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Stock Ratings / Financials / RFMZ / earnings
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RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) Next Earnings Date & Expected ±3% Move

$12.10 -0.25% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $12.07

RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $295.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is RFMZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, RiverNorth Flexible Municipal Income Fund II Inc. (NYSE: RFMZ) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $12.10 (-0.25% 1D, market cap $295.4M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, RFMZ ranks #700 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does RFMZ compare to FINS and CION in the Financials sector?
▼

Within the Financials sector (Finance/Investors Services), RFMZ carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FINS (Angel Oak Financial Strategies Income Term Trust of) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $297.7M) and CION (CION Investment Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC -2.9%, cap $343.9M). Among the 5-stock peer group, RFMZ leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RFMZ?
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For RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #700 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $12.07 (-0.23%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.6% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510048
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D
Cash (11)Whales (9)SEC (13)Macro (6)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-4.5% Base Target
$14 Bull$12 Base$9 Bear
📬 FREE RFMZ RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RFMZ)Realized 20D OHLCV Swing Band: ±3%
Deterministic 5-Pillar Attribution (48/100 Composite)
🔍 WHY RFMZ SCORES 48/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (23% of score)

SEC XBRL Trailing 12 Months: 0.2% FCF Margin ($8.3M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit6/20 pts (-14 pt drag)

Macro rate sensitivity & RSI-14 (58.2) create a -14 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
40
Grade D$11.57+3% Next Q
Q2 (-2Q)
43
Grade D$11.92+0.5% Next Q
Q3 (-1Q)
45
Grade D$11.98+1% Next Q
Current
48
Grade D$12.10-5.6% Hist 90D α
Trajectory: D (40) → D (48)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a RFMZ Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While RFMZ currently carries a cautious 48/100 (D) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.16) and Max Pain ($12.71) forces dealer call-delta covering toward $14.38.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RFMZ• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “RFMZ Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 48%NO 52%Trade / Inspect Odds →
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±3% Swing Band

±$0.36 Expected Swing
$11.74 (-3%)Spot $12.10$12.46 (+3%)
MODEL EARNINGS SETUP GAUGE

RFMZ Quantitative Pre-Earnings Setup: 48/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (48/100)Model Risk Weight (52/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RFMZ)

  • ✓Walkthrough of RFMZ's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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RFMZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -6.49%▼ DESCENDING CHANNEL
2026-11-03O $12.13H $12.13L $12.10C $12.10VOL 58.9K
RES: $13.07SUP: $10.94SMA50: $12.16SMA200: $12.88
$13.87$13.17$12.48$11.79$11.09RES $13.07SUP $10.94$12.102026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RFMZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RFMZ Butterfly Map → + Track RFMZ →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on RFMZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RFMZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for RFMZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RFMZ)

Financials Rank #700 of 1097 ⚔️ FINS vs RFMZ Full Matrix →

1. Head-to-Head Financials Peer Comparison (RFMZ vs. FINS, CION, TCPC, ACV)

Industry: Finance/Investors Services (37 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) ranks #700 by composite RQD confidence (48/100, grade D) and #811 by equity capitalization ($295.4M). Within this direct 5-issuer industry benchmark cohort, RFMZ leads on earnings valuation at N/A trailing P/E, while CION leads on capital efficiency and profitability with -2.9% ROIC and — gross margin. RFMZ currently leads its immediate peer cohort in composite quantitative strength at 48/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
RFMZ ACTIVE
RiverNorth Flexible Municipal Income Fund II Inc.
D 48/100 — — — -0.25% $295.4M Benchmark Subject
FINS
Angel Oak Financial Strategies Income Term Trust of
D 45/100 — — — +1.18% $297.7M /fins-vs-rfmz →
CION
CION Investment Corporation
D 48/100 — — -2.9% +0.43% $343.9M /cion-vs-rfmz →
TCPC
BlackRock TCP Capital Corp.
D 45/100 — — -14.9% +2.39% $350.7M /tcpc-vs-rfmz →
ACV
Virtus Diversified Income & Convertible Fund of
D- 41/100 — — — -1.51% $247.3M /acv-vs-rfmz →

2. RFMZ Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) operates in Finance/Investors Services (Financials) with an equity capitalization of $295.4M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. RFMZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RFMZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, RiverNorth Flexible Municipal Income Fund II Inc. (NYSE: RFMZ) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $12.10 (-0.25% 1D, market cap $295.4M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, RFMZ ranks #700 in composite RQD confidence.

