State Street Corporation (STT) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, State Street Corporation (NYSE: STT) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $169.77 (-2.29% 1D, market cap $47.27B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, STT ranks #173 in composite RQD confidence.
Within the Financials sector (Major Banks), STT carries a Roarable C+ (68/100 RQD), trailing P/E of 16.1x, gross margin of —, and ROIC of 2.3%. By comparison, FITB (Fifth Third Bancorp) holds a B- grade (71/100 RQD, P/E 19.6x, ROIC 3.2%, cap $49.37B) and TFC (Truist Financial Corporation) posts a C- grade (61/100 RQD, P/E 32.8x, ROIC 0.9%, cap $59.11B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while DB leads on capital efficiency (9.9% ROIC).
Per STT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000093751), State Street Corporation generated $13.94B in revenue (+7.3% YoY), $2.95B in net income, and $10.84B in free cash flow against $366.05B in total assets and $152.19B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)
Even with a 68/100 (C+) score, STT faces multiple-compression risk if 16.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($179.57) or 200D SMA ($159.33) invalidates the momentum regime and cuts Target Base ($177.41) toward Bear Floor ($138.38).
State Street Corporation (STT) dropped -2.29% to $169.77, trading at 69% of its 52-week range ($111.63 – $195.93). Solid steady margins (2% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Morningstar report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
StockInvest.us report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
When interest rates climb quickly and government debt sits at record levels, cash suddenly feels powerful again. Short-duration cash and ultra-low-risk fixed-income vehicles can become a rare source of comfort when fundi
The company, which has ambitions to expand the reach of its ETF strategies into defined contribution plans, is among the first to add a mutual-fund share class of an ETF.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on STT today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for STT. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, State Street Corporation (STT) ranks #173 by composite RQD confidence (68/100, grade C+) and #67 by equity capitalization ($47.27B). Within this direct 5-issuer industry benchmark cohort, MTB leads on earnings valuation at 11.4x trailing P/E, while DB leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. FITB currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with STT at 68/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| STT
ACTIVE
State Street Corporation | C+ | 68/100 | 16.1x | — | 2.3% | -2.29% | $47.27B | Benchmark Subject |
| FITB Fifth Third Bancorp | B- | 71/100 | 19.6x | — | 3.2% | -1.05% | $49.37B | /fitb-vs-stt → |
| TFC Truist Financial Corporation | C- | 61/100 | 32.8x | — | 0.9% | -1.07% | $59.11B | /tfc-vs-stt → |
| DB Deutsche Bank AG | C- | 59/100 | 32.8x | — | 9.9% | -3.50% | $65.68B | /db-vs-stt → |
| MTB M&T Bank Corporation | C | 63/100 | 11.4x | — | 3.4% | -1.49% | $32.36B | /mtb-vs-stt → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), State Street Corporation (STT) reported GAAP revenue of $13.94B (+7.3% vs. FY2024 revenue of $13.00B , and +16.7% cumulative change since FY2023) , GAAP net income of $2.95B, operating cash flow of $11.90B, and free cash flow of $10.84B (+176.7% YoY). On the balance sheet, STT closed FY2025 with $366.05B in total assets against $152.19B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $13.94B | $2.95B | $11.90B | $10.84B | $366.05B | $152.19B |
| FY2024 (FY) | 2024-12-31 | $13.00B | $2.69B | -$13.21B | -$14.14B | $353.24B | $147.56B |
| FY2023 (FY) | 2023-12-31 | $11.95B | $1.94B | $690.0M | $152.5M | $26.00B | $6.08B |
As of 2026-11-02, State Street Corporation (NYSE: STT) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $169.77 (-2.29% 1D, market cap $47.27B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, STT ranks #173 in composite RQD confidence.
Within the Financials sector (Major Banks), STT carries a Roarable C+ (68/100 RQD), trailing P/E of 16.1x, gross margin of —, and ROIC of 2.3%. By comparison, FITB (Fifth Third Bancorp) holds a B- grade (71/100 RQD, P/E 19.6x, ROIC 3.2%, cap $49.37B) and TFC (Truist Financial Corporation) posts a C- grade (61/100 RQD, P/E 32.8x, ROIC 0.9%, cap $59.11B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while DB leads on capital efficiency (9.9% ROIC).
