UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, UP Fintech Holding Ltd representing fifteen (Class A) (NASDAQ: TIGR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $3.91 (+1.03% 1D, market cap $691.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, TIGR ranks #756 in composite RQD confidence.
Within the Financials sector (Investment Bankers/Brokers/Service), TIGR carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, NAVI (Navient Holdings Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $872.2M) and OPY (Oppenheimer Holdings Inc. (Class A)) posts a C- grade (59/100 RQD, P/E 7.8x, ROIC 17.6%, cap $923.0M). Among the 5-stock peer group, OPY leads on earnings multiple (7.8x) while OPY leads on capital efficiency (17.6% ROIC).
Per TIGR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001756699), UP Fintech Holding Ltd representing fifteen (Class A) generated $612.1M in revenue (+56.3% YoY), $0 in net income, and $1.32B in free cash flow against $8.23B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 215.1% FCF Margin ($1.32B FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While TIGR currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.55) and Max Pain ($4.11) forces dealer call-delta covering toward $11.92.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) advanced +1.03% to $3.91, trading at 2% of its 52-week range ($3.76 – $11.35). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
Tiger Brokers (Singapore) Pte Ltd ("Tiger Brokers Singapore"), an online brokerage licensed by the Monetary Authority of Singapore (MAS), will offer extended-hours US options trading on its Tiger Trade platform from 9 No
Tiger Brokers (Nasdaq: TIGR), a leading online brokerage firm with a presence in Australia, has announced the launch of extended-hours US stock options trading on its flagship Tiger Trade platform across Tiger Brokers' l
Tiger Brokers (Nasdaq: TIGR), a leading online brokerage firm focusing on global investors, today announced the launch of extended-hours US stock options trading on its flagship Tiger Trade platform across Tiger Brokers'
China just opened another door to Wall Street, and Citi walked straight through it with approval for a wholly owned securities company onshore. That kind of access to Chinese capital markets can reshuffle where future fe
UP Fintech gets a SELL rating as regulatory risks and rising expansion costs pressure margins despite growth. Click for more on TIGR stock.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and
Long term US Treasury yields are grinding higher, and that ripple effect is reshaping how fixed-income desks trade, price risk, and win underwriting mandates. When the bond market rewrites the rulebook, some financial st
If you had looked at UP Fintech in late October 2025 and decided to stay away because the regulatory debate felt too hard to handicap, that choice has been painful to revisit. Investors who held UP Fintech over the past
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +56.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on TIGR today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for TIGR. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) ranks #756 by composite RQD confidence (46/100, grade D) and #626 by equity capitalization ($691.6M). Within this direct 5-issuer industry benchmark cohort, OPY leads on earnings valuation at 7.8x trailing P/E, while OPY leads on capital efficiency and profitability with 17.6% ROIC and — gross margin. OPY currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with TIGR at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TIGR
ACTIVE
UP Fintech Holding Ltd representing fifteen (Class A) | D | 46/100 | — | — | — | +1.03% | $691.6M | Benchmark Subject |
| NAVI Navient Holdings Inc. | D+ | 55/100 | — | — | — | -3.23% | $872.2M | /navi-vs-tigr → |
| OPY Oppenheimer Holdings Inc. (Class A) | C- | 59/100 | 7.8x | — | 17.6% | -2.82% | $923.0M | /opy-vs-tigr → |
| CSHR CoinShares PLC | D- | 42/100 | — | — | — | +2.39% | $495.5M | /cshr-vs-tigr → |
| ETB Eaton Vance Tax-Managed Buy-Write Income Fund Eaton Vance Tax-Managed Buy-Write Income Fund of | D- | 43/100 | — | — | — | -0.60% | $443.2M | /etb-vs-tigr → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) reported GAAP revenue of $612.1M (+56.3% vs. FY2024 revenue of $391.5M , and +124.6% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $1.32B, and free cash flow of $1.32B (+59.0% YoY). On the balance sheet, TIGR closed FY2025 with $8.23B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $612.1M | $0 | $1.32B | $1.32B | $8.23B | — |
| FY2024 (FY) | 2024-12-31 | $391.5M | $0 | $828.0M | $828.0M | $6.39B | — |
| FY2023 (FY) | 2023-12-31 | $272.5M | $0 | -$6.6M | -$6.6M | — | — |
As of 2026-11-03, UP Fintech Holding Ltd representing fifteen (Class A) (NASDAQ: TIGR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $3.91 (+1.03% 1D, market cap $691.6M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, TIGR ranks #756 in composite RQD confidence.
