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PASW (33) BIRD (34) BRIA (49) NCI (33) ⌘ Pro Terminal β†’

Tandy Leather Factory Inc. (TLF) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$2.23 +1.36% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.23

Tandy Leather Factory Inc. (TLF) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- β€’ RED ALERT Cap $18.0M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is TLF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Tandy Leather Factory Inc. (NASDAQ: TLF) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $2.23 (+1.36% 1D, market cap $18.0M). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, TLF ranks #795 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does TLF compare to PASW and BIRD in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Apparel), TLF carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of 57.0%, and ROIC of -2.1%. By comparison, PASW (Ping An Biomedical Co. Ltd. (Class A)) holds a E grade (33/100 RQD, P/E N/A, ROIC β€”, cap $16.0M) and BIRD (Smartbird Inc. (Class A)) posts a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $23.0M). Among the 5-stock peer group, NCI leads on earnings multiple (153.8x) while NCI leads on capital efficiency (2.6% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TLF?
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Per TLF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000909724), Tandy Leather Factory Inc. generated $76.3M in revenue (+2.6% YoY), $9.1M in net income, and -$8.1M in free cash flow against $86.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

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INTERACTIVE SCENARIO DECK:
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EXT / AFTER-HRS: $2.23 (+0.05%)🧬 Disciplined Float (+0.16% YoY Shares)βš™οΈ Cash Engine: 4/20 (E) β€’ 0% FCF Margin
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πŸ“Š Historical Track Record Warning: Scores below 50 (35/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERRED ALERT β€’ D-
025507510035
2-of-3 JEV AI Jury Bearish Warning
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SEC
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Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E Β· Rk D+
Cash (4)Whales (3)SEC (13)Macro (8)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-10.3% Base Target
$4 Bull$2 Base$2 Bear
πŸ“¬ FREE TLF RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for TLF)Realized 20D OHLCV Swing Band: Β±9.1%
Deterministic 5-Pillar Attribution (35/100 Composite)
πŸ” WHY TLF SCORES 35/100 (D-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (37% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 4/9

β–² #2 Bullish Driver: Macro Regime Fit+8/20 pts (23% of score)

FRED Regime Γ— Technicals: 11% of 52W Range β€’ RSI-14 at 30.6 (OVERSOLD (<32))

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
43
Grade D$2.34-0.4% Next Q
Q2 (-2Q)
40
Grade D$2.33-2.1% Next Q
Q3 (-1Q)
38
Grade E$2.28-2.2% Next Q
Current
35
Grade D-$2.23-8.5% Hist 90D Ξ±
Trajectory: D (43) β†’ D- (35)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a TLF Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While TLF currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.49) and Max Pain ($2.34) forces dealer call-delta covering toward $3.53.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TLFβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œTLF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 35%NO 65%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

TLF Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (TLF)

No recent open-market Form 4 cluster sales or emergency dumps flagged on TLF. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TLF)

  • βœ“Walkthrough of TLF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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TLF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.46%πŸ“ HORIZONTAL RANGE
2026-11-03O $2.26H $2.26L $2.20C $2.23VOL 5.9K
RES: $2.83SUP: $2.07SMA50: $2.49SMA200: $2.48
$2.89$2.68$2.46$2.24$2.02RES $2.83SUP $2.07$2.232026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TLF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ TLF Butterfly Map β†’ + Track TLF β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +2.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on TLF today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for TLF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TLF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TLF)

Consumer Discretionary Rank #795 of 1009 βš”οΈ PASW vs TLF Full Matrix β†’

1. Head-to-Head Consumer Discretionary Peer Comparison (TLF vs. PASW, BIRD, BRIA, NCI)

Industry: Apparel (27 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Tandy Leather Factory Inc. (TLF) ranks #795 by composite RQD confidence (35/100, grade D-) and #890 by equity capitalization ($18.0M). Within this direct 5-issuer industry benchmark cohort, NCI leads on earnings valuation at 153.8x trailing P/E, while NCI leads on capital efficiency and profitability with 2.6% ROIC and 36.9% gross margin. BRIA currently holds the highest overall quantitative score in the immediate peer group at 49/100 (D) compared with TLF at 35/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
TLF ACTIVE
Tandy Leather Factory Inc.
D- 35/100 β€” 57.0% -2.1% +1.36% $18.0M Benchmark Subject
PASW
Ping An Biomedical Co. Ltd. (Class A)
E 33/100 β€” 2.8% β€” -8.59% $16.0M /pasw-vs-tlf β†’
BIRD
Smartbird Inc. (Class A)
E 34/100 β€” 41.0% -35.0% -16.92% $23.0M /bird-vs-tlf β†’
BRIA
BrilliA Inc (Class A)
D 49/100 β€” β€” β€” +2.17% $42.3M /bria-vs-tlf β†’
NCI
Neo-Concept International Group Holdings Limited (Class A)
E 33/100 153.8x 36.9% 2.6% -2.86% $6.4M /nci-vs-tlf β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0000909724 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tandy Leather Factory Inc. (TLF) reported GAAP revenue of $76.3M (+2.6% vs. FY2024 revenue of $74.4M , and +0.1% cumulative change since FY2023) , GAAP net income of $9.1M, operating cash flow of -$556.0K, and free cash flow of -$8.1M (-617.1% YoY). On the balance sheet, TLF closed FY2025 with $86.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $76.3M $9.1M -$556.0K -$8.1M $86.6M β€”
FY2024 (FY) 2024-12-31 $74.4M $827.0K $4.5M $1.6M $74.9M β€”
FY2023 (FY) 2023-12-31 $76.2M $3.8M $4.5M $4.5M β€” β€”

3. TLF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TLF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Tandy Leather Factory Inc. (NASDAQ: TLF) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $2.23 (+1.36% 1D, market cap $18.0M). Pillar breakdown: Fundamental Cash Engine 4/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, TLF ranks #795 in composite RQD confidence.

