Stock Ratings / Real Estate / UTI / forecast

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Universal Technical Institute Inc (UTI) 12-Month Stock Forecast & Price Target Cone

$22.64 -4.11% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $22.43

Universal Technical Institute Inc (UTI) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $1.25B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on UTI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is UTI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Universal Technical Institute Inc (NYSE: UTI) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $22.64 (-4.11% 1D, market cap $1.25B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 16/20. Across 51 tracked Real Estate issuers, UTI ranks #14 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does UTI compare to AFYA and STRA in the Real Estate sector?

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Within the Real Estate sector (Other Consumer Services), UTI carries a Roarable C (63/100 RQD), trailing P/E of 20.6x, gross margin of —, and ROIC of 19.3%. By comparison, AFYA (Afya Limited (Class A)) holds a D grade (46/100 RQD, P/E N/A, ROIC —, cap $979.4M) and STRA (Strategic Education Inc.) posts a C- grade (59/100 RQD, P/E 13.6x, ROIC 9.1%, cap $1.62B). Among the 5-stock peer group, PRDO leads on earnings multiple (12.3x) while UTI leads on capital efficiency (19.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for UTI?

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Per UTI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001261654), Universal Technical Institute Inc generated $835.6M in revenue (+14.0% YoY), $63.0M in net income, and $55.4M in free cash flow against $834.0M in total assets and $98.5M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $22.43 (-0.93%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 6.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+2.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for UTI)Realized 20D OHLCV Swing Band: ±9.8%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY UTI SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (22% of score)

Altman Z-Score 3.14 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Macro Regime Fit10/20 pts (-10 pt drag)

Macro rate sensitivity & RSI-14 (57) create a -10 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$20.66-0.3% Next Q

Q2 (-2Q)

Grade C$20.59+7.6% Next Q

Q3 (-1Q)

Grade C$22.15+2.2% Next Q

Current

Grade C$22.64+0.9% Hist 90D α

Trajectory: C (55) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the UTI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, UTI faces multiple-compression risk if 20.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($20.92) or 200D SMA ($32.27) invalidates the momentum regime and cuts Target Base ($23.15) toward Bear Floor ($18.06).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $UTI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “UTI Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your UTI Position Size: $10,000

Shares at $22.64: 441.7 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $18.06

$7,977

$-2,023 (-20.2%)

12M Consensus BaseTarget $23.15

$10,225

+$225 (+2.3%)

12M Bull Case BreakoutTarget $53.91

$23,812

+$13,812 (+138.1%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$24	74%	A
Goldman SachsSector Coverage Lead	BUY	$51	69%	B
JP MorganUS Large-Cap Research	HOLD	$21	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (UTI Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

UTI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -38.93%⚡ TESTING RESISTANCE

2026-11-03O $23.61H $23.61L $22.64C $22.64VOL 1.84M

RES: $22.67SUP: $14.64SMA50: $20.92SMA200: $32.27

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UTI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 UTI Butterfly Map → + Track UTI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

14.2%/yr Implied 5Y Growth

vs. +14.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on UTI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UTI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for UTI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (UTI)

Real Estate Rank #14 of 51 ⚔️ AFYA vs UTI Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (UTI vs. AFYA, STRA, PXED, PRDO)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Universal Technical Institute Inc (UTI) ranks #14 by composite RQD confidence (63/100, grade C) and #14 by equity capitalization ($1.25B). Within this direct 5-issuer industry benchmark cohort, PRDO leads on earnings valuation at 12.3x trailing P/E, while UTI leads on capital efficiency and profitability with 19.3% ROIC and — gross margin. PRDO currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with UTI at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
UTI ACTIVE Universal Technical Institute Inc	C	63/100	20.6x	—	19.3%	-4.11%	$1.25B	Benchmark Subject
AFYA Afya Limited (Class A)	D	46/100	—	—	—	+2.75%	$979.4M	/afya-vs-uti →
STRA Strategic Education Inc.	C-	59/100	13.6x	—	9.1%	-6.23%	$1.62B	/stra-vs-uti →
PXED Phoenix Education Partners Inc.	D-	43/100	—	—	—	-3.78%	$862.6M	/pxed-vs-uti →
PRDO Perdoceo Education Corporation	C	64/100	12.3x	—	18.0%	-5.00%	$1.87B	/prdo-vs-uti →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001261654

