How profitable is Parke Bancorp Inc. (PKBK)?

In FY 2025 (10-K), PKBK converted $944.8M of revenue into a 52% gross margin, 0% operating margin, and $39.0M in free cash flow (4.1% FCF margin).

Stock Ratings / Financials / PKBK / financials

NWFL (72) ISTR (52) FDBC (69) GBC (58) ⌘ Pro Terminal →

Parke Bancorp Inc. (PKBK) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$33.37 +2.42% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.45

Parke Bancorp Inc. (PKBK) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $392.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PKBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Parke Bancorp Inc. (NASDAQ: PKBK) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $33.37 (+2.42% 1D, market cap $392.5M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, PKBK ranks #317 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PKBK compare to NWFL and ISTR in the Financials sector?

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Within the Financials sector (Major Banks), PKBK carries a Roarable C (63/100 RQD), trailing P/E of 10.3x, gross margin of —, and ROIC of 11.6%. By comparison, NWFL (Norwood Financial Corp.) holds a B grade (72/100 RQD, P/E 14.0x, ROIC 11.5%, cap $394.1M) and ISTR (Investar Holding Corporation) posts a D+ grade (52/100 RQD, P/E 16.7x, ROIC 7.6%, cap $389.8M). Among the 5-stock peer group, PKBK leads on earnings multiple (10.3x) while FDBC leads on capital efficiency (11.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PKBK?

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Per PKBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001315399), Parke Bancorp Inc. generated $944.8M in revenue (+5.0% YoY), $37.8M in net income, and $39.0M in free cash flow against $2.25B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $33.45 (+0.25%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 4.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

Quant Analyst Panel Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PKBK)Realized 20D OHLCV Swing Band: ±4.9%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY PKBK SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 4.1% FCF Margin ($39.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$32.39+0.4% Next Q

Q2 (-2Q)

Grade C$32.51+1% Next Q

Q3 (-1Q)

Grade C$32.83+1.6% Next Q

Current

Grade C$33.37+0.9% Hist 90D α

Trajectory: C (55) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PKBK Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, PKBK faces multiple-compression risk if 10.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($33.34) or 200D SMA ($31.26) invalidates the momentum regime and cuts Target Base ($34.12) toward Bear Floor ($26.61).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PKBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PKBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How PKBK Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$39.0M (4.1% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $128.1M

FY24

Rev $899.7M

FY25

Rev $944.8M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$944.8M	52%	0%	$37.8M	$39.0M	11.6%
FY 2024	$899.7M	52%	0%	$27.5M	$35.0M	11.6%
FY 2023	$128.1M	46.7%	0%	$28.5M	$23.0M	11.6%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PKBK)

✓Walkthrough of PKBK's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PKBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.20%📐 HORIZONTAL RANGE

2026-11-04O $32.58H $33.37L $32.58C $33.37VOL 44.1K

RES: $36.67SUP: $31.25SMA50: $33.34SMA200: $31.26

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PKBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PKBK Butterfly Map → + Track PKBK →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-0.6%/yr Implied 5Y Growth

vs. +5.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PKBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PKBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PKBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PKBK)

Financials Rank #317 of 1097 ⚔️ NWFL vs PKBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (PKBK vs. NWFL, ISTR, FDBC, GBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Parke Bancorp Inc. (PKBK) ranks #317 by composite RQD confidence (63/100, grade C) and #754 by equity capitalization ($392.5M). Within this direct 5-issuer industry benchmark cohort, PKBK leads on earnings valuation at 10.3x trailing P/E, while FDBC leads on capital efficiency and profitability with 11.8% ROIC and — gross margin. NWFL currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with PKBK at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PKBK ACTIVE Parke Bancorp Inc.	C	63/100	10.3x	—	11.6%	+2.42%	$392.5M	Benchmark Subject
NWFL Norwood Financial Corp.	B	72/100	14.0x	—	11.5%	+1.80%	$394.1M	/nwfl-vs-pkbk →
ISTR Investar Holding Corporation	D+	52/100	16.7x	—	7.6%	+2.54%	$389.8M	/istr-vs-pkbk →
FDBC Fidelity D & D Bancorp Inc.	C+	69/100	13.6x	—	11.8%	+3.39%	$395.3M	/fdbc-vs-pkbk →
GBC Georgia Banking Company Inc.	D+	58/100	—	—	—	-2.87%	$385.5M	/gbc-vs-pkbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001315399 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Parke Bancorp Inc. (PKBK) reported GAAP revenue of $944.8M (+5.0% vs. FY2024 revenue of $899.7M , and +637.6% cumulative change since FY2023) , GAAP net income of $37.8M, operating cash flow of $39.6M, and free cash flow of $39.0M (+11.2% YoY). On the balance sheet, PKBK closed FY2025 with $2.25B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$944.8M	$37.8M	$39.6M	$39.0M	$2.25B	—
FY2024 (FY)	2024-12-31	$899.7M	$27.5M	$35.2M	$35.0M	$2.14B	—
FY2023 (FY)	2023-12-31	$128.1M	$28.5M	$23.0M	$23.0M	—	—

3. PKBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PKBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PKBK compare to NWFL and ISTR in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for PKBK?

