ROARABLE
FREE $100K
Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Consumer Discretionary / MNY / forecast
FTFT (31) TC (25) MOGU (38) TDTH (30) ⌘ Pro Terminal →

MoneyHero Limited (Class A) (MNY) 12-Month Stock Forecast & Price Target Cone

$0.57 +5.93% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.58

MoneyHero Limited (Class A) (MNY) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $24.0M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MNY Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, MoneyHero Limited (Class A) (NASDAQ: MNY) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $0.57 (+5.93% 1D, market cap $24.0M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Across 1009 tracked Consumer Discretionary issuers, MNY ranks #573 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MNY compare to FTFT and TC in the Consumer Discretionary sector?
▼

Within the Consumer Discretionary sector (Business Services), MNY carries a Roarable D (49/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FTFT (Future FinTech Group Inc.) holds a E grade (31/100 RQD, P/E N/A, ROIC -35.0%, cap $25.3M) and TC (Token Cat Limited) posts a E grade (25/100 RQD, P/E 90.8x, ROIC -20.6%, cap $26.7M). Among the 5-stock peer group, MOGU leads on earnings multiple (58.1x) while TC leads on capital efficiency (-20.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MNY?
▼

For MoneyHero Limited (Class A) (MNY), key quantitative strengths include Established market leader in Consumer Discretionary with deep daily trading liquidity and sector rank #573 in Consumer Discretionary, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $0.58 (+0.88%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510049
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Cash (12)Whales (7)SEC (13)Macro (8)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-3.5% Base Target
$2 Bull$1 Base$0 Bear
📬 FREE MNY RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MNY)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (49/100 Composite)
🔍 WHY MNY SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 0% FCF Margin ($671.8K FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
57
Grade C$0.64-23.4% Next Q
Q2 (-2Q)
54
Grade C-$0.49+12.2% Next Q
Q3 (-1Q)
52
Grade C-$0.55+3.6% Next Q
Current
49
Grade D$0.57-5.4% Hist 90D α
Trajectory: C (57) → D (49)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a MNY Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While MNY currently carries a cautious 49/100 (D) rating due to Whale & Options Positioning (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.70) and Max Pain ($0.60) forces dealer call-delta covering toward $1.68.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MNY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “MNY Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 49%NO 51%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your MNY Position Size: $10,000

Shares at $0.57: 17543.9 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $0.43
$7,544
$-2,456 (-24.6%)
12M Consensus BaseTarget $0.55
$9,649
$-351 (-3.5%)
12M Bull Case BreakoutTarget $1.68
$29,474
+$19,474 (+194.7%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (32 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 6
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$174%A
Goldman SachsSector Coverage LeadUNDERPERFORM$269%B
JP MorganUS Large-Cap ResearchSELL$058%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MNY)

  • ✓Walkthrough of MNY's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
MNY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -57.46%⚡ TESTING RESISTANCE
2026-11-03O $0.55H $0.57L $0.54C $0.57VOL 9.5K
RES: $0.61SUP: $0.28SMA50: $0.70SMA200: $1.08
$1.58$1.25$0.93$0.60$0.28RES $0.61SUP $0.28$0.572026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MNY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MNY Butterfly Map → + Track MNY →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on MNY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MNY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MNY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MNY)

Consumer Discretionary Rank #573 of 1009 ⚔️ FTFT vs MNY Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (MNY vs. FTFT, TC, MOGU, TDTH)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, MoneyHero Limited (Class A) (MNY) ranks #573 by composite RQD confidence (49/100, grade D) and #878 by equity capitalization ($24.0M). Within this direct 5-issuer industry benchmark cohort, MOGU leads on earnings valuation at 58.1x trailing P/E, while TC leads on capital efficiency and profitability with -20.6% ROIC and — gross margin. MNY currently leads its immediate peer cohort in composite quantitative strength at 49/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
MNY ACTIVE
MoneyHero Limited (Class A)
D 49/100 — — — +5.93% $24.0M Benchmark Subject
FTFT
Future FinTech Group Inc.
E 31/100 — 10.7% -35.0% +12.67% $25.3M /ftft-vs-mny →
TC
Token Cat Limited
E 25/100 90.8x — -20.6% -6.35% $26.7M /tc-vs-mny →
MOGU
MOGU Inc. (each representing 25 ) (Class A)
D- 38/100 58.1x 28.6% — +4.23% $15.5M /mogu-vs-mny →
TDTH
Trident Digital Tech Holdings Ltd (Class B)
E 30/100 — 51.2% — +1.78% $41.0M /tdth-vs-mny →

2. MNY Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

MoneyHero Limited (Class A) (MNY) operates in Business Services (Consumer Discretionary) with an equity capitalization of $24.0M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. MNY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, MoneyHero Limited (Class A) (NASDAQ: MNY) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $0.57 (+5.93% 1D, market cap $24.0M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Across 1009 tracked Consumer Discretionary issuers, MNY ranks #573 in composite RQD confidence.

