Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Why TNET Stock surged +5.09% Today — RQD Quant Desk Flash
TriNet Group Inc. (TNET) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
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Is TNET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, TriNet Group Inc. (NYSE: TNET) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $67.55 (+5.09% 1D, market cap $2.94B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 16/20. Across 1009 tracked Consumer Discretionary issuers, TNET ranks #218 in composite RQD confidence.
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How does TNET compare to CBZ and FOUR in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), TNET carries a Roarable C+ (66/100 RQD), trailing P/E of 18.9x, gross margin of —, and ROIC of 85.0%. By comparison, CBZ (CBIZ Inc.) holds a B- grade (71/100 RQD, P/E 25.8x, ROIC 5.9%, cap $2.98B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D grade (44/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.16B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for TNET?
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Per TNET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000937098), TriNet Group Inc. generated $5.01B in revenue (-0.9% YoY), $155.0M in net income, and $234.0M in free cash flow against $3.80B in total assets and $895.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 4.7% FCF Margin ($234.0M FCF) & 52% Gross Margin
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Macro rate sensitivity & RSI-14 (41.5) create a -10 pt regime headwind
⚔️ Adversarial Opposing Case: Why the TNET Bull Thesis Could Fail
Even with a 66/100 (C+) score, TNET faces multiple-compression risk if 18.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($67.47) or 200D SMA ($53.43) invalidates the momentum regime and cuts Target Base ($69.98) toward Bear Floor ($54.58).
Why TNET Stock surged +5.09% Today — RQD Quant Desk Flash
TriNet Group Inc. (TNET) surged +5.09% to $67.55, trading at 79% of its 52-week range ($33.61 – $76.59). Solid steady margins (85% return on capital), mixed timing at 19x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 79% of its 52-week range ($33.61 – $76.59) with RSI-14 at 41.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±9.9% around $67.55 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $234.0M annual free cash flow.
Seeking Alpha report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
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TriNet Group (NYSE:TNET) said third-quarter results reflected improving insurance performance, a recovery in customer retention and a return to new-sales growth, while lower worksite employee volumes continued to weigh o
Scheduled RQD Strong Buys & Whale Accumulation Briefing (TNET Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
TNET Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -0.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on TNET today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for TNET. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TNET)
1. Head-to-Head Consumer Discretionary Peer Comparison (TNET vs. CBZ, FOUR, MMS, PAYO)
Industry: Business Services (88 Tracked Issuers)Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, TriNet Group Inc. (TNET) ranks #218 by composite RQD confidence (66/100, grade C+) and #360 by equity capitalization ($2.94B). Within this direct 5-issuer industry benchmark cohort, MMS leads on earnings valuation at 10.3x trailing P/E, while TNET leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CBZ currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with TNET at 66/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TNET
ACTIVE
TriNet Group Inc. | C+ | 66/100 | 18.9x | — | 85.0% | +5.09% | $2.94B | Benchmark Subject |
| CBZ CBIZ Inc. | B- | 71/100 | 25.8x | 12.9% | 5.9% | +0.06% | $2.98B | /cbz-vs-tnet → |
| FOUR Shift4 Payments Inc. (Class A) | D | 44/100 | 21.1x | — | 5.5% | +5.10% | $3.16B | /four-vs-tnet → |
| MMS Maximus Inc. | C+ | 68/100 | 10.3x | 24.6% | 13.5% | +4.44% | $3.34B | /mms-vs-tnet → |
| PAYO Payoneer Global Inc. | C+ | 67/100 | 33.0x | — | 34.1% | +0.14% | $2.42B | /payo-vs-tnet → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000937098 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), TriNet Group Inc. (TNET) reported GAAP revenue of $5.01B (-0.9% vs. FY2024 revenue of $5.05B , and +1.8% cumulative change since FY2023) , GAAP net income of $155.0M, operating cash flow of $303.0M, and free cash flow of $234.0M (+16.4% YoY). On the balance sheet, TNET closed FY2025 with $3.80B in total assets against $895.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $5.01B | $155.0M | $303.0M | $234.0M | $3.80B | $895.0M |
| FY2024 (FY) | 2024-12-31 | $5.05B | $173.0M | $279.0M | $201.0M | $4.12B | $908.0M |
| FY2023 (FY) | 2023-12-31 | $4.92B | $375.0M | $539.0M | $539.0M | — | — |
3. TNET Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs TNET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, TriNet Group Inc. (NYSE: TNET) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $67.55 (+5.09% 1D, market cap $2.94B). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 16/20. Across 1009 tracked Consumer Discretionary issuers, TNET ranks #218 in composite RQD confidence.
