $19.04 LSBK cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on LSBK, the market is fixating on short-term headline noise in Savings Institutions and ignoring the balance sheet and cash flow trajectory. At $19.04 (52-wk range $13.66 - $19.34), any beat on forward guidance forces shorts and underweight funds to chase.