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PagSeguro Digital Ltd. (Class A) (PAGS) Dividend Safety Gauge & 10-Year DRIP Compounder

$7.89 -0.63% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.87

PagSeguro Digital Ltd. (Class A) (PAGS) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $2.31B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PAGS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, PagSeguro Digital Ltd. (Class A) (NYSE: PAGS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $7.89 (-0.63% 1D, market cap $2.31B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 715 tracked Technology issuers, PAGS ranks #414 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PAGS compare to RAMP and ATHM in the Technology sector?
▼

Within the Technology sector (EDP Services), PAGS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, RAMP (LiveRamp Holdings Inc.) holds a C+ grade (66/100 RQD, P/E 15.9x, ROIC 11.6%, cap $2.32B) and ATHM (Autohome Inc. each representing four . (Class A)) posts a D grade (49/100 RQD, P/E 11.3x, ROIC 2.9%, cap $2.29B). Among the 5-stock peer group, ATHM leads on earnings multiple (11.3x) while DXC leads on capital efficiency (54.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PAGS?
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For PagSeguro Digital Ltd. (Class A) (PAGS), key quantitative strengths include Established market leader in Technology with deep daily trading liquidity and sector rank #414 in Technology, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $7.87 (-0.30%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.6% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510045
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (12)Whales (4)SEC (13)Macro (7)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5.8% Base Target
$13 Bull$7 Base$6 Bear
📬 FREE PAGS RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PAGS)Realized 20D OHLCV Swing Band: ±9.3%
Deterministic 5-Pillar Attribution (45/100 Composite)
🔍 WHY PAGS SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (27% of score)

SEC XBRL Trailing 12 Months: 1.6% FCF Margin ($64.6M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
53
Grade C-$10.99+6.6% Next Q
Q2 (-2Q)
50
Grade C-$11.72-28.3% Next Q
Q3 (-1Q)
48
Grade D$8.40-6.1% Next Q
Current
45
Grade D$7.89-6.3% Hist 90D α
Trajectory: C- (53) → D (45)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PAGS Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PAGS currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($9.70) and Max Pain ($8.28) forces dealer call-delta covering toward $12.94.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PAGS• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PAGS Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 45%NO 55%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr
$10.7K
Yr 1
$11.4K
Yr 2
$12.2K
Yr 3
$13.0K
Yr 4
$13.9K
Yr 5
$14.8K
Yr 6
$15.8K
Yr 7
$16.9K
Yr 8
$18.1K
Yr 9
$19.3K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PAGS)

  • ✓Walkthrough of PAGS's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PAGS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -19.08%📐 HORIZONTAL RANGE
2026-11-03O $8.07H $8.07L $7.89C $7.89VOL 2.99M
RES: $12.04SUP: $7.44SMA50: $9.70SMA200: $9.78
$12.06$10.82$9.59$8.35$7.12RES $12.04SUP $7.44$7.892026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PAGS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PAGS Butterfly Map → + Track PAGS →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PAGS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PAGS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PAGS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PAGS)

Technology Rank #414 of 715 ⚔️ RAMP vs PAGS Full Matrix →

1. Head-to-Head Technology Peer Comparison (PAGS vs. RAMP, ATHM, DXC, LFTO)

Industry: EDP Services (163 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, PagSeguro Digital Ltd. (Class A) (PAGS) ranks #414 by composite RQD confidence (45/100, grade D) and #279 by equity capitalization ($2.31B). Within this direct 5-issuer industry benchmark cohort, ATHM leads on earnings valuation at 11.3x trailing P/E, while DXC leads on capital efficiency and profitability with 54.2% ROIC and — gross margin. RAMP currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with PAGS at 45/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PAGS ACTIVE
PagSeguro Digital Ltd. (Class A)
D 45/100 — — — -0.63% $2.31B Benchmark Subject
RAMP
LiveRamp Holdings Inc.
C+ 66/100 15.9x 70.7% 11.6% +0.24% $2.32B /ramp-vs-pags →
ATHM
Autohome Inc. each representing four . (Class A)
D 49/100 11.3x 72.4% 2.9% +1.26% $2.29B /athm-vs-pags →
DXC
DXC Technology Company
C 64/100 135.2x — 54.2% -1.47% $2.39B /dxc-vs-pags →
LFTO
Liftoff Mobile Inc.
D- 43/100 — — — -5.07% $2.50B /lfto-vs-pags →

2. PAGS Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

PagSeguro Digital Ltd. (Class A) (PAGS) operates in EDP Services (Technology) with an equity capitalization of $2.31B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. PAGS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PAGS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, PagSeguro Digital Ltd. (Class A) (NYSE: PAGS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $7.89 (-0.63% 1D, market cap $2.31B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 715 tracked Technology issuers, PAGS ranks #414 in composite RQD confidence.