How does TNET compare to CBZ and FOUR in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Business Services), TNET carries a Roarable C+ (66/100 RQD), trailing P/E of 18.9x, gross margin of —, and ROIC of 85.0%. By comparison, CBZ (CBIZ Inc.) holds a B- grade (71/100 RQD, P/E 25.8x, ROIC 5.9%, cap $2.98B) and FOUR (Shift4 Payments Inc. (Class A)) posts a D grade (44/100 RQD, P/E 21.1x, ROIC 5.5%, cap $3.16B). Among the 5-stock peer group, MMS leads on earnings multiple (10.3x) while TNET leads on capital efficiency (85.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for TNET?
Per TNET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000937098), TriNet Group Inc. generated $5.01B in revenue (-0.9% YoY), $155.0M in net income, and $234.0M in free cash flow against $3.80B in total assets and $895.0M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Where is TNET trading relative to its 50-day, 200-day, and 52-week technical levels?
TNET last traded at $67.55 (+5.09% on volume of 791,976 shares), positioning the stock +0.12% above its 50-day simple moving average ($67.47) and +26.43% above its 200-day simple moving average ($53.43). Across its 52-week range of $33.61 to $76.59, TNET sits at the 79.0% percentile with a 14-day RSI of 41.5 (NEUTRAL RANGE) and an implied next-earnings move of ±9.9% ($60.86 to $74.24).
TNET — TriNet Group Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
TriNet Group Inc. (TNET) earns a live Roarable RQD composite score of 66/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $67.55 (+5.09% 1D, market capitalization $2.94B).
- Fundamental Cash Engine (19/20): Anchored by return on invested capital (ROIC) of 85.0%, gross margin of —, operating margin of —, and free cash flow yield of 8.00%.
- Whale 13F & Options Flow (10/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (10/20) + Forensic Balance Sheet (11/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of 8.50x.
2. Business Model, Unit Margins & SEC Financial Trajectory
. (TNET) is a NYSE-listed issuer in the Consumer Discretionary sector, Business Services industry, with a market capitalization of $2.9B. Revenue of $5.01B for FY 2025 is reported in the SEC financials.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), TriNet Group Inc. (TNET) reported $5.01B in annual revenue (up from $5.05B in FY2024, -0.9% YoY) and $155.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($4.92B revenue, $375.0M net income) through FY2025, TNET scaled operating cash flow to $303.0M and free cash flow to $234.0M, backed by $3.80B in total assets against $895.0M in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C+ • RQD 66/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 19/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $33.61 – $76.59 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 18.9x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Business Services (Consumer Discretionary), TNET carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can TNET sustain or expand its — operating margin and 85.0% ROIC against Business Services peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $5.01B and free cash flow of $234.0M, how will capital allocation balance growth reinvestment against $895.0M in total debt?
- Key Question #3: How sensitive is TNET's 17.6x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
TNET Live News Feed, Press Releases & Catalyst Wire
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Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering TriNet Group Inc. (TNET) market action, institutional positioning, and fundamental catalysts.
TNET Bull vs. Bear Conversation Board — What's Your Call at $67.55?
Per the Roarable RQD rating, the fundamental cash engine scores 19/20 on an 85% ROIC and 8% FCF yield.
Here is why I am bullish on TNET here at $64.28: Per the Roarable RQD rating, the fundamental cash engine scores 19/20 on an 85% ROIC and 8% FCF yield.. Compare TNET's 0.0% operating margin and 85.0% ROIC against the rest of Business Services. As long as cash conversion holds up, dips toward $61.07 are getting bought.
@ShortSeller_Dan Shorting a 10/20 institutional whale-flow stock at $64.28 is dangerous when funds are rotating into Consumer Discretionary.
Per the Roarable RQD rating, the forensic balance sheet scores 11/20 with Debt/Equity of 8.5 and Piotroski F 5/9.
Sitting on the sidelines or leaning short TNET above $64.28. Per the Roarable RQD rating, the forensic balance sheet scores 11/20 with Debt/Equity of 8.5 and Piotroski F 5/9.. Until Fundamental Cash Engine (19/20) and FCF yield (8.0%) inflect higher, upside is capped near $76.59.