How does TLF compare to PASW and BIRD in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Apparel), TLF carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of 57.0%, and ROIC of -2.1%. By comparison, PASW (Ping An Biomedical Co. Ltd. (Class A)) holds a E grade (33/100 RQD, P/E N/A, ROIC β€”, cap $16.0M) and BIRD (Smartbird Inc. (Class A)) posts a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $23.0M). Among the 5-stock peer group, NCI leads on earnings multiple (153.8x) while NCI leads on capital efficiency (2.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TLF?

Per TLF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000909724), Tandy Leather Factory Inc. generated $76.3M in revenue (+2.6% YoY), $9.1M in net income, and -$8.1M in free cash flow against $86.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TLF trading relative to its 50-day, 200-day, and 52-week technical levels?

TLF last traded at $2.23 (+1.36% on volume of 32,995 shares), positioning the stock -10.44% below its 50-day simple moving average ($2.49) and -10.08% below its 200-day simple moving average ($2.48). Across its 52-week range of $2.09 to $3.36, TLF sits at the 11.0% percentile with a 14-day RSI of 30.6 (OVERSOLD (<32)) and an implied next-earnings move of Β±9.1% ($2.03 to $2.43).

Direct Sub-Reports: TLF RQD Cockpit TLF 12M Forecast TLF Earnings & Move TLF Dividends & DRIP TLF Insiders & 13F TLF Whale Options TLF Profit Sankey TLF News & Why
ROARABLE RATING BRIEF β€’ RQD 35/100 (D-) βœ“ SEC XBRL & RQD VERIFIED

TLF β€” Tandy Leather Factory Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Tandy Leather Factory Inc. (TLF) earns a live Roarable RQD composite score of 35/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $2.23 (+1.36% 1D, market capitalization $18.0M).

  • Fundamental Cash Engine (4/20): Anchored by return on invested capital (ROIC) of -2.1%, gross margin of 57.0%, operating margin of -1.3%, and free cash flow yield of β€”.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Tandy Leather Factory Inc. (TLF) is a NASDAQ-listed issuer in the Consumer Discretionary sector, operating within the Apparel industry. The company reported revenue of $76.3M for FY 2025, $74.4M for FY 2024, and $76.2M for FY 2023.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Tandy Leather Factory Inc. (TLF) reported $76.3M in annual revenue (up from $74.4M in FY2024, +2.6% YoY) and $9.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($76.2M revenue, $3.8M net income) through FY2025, TLF scaled operating cash flow to -$556.0K and free cash flow to -$8.1M, backed by $86.6M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (D- β€’ RQD 35/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of β€” and institutional whale pillar of 3/20. With Fundamental Cash Engine at 4/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $2.09 – $3.36 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -1.3% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Apparel (Consumer Discretionary), TLF carries a macro regime beta of 1.00 and gross margin of 57.0%.

  • Key Question #1: Can TLF sustain or expand its -1.3% operating margin and -2.1% ROIC against Apparel peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $76.3M and free cash flow of -$8.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is TLF's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

TLF Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Tandy Leather Factory Inc. (TLF) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to TLF Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TLF Bull vs. Bear Conversation Board β€” What's Your Call at $2.23?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TLF 🐻 33% BEARISH CONVICTION
1. Pick Your Side on TLF:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER β€’ Swing & Catalyst Trader πŸ‚ BULLISH 🎯 Target: $2.64 (+20.0%)
πŸ“Œ Pinned Debate

Forensic Balance Sheet pillar (13/20) is the strongest score, with Altman Z 2.5 and Debt/Equity 0.5, and cash rose to $16.1M in FY 2025

Long TLF at $2.20 targeting $2.64. Forensic Balance Sheet pillar (13/20) is the strongest score, with Altman Z 2.5 and Debt/Equity 0.5, and cash rose to $16.1M in FY 2025.. Institutional whale score is 3/20 and the risk/reward vs. the $2.09 52-week low is skewed heavily in favor of bulls.

SectorRotator πŸ‚ BULL

@MultipleCompression Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Apparel. If gross margin (57.0%) holds, EPS grows into the multiple faster than bears think.

MU MultipleCompression RQD DEBATE OPENER β€’ Valuation Discipline 🐻 BEARISH 🎯 Target: $1.78 (-19.1%)
Spot @ $2.20

Negative operating income of -$1.0M and FCF of -$8.1M in FY 2025, with ROIC at -2.1% and FCF yield at 0%, leave the cash engine pillar

I respect the product at Tandy Leather Factory Inc., but the stock at $2.20 is a different story. Negative operating income of -$1.0M and FCF of -$8.1M in FY 2025, with ROIC at -2.1% and FCF yield at 0%, leave the cash engine pillar at 4/20.. FCF yield is 0.0% and RQD sits at 35/100 (D-) β€” why pay up here when you can wait for next quarter's numbers?

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