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MITT (49) STRW (64) ACRE (37) SITC (59) ⌘ Pro Terminal β†’

Ready Capital Corporation (RC) Options Positioning, Max Pain & Unusual Sweeps

$1.07 0.00% NYSE β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.07

Ready Capital Corporation (RC) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- β€’ RED ALERT Cap $176.8M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is RC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Ready Capital Corporation (NYSE: RC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $1.07 (0.00% 1D, market cap $176.8M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, RC ranks #905 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does RC compare to MITT and STRW in the Financials sector?
β–Ό

Within the Financials sector (Real Estate Investment Trusts), RC carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of -14.3%. By comparison, MITT (TPG Mortgage Investment Trust Inc.) holds a D grade (49/100 RQD, P/E 3.7x, ROIC 8.7%, cap $178.1M) and STRW (Strawberry Fields REIT Inc.) posts a C grade (64/100 RQD, P/E 23.5x, ROIC 85.0%, cap $179.7M). Among the 5-stock peer group, MITT leads on earnings multiple (3.7x) while STRW leads on capital efficiency (85.0% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RC?
β–Ό

Per RC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001527590), Ready Capital Corporation generated $3.26B in revenue (-23.4% YoY), -$221.1M in net income, and $432.1M in free cash flow against $7.77B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.07 (-0.19%)🧬 Disciplined Float (+0.16% YoY Shares)βš™οΈ Cash Engine: 11/20 (D+) β€’ 13.2% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (41/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.2% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERRED ALERT β€’ D-
025507510041
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- Β· Rk D
Cash (11)Whales (3)SEC (13)Macro (7)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-7.5% Base Target
$3 Bull$1 Base$1 Bear
πŸ“¬ FREE RC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for RC)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (41/100 Composite)
πŸ” WHY RC SCORES 41/100 (D-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (32% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 4/9

β–² #2 Bullish Driver: Cash Engine Quality+11/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 13.2% FCF Margin ($432.1M FCF) & 52% Gross Margin

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
49
Grade D$1.12+5.4% Next Q
Q2 (-2Q)
46
Grade D$1.18-0.8% Next Q
Q3 (-1Q)
44
Grade D$1.17-8.5% Next Q
Current
41
Grade D-$1.07-7.2% Hist 90D Ξ±
Trajectory: D (49) β†’ D- (41)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a RC Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While RC currently carries a cautious 41/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.39) and Max Pain ($1.12) forces dealer call-delta covering toward $3.20.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RCβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œRC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 41%NO 59%Trade / Inspect Odds β†’
CALL VS. PUT WHALE SHARE
β€” (No Active Options Snapshot)
Put/Call Ratio: β€” (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
β€” (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
Β±12.5%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (RC)

β€” (No Active Options Snapshot) β€” No unusual CBOE strike concentration anomalies recorded in the current database snapshot for RC.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RC)

  • βœ“Walkthrough of RC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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RC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -42.47%πŸ“ HORIZONTAL RANGE
2026-11-03O $1.15H $1.15L $1.07C $1.07VOL 1.53M
RES: $2.09SUP: $0.90SMA50: $1.39SMA200: $1.67
$2.89$2.36$1.84$1.32$0.80RES $2.09SUP $0.90$1.072026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ RC Butterfly Map β†’ + Track RC β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -23.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on RC today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for RC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for RC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RC)

Financials Rank #905 of 1097 βš”οΈ MITT vs RC Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (RC vs. MITT, STRW, ACRE, SITC)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Ready Capital Corporation (RC) ranks #905 by composite RQD confidence (41/100, grade D-) and #909 by equity capitalization ($176.8M). Within this direct 5-issuer industry benchmark cohort, MITT leads on earnings valuation at 3.7x trailing P/E, while STRW leads on capital efficiency and profitability with 85.0% ROIC and β€” gross margin. STRW currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with RC at 41/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
RC ACTIVE
Ready Capital Corporation
D- 41/100 β€” β€” -14.3% 0.00% $176.8M Benchmark Subject
MITT
TPG Mortgage Investment Trust Inc.
D 49/100 3.7x β€” 8.7% +3.04% $178.1M /mitt-vs-rc β†’
STRW
Strawberry Fields REIT Inc.
C 64/100 23.5x β€” 85.0% -1.50% $179.7M /strw-vs-rc β†’
ACRE
Ares Commercial Real Estate Corporation
D- 37/100 β€” β€” -0.2% +1.79% $186.4M /acre-vs-rc β†’
SITC
SITE Centers Corp.
C- 59/100 β€” β€” 53.1% -1.61% $195.7M /sitc-vs-rc β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001527590 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Ready Capital Corporation (RC) reported GAAP revenue of $3.26B (-23.4% vs. FY2024 revenue of $4.26B , and +108.1% cumulative change since FY2023) , GAAP net income of -$221.1M, operating cash flow of $432.1M, and free cash flow of $432.1M (+57.2% YoY). On the balance sheet, RC closed FY2025 with $7.77B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.26B -$221.1M $432.1M $432.1M $7.77B β€”
FY2024 (FY) 2024-12-31 $4.26B -$430.4M $274.8M $274.8M $10.14B β€”
FY2023 (FY) 2023-12-31 $1.57B $348.4M $51.1M $51.1M β€” β€”

3. RC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Ready Capital Corporation (NYSE: RC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $1.07 (0.00% 1D, market cap $176.8M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, RC ranks #905 in composite RQD confidence.