How does MNY compare to FTFT and TC in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), MNY carries a Roarable D (49/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FTFT (Future FinTech Group Inc.) holds a E grade (31/100 RQD, P/E N/A, ROIC -35.0%, cap $25.3M) and TC (Token Cat Limited) posts a E grade (25/100 RQD, P/E 90.8x, ROIC -20.6%, cap $26.7M). Among the 5-stock peer group, MOGU leads on earnings multiple (58.1x) while TC leads on capital efficiency (-20.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MNY?

For MoneyHero Limited (Class A) (MNY), key quantitative strengths include Established market leader in Consumer Discretionary with deep daily trading liquidity and sector rank #573 in Consumer Discretionary, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MNY trading relative to its 50-day, 200-day, and 52-week technical levels?

MNY last traded at $0.57 (+5.93% on volume of 57,515 shares), positioning the stock -18.57% below its 50-day simple moving average ($0.70) and -47.22% below its 200-day simple moving average ($1.08). Across its 52-week range of $0.38 to $1.60, MNY sits at the 15.6% percentile with a 14-day RSI of 33.5 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $0.64).

Direct Sub-Reports: MNY RQD Cockpit MNY 12M Forecast MNY Earnings & Move MNY Dividends & DRIP MNY Insiders & 13F MNY Whale Options MNY Profit Sankey MNY News & Why
ROARABLE RATING BRIEF • RQD 49/100 (D) ✓ SEC XBRL & RQD VERIFIED

MNY — MoneyHero Limited (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

MoneyHero Limited (Class A) (MNY) earns a live Roarable RQD composite score of 49/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $0.57 (+5.93% 1D, market capitalization $24.0M).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (7/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

MoneyHero Limited (Class A) (MNY) is listed on NASDAQ and classified under the Consumer Discretionary sector and Business Services industry per the company profile. The profile lists its market capitalization as $0.0B, which conflicts with the $24.5M shown in market data.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 49/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 7/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $0.38 – $1.60 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Supply chain is NONE, butterfly links are empty, and proprietary signals are empty.

  • Key Question #1: Can MNY sustain or expand its — operating margin and — ROIC against Business Services peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $1.60 52-week high?
  • Key Question #3: How sensitive is MNY's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

MNY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MoneyHero Limited (Class A) (MNY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MNY Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MNY Bull vs. Bear Conversation Board — What's Your Call at $0.57?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MNY 🐻 33% BEARISH CONVICTION
1. Pick Your Side on MNY:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $0.62 (+14.8%)
📌 Pinned Debate

The forensic balance sheet pillar (13 / 20) with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5 is the strongest component of the r

The forensic balance sheet pillar (13 / 20) with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5 is the strongest component of the rating.. When you look under the hood at MNY, Fundamental Cash Engine is 12/20 with 0.0% gross margins and 0.0% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (7/20) has been quietly accumulating below $1.60. My 12M target is $0.62.

SectorRotator 🐂 BULL

@SiliconVal_Bull Agree on the RQD 49/100 quality, though with 1.0 beta I'm scaling in with half-size at $0.54 and keeping dry powder in case we test $0.50.

FO ForensicBear RQD DEBATE OPENER • 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $0.43 (-20.4%)
Spot @ $0.54

ROIC and FCF yield are both 0% and the whale-flow and macro-fit pillars score 7 and 9 out of 20, indicating weak cash generation and in

Fading this rally in MNY at $0.54. ROIC and FCF yield are both 0% and the whale-flow and macro-fit pillars score 7 and 9 out of 20, indicating weak cash generation and institutional support.. With a beta of 1.0 and the stock sitting at $0.54 (52-wk range $0.38–$1.60), the easy multiple expansion is already priced in.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $202.06 -1.26% AAPL $338.32 -1.83% MSFT $507.12 -2.83% TSLA $403.82 +1.00% PLTR $178.34 -3.13% SOFI $16.60 -0.95% IBIT $43.35 -5.42% GLD $361.65 -3.59%