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SiriusPoint Ltd. (SPNT) — RQD Stock Rating Cockpit

$26.01 +0.50% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $25.98

SiriusPoint Ltd. (SPNT) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $3.01B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SPNT Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SPNT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, SiriusPoint Ltd. (NYSE: SPNT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $26.01 (+0.50% 1D, market cap $3.01B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, SPNT ranks #303 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SPNT compare to HG and AGO in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), SPNT carries a Roarable C (63/100 RQD), trailing P/E of 6.6x, gross margin of —, and ROIC of 18.6%. By comparison, HG (Hamilton Insurance Group Ltd. (Class B)) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $2.92B) and AGO (Assured Guaranty Ltd.) posts a D+ grade (54/100 RQD, P/E 6.2x, ROIC 8.9%, cap $3.10B). Among the 5-stock peer group, AGO leads on earnings multiple (6.2x) while SLDE leads on capital efficiency (39.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SPNT?
▼

Per SPNT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001576018), SiriusPoint Ltd. generated $3.21B in revenue (+23.1% YoY), $460.0M in net income, and $102.4M in free cash flow against $12.57B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $25.98 (-0.10%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 3.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510063
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C · Rk C
Cash (9)Whales (15)SEC (13)Macro (12)CEO (14)
Each axis scored 0–20
12M PRICE TARGET CONE+2.3% Base Target
$31 Bull$27 Base$21 Bear
📬 FREE SPNT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SPNT)Realized 20D OHLCV Swing Band: ±4.7%
Deterministic 5-Pillar Attribution (63/100 Composite)
🔍 WHY SPNT SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (24% of score)

20D Institutional Volume Accumulation (±4.7% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality9/20 pts (-11 pt drag)

Capital intensity & 0% operating margin leave 11 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
55
Grade C$25.24+1.1% Next Q
Q2 (-2Q)
58
Grade C$25.52-0.7% Next Q
Q3 (-1Q)
60
Grade C$25.35+2.6% Next Q
Current
63
Grade C$26.01+0.9% Hist 90D α
Trajectory: C (55) → C (63)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SPNT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, SPNT faces multiple-compression risk if 6.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($24.93) or 200D SMA ($23.08) invalidates the momentum regime and cuts Target Base ($26.60) toward Bear Floor ($20.75).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SPNT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “SPNT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 63%NO 37%Trade / Inspect Odds →
RSI-14 MOMENTUMBULLISH MOMENTUM
59.530 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCORESOLID CORE (5–6)
5 / 99-Pt Accounting
52-WEEK LASER RANGE94% OF RANGE
L: $18$26.01H: $27
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20
2. Big Money & Insiders● BUYING
Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 29 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

Quant Analyst Panel Split (Battleground) on SPNT

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (45)

18.6% ROIC with 42.0% gross margin and 3.40% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BULLISH (68)

29/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like SPNT
  • ✓Big institutional funds and options desks are actively positioning on the bullish side.
  • ✓Company leadership has skin in the game with net positive insider conviction.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (SPNT Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
SPNT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.23%⚡ TESTING RESISTANCE
2026-11-03O $25.95H $26.01L $25.88C $26.01VOL 714.5K
RES: $26.51SUP: $24.75SMA50: $24.93SMA200: $23.08
$26.94$25.11$23.28$21.45$19.62RES $26.51SUP $24.75$26.012026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SPNT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SPNT Butterfly Map → + Track SPNT →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
-9.0%/yr Implied 5Y Growth

vs. +23.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on SPNT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SPNT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SPNT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SPNT)

Financials Rank #303 of 1097 ⚔️ HG vs SPNT Full Matrix →

1. Head-to-Head Financials Peer Comparison (SPNT vs. HG, AGO, NMIH, SLDE)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, SiriusPoint Ltd. (SPNT) ranks #303 by composite RQD confidence (63/100, grade C) and #366 by equity capitalization ($3.01B). Within this direct 5-issuer industry benchmark cohort, AGO leads on earnings valuation at 6.2x trailing P/E, while SLDE leads on capital efficiency and profitability with 39.9% ROIC and — gross margin. SLDE currently holds the highest overall quantitative score in the immediate peer group at 84/100 (A-) compared with SPNT at 63/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
SPNT ACTIVE
SiriusPoint Ltd.
C 63/100 6.6x — 18.6% +0.50% $3.01B Benchmark Subject
HG
Hamilton Insurance Group Ltd. (Class B)
D+ 55/100 — — — +3.48% $2.92B /hg-vs-spnt →
AGO
Assured Guaranty Ltd.
D+ 54/100 6.2x — 8.9% +2.06% $3.10B /ago-vs-spnt →
NMIH
NMI Holdings Inc.
B 73/100 8.4x — 15.0% +1.76% $3.21B /nmih-vs-spnt →
SLDE
Slide Insurance Holdings Inc.
A- 84/100 7.2x — 39.9% -0.72% $3.25B /slde-vs-spnt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001576018 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), SiriusPoint Ltd. (SPNT) reported GAAP revenue of $3.21B (+23.1% vs. FY2024 revenue of $2.60B , and +17.1% cumulative change since FY2023) , GAAP net income of $460.0M, operating cash flow of $102.4M, and free cash flow of $102.4M (+37.1% YoY). On the balance sheet, SPNT closed FY2025 with $12.57B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.21B $460.0M $102.4M $102.4M $12.57B —
FY2024 (FY) 2024-12-31 $2.60B $200.0M $74.7M $74.7M $12.52B —
FY2023 (FY) 2023-12-31 $2.74B $355.0M $581.3M $581.3M — —

