Does NTRS pay a dividend and is it safe?

Northern Trust Corporation (NTRS) offers a 1.87% cash dividend yield ($3.16 annualized) and 3.67% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Financials / NTRS / dividends

SHG (51) HBAN (61) MTB (60) BBD (52) ⌘ Pro Terminal →

Northern Trust Corporation (NTRS) Dividend Safety Gauge & 10-Year DRIP Compounder

$169.16 -2.17% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $168.18

Northern Trust Corporation (NTRS) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $30.64B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on NTRS Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is NTRS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Northern Trust Corporation (NASDAQ: NTRS) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $169.16 (-2.17% 1D, market cap $30.64B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, NTRS ranks #191 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does NTRS compare to SHG and HBAN in the Financials sector?

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Within the Financials sector (Major Banks), NTRS carries a Roarable C+ (66/100 RQD), trailing P/E of 18.2x, gross margin of —, and ROIC of 2.8%. By comparison, SHG (Shinhan Financial Group Co Ltd) holds a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $30.79B) and HBAN (Huntington Bancshares Incorporated) posts a C- grade (61/100 RQD, P/E 14.6x, ROIC 2.6%, cap $31.80B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for NTRS?

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Per NTRS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000073124), Northern Trust Corporation generated $5.02B in revenue (+6.1% YoY), $1.74B in net income, and $5.46B in free cash flow against $177.13B in total assets and $73.88B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $168.18 (-0.58%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 108.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NTRS)Realized 20D OHLCV Swing Band: ±4.5%

Deterministic 5-Pillar Attribution (66/100 Composite)

🔍 WHY NTRS SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (21% of score)

SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$162.64+2.6% Next Q

Q2 (-2Q)

Grade C$166.91+3% Next Q

Q3 (-1Q)

Grade C+$171.90-1.6% Next Q

Current

Grade C+$169.16+1.4% Hist 90D α

Trajectory: C (58) → C+ (66)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the NTRS Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 66/100 (C+) score, NTRS faces multiple-compression risk if 18.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($174.67) or 200D SMA ($165.86) invalidates the momentum regime and cuts Target Base ($175.25) toward Bear Floor ($136.69).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $NTRS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “NTRS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 66%NO 34%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.67% Total Yield

1.87% Cash ($3.16/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.2% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $20,042

Est. Year-10 Shareholder Yield: $736/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.5K

Yr 2

$12.3K

Yr 3

$13.2K

Yr 4

$14.2K

Yr 5

$15.2K

Yr 6

$16.3K

Yr 7

$17.4K

Yr 8

$18.7K

Yr 9

$20.0K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in NTRS & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on NTRS and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

NTRS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.91%📐 HORIZONTAL RANGE

2026-11-03O $172.9H $172.9L $169.2C $169.2VOL 1.22M

RES: $187.7SUP: $155.4SMA50: $174.7SMA200: $165.9

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NTRS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NTRS Butterfly Map → + Track NTRS →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

11.4%/yr Implied 5Y Growth

vs. +6.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on NTRS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NTRS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for NTRS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NTRS)

Financials Rank #191 of 1097 ⚔️ SHG vs NTRS Full Matrix →

1. Head-to-Head Financials Peer Comparison (NTRS vs. SHG, HBAN, MTB, BBD)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Northern Trust Corporation (NTRS) ranks #191 by composite RQD confidence (66/100, grade C+) and #92 by equity capitalization ($30.64B). Within this direct 5-issuer industry benchmark cohort, MTB leads on earnings valuation at 11.4x trailing P/E, while SHG leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. NTRS currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
NTRS ACTIVE Northern Trust Corporation	C+	66/100	18.2x	—	2.8%	-2.17%	$30.64B	Benchmark Subject
SHG Shinhan Financial Group Co Ltd	D	51/100	32.8x	—	9.9%	-0.45%	$30.79B	/shg-vs-ntrs →
HBAN Huntington Bancshares Incorporated	C-	61/100	14.6x	—	2.6%	-1.19%	$31.80B	/hban-vs-ntrs →
MTB M&T Bank Corporation	C-	60/100	11.4x	—	3.4%	-1.49%	$31.88B	/mtb-vs-ntrs →
BBD Banco Bradesco Sa	D+	52/100	32.8x	—	9.9%	-3.04%	$28.55B	/bbd-vs-ntrs →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000073124 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Northern Trust Corporation (NTRS) reported GAAP revenue of $5.02B (+6.1% vs. FY2024 revenue of $4.73B , and +15.0% cumulative change since FY2023) , GAAP net income of $1.74B, operating cash flow of $5.53B, and free cash flow of $5.46B (+1029.3% YoY). On the balance sheet, NTRS closed FY2025 with $177.13B in total assets against $73.88B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$5.02B	$1.74B	$5.53B	$5.46B	$177.13B	$73.88B
FY2024 (FY)	2024-12-31	$4.73B	$2.03B	-$486.0M	-$587.5M	$155.51B	$64.22B
FY2023 (FY)	2023-12-31	$4.36B	$1.11B	$2.63B	$2.43B	$17.40B	$4.07B

3. NTRS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NTRS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does NTRS compare to SHG and HBAN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for NTRS?

