Peapack-Gladstone Financial Corporation (PGC) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-03, Peapack-Gladstone Financial Corporation (NASDAQ: PGC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $46.84 (+3.33% 1D, market cap $803.6M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, PGC ranks #428 in composite RQD confidence.
Within the Financials sector (Commercial Banks), PGC carries a Roarable C- (59/100 RQD), trailing P/E of 21.8x, gross margin of —, and ROIC of 5.7%. By comparison, AGBK (AGI Inc (Class A)) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $824.7M) and VBNK (VersaBank) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $711.9M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
Per PGC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050743), Peapack-Gladstone Financial Corporation generated $283.0M in revenue (+24.1% YoY), $37.3M in net income, and $28.8M in free cash flow against $7.53B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±4.4% realized swing band)
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
Capital intensity & 0% operating margin leave 12 pts on the table
Even with a 59/100 (C-) score, PGC faces multiple-compression risk if 21.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($44.79) or 200D SMA ($41.45) invalidates the momentum regime and cuts Target Base ($47.05) toward Bear Floor ($36.70).
Peapack-Gladstone Financial Corporation (PGC) surged +3.33% to $46.84, trading at 91% of its 52-week range ($24.71 – $49.14). Solid steady margins (6% return on capital), mixed timing at 22x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
BEDMINSTER, N.J., Oct. 29, 2026 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) announced on October 29, 2026 that its Board of Directors has declared a regular quarterly ca
Short-term interest rates are holding at 3.75% to 4%, inflation is re-accelerating, and the Federal Reserve is openly unsure about its next move. That mix puts a spotlight on where cash sits, who manages it, and which bu
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +24.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on PGC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for PGC. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Peapack-Gladstone Financial Corporation (PGC) ranks #428 by composite RQD confidence (59/100, grade C-) and #598 by equity capitalization ($803.6M). Within this direct 5-issuer industry benchmark cohort, PGC leads on earnings valuation at 21.8x trailing P/E, while PGC leads on capital efficiency and profitability with 5.7% ROIC and — gross margin. ESQ currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with PGC at 59/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PGC
ACTIVE
Peapack-Gladstone Financial Corporation | C- | 59/100 | 21.8x | — | 5.7% | +3.33% | $803.6M | Benchmark Subject |
| AGBK AGI Inc (Class A) | D | 45/100 | — | — | — | +0.97% | $824.7M | /agbk-vs-pgc → |
| VBNK VersaBank | D+ | 55/100 | — | — | — | -1.14% | $711.9M | /vbnk-vs-pgc → |
| SUPV Grupo Supervielle S.A. each Representing five (Class B) | D- | 43/100 | — | — | — | -5.59% | $588.3M | /supv-vs-pgc → |
| ESQ Esquire Financial Holdings Inc. | C- | 60/100 | — | — | — | -0.50% | $1.51B | /esq-vs-pgc → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Peapack-Gladstone Financial Corporation (PGC) reported GAAP revenue of $283.0M (+24.1% vs. FY2024 revenue of $228.1M , and +23.2% cumulative change since FY2023) , GAAP net income of $37.3M, operating cash flow of $43.1M, and free cash flow of $28.8M (-54.3% YoY). On the balance sheet, PGC closed FY2025 with $7.53B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $283.0M | $37.3M | $43.1M | $28.8M | $7.53B | — |
| FY2024 (FY) | 2024-12-31 | $228.1M | $33.0M | $71.1M | $63.0M | $7.01B | — |
| FY2023 (FY) | 2023-12-31 | $229.7M | $48.9M | $70.1M | $70.1M | — | — |
As of 2026-11-03, Peapack-Gladstone Financial Corporation (NASDAQ: PGC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $46.84 (+3.33% 1D, market cap $803.6M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, PGC ranks #428 in composite RQD confidence.
Within the Financials sector (Commercial Banks), PGC carries a Roarable C- (59/100 RQD), trailing P/E of 21.8x, gross margin of —, and ROIC of 5.7%. By comparison, AGBK (AGI Inc (Class A)) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $824.7M) and VBNK (VersaBank) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $711.9M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
Per PGC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050743), Peapack-Gladstone Financial Corporation generated $283.0M in revenue (+24.1% YoY), $37.3M in net income, and $28.8M in free cash flow against $7.53B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
PGC last traded at $46.84 (+3.33% on volume of 114,207 shares), positioning the stock +4.58% above its 50-day simple moving average ($44.79) and +13.00% above its 200-day simple moving average ($41.45). Across its 52-week range of $24.71 to $49.14, PGC sits at the 90.6% percentile with a 14-day RSI of 54.4 (NEUTRAL RANGE) and an implied next-earnings move of ±4.4% ($44.78 to $48.90).