Per STT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000093751), State Street Corporation generated $13.94B in revenue (+7.3% YoY), $2.95B in net income, and $10.84B in free cash flow against $366.05B in total assets and $152.19B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
STT last traded at $169.77 (-2.29% on volume of 1,313,520 shares), positioning the stock -5.46% below its 50-day simple moving average ($179.57) and +6.55% above its 200-day simple moving average ($159.33). Across its 52-week range of $111.63 to $195.93, STT sits at the 69.0% percentile with a 14-day RSI of 50.8 (NEUTRAL RANGE) and an implied next-earnings move of ±4.6% ($161.96 to $177.58).
Why STT Stock dropped -2.29% Today — RQD Quant Desk Flash. Solid steady margins (2% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
Per the Roarable RQD rating, STT scores 68 out of 100, grade C+, labeled "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are: Fundamental Cash Engine 13/20 (ROIC 2.3%; FCF yield 22%); Whale 13F Flow 12/20 (institutional accumulation and options positioning); Insider Conviction 15/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit 13/20 (Beta 1.11; sector sensitivity); and Forensic Balance Sheet 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5).
For a prospective investor, the rating reads as a middle-of-the-range profile rather than a strong conviction signal. The strongest pillar is the forensic balance sheet, where the Altman Z, Piotroski, and Debt/Equity readings are relatively supportive. The weakest-scoring pillars are the cash-engine and whale-flow pillars, which the rating ties to a low ROIC (2.3%) and mixed institutional positioning. The 22% FCF yield is a notable valuation-side datapoint but sits alongside a low ROIC, so an investor would need to weigh whether cash generation is translating into shareholder returns on invested capital. The "Watch for Breakout" label implies the rating view depends on a near-term change in these pillars rather than a settled conclusion. The macro pillar (Beta 1.11) indicates the stock has been slightly more volatile than the market benchmark per the source, which is a relevant consideration for position sizing rather than a directional call.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 (filed 2025-12-31) | $13944.0M | $3475.3M | $2945.2M | N/A | $10843.0M | N/A | $152192.7M |
| FY 2024 (filed 2024-12-31) | $13000.0M | $3170.5M | $2686.9M | N/A | $-14136.0M | N/A | $147561.3M |
| FY 2023 (filed 2023-12-31) | $11945.0M | $2293.5M | $1943.6M | N/A | $152.5M | N/A | $6084.1M |
Per the market data, operating margin is 25.8%, net margin is 21.1%, and gross margin is 0%. ROIC is 2.3%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 8/9, both per the Roarable RQD rating's forensic pillar. Debt/Equity is 0.5 per the same source. The reported debt figures rose across the three periods, and FY 2024 free cash flow was negative per the financials section; the source does not explain the drivers of either.
Six headlines are provided in the news section, all tagged YELLOW with a MARKET WIRE impact label. Headlines include a Yahoo Finance comparison of STT with BNY and Northern Trust; a Seeking Alpha report titled "State Street Q3 earnings as fee revenue disappoint; stock trades down"; a Morningstar item on a pending investigation notice from SueWallSt; a Yahoo Finance earnings-growth piece; a GuruFocus preview of Q3 earnings amid mixed valuation; and a StockInvest.us price forecast. Key risk watch items are the fee-revenue disappointment cited in the Q3 coverage and the investigation notice. The butterfly supply-chain graph reports no proprietary signals.
Real-time company headlines, analyst actions, and sector developments for State Street Corporation (STT) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Morningstar report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
StockInvest.us report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering State Street Corporation (STT) market action, institutional positioning, and fundamental catalysts.
Welcome to the STT (State Street Corporation) Roar Pit. Current RQD Composite is 68/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on STT, but look at what you are paying: 16.1x trailing P/E with tightening sector spreads. Unless State Street Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on STT, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $173.75 (52-wk range $111.63 - $195.93), any beat on forward guidance forces shorts and underweight funds to chase.
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