Where is NTRS trading relative to its 50-day, 200-day, and 52-week technical levels?

NTRS last traded at $169.16 (-2.17% on volume of 1,219,946 shares), positioning the stock -3.15% below its 50-day simple moving average ($174.67) and +1.99% above its 200-day simple moving average ($165.86). Across its 52-week range of $121.53 to $195.78, NTRS sits at the 64.1% percentile with a 14-day RSI of 46.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.5% ($161.55 to $176.77).

Direct Sub-Reports: NTRS RQD Cockpit NTRS 12M Forecast NTRS Earnings & Move NTRS Dividends & DRIP NTRS Insiders & 13F NTRS Whale Options NTRS Profit Sankey NTRS News & Why

ROARABLE RATING BRIEF • RQD 66/100 (C+) ✓ SEC XBRL & RQD VERIFIED

NTRS — Northern Trust Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Northern Trust Corporation (NTRS) earns a live Roarable RQD composite score of 66/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $169.16 (-2.17% 1D, market capitalization $30.64B).

Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 2.8%, gross margin of —, operating margin of 42.2%, and free cash flow yield of 17.26%.
Whale 13F & Options Flow (11/20) + Insider Conviction (14/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (13/20) + Forensic Balance Sheet (15/20): Incorporates a 1.07x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Northern Trust Corporation is a NASDAQ-listed issuer classified in the Financials sector and the Major Banks industry. Reported revenue for FY 2025 was $5.02B against operating income of $2.05B. — for further business description.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Northern Trust Corporation (NTRS) reported $5.02B in annual revenue (up from $4.73B in FY2024, +6.1% YoY) and $1.74B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($4.36B revenue, $1.11B net income) through FY2025, NTRS scaled operating cash flow to $5.53B and free cash flow to $5.46B, backed by $177.13B in total assets against $73.88B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C+ • RQD 66/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $121.53 – $195.78 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 18.2x trailing P/E and 36.4x EV/EBITDA against 42.2% operating margins and a 1.07x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No supply-chain dependencies, sector correlations, or proprietary signal links are recorded. Upstream and downstream exposure cannot be mapped from the source data.

Key Question #1: Can NTRS sustain or expand its 42.2% operating margin and 2.8% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $5.02B and free cash flow of $5.46B, how will capital allocation balance growth reinvestment against $73.88B in total debt?
Key Question #3: How sensitive is NTRS's 16.9x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.07x)?

NTRS Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Northern Trust Corporation (NTRS) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to NTRS Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 1d ago

Why Northern Trust Corporation (NTRS) is a Top Dividend Stock for Your Portfolio

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH TradingView • 1d ago

Northern Trust Corporation Stock 12‑Month Price Target Cut to $186.31, Implies 9% Upside

TradingView report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Northern Trust Corporation (NTRS) Q3 Earnings and Revenues Surpass Estimates

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Northern Trust Corporation (NTRS) Earnings Expected to Grow: Should You Buy?

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Countdown to Northern Trust (NTRS) Q3 Earnings: A Look at Estimates Beyond Revenue and EPS

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Northern Trust Corporation Reports Third Quarter 2026 Financial Results

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

What to Expect From Northern Trust’s Next Quarterly Earnings Report

Yahoo Finance report covering Northern Trust Corporation (NTRS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Benzinga • 3d ago

JP Morgan Maintains Neutral on Northern Trust, Raises Price Target to $191.5

JP Morgan analyst Vivek Juneja maintains Northern Trust (NASDAQ:NTRS) with a Neutral and raises the price target from $185 to $191.5.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

NTRS Bull vs. Bear Conversation Board — What's Your Call at $169.16?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON NTRS 🐻 33% BEARISH CONVICTION

QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $223.29 (+32.0%)

📌 Pinned Debate

Strong cash generation with a 17.26% FCF yield and a Forensic Balance Sheet pillar score of 15/20 (Altman Z 2.5; Piotroski F 7/9) signa

Long NTRS at $169.16 targeting $223.29. Strong cash generation with a 17.26% FCF yield and a Forensic Balance Sheet pillar score of 15/20 (Altman Z 2.5; Piotroski F 7/9) signal financial resilience.. Institutional whale score is 11/20 and the risk/reward vs. the $121.53 52-week low is skewed heavily in favor of bulls.

VolSurface_Trader 🐂 BULL

Both sides have a point here — NTRS's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $138.71 (-18.0%)

Spot @ $169.16

Modest 2.8% ROIC and a 13/20 Whale 13F Flow pillar, alongside two RED price target cuts, point to limited institutional conviction and

Here is the bear case nobody on the bull side wants to address on NTRS: Modest 2.8% ROIC and a 13/20 Whale 13F Flow pillar, alongside two RED price target cuts, point to limited institutional conviction and weak return on capital.. At 18.2x trailing P/E, even a small guidance miss in Major Banks triggers a 12-15% air pocket.