Magna International Inc. (MGA) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, MGA scores 62 out of 100 (letter grade C, verdict "Roarable Hold — Fair / Balanced Risk-Reward"). The five pillars are: Fundamental Cash Engine at 13/20 (ROIC 5.1%; FCF yield 13.3%), Whale 13F Flow at 11/20 (institutional accumulation and options positioning), Insider Conviction at 15/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 11/20 (Beta 0.99; sector sensitivity), and Forensic Balance Sheet at 12/20 (Altman Z 2.54; Piotroski F 6/9; Debt/Equity 0.38). The strongest pillar is insider conviction, while macro fit and whale flow are the weakest. Cash generation, as expressed by the 13.3% FCF yield, is the main upside driver cited, offset by a thin 5.1% ROIC that signals limited return on invested capital. Valuation is a tradeoff: the stock trades at 20.7x trailing earnings and 19.3x forward earnings, with EV/EBITDA of 9.5. Balance-sheet strength is moderate rather than exceptional. Taken together, the rating frames MGA as a balanced risk-reward profile rather than a clear accumulation or avoidance signal.

Per the SEC financials, revenue was broadly flat across the three periods while operating income and net income declined from FY 2023 to FY 2025. Per the market data, gross margin is 14.3%, operating margin 2.4%, and net margin 2%. ROIC is 5.1%. Per the Roarable RQD rating, the Altman Z-Score is 2.54 and the Piotroski F-Score is 6/9, with Debt/Equity at 0.38. Free cash flow increased in FY 2025 relative to FY 2024, while reported debt rose year over year.

Per the recent news and catalysts feed, six items are tagged to MGA, all with a YELLOW light and MARKET WIRE impact label. The headlines are headline-level only: one Yahoo Finance Singapore item on market action, a ChartMill piece describing MGA as a dividend-quality income pick, a Seeking Alpha piece framing it as a buy driven by improving profitability, a GuruFocus piece noting a 3.9% decline and a GF Score of 77/100 with a view that the stock is overvalued, a MarketBeat item on lowered expectations from a TD analyst, and a ChartMill item describing it as a decent value stock trading at a discount. Risk watch items per the feed are the divergence between the "dividend quality" and "overvalued" framings. Per the Butterfly Supply-Chain Graph, the supply chain field is NONE and there are no butterfly links or proprietary signals.

• What are MGA's customer concentration and product-level revenue drivers, given that the profile and sources do not break these out?
• What explains the gap between a 14.3% gross margin and a 2.4% operating margin, and how much of that gap is structural versus cyclical?
• What drove the increase in reported debt from FY 2024 to FY 2025 and the reported FY 2023 debt of $12017.4M?
• Why are EPS values reported as N/A in all three periods when trailing EPS is listed at 3.12?
• What is the analyst consensus and price target distribution, and what is the TD target change referenced in the news feed?