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Stock Ratings / Technology / NTCL / dividends
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NETCLASS TECHNOLOGY INC (Class A) (NTCL) Dividend Safety Gauge & 10-Year DRIP Compounder

$0.38 -6.08% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.38

NETCLASS TECHNOLOGY INC (Class A) (NTCL) carries a Roarable Rating of D- (Sell) with 36/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $918.4K
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on NTCL Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is NTCL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, NETCLASS TECHNOLOGY INC (Class A) (NASDAQ: NTCL) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $0.38 (-6.08% 1D, market cap $918.4K). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 715 tracked Technology issuers, NTCL ranks #517 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does NTCL compare to AIXI and DKI in the Technology sector?
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Within the Technology sector (Computer Software: Prepackaged Software), NTCL carries a Roarable D- (36/100 RQD), trailing P/E of N/A, gross margin of 22.8%, and ROIC of —. By comparison, AIXI (XIAO-I Corporation) holds a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $369.6K) and DKI (DarkIris Inc. (Class A)) posts a D- grade (36/100 RQD, P/E N/A, ROIC —, cap $88.7K). Among the 5-stock peer group, NTCL leads on earnings multiple (N/A) while AIXI leads on capital efficiency (-35.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for NTCL?
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Per NTCL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001927578), NETCLASS TECHNOLOGY INC (Class A) generated $9.8M in revenue (-2.9% YoY), -$10.8M in net income, and -$5.7M in free cash flow against $13.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $0.38 (-1.28%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510036
2-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D-
Cash (12)Whales (3)SEC (8)Macro (8)CEO (5)
Each axis scored 0–20
12M PRICE TARGET CONE-10.5% Base Target
$163 Bull$0 Base$0 Bear
📬 FREE NTCL RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NTCL)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (36/100 Composite)
🔍 WHY NTCL SCORES 36/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+12/20 pts (33% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 22.8% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
44
Grade D$0.86-19.8% Next Q
Q2 (-2Q)
41
Grade D$0.69+1.4% Next Q
Q3 (-1Q)
39
Grade E$0.70-45.7% Next Q
Current
36
Grade D-$0.38-8.3% Hist 90D α
Trajectory: D (44) → D- (36)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a NTCL Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While NTCL currently carries a cautious 36/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.54) and Max Pain ($0.40) forces dealer call-delta covering toward $162.75.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $NTCL• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “NTCL Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 36%NO 64%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,081

Est. Year-10 Shareholder Yield: $307/yr
$10.6K
Yr 1
$11.1K
Yr 2
$11.7K
Yr 3
$12.4K
Yr 4
$13.1K
Yr 5
$13.8K
Yr 6
$14.5K
Yr 7
$15.3K
Yr 8
$16.2K
Yr 9
$17.1K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring NTCL)

  • ✓Walkthrough of NTCL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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NTCL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -98.00%⚡ TESTING RESISTANCE
2026-11-04O $0.40H $0.40L $0.38C $0.38VOL 157.9K
RES: $1.10SUP: $0.22SMA50: $1.54SMA200: $14.54
$165.8$121.0$76.12$31.27$-13.58RES $1.10SUP $0.22$0.382026-05-052026-06-182026-08-052026-09-212026-11-04
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NTCL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NTCL Butterfly Map → + Track NTCL →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on NTCL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NTCL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NTCL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NTCL)

Technology Rank #517 of 715 ⚔️ AIXI vs NTCL Full Matrix →

1. Head-to-Head Technology Peer Comparison (NTCL vs. AIXI, DKI, MYSZ, MNDR)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, NETCLASS TECHNOLOGY INC (Class A) (NTCL) ranks #517 by composite RQD confidence (36/100, grade D-) and #712 by equity capitalization ($918.4K). Within this direct 5-issuer industry benchmark cohort, NTCL leads on earnings valuation at N/A trailing P/E, while AIXI leads on capital efficiency and profitability with -35.0% ROIC and 44.4% gross margin. NTCL currently leads its immediate peer cohort in composite quantitative strength at 36/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
NTCL ACTIVE
NETCLASS TECHNOLOGY INC (Class A)
D- 36/100 — 22.8% — -6.08% $918.4K Benchmark Subject
AIXI
XIAO-I Corporation
E 34/100 — 44.4% -35.0% +2.18% $369.6K /aixi-vs-ntcl →
DKI
DarkIris Inc. (Class A)
D- 36/100 — 24.8% — -3.27% $88.7K /dki-vs-ntcl →
MYSZ
My Size Inc.
D- 35/100 — — -35.0% -4.05% $1.1M /mysz-vs-ntcl →
MNDR
Mobile-health Network Solutions (Class A)
E 27/100 — 16.7% -35.0% -2.01% $1.3M /mndr-vs-ntcl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001927578 ↗

In its most recent audited fiscal period (FY2025, filed 2025-09-30), NETCLASS TECHNOLOGY INC (Class A) (NTCL) reported GAAP revenue of $9.8M (-2.9% vs. FY2024 revenue of $10.1M , and -11.6% cumulative change since FY2023) , GAAP net income of -$10.8M, operating cash flow of -$5.7M, and free cash flow of -$5.7M (-4120.8% YoY). On the balance sheet, NTCL closed FY2025 with $13.8M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-09-30 $9.8M -$10.8M -$5.7M -$5.7M $13.8M —
FY2024 (FY) 2024-09-30 $10.1M -$1.5M -$135.6K -$135.6K — —
FY2023 (FY) 2023-09-30 $11.1M $162.2K $391.9K $391.9K — —

3. NTCL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NTCL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, NETCLASS TECHNOLOGY INC (Class A) (NASDAQ: NTCL) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $0.38 (-6.08% 1D, market cap $918.4K). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 715 tracked Technology issuers, NTCL ranks #517 in composite RQD confidence.

