Yahoo Finance report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Why MPB Stock slipped -0.96% Today — RQD Quant Desk Flash
Mid Penn Bancorp (MPB) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is MPB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Mid Penn Bancorp (NASDAQ: MPB) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $33.95 (-0.96% 1D, market cap $868.7M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MPB ranks #494 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does MPB compare to ORRF and FCBC in the Financials sector?
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Within the Financials sector (Major Banks), MPB carries a Roarable D+ (58/100 RQD), trailing P/E of 15.4x, gross margin of —, and ROIC of 6.9%. By comparison, ORRF (Orrstown Financial Services Inc.) holds a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M) and FCBC (First Community Bankshares Inc. (VA)) posts a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for MPB?
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Per MPB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000879635), Mid Penn Bancorp generated $0 in revenue, $56.2M in net income, and $71.8M in free cash flow against $6.13B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 1.8% FCF Margin ($71.8M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)
⚔️ Adversarial Opposing Case: Why the MPB Bull Thesis Could Fail
Even with a 58/100 (D+) score, MPB faces multiple-compression risk if 15.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($36.08) or 200D SMA ($34.39) invalidates the momentum regime and cuts Target Base ($33.95) toward Bear Floor ($26.48).
Why MPB Stock slipped -0.96% Today — RQD Quant Desk Flash
Mid Penn Bancorp (MPB) slipped -0.96% to $33.95, trading at 53% of its 52-week range ($27.98 – $39.15). Stretched risk/reward at 15x P/E (7% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 53% of its 52-week range ($27.98 – $39.15) with RSI-14 at 38.7 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $33.95 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $71.8M annual free cash flow.
Nasdaq report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Piper Sandler analyst Manuel Navas reiterates Mid Penn Bancorp (NASDAQ:MPB) with a Overweight and lowers the price target from $42 to $40.
The headline numbers for Mid Penn Bancorp (MPB) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and th
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MPB)
- ✓Walkthrough of MPB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
MPB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MPB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MPB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MPB)
1. Head-to-Head Financials Peer Comparison (MPB vs. ORRF, FCBC, CCBG, GSBC)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Mid Penn Bancorp (MPB) ranks #494 by composite RQD confidence (58/100, grade D+) and #583 by equity capitalization ($868.7M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with MPB at 58/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MPB
ACTIVE
Mid Penn Bancorp | D+ | 58/100 | 15.4x | — | 6.9% | -0.96% | $868.7M | Benchmark Subject |
| ORRF Orrstown Financial Services Inc. | B | 73/100 | 10.8x | — | 13.7% | -1.17% | $874.1M | /orrf-vs-mpb → |
| FCBC First Community Bankshares Inc. (VA) | D+ | 56/100 | 72.8x | — | 2.4% | +1.43% | $875.2M | /fcbc-vs-mpb → |
| CCBG Capital City Bank Group | B- | 70/100 | 14.2x | — | 11.1% | -0.62% | $875.9M | /ccbg-vs-mpb → |
| GSBC Great Southern Bancorp Inc. | B | 72/100 | 12.4x | — | 11.2% | -0.96% | $881.9M | /gsbc-vs-mpb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000879635In its most recent audited fiscal period (FY2025, filed 2025-12-31), Mid Penn Bancorp (MPB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $56.2M, operating cash flow of $80.0M, and free cash flow of $71.8M (+61.5% YoY). On the balance sheet, MPB closed FY2025 with $6.13B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $56.2M | $80.0M | $71.8M | $6.13B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $49.4M | $51.4M | $44.5M | $5.47B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $37.4M | $52.3M | $52.3M | — | — |
3. MPB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs MPB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Mid Penn Bancorp (NASDAQ: MPB) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $33.95 (-0.96% 1D, market cap $868.7M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MPB ranks #494 in composite RQD confidence.
How does MPB compare to ORRF and FCBC in the Financials sector?
Within the Financials sector (Major Banks), MPB carries a Roarable D+ (58/100 RQD), trailing P/E of 15.4x, gross margin of —, and ROIC of 6.9%. By comparison, ORRF (Orrstown Financial Services Inc.) holds a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M) and FCBC (First Community Bankshares Inc. (VA)) posts a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for MPB?
Per MPB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000879635), Mid Penn Bancorp generated $0 in revenue, $56.2M in net income, and $71.8M in free cash flow against $6.13B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is MPB trading relative to its 50-day, 200-day, and 52-week technical levels?
MPB last traded at $33.95 (-0.96% on volume of 96,900 shares), positioning the stock -5.90% below its 50-day simple moving average ($36.08) and -1.28% below its 200-day simple moving average ($34.39). Across its 52-week range of $27.98 to $39.15, MPB sits at the 53.4% percentile with a 14-day RSI of 38.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($32.35 to $35.55).
MPB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is MPB stock moving today?
Why MPB Stock slipped -0.96% Today — RQD Quant Desk Flash. Stretched risk/reward at 15x P/E (7% return on capital) under elevated 10-year interest-rate pressure.
