ROARABLE
FREE $100K
My Trading Account →
▾
Trading Profile Active
Active Trader
Verified Trader
⚡ My $100K Trading Account → ★ My Saved Watchlist →
🟢 My $100K Account → Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Consumer Discretionary / PSFE / forecast
FVRR (43) IMXI (58) ZH (16) ALIT (28) ⌘ Pro Terminal →

Paysafe Limited (PSFE) 12-Month Stock Forecast & Price Target Cone

$5.89 +4.80% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.93

Paysafe Limited (PSFE) carries a Roarable Rating of E (Strong Sell) with 33/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $293.5M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PSFE Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PSFE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Paysafe Limited (NYSE: PSFE) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 33/100 at a spot price of $5.89 (+4.80% 1D, market cap $293.5M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 3/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, PSFE ranks #828 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PSFE compare to FVRR and IMXI in the Consumer Discretionary sector?
▼

Within the Consumer Discretionary sector (Business Services), PSFE carries a Roarable E (33/100 RQD), trailing P/E of N/A, gross margin of 56.4%, and ROIC of 1.9%. By comparison, FVRR (Fiverr International Ltd. no par value) holds a D- grade (43/100 RQD, P/E 15.5x, ROIC -0.3%, cap $301.6M) and IMXI (International Money Express Inc.) posts a D+ grade (58/100 RQD, P/E 7.9x, ROIC 23.5%, cap $276.7M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PSFE?
▼

Per PSFE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001833835), Paysafe Limited generated $1.70B in revenue (-0.2% YoY), $0 in net income, and $223.6M in free cash flow against $4.80B in total assets and $2.61B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $5.93 (+0.67%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 13.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (33/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-8.9% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • E
025507510033
3-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- · Rk E
Cash (10)Whales (5)SEC (8)Macro (3)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-11.2% Base Target
$12 Bull$5 Base$4 Bear
📬 FREE PSFE RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSFE)Realized 20D OHLCV Swing Band: ±9.5%
Deterministic 5-Pillar Attribution (33/100 Composite)
🔍 WHY PSFE SCORES 33/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (30% of score)

SEC XBRL FY 2025 (10-K): 13.1% FCF Margin ($223.6M FCF) & 56.4% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (24% of score)

Altman Z-Score 0.20 (DISTRESS RISK (<1.8)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (46) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
25
Grade E$5.75-4.5% Next Q
Q2 (-2Q)
28
Grade E$5.49-1.8% Next Q
Q3 (-1Q)
30
Grade E$5.39+9.3% Next Q
Current
33
Grade E$5.89-8.9% Hist 90D α
Trajectory: E (25) → E (33)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PSFE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PSFE currently carries a cautious 33/100 (E) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($6.03) and Max Pain ($6.18) forces dealer call-delta covering toward $11.56.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PSFE• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PSFE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 33%NO 67%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your PSFE Position Size: $10,000

Shares at $5.89: 1697.8 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $4.08
$6,927
$-3,073 (-30.7%)
12M Consensus BaseTarget $5.23
$8,879
$-1,121 (-11.2%)
12M Bull Case BreakoutTarget $11.56
$19,626
+$9,626 (+96.3%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 9
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$574%A
Goldman SachsSector Coverage LeadUNDERPERFORM$1169%B
JP MorganUS Large-Cap ResearchSELL$558%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PSFE)

  • ✓Walkthrough of PSFE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
PSFE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -35.20%▼ DESCENDING CHANNEL
2026-11-03O $5.58H $5.89L $5.58C $5.89VOL 350.2K
RES: $7.88SUP: $4.73SMA50: $6.03SMA200: $7.12
$10.37$9.00$7.62$6.24$4.86RES $7.88SUP $4.73$5.892026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSFE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSFE Butterfly Map → + Track PSFE →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
30.4%/yr Implied 5Y Growth

vs. -0.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PSFE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSFE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PSFE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSFE)

Consumer Discretionary Rank #828 of 1009 ⚔️ FVRR vs PSFE Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PSFE vs. FVRR, IMXI, ZH, ALIT)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Paysafe Limited (PSFE) ranks #828 by composite RQD confidence (33/100, grade E) and #645 by equity capitalization ($293.5M). Within this direct 5-issuer industry benchmark cohort, IMXI leads on earnings valuation at 7.9x trailing P/E, while IMXI leads on capital efficiency and profitability with 23.5% ROIC and — gross margin. IMXI currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with PSFE at 33/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PSFE ACTIVE
Paysafe Limited
E 33/100 — 56.4% 1.9% +4.80% $293.5M Benchmark Subject
FVRR
Fiverr International Ltd. no par value
D- 43/100 15.5x 81.6% -0.3% +3.10% $301.6M /fvrr-vs-psfe →
IMXI
International Money Express Inc.
D+ 58/100 7.9x — 23.5% +3.93% $276.7M /imxi-vs-psfe →
ZH
Zhihu Inc. each representing three (3) (Class A)
E 16/100 — 59.9% -35.0% -8.90% $252.7M /zh-vs-psfe →
ALIT
Alight Inc. (Class A)
E 28/100 — 33.8% -35.0% +10.64% $240.6M /alit-vs-psfe →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001833835 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Paysafe Limited (PSFE) reported GAAP revenue of $1.70B (-0.2% vs. FY2024 revenue of $1.70B , and +6.3% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $236.2M, and free cash flow of $223.6M (-6.0% YoY). On the balance sheet, PSFE closed FY2025 with $4.80B in total assets against $2.61B in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.70B $0 $236.2M $223.6M $4.80B $2.61B
FY2024 (FY) 2024-12-31 $1.70B $22.2M $253.8M $237.9M $4.81B $2.35B
FY2023 (FY) 2023-12-31 $1.60B -$20.3M $234.0M $234.0M — —

3. PSFE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSFE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Paysafe Limited (NYSE: PSFE) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 33/100 at a spot price of $5.89 (+4.80% 1D, market cap $293.5M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 3/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, PSFE ranks #828 in composite RQD confidence.