In its most recent audited fiscal period (FY2025, filed 2025-09-30), Universal Technical Institute Inc (UTI) reported GAAP revenue of $835.6M (+14.0% vs. FY2024 revenue of $732.7M , and +37.6% cumulative change since FY2023) , GAAP net income of $63.0M, operating cash flow of $97.3M, and free cash flow of $55.4M (-10.1% YoY). On the balance sheet, UTI closed FY2025 with $834.0M in total assets against $98.5M in total debt (Altman Z-Score: 3.14, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$835.6M	$63.0M	$97.3M	$55.4M	$834.0M	$98.5M
FY2024 (FY)	2024-09-30	$732.7M	$42.0M	$85.9M	$61.6M	$753.8M	$117.3M
FY2023 (FY)	2023-09-30	$607.4M	$12.3M	$49.1M	$49.1M	—	—

3. UTI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is UTI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does UTI compare to AFYA and STRA in the Real Estate sector?

What are the biggest fundamental strengths and SEC risk factors for UTI?

Where is UTI trading relative to its 50-day, 200-day, and 52-week technical levels?

UTI last traded at $22.64 (-4.11% on volume of 1,835,058 shares), positioning the stock +8.22% above its 50-day simple moving average ($20.92) and -29.84% below its 200-day simple moving average ($32.27). Across its 52-week range of $18.02 to $51.34, UTI sits at the 13.9% percentile with a 14-day RSI of 57.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.8% ($20.42 to $24.86).

UTI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is UTI's 12-month stock price target?

Universal Technical Institute Inc (UTI) carries a 12-month consensus base price target of $23.15 (+2.3% from $22.64), with a bull-case target of $53.91 and a bear-case floor of $18.06.

Is UTI stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates UTI C (Hold — HOLD) with an RQD Confidence score of 63/100.

Direct Sub-Reports: UTI RQD Cockpit UTI 12M Forecast UTI Earnings & Move UTI Dividends & DRIP UTI Insiders & 13F UTI Whale Options UTI Profit Sankey UTI News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

UTI — Universal Technical Institute Inc: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:29:46Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, UTI scores 63 out of 100 (letter grade C, verdict "Roarable Hold — Fair / Balanced Risk-Reward"). The five pillars are:

Fundamental Cash Engine: 13 / 20. Per the Roarable RQD rating, this reflects ROIC of 19.3% and an FCF yield of 4.26%. Strong returns on capital are offset by a modest free-cash-flow yield relative to the price, which limits how much cash return a buyer receives at today's valuation.
Whale 13F Flow: 10 / 20. Per the Roarable RQD rating, this pillar captures institutional accumulation and options positioning. The score is below midpoint, indicating the institutional signal is not a strong tailwind.
Insider Conviction: 16 / 20. Per the Roarable RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow. It is the highest-scoring pillar and is the most constructive datapoint in the rating.
Macro Regime Fit: 10 / 20. Per the Roarable RQD rating, beta is 1.0 with sector sensitivity noted. The score is below midpoint, suggesting the stock's exposure to broader market regimes is not a clear advantage.
Forensic Balance Sheet: 14 / 20. Per the Roarable RQD rating, the Altman Z-Score is 3.14, the Piotroski F-Score is 8/9, and Debt/Equity is 0.29. This is the second-strongest pillar and points to a financially sound balance sheet.

Investor implications: the rating reads as balanced rather than decisive. Upside drivers in the data include strong ROIC, a favorable forensic profile, and insider-flow strength. Valuation tradeoffs center on a trailing P/E of 20.6 against a forward P/E of 17.3, implying expected earnings improvement, and on a 4.26% FCF yield that is modest for the cited cash-generation profile. The stock's wide 52-week range ($18.02 - $51.34) indicates substantial price volatility over the period covered.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
$23.61	$1.3B	20.6	17.3	11	1.14	0%	1.0	$18.02 - $51.34	19.3%

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$835.6M	$83.5M	$63.0M	N/A	$55.4M	$93.6M	$98.5M
FY 2024	$732.7M	$58.9M	$42.0M	N/A	$61.6M	$172.0M	$117.3M
FY 2023	$607.4M	$21.4M	$12.3M	N/A	$49.1M	N/A	N/A

Per the market data, the operating margin is 10%, the net margin is 7.5%, and the gross margin is 0%. Per the market data, ROIC is 19.3%. Per the Roarable RQD rating, the Altman Z-Score is 3.14 and the Piotroski F-Score is 8/9. Per the Roarable RQD rating, Debt/Equity is 0.29. Reported revenue, operating income, and net income rose across the three periods shown.

