Yahoo Finance UK report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Why ONIT Stock slipped -0.86% Today — RQD Quant Desk Flash
Onity Group Inc. (ONIT) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is ONIT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Onity Group Inc. (NYSE: ONIT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $27.52 (-0.86% 1D, market cap $229.9M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, ONIT ranks #917 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does ONIT compare to USDE and MFIN in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), ONIT carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 30.2%. By comparison, USDE (StablecoinX Inc. (Class A)) holds a D+ grade (52/100 RQD, P/E N/A, ROIC —, cap $229.2M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for ONIT?
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Per ONIT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000873860), Onity Group Inc. generated $1.07B in revenue (+9.3% YoY), $189.5M in net income, and -$750.9M in free cash flow against $16.17B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
SEC Form 4 / 13F Thermometer: 50% Net Buy • Cannibal Buyback (-0.68% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a ONIT Turnaround Squeeze
While ONIT currently carries a cautious 40/100 (D-) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($30.07) and Max Pain ($28.90) forces dealer call-delta covering toward $56.81.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why ONIT Stock slipped -0.86% Today — RQD Quant Desk Flash
Onity Group Inc. (ONIT) slipped -0.86% to $27.52, trading at 9% of its 52-week range ($24.86 – $54.1). Stretched risk/reward at current multiples (30% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 9% of its 52-week range ($24.86 – $54.1) with RSI-14 at 48 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±10.4% around $27.52 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Seeking Alpha report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Altisource Portfolio Solutions (NASDAQ:ASPS) reported higher third-quarter service revenue and adjusted EBITDA as customer wins continued to ramp across its servicer and real estate and origination businesses, while the
Third quarter 2026 Service revenue grew 26% compared to the third quarter 2025 LUXEMBOURG, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Altisource Portfolio Solutions S.A. (“Altisource” or the “Company”) (NASDAQ: ASPS), a leading p
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ONIT)
- ✓Walkthrough of ONIT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
ONIT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +9.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on ONIT today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for ONIT. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ONIT)
1. Head-to-Head Financials Peer Comparison (ONIT vs. USDE, MFIN, DGXX, SVIA)
Industry: Finance: Consumer Services (156 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Onity Group Inc. (ONIT) ranks #917 by composite RQD confidence (40/100, grade D-) and #856 by equity capitalization ($229.9M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while ONIT leads on capital efficiency and profitability with 30.2% ROIC and — gross margin. USDE currently holds the highest overall quantitative score in the immediate peer group at 52/100 (D+) compared with ONIT at 40/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ONIT
ACTIVE
Onity Group Inc. | D- | 40/100 | — | — | 30.2% | -0.86% | $229.9M | Benchmark Subject |
| USDE StablecoinX Inc. (Class A) | D+ | 52/100 | — | — | — | -14.68% | $229.2M | /usde-vs-onit → |
| MFIN Medallion Financial Corp. | D+ | 52/100 | 6.2x | — | 10.5% | -13.53% | $231.9M | /mfin-vs-onit → |
| DGXX Digi Power X Inc. Subordinate Voting Shares | E | 19/100 | — | — | -23.0% | -6.72% | $225.1M | /dgxx-vs-onit → |
| SVIA Silvia Inc. | D | 50/100 | — | — | — | -10.91% | $238.2M | /svia-vs-onit → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000873860In its most recent audited fiscal period (FY2025, filed 2025-12-31), Onity Group Inc. (ONIT) reported GAAP revenue of $1.07B (+9.3% vs. FY2024 revenue of $976.0M , and 0.0% cumulative change since FY2023) , GAAP net income of $189.5M, operating cash flow of -$748.0M, and free cash flow of -$750.9M (-30.7% YoY). On the balance sheet, ONIT closed FY2025 with $16.17B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.07B | $189.5M | -$748.0M | -$750.9M | $16.17B | — |
| FY2024 (FY) | 2024-12-31 | $976.0M | $33.9M | -$573.8M | -$574.6M | $16.44B | — |
| FY2023 (FY) | 2023-12-31 | $1.07B | -$63.7M | $10.4M | $10.4M | — | — |
3. ONIT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ONIT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Onity Group Inc. (NYSE: ONIT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $27.52 (-0.86% 1D, market cap $229.9M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, ONIT ranks #917 in composite RQD confidence.
How does ONIT compare to USDE and MFIN in the Financials sector?
Within the Financials sector (Finance: Consumer Services), ONIT carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 30.2%. By comparison, USDE (StablecoinX Inc. (Class A)) holds a D+ grade (52/100 RQD, P/E N/A, ROIC —, cap $229.2M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ONIT?
Per ONIT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000873860), Onity Group Inc. generated $1.07B in revenue (+9.3% YoY), $189.5M in net income, and -$750.9M in free cash flow against $16.17B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ONIT trading relative to its 50-day, 200-day, and 52-week technical levels?