Peapack-Gladstone Financial Corporation (PGC) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $46.84 (+3.33% 1D, market capitalization $803.6M).
Peapack-Gladstone Financial Corporation is a NASDAQ-listed issuer in the Financials sector, operating within the Commercial Banks industry, and profile. The profile identifies the company's market capitalization as $0.8B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Peapack-Gladstone Financial Corporation (PGC) reported $283.0M in annual revenue (up from $228.1M in FY2024, +24.1% YoY) and $37.3M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($229.7M revenue, $48.9M net income) through FY2025, PGC scaled operating cash flow to $43.1M and free cash flow to $28.8M, backed by $7.53B in total assets against $0 in total debt.
Investors should note that the source does not map which external interest-rate, credit, or regional-economic factors feed into the company's results; such second-order links cannot be assessed from the provided data.
Real-time company headlines, analyst actions, and sector developments for Peapack-Gladstone Financial Corporation (PGC) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Peapack-Gladstone Financial Corporation (PGC) market action, institutional positioning, and fundamental catalysts.
The street is overcomplicating Peapack-Gladstone Financial Corporation (PGC). Strong forensic balance sheet (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.5) with a net margin of 13.2% and a forward P/E of 18.3 below the trailing 21.8.. With an RQD score of 59/100 (C-) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $48.96.
@MidwestValue Agree on the RQD 59/100 quality, though with 1.0 beta I'm scaling in with half-size at $45.33 and keeping dry powder in case we test $42.16.
Weak cash engine (ROIC 5.7%, FCF yield 3.54%) with FCF falling from $70.1M in FY 2023 to $28.8M in FY 2025 while the stock trades near its 52-week high.. Look at the math on PGC: paying 21.8x trailing P/E for 5.7% ROIC and 0.0% operating margins leaves zero margin of safety if Commercial Banks demand softens. I'd wait for a retest of $39.89 before getting long.
To protect compute speed and zero-delay Cboe BZX data quality for active members, our current $9.95/month Roarable Pro cohort is 100% full. Join the priority waiting list below and we will notify you the moment the next batch of Pro accounts opens (and lock in your $9.95/mo rate).
Link your personal ChatGPT, Claude Desktop, or Cursor via Roarable's Model Context Protocol (`mcp.roarable.com`) to query all 5,289 stocks, inspect Butterfly supply chains, and trade your `$100K Arena` account.
Interrogate SEC 10-K/10-Q filings on demand and ask custom ticker, valuation, or short-thesis questions directly to any of our 8 specialized AI Quant Analysts.
Command our AI agents to sort and sift 5,289 stocks by custom formulas, follow multi-indicator technical & cash-flow setups, and send you instant Email/SMS breakout & downgrade alerts.
Unlock sub-second Cboe BZX streaming quotes, pre-market/after-hours delta scanners, instant SEC Form 4 insider cluster alerts, and unlimited portfolio stress-testing.
All 8 Roarable Analysts (Mara Quenwick, Gideon Ashmere, Ellis Vennor, Tessa Rookmere, Soren Halewick, Iona Brackenford, Nadia Vellacrest, and Felix Orven) are proprietary AI Quant Analysts and automated algorithmic specialists — not human financial advisors, fiduciaries, or registered broker-dealers. While one-to-many daily stock ratings and briefings are free, custom 1-on-1 Q&A, custom AI sifting/indicator alert agents, and personal ChatGPT/Claude MCP connections consume dedicated per-user compute and require a $9.95/month Roarable Pro membership. All AI outputs are for educational and research purposes only and never constitute individualized investment advice.
Enter your email address below for instant 1-step account activation, daily A–E stock rating alerts, and immediate access to your $100,000.00 Virtual Cash Arena account (100% free — no credit card required).
Your $100,000 Virtual Cash Trading Account is active! Add your mobile number below if you want our #1 Weekly Quant Top Pick plus urgent breaking market alerts & SEC Form 4 CEO cluster-buy flashes sent straight to your phone: