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Why RDZN Stock slipped -0.88% Today — RQD Quant Desk Flash

$1.13 -0.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.13

Roadzen Inc. (RDZN) carries a Roarable Rating of E (Strong Sell) with 20/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $97.1M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is RDZN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Roadzen Inc. (NASDAQ: RDZN) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 20/100 at a spot price of $1.13 (-0.88% 1D, market cap $97.1M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, RDZN ranks #1089 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does RDZN compare to SLQT and XHG in the Financials sector?
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Within the Financials sector (Specialty Insurers), RDZN carries a Roarable E (20/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, SLQT (SelectQuote Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC 7.4%, cap $64.0M) and XHG (XChange TEC.INC) posts a D- grade (42/100 RQD, P/E N/A, ROIC —, cap $209.8M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while HIT leads on capital efficiency (7.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RDZN?
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Per RDZN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001868640), Roadzen Inc. generated $55.0M in revenue (+24.2% YoY), -$22.5M in net income, and -$20.3M in free cash flow against $44.9M in total assets and $4.8M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.13 (-0.35%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (20/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-11.8% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • E
025507510020
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E
Cash (3)Whales (5)SEC (5)Macro (4)CEO (3)
Each axis scored 0–20
12M PRICE TARGET CONE-16.8% Base Target
$3 Bull$1 Base$1 Bear
📬 FREE RDZN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RDZN)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (20/100 Composite)
🔍 WHY RDZN SCORES 20/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+5/20 pts (25% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+5/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
15
Grade E$1.09-2.8% Next Q
Q2 (-2Q)
16
Grade E$1.06+5.7% Next Q
Q3 (-1Q)
18
Grade E$1.12+0.9% Next Q
Current
20
Grade E$1.13-11.8% Hist 90D α
Trajectory: E (15) → E (20)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a RDZN Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While RDZN currently carries a cautious 20/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.21) and Max Pain ($1.19) forces dealer call-delta covering toward $2.69.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RDZN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “RDZN Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”
YES 20%NO 80%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why RDZN Stock slipped -0.88% Today — RQD Quant Desk Flash

Roadzen Inc. (RDZN) slipped -0.88% to $1.13, trading at 9% of its 52-week range ($0.98 – $2.56). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.

  • ▸Technical Tape: Trading at 9% of its 52-week range ($0.98 – $2.56) with RSI-14 at 48.9 (NEUTRAL RANGE).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $1.13 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable E (Strong Sell) backed by 52% gross margin and $0 annual free cash flow.
Live RDZN Headlines & Catalysts
MARKET WIRESimply Wall St • 23h ago
Roadzen (Nasdaq:RDZN) - Stock Analysis

Simply Wall St report covering Roadzen Inc. (RDZN) market action, institutional positioning, and fundamental catalysts.

MARKET WIREYahoo • 7d ago
Cincinnati Financial (CINF) Q3 Earnings Top Estimates

Cincinnati Financial (CINF) delivered earnings and revenue surprises of +43.72% and -0.12%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RDZN)

  • ✓Walkthrough of RDZN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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RDZN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -42.05%▼ DESCENDING CHANNEL
2026-11-03O $1.12H $1.14L $1.12C $1.13VOL 289.6K
RES: $1.27SUP: $0.96SMA50: $1.21SMA200: $1.39
$2.62$2.17$1.73$1.29$0.84RES $1.27SUP $0.96$1.132026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RDZN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RDZN Butterfly Map → + Track RDZN →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +24.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on RDZN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RDZN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for RDZN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RDZN)

Financials Rank #1089 of 1096 ⚔️ SLQT vs RDZN Full Matrix →

1. Head-to-Head Financials Peer Comparison (RDZN vs. SLQT, XHG, HIT, HUIZ)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Roadzen Inc. (RDZN) ranks #1089 by composite RQD confidence (20/100, grade E) and #961 by equity capitalization ($97.1M). Within this direct 5-issuer industry benchmark cohort, HIT leads on earnings valuation at 31.2x trailing P/E, while HIT leads on capital efficiency and profitability with 7.5% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with RDZN at 20/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
RDZN ACTIVE
Roadzen Inc.
E 20/100 — — -35.0% -0.88% $97.1M Benchmark Subject
SLQT
SelectQuote Inc.
D- 39/100 — — 7.4% +12.61% $64.0M /slqt-vs-rdzn →
XHG
XChange TEC.INC
D- 42/100 — — — -23.10% $209.8M /xhg-vs-rdzn →
HIT
Health In Tech Inc. (Class A)
D+ 56/100 31.2x — 7.5% +1.30% $37.7M /hit-vs-rdzn →
HUIZ
Huize Holding Limited
B- 70/100 39.0x — 3.1% -3.11% $22.7M /huiz-vs-rdzn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001868640

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Roadzen Inc. (RDZN) reported GAAP revenue of $55.0M (+24.2% vs. FY2024 revenue of $44.3M , and +17.8% cumulative change since FY2023) , GAAP net income of -$22.5M, operating cash flow of -$20.3M, and free cash flow of -$20.3M (-11.7% YoY). On the balance sheet, RDZN closed FY2025 with $44.9M in total assets against $4.8M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-03-31 $55.0M -$22.5M -$20.3M -$20.3M $44.9M $4.8M
FY2024 (FY) 2025-03-31 $44.3M -$72.9M -$18.1M -$18.1M $32.0M $117.1K
FY2023 (FY) 2024-03-31 $46.7M -$99.7M -$19.2M -$19.2M — —

3. RDZN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RDZN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Roadzen Inc. (NASDAQ: RDZN) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 20/100 at a spot price of $1.13 (-0.88% 1D, market cap $97.1M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, RDZN ranks #1089 in composite RQD confidence.

How does RDZN compare to SLQT and XHG in the Financials sector?

Within the Financials sector (Specialty Insurers), RDZN carries a Roarable E (20/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, SLQT (SelectQuote Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC 7.4%, cap $64.0M) and XHG (XChange TEC.INC) posts a D- grade (42/100 RQD, P/E N/A, ROIC —, cap $209.8M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while HIT leads on capital efficiency (7.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RDZN?

Per RDZN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001868640), Roadzen Inc. generated $55.0M in revenue (+24.2% YoY), -$22.5M in net income, and -$20.3M in free cash flow against $44.9M in total assets and $4.8M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RDZN trading relative to its 50-day, 200-day, and 52-week technical levels?

RDZN last traded at $1.13 (-0.88% on volume of 193,871 shares), positioning the stock -6.61% below its 50-day simple moving average ($1.21) and -18.71% below its 200-day simple moving average ($1.39). Across its 52-week range of $0.98 to $2.56, RDZN sits at the 9.5% percentile with a 14-day RSI of 48.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $1.27).

Direct Sub-Reports: RDZN RQD Cockpit RDZN 12M Forecast RDZN Earnings & Move RDZN Dividends & DRIP RDZN Insiders & 13F RDZN Whale Options RDZN Profit Sankey RDZN News & Why
ROARABLE RATING BRIEF • RQD 20/100 (E) ✓ SEC XBRL & RQD VERIFIED

RDZN — Roadzen Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-03-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Roadzen Inc. (RDZN) earns a live Roarable RQD composite score of 20/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $1.13 (-0.88% 1D, market capitalization $97.1M).

  • Fundamental Cash Engine (3/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of —, operating margin of -25.4%, and free cash flow yield of -21.25%.
  • Whale 13F & Options Flow (5/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (4/20) + Forensic Balance Sheet (3/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Roadzen Inc. Is a NASDAQ-listed issuer in the Financials sector, within the Specialty Insurers industry, . The Profile section classifies the company's market capitalization as $0.1B, and the Market Data section reports $95.4M.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-03-31), Roadzen Inc. (RDZN) reported $55.0M in annual revenue (up from $44.3M in FY2024, +24.2% YoY) and -$22.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($46.7M revenue, -$99.7M net income) through FY2025, RDZN scaled operating cash flow to -$20.3M and free cash flow to -$20.3M, backed by $44.9M in total assets against $4.8M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (E • RQD 20/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of -21.25% and institutional whale pillar of 5/20. With Fundamental Cash Engine at 3/20 and Institutional Whale Flow at 5/20, sustained execution supports upside toward the upper end of the $0.98 – $2.56 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -25.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The one sector-level observation available is the Beta of 1.0 which indicates market-level sensitivity without a sector-specific transmission path.

  • Key Question #1: Can RDZN sustain or expand its -25.4% operating margin and -35.0% ROIC against Specialty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $55.0M and free cash flow of -$20.3M, how will capital allocation balance growth reinvestment against $4.8M in total debt?
  • Key Question #3: How sensitive is RDZN's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

RDZN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Roadzen Inc. (RDZN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to RDZN Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

RDZN Bull vs. Bear Conversation Board — What's Your Call at $1.13?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON RDZN 🐻 33% BEARISH CONVICTION
1. Pick Your Side on RDZN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $1.41 (+23.7%)
📌 Pinned Debate

Two news items tagged as GREEN catalysts point to growth-oriented coverage and investor-conference presence, while the Piotroski F-Scor

Here is why I am bullish on RDZN here at $1.14: Two news items tagged as GREEN catalysts point to growth-oriented coverage and investor-conference presence, while the Piotroski F-Score and Altman Z-Score are not in distress territory.. Compare RDZN's -25.4% operating margin and -35.0% ROIC against the rest of Specialty Insurers. As long as cash conversion holds up, dips toward $1.08 are getting bought.

ArenaChamp_24 🐂 BULL

@RiskArb_Desk Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Specialty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $0.97 (-14.9%)
Spot @ $1.14

Every reported fiscal year shows operating losses, net losses, and negative free cash flow, with ROIC at -35% and the cash engine scori

Every reported fiscal year shows operating losses, net losses, and negative free cash flow, with ROIC at -35% and the cash engine scoring 3/20 in the RQD rating.. Look at the math on RDZN: paying current EV/EBITDA multiples for -35.0% ROIC and -25.4% operating margins leaves zero margin of safety if Specialty Insurers demand softens. I'd wait for a retest of $1.00 before getting long.

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