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Stock Ratings / Consumer Discretionary / PHR / insiders
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Phreesia Inc. (PHR) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$12.44 0.00% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $12.42

Phreesia Inc. (PHR) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $772.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PHR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Phreesia Inc. (NYSE: PHR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $12.44 (0.00% 1D, market cap $772.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 9/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 13/20. Across 1009 tracked Consumer Discretionary issuers, PHR ranks #420 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PHR compare to MAX and CASS in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), PHR carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.0%. By comparison, MAX (MediaAlpha Inc. (Class A)) holds a C+ grade (69/100 RQD, P/E 32.6x, ROIC 19.7%, cap $873.1M) and CASS (Cass Information Systems Inc) posts a C grade (62/100 RQD, P/E 19.6x, ROIC 14.5%, cap $675.4M). Among the 5-stock peer group, PRTH leads on earnings multiple (11.6x) while MAX leads on capital efficiency (19.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PHR?
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Per PHR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001412408), Phreesia Inc. generated $467.8M in revenue (+14.0% YoY), $2.3M in net income, and $67.7M in free cash flow against $663.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $12.42 (-0.19%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 14.5% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510056
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (9)Whales (13)SEC (9)Macro (12)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE-0.9% Base Target
$24 Bull$12 Base$10 Bear
📬 FREE PHR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PHR)Realized 20D OHLCV Swing Band: ±7.6%
Deterministic 5-Pillar Attribution (56/100 Composite)
🔍 WHY PHR SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+13/20 pts (23% of score)

20D Institutional Volume Accumulation (±7.6% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk9/20 pts (-11 pt drag)

Balance-sheet & 10-K footnote risk deducts 11 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
48
Grade D$10.75+12.1% Next Q
Q2 (-2Q)
51
Grade C-$12.05+2% Next Q
Q3 (-1Q)
53
Grade C-$12.29+1.2% Next Q
Current
56
Grade D+$12.44-0.4% Hist 90D α
Trajectory: D (48) → D+ (56)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PHR Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, PHR faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($11.07) or 200D SMA ($10.88) invalidates the momentum regime and cuts Target Base ($12.33) toward Bear Floor ($9.62).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PHR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PHR Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”
YES 56%NO 44%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

PHR Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (PHR)

No recent open-market Form 4 cluster sales or emergency dumps flagged on PHR. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PHR)

  • ✓Walkthrough of PHR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PHR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +28.65%▲ ASCENDING CHANNEL
2026-11-03O $12.53H $12.53L $12.44C $12.44VOL 597.8K
RES: $12.93SUP: $10.05SMA50: $11.07SMA200: $10.88
$19.42$16.44$13.46$10.48$7.49RES $12.93SUP $10.05$12.442026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PHR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PHR Butterfly Map → + Track PHR →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +14.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PHR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PHR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PHR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PHR)

Consumer Discretionary Rank #420 of 1009 ⚔️ MAX vs PHR Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PHR vs. MAX, CASS, PRTH, QNST)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Phreesia Inc. (PHR) ranks #420 by composite RQD confidence (56/100, grade D+) and #538 by equity capitalization ($772.2M). Within this direct 5-issuer industry benchmark cohort, PRTH leads on earnings valuation at 11.6x trailing P/E, while MAX leads on capital efficiency and profitability with 19.7% ROIC and 15.0% gross margin. QNST currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with PHR at 56/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PHR ACTIVE
Phreesia Inc.
D+ 56/100 — — -2.0% 0.00% $772.2M Benchmark Subject
MAX
MediaAlpha Inc. (Class A)
C+ 69/100 32.6x 15.0% 19.7% +0.20% $873.1M /max-vs-phr →
CASS
Cass Information Systems Inc
C 62/100 19.6x — 14.5% +2.56% $675.4M /cass-vs-phr →
PRTH
Priority Technology Holdings Inc.
C 64/100 11.6x — 12.9% +0.89% $646.3M /prth-vs-phr →
QNST
QuinStreet Inc.
B- 70/100 — 10.1% 2.6% +0.92% $995.7M /qnst-vs-phr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001412408 ↗

In its most recent audited fiscal period (FY2025, filed 2026-01-31), Phreesia Inc. (PHR) reported GAAP revenue of $467.8M (+14.0% vs. FY2024 revenue of $410.5M , and +35.2% cumulative change since FY2023) , GAAP net income of $2.3M, operating cash flow of $78.8M, and free cash flow of $67.7M (+186.0% YoY). On the balance sheet, PHR closed FY2025 with $663.8M in total assets against $0 in total debt (Altman Z-Score: 0.59, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-01-31 $467.8M $2.3M $78.8M $67.7M $663.8M —
FY2024 (FY) 2025-01-31 $410.5M -$58.5M $32.4M $23.7M $388.4M —
FY2023 (FY) 2024-01-31 $346.0M -$136.9M -$32.4M -$32.4M — —

3. PHR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PHR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Phreesia Inc. (NYSE: PHR) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $12.44 (0.00% 1D, market cap $772.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 9/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 13/20. Across 1009 tracked Consumer Discretionary issuers, PHR ranks #420 in composite RQD confidence.