How does PAGS compare to RAMP and ATHM in the Technology sector?

Within the Technology sector (EDP Services), PAGS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, RAMP (LiveRamp Holdings Inc.) holds a C+ grade (66/100 RQD, P/E 15.9x, ROIC 11.6%, cap $2.32B) and ATHM (Autohome Inc. each representing four . (Class A)) posts a D grade (49/100 RQD, P/E 11.3x, ROIC 2.9%, cap $2.29B). Among the 5-stock peer group, ATHM leads on earnings multiple (11.3x) while DXC leads on capital efficiency (54.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PAGS?

For PagSeguro Digital Ltd. (Class A) (PAGS), key quantitative strengths include Established market leader in Technology with deep daily trading liquidity and sector rank #414 in Technology, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PAGS trading relative to its 50-day, 200-day, and 52-week technical levels?

PAGS last traded at $7.89 (-0.63% on volume of 2,374,952 shares), positioning the stock -18.66% below its 50-day simple moving average ($9.70) and -19.33% below its 200-day simple moving average ($9.78). Across its 52-week range of $7.50 to $12.32, PAGS sits at the 8.1% percentile with a 14-day RSI of 31.2 (OVERSOLD (<32)) and an implied next-earnings move of ±9.3% ($7.16 to $8.62).

Direct Sub-Reports: PAGS RQD Cockpit PAGS 12M Forecast PAGS Earnings & Move PAGS Dividends & DRIP PAGS Insiders & 13F PAGS Whale Options PAGS Profit Sankey PAGS News & Why
ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ SEC XBRL & RQD VERIFIED

PAGS — PagSeguro Digital Ltd. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

PagSeguro Digital Ltd. (Class A) (PAGS) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $7.89 (-0.63% 1D, market capitalization $2.31B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Sector: Technology | Industry: EDP Services | Exchange: NYSE. The profile identifies PagSeguro Digital Ltd. (Class A) as a NYSE-listed Technology issuer in EDP Services.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 45/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 4/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $7.50 – $12.32 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Investors should not infer ripple effects from this graph, since none are recorded.

  • Key Question #1: Can PAGS sustain or expand its — operating margin and — ROIC against EDP Services peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $12.32 52-week high?
  • Key Question #3: How sensitive is PAGS's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PAGS Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PagSeguro Digital Ltd. (Class A) (PAGS) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PAGS Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PAGS Bull vs. Bear Conversation Board — What's Your Call at $7.89?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PAGS 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PAGS:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $9.69 (+22.0%)
📌 Pinned Debate

The forensic balance sheet pillar is the strongest at 13 / 20, with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5.

Picked up a starter position in PAGS in my $100K Virtual Cash book at $7.94. The forensic balance sheet pillar is the strongest at 13 / 20, with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5.. Trading inside a $7.50–$12.32 52-week range with 0.0% FCF yield gives solid downside support if EDP Services multiples expand this quarter.

SectorRotator 🐂 BULL

@TapeReader_Pro Agree on the RQD 45/100 quality, though with 1.0 beta I'm scaling in with half-size at $7.94 and keeping dry powder in case we test $7.38.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $6.27 (-21.0%)
Spot @ $7.94

ROIC and FCF yield are both 0%, and the whale 13F flow pillar scores only 4 / 20.

ROIC and FCF yield are both 0%, and the whale 13F flow pillar scores only 4 / 20.. Look at the math on PAGS: paying current EV/EBITDA multiples for 0.0% ROIC and 0.0% operating margins leaves zero margin of safety if EDP Services demand softens. I'd wait for a retest of $6.99 before getting long.

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