How profitable is PriceSmart Inc. (PSMT)?

In FY 2025 (10-K), PSMT converted $5.3B of revenue into a 17.4% gross margin, 4.4% operating margin, and $103.2M in free cash flow (2% FCF margin).

Stock Ratings / Consumer Discretionary / PSMT / financials

OLLI (75) M (74) MNSO (49) KSS (76) ⌘ Pro Terminal →

PriceSmart Inc. (PSMT) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$166.77 +0.65% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $166.65

PriceSmart Inc. (PSMT) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $5.12B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PSMT Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PSMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, PriceSmart Inc. (NASDAQ: PSMT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $166.77 (+0.65% 1D, market cap $5.12B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 13/20. Across 1009 tracked Consumer Discretionary issuers, PSMT ranks #259 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PSMT compare to OLLI and M in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Department/Specialty Retail Stores), PSMT carries a Roarable C (63/100 RQD), trailing P/E of 34.5x, gross margin of 17.4%, and ROIC of 14.8%. By comparison, OLLI (Ollie's Bargain Outlet Holdings Inc.) holds a B grade (75/100 RQD, P/E 22.8x, ROIC 11.3%, cap $5.36B) and M (Macy's Inc) posts a B grade (74/100 RQD, P/E 10.1x, ROIC 11.8%, cap $6.30B). Among the 5-stock peer group, M leads on earnings multiple (10.1x) while PSMT leads on capital efficiency (14.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PSMT?

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Per PSMT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0001041803), PriceSmart Inc. generated $5.27B in revenue (+7.2% YoY), $147.9M in net income, and $103.2M in free cash flow against $2.39B in total assets and $143.7M in total debt. Key quantitative strengths: Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $166.65 (-0.07%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSMT)Realized 20D OHLCV Swing Band: ±5.3%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY PSMT SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (29% of score)

Altman Z-Score 6.08 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+17/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 2% FCF Margin ($103.2M FCF) & 17.4% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit7/20 pts (-13 pt drag)

Macro rate sensitivity & RSI-14 (43.2) create a -13 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$169.19+1.4% Next Q

Q2 (-2Q)

Grade B-$171.53-5.9% Next Q

Q3 (-1Q)

Grade B-$161.46+3.3% Next Q

Current

Grade C$166.77+0.9% Hist 90D α

Trajectory: B (71) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PSMT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, PSMT faces multiple-compression risk if 34.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($170.08) or 200D SMA ($166.83) invalidates the momentum regime and cuts Target Base ($170.52) toward Bear Floor ($133.01).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PSMT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PSMT Beats Next Quarter EPS Consensus (Nov 29, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How PSMT Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$103.2M (2% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $4.41B

FY24

Rev $4.91B

FY25

Rev $5.27B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$5.27B	17.4%	4.4%	$147.9M	$103.2M	14.8%
FY 2024	$4.91B	17.2%	4.5%	$138.9M	$39.0M	15.4%
FY 2023	$4.41B	17.4%	4.2%	$109.2M	$58.8M	4.6%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PSMT)

✓Walkthrough of PSMT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PSMT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.92%▼ DESCENDING CHANNEL

2026-11-03O $165.1H $166.8L $165.1C $166.8VOL 329.9K

RES: $175.4SUP: $160.6SMA50: $170.1SMA200: $166.8

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSMT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSMT Butterfly Map → + Track PSMT →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

26.6%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PSMT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSMT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PSMT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSMT)

Consumer Discretionary Rank #259 of 1009 ⚔️ OLLI vs PSMT Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PSMT vs. OLLI, M, MNSO, KSS)

Industry: Department/Specialty Retail Stores (11 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, PriceSmart Inc. (PSMT) ranks #259 by composite RQD confidence (63/100, grade C) and #262 by equity capitalization ($5.12B). Within this direct 5-issuer industry benchmark cohort, M leads on earnings valuation at 10.1x trailing P/E, while PSMT leads on capital efficiency and profitability with 14.8% ROIC and 17.4% gross margin. KSS currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with PSMT at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PSMT ACTIVE PriceSmart Inc.	C	63/100	34.5x	17.4%	14.8%	+0.65%	$5.12B	Benchmark Subject
OLLI Ollie's Bargain Outlet Holdings Inc.	B	75/100	22.8x	40.5%	11.3%	-1.46%	$5.36B	/olli-vs-psmt →
M Macy's Inc	B	74/100	10.1x	38.0%	11.8%	+0.91%	$6.30B	/m-vs-psmt →
MNSO MINISO Group Holding Limited each representing four	D	49/100	—	—	—	+1.86%	$3.17B	/mnso-vs-psmt →
KSS Kohl's Corporation	B+	76/100	10.2x	40.6%	10.2%	-0.66%	$2.76B	/kss-vs-psmt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-08-31 • CIK 0001041803 ↗

In its most recent audited fiscal period (FY2025, filed 2025-08-31), PriceSmart Inc. (PSMT) reported GAAP revenue of $5.27B (+7.2% vs. FY2024 revenue of $4.91B , and +19.5% cumulative change since FY2023) , GAAP net income of $147.9M, operating cash flow of $261.3M, and free cash flow of $103.2M (+164.2% YoY). On the balance sheet, PSMT closed FY2025 with $2.39B in total assets against $143.7M in total debt (Altman Z-Score: 6.08, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-08-31	$5.27B	$147.9M	$261.3M	$103.2M	$2.39B	$143.7M
FY2024 (FY)	2024-08-31	$4.91B	$138.9M	$207.6M	$39.0M	$2.09B	$93.6M
FY2023 (FY)	2023-08-31	$4.41B	$109.2M	$257.3M	$58.8M	$5.29B	$1.24B

3. PSMT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PSMT compare to OLLI and M in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for PSMT?

