Stock Ratings / Financials / USDE / insiders

MFIN (61) XYF (55) SVIA (51) RWAY (54) ⌘ Pro Terminal →

StablecoinX Inc. (Class A) (USDE) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$8.43 -14.68% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $8.19

StablecoinX Inc. (Class A) (USDE) carries a Roarable Rating of D+ (Sell) with 54/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 54/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.7% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $268.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on USDE Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is USDE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, StablecoinX Inc. (Class A) (NASDAQ: USDE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 54/100 at a spot price of $8.43 (-14.68% 1D, market cap $268.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, USDE ranks #591 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does USDE compare to MFIN and XYF in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), USDE carries a Roarable D+ (54/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, MFIN (Medallion Financial Corp.) holds a C- grade (61/100 RQD, P/E 6.2x, ROIC 10.5%, cap $268.2M) and XYF (X Financial each representing six (Class A)) posts a D+ grade (55/100 RQD, P/E N/A, ROIC 18.8%, cap $267.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while XYF leads on capital efficiency (18.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for USDE?

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Per USDE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002080215), StablecoinX Inc. (Class A) generated $0 in revenue, $0 in net income, and $0 in free cash flow against $683.9K in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $8.19 (-2.83%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 54/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.7% avg 90D alpha vs SPY • 51.0% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-1.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for USDE)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (54/100 Composite)

🔍 WHY USDE SCORES 54/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (24% of score)

FRED Regime × Technicals: 42% of 52W Range • RSI-14 at 46 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$12.68-19.5% Next Q

Q2 (-2Q)

Grade C$10.21+3.5% Next Q

Q3 (-1Q)

Grade C$10.57-20.2% Next Q

Current

Grade D+$8.43-0.7% Hist 90D α

Trajectory: C+ (62) → D+ (54)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a USDE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While USDE currently carries a cautious 54/100 (D+) rating due to Insider Conviction & Share Dilution (9/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($10.54) and Max Pain ($8.85) forces dealer call-delta covering toward $19.02.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $USDE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “USDE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 54%NO 46%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

USDE Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (USDE)

No recent open-market Form 4 cluster sales or emergency dumps flagged on USDE. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring USDE)

✓Walkthrough of USDE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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USDE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +127.84%▼ SUPPORT BREAKDOWN

2026-11-02O $9.46H $9.88L $8.43C $8.43VOL 1.01M

SUP: $10.03SMA50: $10.54SMA200: $6.91

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

USDE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 USDE Butterfly Map → + Track USDE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on USDE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for USDE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for USDE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (USDE)

Financials Rank #591 of 1096 ⚔️ MFIN vs USDE Full Matrix →

1. Head-to-Head Financials Peer Comparison (USDE vs. MFIN, XYF, SVIA, RWAY)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, StablecoinX Inc. (Class A) (USDE) ranks #591 by composite RQD confidence (54/100, grade D+) and #836 by equity capitalization ($268.6M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while XYF leads on capital efficiency and profitability with 18.8% ROIC and — gross margin. MFIN currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with USDE at 54/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
USDE ACTIVE StablecoinX Inc. (Class A)	D+	54/100	—	—	—	-14.68%	$268.6M	Benchmark Subject
MFIN Medallion Financial Corp.	C-	61/100	6.2x	—	10.5%	-13.53%	$268.2M	/mfin-vs-usde →
XYF X Financial each representing six (Class A)	D+	55/100	—	—	18.8%	-2.66%	$267.9M	/xyf-vs-usde →
SVIA Silvia Inc.	D	51/100	—	—	—	-10.91%	$267.3M	/svia-vs-usde →
RWAY Runway Growth Finance Corp.	D+	54/100	8.1x	—	7.0%	-1.21%	$276.6M	/rway-vs-usde →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002080215

In its most recent audited fiscal period (FY2025, filed 2025-12-31), StablecoinX Inc. (Class A) (USDE) reported GAAP revenue of $0 , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, USDE closed FY2025 with $683.9K in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	—	—	$683.9K	—

3. USDE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is USDE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does USDE compare to MFIN and XYF in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for USDE?

Where is USDE trading relative to its 50-day, 200-day, and 52-week technical levels?

USDE last traded at $8.43 (-14.68% on volume of 1,147,192 shares), positioning the stock -20.02% below its 50-day simple moving average ($10.54) and +22.00% above its 200-day simple moving average ($6.91). Across its 52-week range of $1.33 to $18.11, USDE sits at the 42.3% percentile with a 14-day RSI of 46.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($7.38 to $9.48).

USDE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are USDE insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies USDE leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: USDE RQD Cockpit USDE 12M Forecast USDE Earnings & Move USDE Dividends & DRIP USDE Insiders & 13F USDE Whale Options USDE Profit Sankey USDE News & Why

ROARABLE RATING BRIEF • RQD 54/100 (D+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

USDE — StablecoinX Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:16:58Z

Roarable Rating Brief: What This Means to a Prospective Investor

The Roarable RQD score is 54, graded D+, with a verdict of "Roarable Sell — Weak Fundamentals / Trim" (per the Roarable RQD rating). The five pillars are:

Fundamental Cash Engine: 10 / 20. Per the Roarable RQD rating, ROIC is 0% and FCF yield is 0%. For an investor, this means the core cash-generation engine is not contributing measurable return on capital in the source data.
Whale 13F Flow: 9 / 20. This pillar reflects institutional accumulation and options positioning. The source does not supply the underlying 13F holdings, so the pillar score is not traceable to specific institutional names or sizes.
Insider Conviction: 9 / 20. This pillar reflects SEC Form 4 and Congressional PTR cluster flow. No individual insider or PTR transactions are itemized in the source data.
Macro Regime Fit: 13 / 20. Per the Roarable RQD rating, beta is 1.0, meaning the stock is listed as moving in line with the market on this measure. The sector-sensitivity component is not further quantified in the source.
Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, the Altman Z is 2.5, the Piotroski F is 6/9, and Debt/Equity is 0.5. These are mid-range readings, not distress signals, but they sit alongside zero reported margins.

