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RDZN (20) HIT (56) HUIZ (70) XHG (42) ⌘ Pro Terminal β†’

SelectQuote Inc. (SLQT) Options Positioning, Max Pain & Unusual Sweeps

$0.40 +12.61% NYSE β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.41

SelectQuote Inc. (SLQT) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- β€’ RED ALERT Cap $64.0M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is SLQT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, SelectQuote Inc. (NYSE: SLQT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $0.40 (+12.61% 1D, market cap $64.0M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 6/20. Across 1097 tracked Financials issuers, SLQT ranks #930 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does SLQT compare to RDZN and HIT in the Financials sector?
β–Ό

Within the Financials sector (Specialty Insurers), SLQT carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of 7.4%. By comparison, RDZN (Roadzen Inc.) holds a E grade (20/100 RQD, P/E N/A, ROIC -35.0%, cap $97.1M) and HIT (Health In Tech Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E 31.2x, ROIC 7.5%, cap $37.7M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while HIT leads on capital efficiency (7.5% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SLQT?
β–Ό

Per SLQT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001794783), SelectQuote Inc. generated $1.53B in revenue (+15.5% YoY), $47.6M in net income, and -$13.9M in free cash flow against $1.35B in total assets and $385.7M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $0.41 (+2.08%)🧬 Dilution Drag (+1.64% YoY Shares)βš™οΈ Cash Engine: 5/20 (E) β€’ 0% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (39/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.6% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERRED ALERT β€’ D-
025507510039
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- Β· Rk D-
Cash (5)Whales (11)SEC (13)Macro (4)CEO (6)
Each axis scored 0–20
12M PRICE TARGET CONE-7.5% Base Target
$2 Bull$0 Base$0 Bear
πŸ“¬ FREE SLQT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for SLQT)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (39/100 Composite)
πŸ” WHY SLQT SCORES 39/100 (D-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (33% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 4/9

β–² #2 Bullish Driver: Whale & Options Positioning+11/20 pts (28% of score)

20D Institutional Volume Accumulation (Β±12.5% realized swing band)

β–Ό #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (45) create a -16 pt regime headwind

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
31
Grade E$0.35-14.3% Next Q
Q2 (-2Q)
34
Grade E$0.30+16.7% Next Q
Q3 (-1Q)
36
Grade E$0.35+14.3% Next Q
Current
39
Grade D-$0.40-7.6% Hist 90D Ξ±
Trajectory: E (31) β†’ D- (39)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a SLQT Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While SLQT currently carries a cautious 39/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.43) and Max Pain ($0.42) forces dealer call-delta covering toward $2.28.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.64% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SLQTβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œSLQT Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”
YES 39%NO 61%Trade / Inspect Odds β†’
CALL VS. PUT WHALE SHARE
β€” (No Active Options Snapshot)
Put/Call Ratio: β€” (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
β€” (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
Β±12.5%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (SLQT)

β€” (No Active Options Snapshot) β€” No unusual CBOE strike concentration anomalies recorded in the current database snapshot for SLQT.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SLQT)

  • βœ“Walkthrough of SLQT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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SLQT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -50.62%β–Ό DESCENDING CHANNEL
2026-11-03O $0.36H $0.40L $0.36C $0.40VOL 797.7K
RES: $0.55SUP: $0.25SMA50: $0.43SMA200: $0.77
$1.56$1.22$0.88$0.54$0.19RES $0.55SUP $0.25$0.402026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SLQT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ SLQT Butterfly Map β†’ + Track SLQT β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
-6.4%/yr Implied 5Y Growth

vs. +15.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on SLQT today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for SLQT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SLQT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SLQT)

Financials Rank #930 of 1097 βš”οΈ RDZN vs SLQT Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (SLQT vs. RDZN, HIT, HUIZ, XHG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, SelectQuote Inc. (SLQT) ranks #930 by composite RQD confidence (39/100, grade D-) and #1004 by equity capitalization ($64.0M). Within this direct 5-issuer industry benchmark cohort, HIT leads on earnings valuation at 31.2x trailing P/E, while HIT leads on capital efficiency and profitability with 7.5% ROIC and β€” gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with SLQT at 39/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
SLQT ACTIVE
SelectQuote Inc.
D- 39/100 β€” β€” 7.4% +12.61% $64.0M Benchmark Subject
RDZN
Roadzen Inc.
E 20/100 β€” β€” -35.0% -0.88% $97.1M /rdzn-vs-slqt β†’
HIT
Health In Tech Inc. (Class A)
D+ 56/100 31.2x β€” 7.5% +1.30% $37.7M /hit-vs-slqt β†’
HUIZ
Huize Holding Limited
B- 70/100 39.0x β€” 3.1% -3.11% $22.7M /huiz-vs-slqt β†’
XHG
XChange TEC.INC
D- 42/100 β€” β€” β€” -23.10% $209.8M /xhg-vs-slqt β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-06-30 β€’ CIK 0001794783 β†—

In its most recent audited fiscal period (FY2025, filed 2025-06-30), SelectQuote Inc. (SLQT) reported GAAP revenue of $1.53B (+15.5% vs. FY2024 revenue of $1.32B , and +52.2% cumulative change since FY2023) , GAAP net income of $47.6M, operating cash flow of -$11.7M, and free cash flow of -$13.9M (-216.9% YoY). On the balance sheet, SLQT closed FY2025 with $1.35B in total assets against $385.7M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-06-30 $1.53B $47.6M -$11.7M -$13.9M $1.35B $385.7M
FY2024 (FY) 2024-06-30 $1.32B -$34.1M $15.2M $11.9M $1.28B $684.3M
FY2023 (FY) 2023-06-30 $1.00B -$58.5M -$19.4M -$19.4M β€” β€”

3. SLQT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SLQT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, SelectQuote Inc. (NYSE: SLQT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $0.40 (+12.61% 1D, market cap $64.0M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 6/20. Across 1097 tracked Financials issuers, SLQT ranks #930 in composite RQD confidence.

