What is TTEC's 12-month stock price target?

TTEC Holdings Inc. (TTEC) carries a 12-month consensus base price target of $1.42 (-9% from $1.56), with a bull-case target of $4.19 and a bear-case floor of $1.11.

Stock Ratings / Consumer Discretionary / TTEC / forecast

MHH (53) NORD (45) RTB (27) DLHC (40) ⌘ Pro Terminal →

TTEC Holdings Inc. (TTEC) 12-Month Stock Forecast & Price Target Cone

Q: Is TTEC stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates TTEC D- (Sell — SELL) with an RQD Confidence score of 38/100.

$1.56 -1.89% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.55

TTEC Holdings Inc. (TTEC) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $78.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on TTEC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-03, TTEC Holdings Inc. (NASDAQ: TTEC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $1.56 (-1.89% 1D, market cap $78.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 5/20. Across 1009 tracked Consumer Discretionary issuers, TTEC ranks #755 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TTEC compare to MHH and NORD in the Consumer Discretionary sector?

▼

Within the Consumer Discretionary sector (Professional Services), TTEC carries a Roarable D- (38/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, MHH (Mastech Digital Inc) holds a D+ grade (53/100 RQD, P/E N/A, ROIC 0.0%, cap $75.4M) and NORD (Nordicus Partners Corporation) posts a D grade (45/100 RQD, P/E N/A, ROIC -5.3%, cap $95.5M). Among the 5-stock peer group, TTEC leads on earnings multiple (N/A) while DLHC leads on capital efficiency (5.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TTEC?

▼

Per TTEC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001013880), TTEC Holdings Inc. generated $2.14B in revenue (-3.2% YoY), -$185.1M in net income, and $83.0M in free cash flow against $1.50B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $1.55 (-0.53%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 3.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.8% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TTEC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (38/100 Composite)

🔍 WHY TTEC SCORES 38/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 3.9% FCF Margin ($83.0M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Whale & Options Positioning+9/20 pts (24% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$1.64-12.8% Next Q

Q2 (-2Q)

Grade D$1.43+2.8% Next Q

Q3 (-1Q)

Grade D$1.47+6.1% Next Q

Current

Grade D-$1.56-7.8% Hist 90D α

Trajectory: D (46) → D- (38)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TTEC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TTEC currently carries a cautious 38/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.40) and Max Pain ($1.64) forces dealer call-delta covering toward $4.19.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TTEC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TTEC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 38%NO 62%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your TTEC Position Size: $10,000

Shares at $1.56: 6410.3 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $1.11

$7,115

$-2,885 (-28.8%)

12M Consensus BaseTarget $1.42

$9,103

$-897 (-9.0%)

12M Bull Case BreakoutTarget $4.19

$26,859

+$16,859 (+168.6%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 9

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$1	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$4	69%	B
JP MorganUS Large-Cap Research	SELL	$1	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TTEC)

✓Walkthrough of TTEC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

TTEC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -43.88%▼ DESCENDING CHANNEL

2026-11-03O $1.57H $1.59L $1.56C $1.56VOL 280.7K

RES: $2.43SUP: $0.72SMA50: $1.40SMA200: $2.23

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TTEC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TTEC Butterfly Map → + Track TTEC →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. -3.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on TTEC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TTEC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TTEC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TTEC)

Consumer Discretionary Rank #755 of 1009 ⚔️ MHH vs TTEC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TTEC vs. MHH, NORD, RTB, DLHC)

Industry: Professional Services (48 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, TTEC Holdings Inc. (TTEC) ranks #755 by composite RQD confidence (38/100, grade D-) and #770 by equity capitalization ($78.4M). Within this direct 5-issuer industry benchmark cohort, TTEC leads on earnings valuation at N/A trailing P/E, while DLHC leads on capital efficiency and profitability with 5.8% ROIC and — gross margin. MHH currently holds the highest overall quantitative score in the immediate peer group at 53/100 (D+) compared with TTEC at 38/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TTEC ACTIVE TTEC Holdings Inc.	D-	38/100	—	—	-35.0%	-1.89%	$78.4M	Benchmark Subject
MHH Mastech Digital Inc	D+	53/100	—	27.7%	0.0%	+3.50%	$75.4M	/mhh-vs-ttec →
NORD Nordicus Partners Corporation	D	45/100	—	—	-5.3%	-25.08%	$95.5M	/nord-vs-ttec →
RTB RTB Digital Inc.	E	27/100	—	47.7%	-35.0%	-4.18%	$111.0M	/rtb-vs-ttec →
DLHC DLH Holdings Corp.	D-	40/100	—	—	5.8%	+0.55%	$52.6M	/dlhc-vs-ttec →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001013880 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), TTEC Holdings Inc. (TTEC) reported GAAP revenue of $2.14B (-3.2% vs. FY2024 revenue of $2.21B , and -13.2% cumulative change since FY2023) , GAAP net income of -$185.1M, operating cash flow of $121.1M, and free cash flow of $83.0M (+179.8% YoY). On the balance sheet, TTEC closed FY2025 with $1.50B in total assets against $0 in total debt (Altman Z-Score: 1.79, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.14B	-$185.1M	$121.1M	$83.0M	$1.50B	—
FY2024 (FY)	2024-12-31	$2.21B	-$310.6M	-$58.8M	-$104.0M	$1.75B	—
FY2023 (FY)	2023-12-31	$2.46B	$18.3M	$144.8M	$144.8M	—	—

3. TTEC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TTEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TTEC compare to MHH and NORD in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for TTEC?

