Virginia National Bankshares Corporation (VABK) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-03, Virginia National Bankshares Corporation (NASDAQ: VABK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $52.80 (+2.50% 1D, market cap $279.5M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, VABK ranks #74 in composite RQD confidence.
Within the Financials sector (Major Banks), VABK carries a Roarable B (72/100 RQD), trailing P/E of 14.4x, gross margin of —, and ROIC of 10.5%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and FXNC (First National Corporation) posts a C grade (65/100 RQD, P/E 15.8x, ROIC 9.5%, cap $275.4M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
Per VABK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001572334), Virginia National Bankshares Corporation generated $692.9M in revenue (+2.0% YoY), $19.3M in net income, and $20.8M in free cash flow against $1.65B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
20D Institutional Volume Accumulation (±6.4% realized swing band)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
Even with a 72/100 (B) score, VABK faces multiple-compression risk if 14.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($48.46) or 200D SMA ($43.98) invalidates the momentum regime and cuts Target Base ($56.13) toward Bear Floor ($43.30).
Virginia National Bankshares Corporation (VABK) surged +2.50% to $52.80, trading at 99% of its 52-week range ($37.35 – $52.8). High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.
Morningstar report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Virginia Ntl Bankshares (NASDAQ:VABK) reported quarterly earnings of $1.20 per share. This is a 42.86 percent increase over earnings of $0.84 per share from the same period last year. The company reported $16.216
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +2.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on VABK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for VABK. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Virginia National Bankshares Corporation (VABK) ranks #74 by composite RQD confidence (72/100, grade B) and #828 by equity capitalization ($279.5M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. VABK currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| VABK
ACTIVE
Virginia National Bankshares Corporation | B | 72/100 | 14.4x | — | 10.5% | +2.50% | $279.5M | Benchmark Subject |
| LCNB LCNB Corporation | C | 65/100 | 12.3x | — | 8.4% | +1.42% | $281.1M | /lcnb-vs-vabk → |
| FXNC First National Corporation | C | 65/100 | 15.8x | — | 9.5% | +2.96% | $275.4M | /fxnc-vs-vabk → |
| HWBK Hawthorn Bancshares Inc. | C+ | 67/100 | 12.2x | — | 13.7% | +0.98% | $284.9M | /hwbk-vs-vabk → |
| OVLY Oak Valley Bancorp (CA) | C+ | 66/100 | 9.4x | — | 14.8% | +1.22% | $289.6M | /ovly-vs-vabk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Virginia National Bankshares Corporation (VABK) reported GAAP revenue of $692.9M (+2.0% vs. FY2024 revenue of $679.1M ) , GAAP net income of $19.3M, operating cash flow of $21.3M, and free cash flow of $20.8M (+42.6% YoY). On the balance sheet, VABK closed FY2025 with $1.65B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $692.9M | $19.3M | $21.3M | $20.8M | $1.65B | — |
| FY2024 (FY) | 2024-12-31 | $679.1M | $0 | $15.3M | $14.6M | $1.62B | — |
As of 2026-11-03, Virginia National Bankshares Corporation (NASDAQ: VABK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $52.80 (+2.50% 1D, market cap $279.5M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, VABK ranks #74 in composite RQD confidence.
Within the Financials sector (Major Banks), VABK carries a Roarable B (72/100 RQD), trailing P/E of 14.4x, gross margin of —, and ROIC of 10.5%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and FXNC (First National Corporation) posts a C grade (65/100 RQD, P/E 15.8x, ROIC 9.5%, cap $275.4M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
Per VABK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001572334), Virginia National Bankshares Corporation generated $692.9M in revenue (+2.0% YoY), $19.3M in net income, and $20.8M in free cash flow against $1.65B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
VABK last traded at $52.80 (+2.50% on volume of 21,530 shares), positioning the stock +8.96% above its 50-day simple moving average ($48.46) and +20.05% above its 200-day simple moving average ($43.98). Across its 52-week range of $37.35 to $52.76, VABK sits at the 100.0% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.4% ($49.42 to $56.18).
Virginia National Bankshares Corporation (VABK) earns a live Roarable RQD composite score of 72/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $52.80 (+2.50% 1D, market capitalization $279.5M).
Virginia National Bankshares Corporation (VABK) is listed on NASDAQ and classified under the Financials sector and the Major Banks industry. The profile states only that the issuer operates in Major Banks with a market capitalization of $0.3B. Revenue is reported as — in the financials section, so the source does not establish how the company earns its income.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Virginia National Bankshares Corporation (VABK) reported $692.9M in annual revenue (up from $679.1M in FY2024, +2.0% YoY) and $19.3M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($679.1M revenue, $0 net income) through FY2025, VABK scaled operating cash flow to $21.3M and free cash flow to $20.8M, backed by $1.65B in total assets against $0 in total debt.
The only sector context supplied is the classification of Financials / Major Banks and Beta of 1.0.
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Morningstar report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Virginia National Bankshares Corporation (VABK) market action, institutional positioning, and fundamental catalysts.
Long VABK at $51.51 targeting $61.81. Insider conviction (16/20) and a 7.47% FCF yield with a 13.4 forward P/E suggest the stock may be underpriced relative to its cash generation.. Institutional whale score is 15/20 and the risk/reward vs. the $37.35 52-week low is skewed heavily in favor of bulls.
@MultipleCompression Shorting a 15/20 institutional whale-flow stock at $51.51 is dangerous when funds are rotating into Financials.
Sitting on the sidelines or leaning short VABK above $51.51. A Piotroski F-Score of 4/9 and an Altman Z-Score of 2.5 point to a weak forensic balance sheet, with no analyst coverage or ownership data to offset the risk.. Until Fundamental Cash Engine (14/20) and FCF yield (7.47%) inflect higher, upside is capped near $52.76.
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