3. SPNT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SPNT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, SiriusPoint Ltd. (NYSE: SPNT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $26.01 (+0.50% 1D, market cap $3.01B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, SPNT ranks #303 in composite RQD confidence.

How does SPNT compare to HG and AGO in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), SPNT carries a Roarable C (63/100 RQD), trailing P/E of 6.6x, gross margin of —, and ROIC of 18.6%. By comparison, HG (Hamilton Insurance Group Ltd. (Class B)) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $2.92B) and AGO (Assured Guaranty Ltd.) posts a D+ grade (54/100 RQD, P/E 6.2x, ROIC 8.9%, cap $3.10B). Among the 5-stock peer group, AGO leads on earnings multiple (6.2x) while SLDE leads on capital efficiency (39.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SPNT?

Per SPNT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001576018), SiriusPoint Ltd. generated $3.21B in revenue (+23.1% YoY), $460.0M in net income, and $102.4M in free cash flow against $12.57B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SPNT trading relative to its 50-day, 200-day, and 52-week technical levels?

SPNT last traded at $26.01 (+0.50% on volume of 638,046 shares), positioning the stock +4.33% above its 50-day simple moving average ($24.93) and +12.69% above its 200-day simple moving average ($23.08). Across its 52-week range of $18.17 to $26.50, SPNT sits at the 94.1% percentile with a 14-day RSI of 59.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($24.79 to $27.23).

Direct Sub-Reports: SPNT RQD Cockpit SPNT 12M Forecast SPNT Earnings & Move SPNT Dividends & DRIP SPNT Insiders & 13F SPNT Whale Options SPNT Profit Sankey SPNT News & Why
ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

SPNT — SiriusPoint Ltd.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

SiriusPoint Ltd. (SPNT) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $26.01 (+0.50% 1D, market capitalization $3.01B).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of 18.6%, gross margin of —, operating margin of —, and free cash flow yield of 3.40%.
  • Whale 13F & Options Flow (15/20) + Insider Conviction (14/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

SiriusPoint Ltd. (SPNT) is a NYSE-listed issuer in the Financials sector and the Property-Casualty Insurers industry. The company's revenue and net income are reported in the financial periods below. The profile identifies its market capitalization as $3.0B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), SiriusPoint Ltd. (SPNT) reported $3.21B in annual revenue (up from $2.60B in FY2024, +23.1% YoY) and $460.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.74B revenue, $355.0M net income) through FY2025, SPNT scaled operating cash flow to $102.4M and free cash flow to $102.4M, backed by $12.57B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C • RQD 63/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $18.17 – $26.50 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 6.6x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The supply chain is NONE, with no upstream or downstream links and no proprietary signals. Investors should note that the graph provides no quantified ripple effects to assess.

  • Key Question #1: Can SPNT sustain or expand its — operating margin and 18.6% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $3.21B and free cash flow of $102.4M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is SPNT's 5.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

SPNT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for SiriusPoint Ltd. (SPNT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to SPNT Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SPNT Bull vs. Bear Conversation Board — What's Your Call at $26.01?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SPNT 🐻 33% BEARISH CONVICTION
1. Pick Your Side on SPNT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $33.64 (+30.0%)
📌 Pinned Debate

ROIC of 18.6% paired with a trailing P/E of 6.6 and FY 2025 net income up to $460.0M from $200.0M in FY 2024.

Here is why I am bullish on SPNT here at $25.88: ROIC of 18.6% paired with a trailing P/E of 6.6 and FY 2025 net income up to $460.0M from $200.0M in FY 2024.. Compare SPNT's 0.0% operating margin and 18.6% ROIC against the rest of Property-Casualty Insurers. As long as cash conversion holds up, dips toward $24.59 are getting bought.

ArenaChamp_24 🐂 BULL

@BreakoutHunter Agree on the RQD 63/100 quality, though with 1.0 beta I'm scaling in with half-size at $25.88 and keeping dry powder in case we test $24.07.

BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $21.74 (-16.0%)
Spot @ $25.88

A 0% dividend yield and an FCF yield of 3.4% leave limited cash returned to shareholders relative to the $25.95 price.

I respect the product at SiriusPoint Ltd., but the stock at $25.88 is a different story. A 0% dividend yield and an FCF yield of 3.4% leave limited cash returned to shareholders relative to the $25.95 price.. FCF yield is 3.4% and RQD sits at 63/100 (C) — why pay up here when you can wait for next quarter's numbers?

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