How does RC compare to MITT and STRW in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), RC carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of -14.3%. By comparison, MITT (TPG Mortgage Investment Trust Inc.) holds a D grade (49/100 RQD, P/E 3.7x, ROIC 8.7%, cap $178.1M) and STRW (Strawberry Fields REIT Inc.) posts a C grade (64/100 RQD, P/E 23.5x, ROIC 85.0%, cap $179.7M). Among the 5-stock peer group, MITT leads on earnings multiple (3.7x) while STRW leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RC?

Per RC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001527590), Ready Capital Corporation generated $3.26B in revenue (-23.4% YoY), -$221.1M in net income, and $432.1M in free cash flow against $7.77B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RC trading relative to its 50-day, 200-day, and 52-week technical levels?

RC last traded at $1.07 (0.00% on volume of 1,115,130 shares), positioning the stock -23.02% below its 50-day simple moving average ($1.39) and -35.93% below its 200-day simple moving average ($1.67). Across its 52-week range of $0.96 to $3.05, RC sits at the 5.3% percentile with a 14-day RSI of 41.6 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($1.00 to $1.20).

Direct Sub-Reports: RC RQD Cockpit RC 12M Forecast RC Earnings & Move RC Dividends & DRIP RC Insiders & 13F RC Whale Options RC Profit Sankey RC News & Why
ROARABLE RATING BRIEF β€’ RQD 41/100 (D-) βœ“ SEC XBRL & RQD VERIFIED

RC β€” Ready Capital Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Ready Capital Corporation (RC) earns a live Roarable RQD composite score of 41/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $1.07 (0.00% 1D, market capitalization $176.8M).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of -14.3%, gross margin of β€”, operating margin of β€”, and free cash flow yield of β€”.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Ready Capital Corporation (RC) is a NYSE-listed issuer classified under the Financials sector and the Real Estate Investment Trusts industry. β€” for what specific products or services the company sells, to whom it sells them, and how it makes money. The profile identifies a market capitalization of $0.2B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Ready Capital Corporation (RC) reported $3.26B in annual revenue (up from $4.26B in FY2024, -23.4% YoY) and -$221.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.57B revenue, $348.4M net income) through FY2025, RC scaled operating cash flow to $432.1M and free cash flow to $432.1M, backed by $7.77B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (D- β€’ RQD 41/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of β€” and institutional whale pillar of 3/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $0.96 – $3.05 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against β€” operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Real Estate Investment Trusts (Financials), RC carries a macro regime beta of 1.00 and gross margin of β€”.

  • Key Question #1: Can RC sustain or expand its β€” operating margin and -14.3% ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $3.26B and free cash flow of $432.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is RC's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

RC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Ready Capital Corporation (RC) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to RC Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

RC Bull vs. Bear Conversation Board β€” What's Your Call at $1.07?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON RC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on RC:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
CA CashFlowKing RQD DEBATE OPENER β€’ FCF Compounder Hunter πŸ‚ BULLISH 🎯 Target: $1.37 (+28.0%)
πŸ“Œ Pinned Debate

Forensic balance sheet scores 13 of 20 with Altman Z 2.5, Piotroski F 4/9, and Debt/Equity 0.5, the strongest pillar in the rating.

Picked up a starter position in RC in my $100K Virtual Cash book at $1.07. Forensic balance sheet scores 13 of 20 with Altman Z 2.5, Piotroski F 4/9, and Debt/Equity 0.5, the strongest pillar in the rating.. Trading inside a $0.96–$3.05 52-week range with 0.0% FCF yield gives solid downside support if Real Estate Investment Trusts multiples expand this quarter.

CapAlloc_Nerd πŸ‚ BULL

@CashFlowKing Agree on the RQD 41/100 quality, though with 1.0 beta I'm scaling in with half-size at $1.07 and keeping dry powder in case we test $1.00.

RE RedlineAuditor RQD DEBATE OPENER β€’ Accounting Quality Watch 🐻 BEARISH 🎯 Target: $0.81 (-24.3%)
Spot @ $1.07

ROIC of -14.3% and a 0% FCF yield leave the fundamental cash engine at 11 of 20, while whale 13F flow scores only 5 of 20.

ROIC of -14.3% and a 0% FCF yield leave the fundamental cash engine at 11 of 20, while whale 13F flow scores only 5 of 20.. Look at the math on RC: paying current EV/EBITDA multiples for -14.3% ROIC and 0.0% operating margins leaves zero margin of safety if Real Estate Investment Trusts demand softens. I'd wait for a retest of $0.94 before getting long.

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