For a prospective investor evaluating the stock today, the practical read is that the score is driven primarily by weak cash-engine and insider/whale-flow readings, partly offset by a moderate balance-sheet profile. The sell-side verdict label carries the rating's own conclusion; this brief describes the inputs without endorsing or opposing it.

Business

Per the SEC financials and profile, StablecoinX Inc. (Class A) is a NASDAQ-listed company in the Financials sector, specifically Finance: Consumer Services. The profile identifies the company as a stablecoin-related issuer, but the source data does not describe its products, customers, or revenue model in detail. How the company makes money is not available in source data.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025 (filed 2025-12-31)	$0.0M	$0.0M	$0.0M	N/A	N/A	N/A	N/A

Per the SEC financials, the single reported period (FY 2025) shows zero revenue, zero operating income, and zero net income, with EPS, FCF, cash, and debt all listed as N/A. Per the market data, gross, operating, and net margins are each 0%, and ROIC is 0%. The Altman Z-Score of 2.5 and Piotroski F-Score of 6/9 are cited in the Roarable RQD rating, with Debt/Equity at 0.5; these metrics are not reconcilable against the zero-reported income figures in the financials section, and that gap is not resolved in the source data.

Recent Catalysts & News Wire Analysis

Per the recent news section, six items reference USDE:

A TradingView report and a CoinGecko report, both YELLOW-flagged, covering market action and positioning (no specifics).
A Simply Wall St analysis, YELLOW-flagged, covering stock analysis.
A Bitget report, GREEN-flagged as a CATALYST, stating that StablecoinX recorded significant declines on October 22, driven by shareholder supply pressure and ENA unlocking. This is the most concrete risk item in the feed.
A Stock Titan notice, YELLOW-flagged, that the October investor presentation is available on the Investor Relations page.
A Crypto Briefing item, GREEN-flagged as a CATALYST, about Circle partnering with Tereina to bring USDC and EURC into SAP Pay. This item concerns a different issuer (Circle) and is included in the feed as tagged to USDE; its direct relevance to StablecoinX is not established in the source data.

The Butterfly supply-chain graph reports no supply chain links and no proprietary signals.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, supply chain is listed as NONE, with no butterfly links and no proprietary signals. Upstream and downstream dependencies are not available in source data. Sector correlations beyond the Financials/Finance: Consumer Services classification are not available in source data. The only ripple-type reference in the news feed is the Bitget item citing ENA unlocking as a driver of shareholder supply pressure; the source does not map ENA's relationship to USDE beyond that citation, and 2nd-order bottlenecks a prospective investor should monitor are not available in source data.

Open Questions

The financials show zero revenue and zero net income for FY 2025, while the RQD rating cites an Altman Z of 2.5 and Piotroski F of 6/9. What reporting basis produces these forensic scores against zero reported income?
What is the stablecoin product, reserve structure, and revenue model behind the Financials classification?
What drove the October 22 declines attributed to shareholder supply pressure and ENA unlocking, and what is the size of that supply overhang?
Which institutional 13F holders and insider Form 4 or Congressional PTR transactions underpin the 9/20 whale and insider pillar scores?
What is the relationship between USDE and the Circle/Tereina/SAP Pay item tagged to it in the news feed?

USDE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for StablecoinX Inc. (Class A) (USDE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to USDE Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 13h ago

StablecoinX Inc. Estimates – NASDAQ:USDE

TradingView report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE CoinGecko • 16h ago

Stablecoinx Stock Price: USDE Stock Chart, Market Cap & News Today

CoinGecko report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 19h ago

StablecoinX (Nasdaq:USDE) - Stock Analysis

Simply Wall St report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Bitget • 22h ago

US Stock Market Movers: StablecoinX recorded significant declines on October 22, driven by shareholder supply pressure and ENA unlocking.

Bitget report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

The October investor presentation is available on StableCoinX (USDE)’s Investor Relations page.

Stock Titan report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Crypto Briefing • 1d ago

Circle partners with Tereina to bring USDC and EURC into SAP Pay

Crypto Briefing report covering StablecoinX Inc. (Class A) (USDE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 3d ago

Reported Earlier, Twenty One Completes Business Combination With Cantor Equity Partners And Lists On NYSE Under "XXI" With Over 43,500 Bitcoin

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 11d ago

Securitize shares are trading higher after Rosenblatt initiated its coverage on the stock with a Buy rating and announced a price target of $14.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

USDE Bull vs. Bear Conversation Board — What's Your Call at $8.43?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON USDE 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $10.67 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is USDE (D+ • RQD 54/100) a Buy at $9.88?

Welcome to the USDE (StablecoinX Inc. (Class A)) Roar Pit. Current RQD Composite is 54/100 (Roarable Sell — Weak Fundamentals / Trim) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $7.81 (-21.0%)

Spot @ $9.88

Pump the brakes on USDE — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on USDE, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless StablecoinX Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $11.26 (+14.0%)

Spot @ $9.88

USDE cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on USDE, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $9.88 (52-wk range $1.33 - $18.11), any beat on forward guidance forces shorts and underweight funds to chase.