PayPay Corporation American Depository Shares (PAYP) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, PayPay Corporation American Depository Shares (NASDAQ: PAYP) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $14.44 (+2.92% 1D, market cap $9.50B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.
Within the Consumer Discretionary sector (Business Services), PAYP carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, HQY (HealthEquity Inc.) holds a B+ grade (78/100 RQD, P/E 39.0x, ROIC 9.3%, cap $8.48B) and GRAB (Grab Holdings Limited (Class A)) posts a D+ grade (53/100 RQD, P/E 32.8x, ROIC 9.9%, cap $11.11B). Among the 5-stock peer group, GRAB leads on earnings multiple (32.8x) while ETSY leads on capital efficiency (33.3% ROIC).
For PayPay Corporation American Depository Shares (PAYP), key quantitative strengths include Established market leader in Consumer Discretionary with deep daily trading liquidity and sector rank #649 in Consumer Discretionary, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
SEC XBRL Trailing 12 Months: 6.7% FCF Margin ($266.0M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While PAYP currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Consumer Discretionary with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($15.92) and Max Pain ($15.16) forces dealer call-delta covering toward $26.13.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
PayPay Corporation American Depository Shares (PAYP) surged +2.92% to $14.44, trading at 18% of its 52-week range ($12.07 – $24.89). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
TradingView report covering PayPay Corporation American Depository Shares (PAYP) market action, institutional positioning, and fundamental catalysts.
www.dars.gov.et report covering PayPay Corporation American Depository Shares (PAYP) market action, institutional positioning, and fundamental catalysts.
U.S. stocks were mixed; Ladder Capital surged after beating Q3 estimates. Alcoa and other stocks also gained, led by Strata Critical Medical’s 7.5% rise.
It's going to be a very long road back to all-time highs for some well-known companies.
The consensus price target hints at a 47.4% upside potential for Paypay (PAYP). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean
PayPay (NasdaqGS:PAYP) announced a major alliance with Seven & i Holdings, SEVEN-ELEVEN JAPAN, SoftBank, and LY Corporation to integrate digital payment and physical retail experiences in Japan. The companies plan to com
PayPay Corp (PAYP) raises full-year guidance after a strong Q1, driven by robust growth in payments and financial services, strategic alliances, and improved profitability.
The move would mark a break from the retailer's longstanding avoidance of capital partnerships.
(Updates with additional details of the deal in the third paragraph.) PayPay (PAYP), Japan's larg
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on PAYP today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for PAYP. Explore sector supply chains on /butterfly.
Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, PayPay Corporation American Depository Shares (PAYP) ranks #649 by composite RQD confidence (45/100, grade D) and #174 by equity capitalization ($9.50B). Within this direct 5-issuer industry benchmark cohort, GRAB leads on earnings valuation at 32.8x trailing P/E, while ETSY leads on capital efficiency and profitability with 33.3% ROIC and 71.6% gross margin. HQY currently holds the highest overall quantitative score in the immediate peer group at 78/100 (B+) compared with PAYP at 45/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PAYP
ACTIVE
PayPay Corporation American Depository Shares | D | 45/100 | — | — | — | +2.92% | $9.50B | Benchmark Subject |
| HQY HealthEquity Inc. | B+ | 78/100 | 39.0x | 69.5% | 9.3% | +1.17% | $8.48B | /hqy-vs-payp → |
| GRAB Grab Holdings Limited (Class A) | D+ | 53/100 | 32.8x | — | 9.9% | +5.54% | $11.11B | /grab-vs-payp → |
| ETSY Etsy Inc. | B | 73/100 | 48.4x | 71.6% | 33.3% | +3.92% | $7.67B | /etsy-vs-payp → |
| ANDG Andersen Group Inc. (Class A) | C- | 61/100 | — | — | -28.9% | +0.41% | $7.47B | /andg-vs-payp → |
PayPay Corporation American Depository Shares (PAYP) operates in Business Services (Consumer Discretionary) with an equity capitalization of $9.50B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
As of 2026-11-03, PayPay Corporation American Depository Shares (NASDAQ: PAYP) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $14.44 (+2.92% 1D, market cap $9.50B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.
Within the Consumer Discretionary sector (Business Services), PAYP carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, HQY (HealthEquity Inc.) holds a B+ grade (78/100 RQD, P/E 39.0x, ROIC 9.3%, cap $8.48B) and GRAB (Grab Holdings Limited (Class A)) posts a D+ grade (53/100 RQD, P/E 32.8x, ROIC 9.9%, cap $11.11B). Among the 5-stock peer group, GRAB leads on earnings multiple (32.8x) while ETSY leads on capital efficiency (33.3% ROIC).
For PayPay Corporation American Depository Shares (PAYP), key quantitative strengths include Established market leader in Consumer Discretionary with deep daily trading liquidity and sector rank #649 in Consumer Discretionary, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
PAYP last traded at $14.44 (+2.92% on volume of 493,487 shares), positioning the stock -9.30% below its 50-day simple moving average ($15.92) and -15.90% below its 200-day simple moving average ($17.17). Across its 52-week range of $12.07 to $24.89, PAYP sits at the 18.5% percentile with a 14-day RSI of 35.0 (NEUTRAL RANGE) and an implied next-earnings move of ±7.9% ($13.30 to $15.58).
PayPay Corporation American Depository Shares (PAYP) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $14.44 (+2.92% 1D, market capitalization $9.50B).
PayPay Corporation American Depository Shares is listed on NASDAQ under the ticker PAYP..
Operating in Business Services (Consumer Discretionary), PAYP carries a macro regime beta of 1.00 and gross margin of —.
Real-time company headlines, analyst actions, and sector developments for PayPay Corporation American Depository Shares (PAYP) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering PayPay Corporation American Depository Shares (PAYP) market action, institutional positioning, and fundamental catalysts.
www.dars.gov.et report covering PayPay Corporation American Depository Shares (PAYP) market action, institutional positioning, and fundamental catalysts.
U.S. stocks were mixed; Ladder Capital surged after beating Q3 estimates. Alcoa and other stocks also gained, led by Strata Critical Medical’s 7.5% rise.
It's going to be a very long road back to all-time highs for some well-known companies.
The consensus price target hints at a 47.4% upside potential for Paypay (PAYP). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean
PayPay (NasdaqGS:PAYP) announced a major alliance with Seven & i Holdings, SEVEN-ELEVEN JAPAN, SoftBank, and LY Corporation to integrate digital payment and physical retail experiences in Japan. The companies plan to com
PayPay Corp (PAYP) raises full-year guidance after a strong Q1, driven by robust growth in payments and financial services, strategic alliances, and improved profitability.
Don't sleep on PAYP's setup in Consumer Discretionary. Per the RQD rating, the forensic balance sheet pillar (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.5) and a beta of 1.0 support a balanced profile.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (45/100) backs up the fundamental quality.
Both sides have a point here — PAYP's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Fading this rally in PAYP at $14.03. Per the RQD rating, the cash engine pillar reports ROIC and FCF yield of 0% and insider conviction scores only 9 / 20.. With a beta of 1.0 and the stock sitting at $14.03 (52-wk range $12.07–$24.89), the easy multiple expansion is already priced in.
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