Recent Catalysts & News Wire Analysis

Per the recent news feed, five items are listed for UTI:

RISK WATCH (RED): A Yahoo Finance report headlined that UTI cut its 2026 outlook and that investors are revisiting the valuation case.
CATALYST (GREEN): A Simply Wall St report noting a share price jump with an explanation of the move.
CATALYST (GREEN): A MarketBeat report on an institutional stake acquisition by Isthmus Partners LLC.
MARKET WIRE (YELLOW): A Yahoo Finance report stating UTI is benefiting from demand for technicians.
MARKET WIRE (YELLOW): A MarketBeat report citing a consensus price target of $42.83, and a Yahoo Finance report on high demand for skilled trades alongside customer acquisition headwinds.

Per the Butterfly Supply-Chain Graph, the sector is Real Estate, the industry is Other Consumer Services, the supply chain is listed as NONE, and no butterfly links or proprietary signals are recorded. The news feed therefore provides the only catalyst information available.

Open Questions

What is the magnitude and rationale of the reported 2026 outlook cut, and how does it compare with the forward P/E of 17.3?
What are the specific products, customers, and revenue drivers behind the reported revenue growth?
Which institutional holders and insider transactions underlie the Insider Conviction and Whale 13F pillar scores?
Why is the gross margin reported as 0% and how should it be interpreted against the operating and net margins?
What explains the sharp 52-week range ($18.02 - $51.34) and the reported FY 2025 EPS field marked N/A?

UTI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Universal Technical Institute Inc (UTI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to UTI Debate Forum (3) ↓

🔴 RISK WATCH Yahoo Finance • 16h ago

Universal Technical Institute (UTI) Cuts 2026 Outlook As Investors Revisit The Valuation Case

Yahoo Finance report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 19h ago

Universal Technical Institute (UTI) is Benefiting from the Demand for Technicians

Yahoo Finance report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 22h ago

Universal Technical Institute Inc (NYSE:UTI) Stock Has Consensus Price Target of $42.83

MarketBeat report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

Universal Technical Institute (UTI) Shares Jumped, What Is Behind The Latest Move?

Simply Wall St report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

High Demand for Skilled Trades Meets Evolving Customer Acquisition Headwinds at Universal Technical Institute (UTI)

Yahoo Finance report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST MarketBeat • 1d ago

Universal Technical Institute Inc $UTI Stock Acquired by Isthmus Partners LLC

MarketBeat report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Is Universal Technical Institute (UTI) Undervalued As It Expands Into Georgia Healthcare?

Simply Wall St report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Enrollment Weakness Pressures Universal Technical Institute (UTI)

Yahoo Finance report covering Universal Technical Institute Inc (UTI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

UTI Bull vs. Bear Conversation Board — What's Your Call at $22.64?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON UTI 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $25.50 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is UTI (C • RQD 63/100) a Buy at $23.61?

Welcome to the UTI (Universal Technical Institute Inc) Roar Pit. Current RQD Composite is 63/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Other Consumer Services. Bulls point to capital efficiency (19.3% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $19.83 (-16.0%)

Spot @ $23.61

Pump the brakes on UTI — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on UTI, but look at what you are paying: 20.6x trailing P/E with tightening sector spreads. Unless Universal Technical Institute Inc expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

QU QuantViper Verified K Arena Trader 🐂 BULLISH 🎯 Target: $29.28 (+24.0%)

Spot @ $23.61

UTI cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on UTI, the market is fixating on short-term headline noise in Other Consumer Services and ignoring the balance sheet and cash flow trajectory. At $23.61 (52-wk range $18.02 - $51.34), any beat on forward guidance forces shorts and underweight funds to chase.