How does PSFE compare to FVRR and IMXI in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), PSFE carries a Roarable E (33/100 RQD), trailing P/E of N/A, gross margin of 56.4%, and ROIC of 1.9%. By comparison, FVRR (Fiverr International Ltd. no par value) holds a D- grade (43/100 RQD, P/E 15.5x, ROIC -0.3%, cap $301.6M) and IMXI (International Money Express Inc.) posts a D+ grade (58/100 RQD, P/E 7.9x, ROIC 23.5%, cap $276.7M). Among the 5-stock peer group, IMXI leads on earnings multiple (7.9x) while IMXI leads on capital efficiency (23.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PSFE?

Per PSFE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001833835), Paysafe Limited generated $1.70B in revenue (-0.2% YoY), $0 in net income, and $223.6M in free cash flow against $4.80B in total assets and $2.61B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PSFE trading relative to its 50-day, 200-day, and 52-week technical levels?

PSFE last traded at $5.89 (+4.80% on volume of 568,487 shares), positioning the stock -2.32% below its 50-day simple moving average ($6.03) and -17.28% below its 200-day simple moving average ($7.12). Across its 52-week range of $5.29 to $11.01, PSFE sits at the 10.5% percentile with a 14-day RSI of 46.0 (NEUTRAL RANGE) and an implied next-earnings move of ±9.5% ($5.33 to $6.45).

Direct Sub-Reports: PSFE RQD Cockpit PSFE 12M Forecast PSFE Earnings & Move PSFE Dividends & DRIP PSFE Insiders & 13F PSFE Whale Options PSFE Profit Sankey PSFE News & Why
ROARABLE RATING BRIEF • RQD 33/100 (E) ✓ SEC XBRL & RQD VERIFIED

PSFE — Paysafe Limited: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Paysafe Limited (PSFE) earns a live Roarable RQD composite score of 33/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $5.89 (+4.80% 1D, market capitalization $293.5M).

  • Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 1.9%, gross margin of 56.4%, operating margin of 4.2%, and free cash flow yield of —.
  • Whale 13F & Options Flow (5/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (3/20) + Forensic Balance Sheet (8/20): Incorporates a 1.00x equity beta, Altman Z-Score of 0.20, Piotroski F-Score of 4/9, and Debt/Equity of 3.98x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Paysafe Limited (PSFE) is listed on the NYSE and classified under the Consumer Discretionary sector and Business Services industry,. The profile records a market capitalization of $0.3B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Paysafe Limited (PSFE) reported $1.70B in annual revenue (up from $1.70B in FY2024, -0.2% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.60B revenue, -$20.3M net income) through FY2025, PSFE scaled operating cash flow to $236.2M and free cash flow to $223.6M, backed by $4.80B in total assets against $2.61B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (E • RQD 33/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 5/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 5/20, sustained execution supports upside toward the upper end of the $5.29 – $11.01 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation and 32.0x EV/EBITDA against 4.2% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are — The only sector context is the Consumer Discretionary sector and Business Services industry from the profile. Investors should watch the November 12, 2026 earnings release for any disclosure on the payment-platform and wallet expansion effects on revenue and leverage.

  • Key Question #1: Can PSFE sustain or expand its 4.2% operating margin and 1.9% ROIC against Business Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.70B and free cash flow of $223.6M, how will capital allocation balance growth reinvestment against $2.61B in total debt?
  • Key Question #3: How sensitive is PSFE's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PSFE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Paysafe Limited (PSFE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PSFE Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PSFE Bull vs. Bear Conversation Board — What's Your Call at $5.89?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PSFE 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PSFE:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MA MacroHawk_NYC RQD DEBATE OPENER • Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $6.46 (+14.9%)
📌 Pinned Debate

Operating income of $71.9M and free cash flow of $223.6M in FY 2025 show the business still generates substantial cash before its heavy

Operating income of $71.9M and free cash flow of $223.6M in FY 2025 show the business still generates substantial cash before its heavy debt load.. When you look under the hood at PSFE, Fundamental Cash Engine is 10/20 with 56.4% gross margins and 1.9% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (5/20) has been quietly accumulating below $11.01. My 12M target is $6.46.

ArenaChamp_24 🐂 BULL

@MacroHawk_NYC Agree on the RQD 33/100 quality, though with 1.0 beta I'm scaling in with half-size at $5.62 and keeping dry powder in case we test $5.23.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $4.72 (-16.0%)
Spot @ $5.62

A 3.98 Debt/Equity ratio, Altman Z of 0.2, and 0% net margin signal forensic balance-sheet risk that the RQD rating treats as a strong

Here is the bear case nobody on the bull side wants to address on PSFE: A 3.98 Debt/Equity ratio, Altman Z of 0.2, and 0% net margin signal forensic balance-sheet risk that the RQD rating treats as a strong sell.. At current EV/EBITDA multiples, even a small guidance miss in Business Services triggers a 12-15% air pocket.

LIVE TAPE