Where is PKBK trading relative to its 50-day, 200-day, and 52-week technical levels?

PKBK last traded at $33.37 (+2.42% on volume of 44,054 shares), positioning the stock +0.09% above its 50-day simple moving average ($33.34) and +6.75% above its 200-day simple moving average ($31.26). Across its 52-week range of $21.10 to $35.70, PKBK sits at the 84.0% percentile with a 14-day RSI of 55.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.9% ($31.73 to $35.01).

Direct Sub-Reports: PKBK RQD Cockpit PKBK 12M Forecast PKBK Earnings & Move PKBK Dividends & DRIP PKBK Insiders & 13F PKBK Whale Options PKBK Profit Sankey PKBK News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

PKBK — Parke Bancorp Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Parke Bancorp Inc. (PKBK) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $33.37 (+2.42% 1D, market capitalization $392.5M).

Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 11.6%, gross margin of —, operating margin of —, and free cash flow yield of 10.05%.
Whale 13F & Options Flow (8/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Parke Bancorp Inc. (PKBK) is a NASDAQ-listed operating company in the Major Banks industry (Financials sector) with an equity market capitalization of $383.2M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 11.6% (free cash flow yield of 10.05%). Within the Major Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Parke Bancorp Inc. (PKBK) reported $944.8M in annual revenue (up from $899.7M in FY2024, +5.0% YoY) and $37.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($128.1M revenue, $28.5M net income) through FY2025, PKBK scaled operating cash flow to $39.6M and free cash flow to $39.0M, backed by $2.25B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C • RQD 63/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 10.05% and institutional whale pillar of 8/20. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $21.10 – $35.70 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 10.3x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), PKBK carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: Can PKBK sustain or expand its — operating margin and 11.6% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $944.8M and free cash flow of $39.0M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is PKBK's 9.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PKBK Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Parke Bancorp Inc. (PKBK) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PKBK Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 1d ago

Parke Bancorp (PKBK) Stock Q3 Results Keep Profit Story Intact

Yahoo Finance report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stocktwits • 1d ago

PKBK: Parke Bancorp Inc Latest Stock Price, Analysis, News and Trading Ideas

Stocktwits report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

Parke Bancorp, Inc. Estimates – NASDAQ:PKBK

TradingView report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance • 2d ago

Parke Bancorp: Q3 Earnings Snapshot

Yahoo Finance report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Stock Titan • 2d ago

Nine-month profit rose 35.9% to $36.2 million at Parke Bancorp.

Stock Titan report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 2d ago

Parke Bancorp (PKBK) Stock Shrugs Off Q3 Earnings Strength

Simply Wall St report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE MarketBeat • 2d ago

Parke Bancorp (NASDAQ:PKBK) Stock Price Crosses Above 200 Day Moving Average - Time to Sell?

MarketBeat report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 2d ago

A 1,300-share buy at Parke Bancorp (PKBK) accompanies CEO Pantilione’s 800-share gift.

Stock Titan report covering Parke Bancorp Inc. (PKBK) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PKBK Bull vs. Bear Conversation Board — What's Your Call at $33.37?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PKBK 🐻 33% BEARISH CONVICTION

MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $42.03 (+29.0%)

📌 Pinned Debate

Insider Conviction scores 16/20 and P/E is 10.3 TTM with a 10.05% FCF yield, while net income rose from $27.5M to $37.8M.

The street is overcomplicating Parke Bancorp Inc. (PKBK). Insider Conviction scores 16/20 and P/E is 10.3 TTM with a 10.05% FCF yield, while net income rose from $27.5M to $37.8M.. With an RQD score of 63/100 (C) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $35.19.

ArenaChamp_24 🐂 BULL

@MidwestValue Agree on the RQD 63/100 quality, though with 1.0 beta I'm scaling in with half-size at $32.58 and keeping dry powder in case we test $30.30.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $27.37 (-16.0%)

Spot @ $32.58

Whale 13F Flow scores only 10/20 and the Forensic Balance Sheet is 13/20 with Piotroski F 5/9, leaving the institutional signal weak.

Careful chasing PKBK at $32.58. Whale 13F Flow scores only 10/20 and the Forensic Balance Sheet is 13/20 with Piotroski F 5/9, leaving the institutional signal weak.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $27.37 on multiple compression.