MPB — Mid Penn Bancorp: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, MPB scores 58 out of 100 with a letter grade of D+ and a verdict label of "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 14/20 (ROIC 6.9%; FCF yield 8.26%), Whale 13F Flow at 7/20 (institutional accumulation and options positioning), Insider Conviction at 16/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 8/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet at 13/20 (Altman Z 2.5; Piotroski F 5/9; Debt/Equity 0.5).
The strongest pillar is insider conviction, while institutional flow and macro regime fit are the weakest contributors. For a prospective investor, the upside case rests on the cash-generation and insider-activity pillars, with a 2.5 Altman Z and 5/9 Piotroski score indicating a moderate rather than pristine balance sheet. The 15.4 trailing P/E and 14.3 forward P/E describe the valuation tradeoff: the stock is priced at a modest multiple of reported earnings, yet the overall rating flags weak fundamentals and recommends trimming. The composite score is a model output, not a recommendation, and it should be weighed against the open questions below.
Business
Mid Penn Bancorp (MPB) is a NASDAQ-listed issuer classified under the Financials sector and the Major Banks industry, with a market capitalization of $0.9B per the profile. The source data does not describe its specific products, customer base, or revenue model. Per the SEC financials, the reported periods show net income but no reported revenue or operating income values.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $56.2M | N/A | $71.8M | N/A | N/A |
| FY 2024 | $0.0M | $0.0M | $49.4M | N/A | $44.5M | N/A | N/A |
| FY 2023 | $0.0M | $0.0M | $37.4M | N/A | $52.3M | N/A | N/A |
Per the SEC financials, net income rose from $37.4M in FY 2023 to $56.2M in FY 2025, while free cash flow was $52.3M, $44.5M, and $71.8M across the same years. Per market data, gross, operating, and net margins are each reported as 0%, which is not meaningful for a bank-type presentation and should not be read as a true margin figure. ROIC is 6.9% per market data and the RQD rating. The Altman Z-Score of 2.5 and Piotroski F-Score of 5/9 are reported in the RQD forensic pillar, and Debt/Equity is 0.5. Cash and debt balances are not available in the source data.
Recent Catalysts & News Wire Analysis
- RISK WATCH (1h ago): "Mid Penn Bancorp (MPB) Stock Drops After Q3 Earnings Margin Softens" (Yahoo Finance).
- MARKET WIRE (3h ago): Nasdaq report "Mid Penn Bancorp, Inc. Rings the Closing Bell."
- MARKET WIRE (6h ago): "Mid Penn Bancorp (MPB) Q3 Earnings Match Estimates" (Yahoo Finance).
- MARKET WIRE (9h ago): Investing.com report that director Robert Abel bought $495 in shares.
- MARKET WIRE (12h ago): TradingView estimates item "Mid Penn Bancorp Estimates – NASDAQ:MPB."
- RISK WATCH (15h ago): "Mid Penn Bancorp (MPB) Reports Q3 Revenue Miss, Declining Net In…" (GuruFocus).
Per the news feed, the two RISK WATCH items concern a margin softening after Q3 earnings and a Q3 revenue miss with declining net income, while the remaining items report earnings in line with estimates and a small insider purchase. Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are recorded for this issuer.
Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples
Per the Butterfly Supply-Chain Graph, the supply chain is recorded as "NONE," with no butterfly links and no proprietary signals. The source data therefore does not identify upstream suppliers, downstream customers, or sector correlations. The only sector context available is the Financials / Major Banks classification and the Beta of 1.0 per market data. A prospective investor should watch whether the Q3 margin pressure flagged in the news feed persists, since the source data does not map its propagation beyond the company itself.
Open Questions
- What are MPB's reported revenue, operating income, EPS, cash, and debt figures, given that the financials table records these as zero or N/A?
- What is the basis for the 0% gross, operating, and net margins shown in market data, and do they reflect a presentation issue for a bank?
- What specific margin and revenue pressures were cited in the Q3 earnings coverage, and how large were they?
- Who are the insiders and institutions behind the cluster and accumulation signals, since the holders data is unavailable?
- What is the consensus analyst view and price target range, given that no analyst data is provided?
MPB Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Mid Penn Bancorp (MPB) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Nasdaq report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
The Globe and Mail report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Mid Penn Bancorp (MPB) market action, institutional positioning, and fundamental catalysts.
MPB Bull vs. Bear Conversation Board — What's Your Call at $33.95?
🔥 Official Bull vs. Bear Debate: Is MPB (D+ • RQD 58/100) a Buy at $34.28?
Welcome to the MPB (Mid Penn Bancorp) Roar Pit. Current RQD Composite is 58/100 (Roarable Sell — Weak Fundamentals / Trim) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on MPB — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on MPB, but look at what you are paying: 15.4x trailing P/E with tightening sector spreads. Unless Mid Penn Bancorp expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
MPB cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on MPB, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $34.28 (52-wk range $27.98 - $39.15), any beat on forward guidance forces shorts and underweight funds to chase.