How does SLQT compare to RDZN and HIT in the Financials sector?

Within the Financials sector (Specialty Insurers), SLQT carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of 7.4%. By comparison, RDZN (Roadzen Inc.) holds a E grade (20/100 RQD, P/E N/A, ROIC -35.0%, cap $97.1M) and HIT (Health In Tech Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E 31.2x, ROIC 7.5%, cap $37.7M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while HIT leads on capital efficiency (7.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SLQT?

Per SLQT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001794783), SelectQuote Inc. generated $1.53B in revenue (+15.5% YoY), $47.6M in net income, and -$13.9M in free cash flow against $1.35B in total assets and $385.7M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SLQT trading relative to its 50-day, 200-day, and 52-week technical levels?

SLQT last traded at $0.40 (+12.61% on volume of 2,025,948 shares), positioning the stock -6.98% below its 50-day simple moving average ($0.43) and -48.05% below its 200-day simple moving average ($0.77). Across its 52-week range of $0.30 to $2.17, SLQT sits at the 5.3% percentile with a 14-day RSI of 45.0 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($1.00 to $0.45).

Direct Sub-Reports: SLQT RQD Cockpit SLQT 12M Forecast SLQT Earnings & Move SLQT Dividends & DRIP SLQT Insiders & 13F SLQT Whale Options SLQT Profit Sankey SLQT News & Why
ROARABLE RATING BRIEF β€’ RQD 39/100 (D-) βœ“ SEC XBRL & RQD VERIFIED

SLQT β€” SelectQuote Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-06-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

SelectQuote Inc. (SLQT) earns a live Roarable RQD composite score of 39/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $0.40 (+12.61% 1D, market capitalization $64.0M).

  • Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of 7.4%, gross margin of β€”, operating margin of 4.5%, and free cash flow yield of -21.35%.
  • Whale 13F & Options Flow (11/20) + Insider Conviction (6/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (4/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

SelectQuote Inc. (SLQT) is a NYSE-listed issuer classified in the Financials sector and the Specialty Insurers industry. Per the financials, the company reported revenue of $1.53B in FY 2025, indicating a sizable operating base relative to its market capitalization.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), SelectQuote Inc. (SLQT) reported $1.53B in annual revenue (up from $1.32B in FY2024, +15.5% YoY) and $47.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.00B revenue, -$58.5M net income) through FY2025, SLQT scaled operating cash flow to -$11.7M and free cash flow to -$13.9M, backed by $1.35B in total assets against $385.7M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (D- β€’ RQD 39/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of -21.35% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $0.30 – $2.17 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation and 6.1x EV/EBITDA against 4.5% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore β€” The only sector context is the classification as Financials and Specialty Insurers, with a beta of 1.0. An investor should note that the graph provides no basis for mapping ripple effects.

  • Key Question #1: Can SLQT sustain or expand its 4.5% operating margin and 7.4% ROIC against Specialty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.53B and free cash flow of -$13.9M, how will capital allocation balance growth reinvestment against $385.7M in total debt?
  • Key Question #3: How sensitive is SLQT's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

SLQT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for SelectQuote Inc. (SLQT) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to SLQT Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SLQT Bull vs. Bear Conversation Board β€” What's Your Call at $0.40?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SLQT 🐻 33% BEARISH CONVICTION
1. Pick Your Side on SLQT:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeepValue_CFA RQD DEBATE OPENER β€’ Institutional Buy-Side πŸ‚ BULLISH 🎯 Target: $0.41 (+13.9%)
πŸ“Œ Pinned Debate

Forensic balance sheet scores 13/20 with Debt/Equity at 0.5 and debt reduced from $684.3M to $385.7M, while the stock trades at EV/EBIT

Forensic balance sheet scores 13/20 with Debt/Equity at 0.5 and debt reduced from $684.3M to $385.7M, while the stock trades at EV/EBITDA of 6.1.. When you look under the hood at SLQT, Fundamental Cash Engine is 5/20 with 0.0% gross margins and 7.4% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (11/20) has been quietly accumulating below $2.17. My 12M target is $0.41.

SectorRotator πŸ‚ BULL

@DeepValue_CFA Agree on the RQD 39/100 quality, though with 1.0 beta I'm scaling in with half-size at $0.36 and keeping dry powder in case we test $0.33.

RE RedlineAuditor RQD DEBATE OPENER β€’ Accounting Quality Watch 🐻 BEARISH 🎯 Target: $0.29 (-19.4%)
Spot @ $0.36

FCF yield of -21.35% and FY 2025 free cash flow of -$13.9M against $68.5M operating income show weak cash conversion, with Macro Regime

Careful chasing SLQT at $0.36. FCF yield of -21.35% and FY 2025 free cash flow of -$13.9M against $68.5M operating income show weak cash conversion, with Macro Regime Fit scored only 4/20.. Gross margin is 0.0%, but operating margin is 4.5%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $0.29 on multiple compression.

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