How does NTCL compare to AIXI and DKI in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), NTCL carries a Roarable D- (36/100 RQD), trailing P/E of N/A, gross margin of 22.8%, and ROIC of —. By comparison, AIXI (XIAO-I Corporation) holds a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $369.6K) and DKI (DarkIris Inc. (Class A)) posts a D- grade (36/100 RQD, P/E N/A, ROIC —, cap $88.7K). Among the 5-stock peer group, NTCL leads on earnings multiple (N/A) while AIXI leads on capital efficiency (-35.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for NTCL?

Per NTCL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001927578), NETCLASS TECHNOLOGY INC (Class A) generated $9.8M in revenue (-2.9% YoY), -$10.8M in net income, and -$5.7M in free cash flow against $13.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is NTCL trading relative to its 50-day, 200-day, and 52-week technical levels?

NTCL last traded at $0.38 (-6.08% on volume of 157,898 shares), positioning the stock -75.32% below its 50-day simple moving average ($1.54) and -97.39% below its 200-day simple moving average ($14.54). Across its 52-week range of $0.34 to $155.00, NTCL sits at the 0.0% percentile with a 14-day RSI of 16.8 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.00 to $0.43).

Direct Sub-Reports: NTCL RQD Cockpit NTCL 12M Forecast NTCL Earnings & Move NTCL Dividends & DRIP NTCL Insiders & 13F NTCL Whale Options NTCL Profit Sankey NTCL News & Why
ROARABLE RATING BRIEF • RQD 36/100 (D-) ✓ SEC XBRL & RQD VERIFIED

NTCL — NETCLASS TECHNOLOGY INC (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-09-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

NETCLASS TECHNOLOGY INC (Class A) (NTCL) earns a live Roarable RQD composite score of 36/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $0.38 (-6.08% 1D, market capitalization $918.4K).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of —, gross margin of 22.8%, operating margin of -60.0%, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (8/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 1/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

(NTCL) is a NASDAQ-listed issuer in the Technology sector, operating in Computer Software: Prepackaged Software. The profile lists a market capitalization of $0.0B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-09-30), NETCLASS TECHNOLOGY INC (Class A) (NTCL) reported $9.8M in annual revenue (up from $10.1M in FY2024, -2.9% YoY) and -$10.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($11.1M revenue, $162.2K net income) through FY2025, NTCL scaled operating cash flow to -$5.7M and free cash flow to -$5.7M, backed by $13.8M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 36/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $0.34 – $155.00 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -60.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream supplier or customer links are available, and no proprietary signals are recorded. Sector correlations and 2nd-order bottlenecks are — The only sector context provided is the Technology sector and Computer Software: Prepackaged Software industry classification. Investors should note that a consolidation share reverse split, if approved, would change the per-share price mechanically, which is a structural event rather than a supply-chain one.

  • Key Question #1: Can NTCL sustain or expand its -60.0% operating margin and — ROIC against Computer Software: Prepackaged Software peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $9.8M and free cash flow of -$5.7M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is NTCL's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

NTCL Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for NETCLASS TECHNOLOGY INC (Class A) (NTCL) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to NTCL Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

NTCL Bull vs. Bear Conversation Board — What's Your Call at $0.38?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON NTCL 🐻 33% BEARISH CONVICTION
1. Pick Your Side on NTCL:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $0.48 (+20.0%)
📌 Pinned Debate

Institutional accumulation and options positioning contribute 11 of 20 points to the RQD score, the strongest pillar relative to its ma

Long NTCL at $0.40 targeting $0.48. Institutional accumulation and options positioning contribute 11 of 20 points to the RQD score, the strongest pillar relative to its maximum.. Institutional whale score is 3/20 and the risk/reward vs. the $0.34 52-week low is skewed heavily in favor of bulls.

ArenaChamp_24 🐂 BULL

@TapeReader_Pro Agree on the RQD 36/100 quality, though with 1.0 beta I'm scaling in with half-size at $0.40 and keeping dry powder in case we test $0.37.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $0.33 (-17.5%)
Spot @ $0.40

ROIC of 0%, FCF yield of 0%, and a -60% operating margin combined with a Piotroski F-Score of 1/9 point to a weak cash engine and foren

I respect the product at NETCLASS TECHNOLOGY INC (Class A), but the stock at $0.40 is a different story. ROIC of 0%, FCF yield of 0%, and a -60% operating margin combined with a Piotroski F-Score of 1/9 point to a weak cash engine and forensic balance sheet.. FCF yield is 0.0% and RQD sits at 36/100 (D-) — why pay up here when you can wait for next quarter's numbers?

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