ONIT last traded at $27.52 (-0.86% on volume of 70,920 shares), positioning the stock -8.48% below its 50-day simple moving average ($30.07) and -26.96% below its 200-day simple moving average ($37.68). Across its 52-week range of $24.86 to $54.10, ONIT sits at the 9.1% percentile with a 14-day RSI of 48.0 (NEUTRAL RANGE) and an implied next-earnings move of ±10.4% ($24.66 to $30.38).
ONIT Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is ONIT stock moving today?
Why ONIT Stock slipped -0.86% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (30% return on capital) under elevated 10-year interest-rate pressure.
ONIT — Onity Group Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, ONIT scores 40 out of 100 with a letter grade of D- and a verdict of "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are: Fundamental Cash Engine at 9/20 (ROIC 30.2%; FCF yield 0%), Whale 13F Flow at 5/20 (institutional accumulation and options positioning), Insider Conviction at 10/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 6/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet at 10/20 (Altman Z 2.5; Piotroski F 3/9; Debt/Equity 0.5). The strongest pillar is Insider Conviction and the weakest is Whale 13F Flow. For a prospective investor, the upside case rests on the 30.2% ROIC figure and the reported net margin of 17.8%, but the rating's own cash-engine pillar is held down by a 0% FCF yield. The balance-sheet pillar sits at a midpoint-to-weak level, with Piotroski F 3/9 indicating limited scoring strength on the forensic checklist. Institutional flow is weak at 5/20, so the rating does not currently point to strong smart-money conviction. Valuation tradeoffs are difficult to assess because P/E, forward P/E, and EV/EBITDA are not available in source data; the 0% dividend yield means no income support is reported.
Business
Onity Group Inc. is a NYSE-listed issuer classified under the Financials sector and the Finance: Consumer Services industry, per the company profile. The profile reports a market capitalization of $0.2B. The source data does not describe specific products, customer segments, or revenue-generation mechanics beyond the sector and industry classification.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $1066.7M | $0.0M | $189.5M | N/A | $-750.9M | $180.5M | N/A |
| FY 2024 | $976.0M | $0.0M | $33.9M | N/A | $-574.6M | $184.8M | N/A |
| FY 2023 | $1066.7M | $0.0M | $-63.7M | N/A | $10.4M | N/A | N/A |
Per the SEC financials, net income rose from $33.9M in FY 2024 to $189.5M in FY 2025, while free cash flow was negative in both FY 2025 ($-750.9M) and FY 2024 ($-574.6M). Operating income is reported as $0.0M in each period, and gross and operating margins are listed as 0% in market data, so margin analysis is limited; the reported net margin is 17.8%. Per the Roarable RQD rating, ROIC is 30.2%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 3/9, per the forensic balance-sheet pillar. Debt/Equity is 0.5 per the same pillar, while the SEC financials list debt as N/A for all periods.
Recent Catalysts & News Wire Analysis
Per the recent news and catalysts section, five items are listed, all tagged to ONIT and all marked with a YELLOW light and MARKET WIRE impact label:
- A Yahoo Finance UK market-data page covering the stock's price, news, and history.
- A Seeking Alpha piece titled "Onity Group: Cheap For A Reason."
- A Benzinga item titled "Onity Group Q2 2026 Earnings Call Transcript."
- A GuruFocus item on Onity seeking legal clarity on New York mortgage servicing fees amid regulatory ambiguity.
- A MarketBeat item reporting a price target lowered at BTIG Research.
- A Yahoo Finance item announcing a Third Quarter 2026 results conference call.
Risk watch items include the regulatory question on New York servicing fees and the reported price-target reduction. The Butterfly Supply-Chain Graph reports the sector as Financials, the industry as Finance: Consumer Services, a supply-chain value of NONE, and no butterfly links or proprietary signals.
Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples
Per the Butterfly Supply-Chain Graph, no upstream or downstream dependencies, butterfly links, or proprietary signals are recorded. Sector correlation data is not available in source data. Second-order bottlenecks cannot be identified from the provided sources. The regulatory item on New York mortgage servicing fees, noted in the news section, is the only sector-adjacent catalyst referenced, and its transmission to revenue is not quantified in source data.
Open Questions
- Why is operating income reported as $0.0M in every period while net income is positive, and what drives the gap?
- What is the source of the negative free cash flow of $-750.9M in FY 2025 and $-574.6M in FY 2024 given the positive reported net income?
- What are the EPS, P/E, and EV/EBITDA figures, which are absent from the source data?
- What is the status and potential financial impact of the New York mortgage servicing fee legal question?
- What drove the reported BTIG price-target reduction, and what does the Q2 2026 earnings call indicate about trends?
ONIT Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Onity Group Inc. (ONIT) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance UK report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
ONIT Bull vs. Bear Conversation Board — What's Your Call at $27.52?
🔥 Official Bull vs. Bear Debate: Is ONIT (D- • RQD 40/100) a Buy at $27.76?
Welcome to the ONIT (Onity Group Inc.) Roar Pit. Current RQD Composite is 40/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Finance: Consumer Services. Bulls point to capital efficiency (30.2% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on ONIT — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on ONIT, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Onity Group Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
ONIT cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on ONIT, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $27.76 (52-wk range $24.86 - $54.10), any beat on forward guidance forces shorts and underweight funds to chase.