How does RFMZ compare to FINS and CION in the Financials sector?

Within the Financials sector (Finance/Investors Services), RFMZ carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FINS (Angel Oak Financial Strategies Income Term Trust of) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $297.7M) and CION (CION Investment Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC -2.9%, cap $343.9M). Among the 5-stock peer group, RFMZ leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RFMZ?

For RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #700 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RFMZ trading relative to its 50-day, 200-day, and 52-week technical levels?

RFMZ last traded at $12.10 (-0.25% on volume of 83,969 shares), positioning the stock -0.49% below its 50-day simple moving average ($12.16) and -6.06% below its 200-day simple moving average ($12.88). Across its 52-week range of $11.31 to $13.70, RFMZ sits at the 33.1% percentile with a 14-day RSI of 58.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.0% ($11.74 to $12.46).

Direct Sub-Reports: RFMZ RQD Cockpit RFMZ 12M Forecast RFMZ Earnings & Move RFMZ Dividends & DRIP RFMZ Insiders & 13F RFMZ Whale Options RFMZ Profit Sankey RFMZ News & Why
ROARABLE RATING BRIEF • RQD 48/100 (D) ✓ SEC XBRL & RQD VERIFIED

RFMZ — RiverNorth Flexible Municipal Income Fund II Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) earns a live Roarable RQD composite score of 48/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $12.10 (-0.25% 1D, market capitalization $295.4M).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (9/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (6/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) operates in the Finance/Investors Services industry (Financials sector) with an equity capitalization of $295.4M, gross margin of —, operating margin of —, and return on invested capital (ROIC) of —.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 48/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 9/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $11.31 – $13.70 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The supply-chain designation is NONE, butterfly_links is empty, and proprietary_signals is empty. Sector is Financials and industry is Finance/Investors Services. No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data.

  • Key Question #1: Can RFMZ sustain or expand its — operating margin and — ROIC against Finance/Investors Services peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $13.70 52-week high?
  • Key Question #3: How sensitive is RFMZ's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

RFMZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for RiverNorth Flexible Municipal Income Fund II Inc. (RFMZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to RFMZ Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

RFMZ Bull vs. Bear Conversation Board — What's Your Call at $12.10?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON RFMZ 🐻 33% BEARISH CONVICTION
1. Pick Your Side on RFMZ:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $15.53 (+28.0%)
📌 Pinned Debate

The Forensic Balance Sheet pillar scores 13/20 with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, the rating's relatively stronge

Picked up a starter position in RFMZ in my $100K Virtual Cash book at $12.13. The Forensic Balance Sheet pillar scores 13/20 with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, the rating's relatively strongest input.. Trading inside a $11.31–$13.70 52-week range with 0.0% FCF yield gives solid downside support if Finance/Investors Services multiples expand this quarter.

EarningsSniper 🐂 BULL

Both sides have a point here — RFMZ's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FO ForensicBear RQD DEBATE OPENER • 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $9.46 (-22.0%)
Spot @ $12.13

The rating carries a D grade with a Distribution Warning, 0% ROIC, 0% FCF yield, and 0% dividend yield, with Macro Regime Fit at only 5

Here is the bear case nobody on the bull side wants to address on RFMZ: The rating carries a D grade with a Distribution Warning, 0% ROIC, 0% FCF yield, and 0% dividend yield, with Macro Regime Fit at only 5/20.. At current EV/EBITDA multiples, even a small guidance miss in Finance/Investors Services triggers a 12-15% air pocket.

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