How does PHR compare to MAX and CASS in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), PHR carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.0%. By comparison, MAX (MediaAlpha Inc. (Class A)) holds a C+ grade (69/100 RQD, P/E 32.6x, ROIC 19.7%, cap $873.1M) and CASS (Cass Information Systems Inc) posts a C grade (62/100 RQD, P/E 19.6x, ROIC 14.5%, cap $675.4M). Among the 5-stock peer group, PRTH leads on earnings multiple (11.6x) while MAX leads on capital efficiency (19.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PHR?

Per PHR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001412408), Phreesia Inc. generated $467.8M in revenue (+14.0% YoY), $2.3M in net income, and $67.7M in free cash flow against $663.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PHR trading relative to its 50-day, 200-day, and 52-week technical levels?

PHR last traded at $12.44 (0.00% on volume of 662,428 shares), positioning the stock +12.38% above its 50-day simple moving average ($11.07) and +14.34% above its 200-day simple moving average ($10.88). Across its 52-week range of $7.77 to $23.31, PHR sits at the 30.1% percentile with a 14-day RSI of 65.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.6% ($11.49 to $13.39).

Direct Sub-Reports: PHR RQD Cockpit PHR 12M Forecast PHR Earnings & Move PHR Dividends & DRIP PHR Insiders & 13F PHR Whale Options PHR Profit Sankey PHR News & Why
ROARABLE RATING BRIEF • RQD 56/100 (D+) ✓ SEC XBRL & RQD VERIFIED

PHR — Phreesia Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-01-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Phreesia Inc. (PHR) earns a live Roarable RQD composite score of 56/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $12.44 (0.00% 1D, market capitalization $772.2M).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of -2.0%, gross margin of —, operating margin of -1.4%, and free cash flow yield of 8.71%.
  • Whale 13F & Options Flow (13/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (12/20) + Forensic Balance Sheet (9/20): Incorporates a 1.00x equity beta, Altman Z-Score of 0.59, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

. Is a NYSE-listed issuer classified under the Consumer Discretionary sector and the Business Services industry, with a market capitalization of $0.8B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-01-31), Phreesia Inc. (PHR) reported $467.8M in annual revenue (up from $410.5M in FY2024, +14.0% YoY) and $2.3M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($346.0M revenue, -$136.9M net income) through FY2025, PHR scaled operating cash flow to $78.8M and free cash flow to $67.7M, backed by $663.8M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D+ • RQD 56/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of 8.71% and institutional whale pillar of 13/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $7.77 – $23.31 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Investors must weigh current valuation against -1.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Business Services (Consumer Discretionary), PHR carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can PHR sustain or expand its -1.4% operating margin and -2.0% ROIC against Business Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $467.8M and free cash flow of $67.7M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is PHR's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PHR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Phreesia Inc. (PHR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PHR Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PHR Bull vs. Bear Conversation Board — What's Your Call at $12.44?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PHR 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PHR:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $14.68 (+18.0%)
📌 Pinned Debate

The 8.71% FCF yield and FY 2025 swing to positive net income ($2.3M from -$58.5M in FY 2024) point to improving cash generation.

Here is why I am bullish on PHR here at $12.44: The 8.71% FCF yield and FY 2025 swing to positive net income ($2.3M from -$58.5M in FY 2024) point to improving cash generation.. Compare PHR's -1.4% operating margin and -2.0% ROIC against the rest of Business Services. As long as cash conversion holds up, dips toward $11.82 are getting bought.

ArenaChamp_24 🐂 BULL

@RiskArb_Desk Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Business Services. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $10.70 (-14.0%)
Spot @ $12.44

A -2% ROIC and an Altman Z-Score of 0.59 indicate weak capital returns and a fragile balance sheet profile under the RQD framework.

I respect the product at Phreesia Inc., but the stock at $12.44 is a different story. A -2% ROIC and an Altman Z-Score of 0.59 indicate weak capital returns and a fragile balance sheet profile under the RQD framework.. FCF yield is 8.71% and RQD sits at 56/100 (D+) — why pay up here when you can wait for next quarter's numbers?

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