Where is TTEC trading relative to its 50-day, 200-day, and 52-week technical levels?

TTEC last traded at $1.56 (-1.89% on volume of 401,211 shares), positioning the stock +11.43% above its 50-day simple moving average ($1.40) and -30.04% below its 200-day simple moving average ($2.23). Across its 52-week range of $1.18 to $3.99, TTEC sits at the 13.5% percentile with a 14-day RSI of 56.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($1.36 to $1.76).

Direct Sub-Reports: TTEC RQD Cockpit TTEC 12M Forecast TTEC Earnings & Move TTEC Dividends & DRIP TTEC Insiders & 13F TTEC Whale Options TTEC Profit Sankey TTEC News & Why

ROARABLE RATING BRIEF • RQD 38/100 (D-) ✓ SEC XBRL & RQD VERIFIED

TTEC — TTEC Holdings Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

TTEC Holdings Inc. (TTEC) earns a live Roarable RQD composite score of 38/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $1.56 (-1.89% 1D, market capitalization $78.4M).

Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of —, operating margin of -5.5%, and free cash flow yield of —.
Whale 13F & Options Flow (9/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (6/20) + Forensic Balance Sheet (8/20): Incorporates a 1.00x equity beta, Altman Z-Score of 1.79, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

TTEC Holdings Inc. Is a NASDAQ-listed issuer in the Consumer Discretionary sector and the Professional Services industry..1B. Per the market data, gross margin is 0% and operating margin is -5.5%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), TTEC Holdings Inc. (TTEC) reported $2.14B in annual revenue (up from $2.21B in FY2024, -3.2% YoY) and -$185.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.46B revenue, $18.3M net income) through FY2025, TTEC scaled operating cash flow to $121.1M and free cash flow to $83.0M, backed by $1.50B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D- • RQD 38/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 9/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $1.18 – $3.99 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -5.5% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The supply chain is NONE, with no upstream or downstream links and no sector-correlation edges recorded. The source data therefore does not establish any upstream dependency, downstream customer concentration, or 2nd-order bottleneck. A prospective investor should note that this absence reflects the limits of the source data rather than confirmed independence from supply-chain effects.

Key Question #1: Can TTEC sustain or expand its -5.5% operating margin and -35.0% ROIC against Professional Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.14B and free cash flow of $83.0M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is TTEC's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

TTEC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for TTEC Holdings Inc. (TTEC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to TTEC Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 1d ago

TTEC Holdings, Inc. Estimates – NASDAQ:TTEC

TradingView report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

One customer experience provider placed among the Americas’ top five for strategy and capability.

Stock Titan report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.marketscreener.com • 1d ago

TTEC Digital Unveils 40+ AI Agents on Google Cloud Gemini Enterprise for CX to Help Modernize Government Experiences

www.marketscreener.com report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

TTEC Holdings Inc. (TTEC) Edges Higher: Shares Gain 3.50% to $1.48 - Volume Oscillator

https://www.siam.in/ report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.dars.gov.et/ • 1d ago

TTEC Holdings Edges Higher to $1.65 as Shares Sit Between $1.57 Support and $1.73 Resistance - MA Crossover

https://www.dars.gov.et/ report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

TTEC reports sixth Everest recognition. Earnings arrive November 5 for TTEC stock

ad-hoc-news.de report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

TTEC earns sixth Everest recognition while TTEC stock costs EUR 1.43

ad-hoc-news.de report covering TTEC Holdings Inc. (TTEC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TTEC Bull vs. Bear Conversation Board — What's Your Call at $1.56?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TTEC 🐻 33% BEARISH CONVICTION

MA MacroHawk_NYC RQD DEBATE OPENER • Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $1.96 (+23.3%)

📌 Pinned Debate

Shares gained 7.53% on the day and recent news flow includes an AI-agent product launch and a customer-experience recognition.

The street is overcomplicating TTEC Holdings Inc. (TTEC). Shares gained 7.53% on the day and recent news flow includes an AI-agent product launch and a customer-experience recognition.. With an RQD score of 38/100 (D-) and Forensic Balance Sheet at 8/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $1.72.

RetailWhale_TX 🐂 BULL

Both sides have a point here — TTEC's 8/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $1.35 (-15.1%)

Spot @ $1.59

ROIC of -35% and a 38 RQD score with a 5/20 insider conviction pillar signal weak fundamentals and limited insider confidence.

Sitting on the sidelines or leaning short TTEC above $1.59. ROIC of -35% and a 38 RQD score with a 5/20 insider conviction pillar signal weak fundamentals and limited insider confidence.. Until Fundamental Cash Engine (10/20) and FCF yield (0.0%) inflect higher, upside is capped near $3.99.