Within the Financials sector (Investment Bankers/Brokers/Service), TIGR carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, NAVI (Navient Holdings Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $872.2M) and OPY (Oppenheimer Holdings Inc. (Class A)) posts a C- grade (59/100 RQD, P/E 7.8x, ROIC 17.6%, cap $923.0M). Among the 5-stock peer group, OPY leads on earnings multiple (7.8x) while OPY leads on capital efficiency (17.6% ROIC).
Per TIGR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001756699), UP Fintech Holding Ltd representing fifteen (Class A) generated $612.1M in revenue (+56.3% YoY), $0 in net income, and $1.32B in free cash flow against $8.23B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
TIGR last traded at $3.91 (+1.03% on volume of 1,943,387 shares), positioning the stock -14.07% below its 50-day simple moving average ($4.55) and -32.47% below its 200-day simple moving average ($5.79). Across its 52-week range of $3.76 to $11.35, TIGR sits at the 2.0% percentile with a 14-day RSI of 36.8 (NEUTRAL RANGE) and an implied next-earnings move of ±7.2% ($3.63 to $4.19).
UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) earns a live Roarable RQD composite score of 46/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $3.91 (+1.03% 1D, market capitalization $691.6M).
. The profile describes the company as "UP Fintech Holding Ltd representing fifteen (Class A). The reported revenue figures in the SEC financials are the only indication of scale.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) reported $612.1M in annual revenue (up from $391.5M in FY2024, +56.3% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($272.5M revenue, $0 net income) through FY2025, TIGR scaled operating cash flow to $1.32B and free cash flow to $1.32B, backed by $8.23B in total assets against $0 in total debt.
— for upstream or downstream dependencies, sector correlations, or second-order bottlenecks. The only sector context available is the classification as Financials and Investment Bankers/Brokers/Service.
Real-time company headlines, analyst actions, and sector developments for UP Fintech Holding Ltd representing fifteen (Class A) (TIGR) • Click "Debate This Headline" to argue it in the Roar Pit below
Tiger Brokers (Singapore) Pte Ltd ("Tiger Brokers Singapore"), an online brokerage licensed by the Monetary Authority of Singapore (MAS), will offer extended-hours US options trading on its Tiger Trade platform from 9 No
Tiger Brokers (Nasdaq: TIGR), a leading online brokerage firm with a presence in Australia, has announced the launch of extended-hours US stock options trading on its flagship Tiger Trade platform across Tiger Brokers' l
Tiger Brokers (Nasdaq: TIGR), a leading online brokerage firm focusing on global investors, today announced the launch of extended-hours US stock options trading on its flagship Tiger Trade platform across Tiger Brokers'
China just opened another door to Wall Street, and Citi walked straight through it with approval for a wholly owned securities company onshore. That kind of access to Chinese capital markets can reshuffle where future fe
UP Fintech gets a SELL rating as regulatory risks and rising expansion costs pressure margins despite growth. Click for more on TIGR stock.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and
Long term US Treasury yields are grinding higher, and that ripple effect is reshaping how fixed-income desks trade, price risk, and win underwriting mandates. When the bond market rewrites the rulebook, some financial st
If you had looked at UP Fintech in late October 2025 and decided to stay away because the regulatory debate felt too hard to handicap, that choice has been painful to revisit. Investors who held UP Fintech over the past
Long TIGR at $3.87 targeting $5.11. Balance sheet support: Altman Z of 2.5 and Debt/Equity of 0.5 with $791.0M reported cash in FY 2025.. Institutional whale score is 3/20 and the risk/reward vs. the $3.76 52-week low is skewed heavily in favor of bulls.
Both sides have a point here — TIGR's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
I respect the product at UP Fintech Holding Ltd representing fifteen (Class A), but the stock at $3.87 is a different story. Distribution warning: whale 13F flow scores only 3 of 20 and ROIC and FCF yield are both 0%.. FCF yield is 0.0% and RQD sits at 46/100 (D) — why pay up here when you can wait for next quarter's numbers?
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