Where is PSMT trading relative to its 50-day, 200-day, and 52-week technical levels?

PSMT last traded at $166.77 (+0.65% on volume of 248,523 shares), positioning the stock -1.95% below its 50-day simple moving average ($170.08) and -0.04% below its 200-day simple moving average ($166.83). Across its 52-week range of $113.39 to $199.84, PSMT sits at the 61.7% percentile with a 14-day RSI of 43.2 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($157.93 to $175.61).

Direct Sub-Reports: PSMT RQD Cockpit PSMT 12M Forecast PSMT Earnings & Move PSMT Dividends & DRIP PSMT Insiders & 13F PSMT Whale Options PSMT Profit Sankey PSMT News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

PSMT — PriceSmart Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-08-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

PriceSmart Inc. (PSMT) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $166.77 (+0.65% 1D, market capitalization $5.12B).

Fundamental Cash Engine (17/20): Anchored by return on invested capital (ROIC) of 14.8%, gross margin of 17.4%, operating margin of 4.4%, and free cash flow yield of 2.02%.
Whale 13F & Options Flow (8/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (7/20) + Forensic Balance Sheet (18/20): Incorporates a 1.00x equity beta, Altman Z-Score of 6.08, Piotroski F-Score of 8/9, and Debt/Equity of 0.11x.

2. Business Model, Unit Margins & SEC Financial Trajectory

PriceSmart Inc. (PSMT) is a NASDAQ-listed issuer classified under the Consumer Discretionary sector and the Department/Specialty Retail Stores industry, . It has a market capitalization of $5.1B. Reported revenue was $5.27B for FY 2025. — for the specific products sold, customer base, or detailed revenue model.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-08-31), PriceSmart Inc. (PSMT) reported $5.27B in annual revenue (up from $4.91B in FY2024, +7.2% YoY) and $147.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($4.41B revenue, $109.2M net income) through FY2025, PSMT scaled operating cash flow to $261.3M and free cash flow to $103.2M, backed by $2.39B in total assets against $143.7M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C • RQD 63/100): Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 17/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $113.39 – $199.84 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 34.5x trailing P/E and 13.7x EV/EBITDA against 4.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream supply-chain dependencies, sector correlations, or proprietary signal links are recorded. — for specific 2nd-order bottlenecks.

Key Question #1: Can PSMT sustain or expand its 4.4% operating margin and 14.8% ROIC against Department/Specialty Retail Stores peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $5.27B and free cash flow of $103.2M, how will capital allocation balance growth reinvestment against $143.7M in total debt?
Key Question #3: How sensitive is PSMT's 32.1x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PSMT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PriceSmart Inc. (PSMT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PSMT Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 1d ago

PriceSmart (PSMT) Stock Price Questions Q4 Earnings Premium

Yahoo Finance report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 1d ago

PriceSmart's Growth Deserves Some Upside (NASDAQ:PSMT)

Seeking Alpha report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH GuruFocus • 1d ago

Pricesmart Inc (PSMT) Shares Fall 3.0% -- GF Value Says Still Ov

GuruFocus report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance • 1d ago

PriceSmart: Fiscal Q4 Earnings Snapshot

Yahoo Finance report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Jamaica's third membership warehouse store opens in Montego Bay, with about 42,000 square feet of sales space.

Stock Titan report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

PriceSmart, Inc. $PSMT Stock Sold by Copeland Capital Management LLC

MarketBeat report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

PriceSmart (PSMT) Stock Stumbles As Q4 Earnings Meet A Margin Squeeze

Simply Wall St report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Quiver Quantitative • 1d ago

PriceSmart (PSMT) Releases Q4 2026 Earnings: Revenue Growth and Stronger Cash Flow

Quiver Quantitative report covering PriceSmart Inc. (PSMT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PSMT Bull vs. Bear Conversation Board — What's Your Call at $166.77?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PSMT 🐻 33% BEARISH CONVICTION

TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $195.53 (+18.0%)

📌 Pinned Debate

Strong forensic balance sheet (Altman Z 6.08, Piotroski F 8/9, Debt/Equity 0.11) and 14.8% ROIC support financial resilience.

Here is why I am bullish on PSMT here at $165.70: Strong forensic balance sheet (Altman Z 6.08, Piotroski F 8/9, Debt/Equity 0.11) and 14.8% ROIC support financial resilience.. Compare PSMT's 4.4% operating margin and 14.8% ROIC against the rest of Department/Specialty Retail Stores. As long as cash conversion holds up, dips toward $157.41 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — PSMT's 18/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $127.59 (-23.0%)

Spot @ $165.70

Trailing P/E of 34.5 and a macro-regime fit score of 7/20 leave limited valuation cushion and defensive positioning.

Careful chasing PSMT at $165.70. Trailing P/E of 34.5 and a macro-regime fit score of 7/20 leave limited valuation cushion and defensive positioning.. Gross margin is 17.4%, but operating margin is 4.4%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $127.59 on multiple compression.