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Why WHF Stock advanced +1.51% Today — RQD Quant Desk Flash

$8.09 +1.51% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $8.10

WhiteHorse Finance Inc. (WHF) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $171.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WHF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, WhiteHorse Finance Inc. (NASDAQ: WHF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $8.09 (+1.51% 1D, market cap $171.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, WHF ranks #375 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WHF compare to MPV and PIM in the Financials sector?
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Within the Financials sector (Finance Companies), WHF carries a Roarable C- (61/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 5.5%. By comparison, MPV (Barings Participation Investors) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $179.5M) and PIM (Franklin Master Intermediate Income Trust) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $153.3M). Among the 5-stock peer group, WHF leads on earnings multiple (12.2x) while WHF leads on capital efficiency (5.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WHF?
▼

Per WHF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001552198), WhiteHorse Finance Inc. generated $258.4M in revenue (-9.1% YoY), $14.3M in net income, and $77.3M in free cash flow against $615.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $8.10 (+0.08%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 29.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510061
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C- · Rk C
Cash (10)Whales (14)SEC (13)Macro (12)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.4% Base Target
$10 Bull$8 Base$6 Bear
📬 FREE WHF RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WHF)Realized 20D OHLCV Swing Band: ±6.4%
Deterministic 5-Pillar Attribution (61/100 Composite)
🔍 WHY WHF SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+14/20 pts (23% of score)

20D Institutional Volume Accumulation (±6.4% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Cash Engine Quality10/20 pts (-10 pt drag)

Capital intensity & 0% operating margin leave 10 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
53
Grade C-$7.33+1.4% Next Q
Q2 (-2Q)
56
Grade C$7.43+5.1% Next Q
Q3 (-1Q)
58
Grade C$7.81+3.6% Next Q
Current
61
Grade C-$8.09+0.5% Hist 90D α
Trajectory: C- (53) → C- (61)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WHF Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, WHF faces multiple-compression risk if 12.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($7.29) or 200D SMA ($7.01) invalidates the momentum regime and cuts Target Base ($8.20) toward Bear Floor ($6.40).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WHF• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WHF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 61%NO 39%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why WHF Stock advanced +1.51% Today — RQD Quant Desk Flash

WhiteHorse Finance Inc. (WHF) advanced +1.51% to $8.09, trading at 95% of its 52-week range ($6.07 – $8.19). Solid steady margins (6% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.

  • ▸Technical Tape: Trading at 95% of its 52-week range ($6.07 – $8.19) with RSI-14 at 63.9 (BULLISH MOMENTUM).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±6.4% around $8.09 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $77.3M annual free cash flow.
Live WHF Headlines & Catalysts
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (WHF Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WHF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.59%⚡ TESTING RESISTANCE
2026-11-03O $7.95H $8.09L $7.95C $8.09VOL 73.5K
RES: $8.22SUP: $6.66SMA50: $7.29SMA200: $7.01
$8.32$7.77$7.23$6.68$6.13RES $8.22SUP $6.66$8.092026-05-042026-06-172026-08-042026-09-172026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WHF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WHF Butterfly Map → + Track WHF →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
2.8%/yr Implied 5Y Growth

vs. -9.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WHF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WHF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WHF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WHF)

Financials Rank #375 of 1097 ⚔️ MPV vs WHF Full Matrix →

1. Head-to-Head Financials Peer Comparison (WHF vs. MPV, PIM, VTN, MFM)

Industry: Finance Companies (27 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, WhiteHorse Finance Inc. (WHF) ranks #375 by composite RQD confidence (61/100, grade C-) and #911 by equity capitalization ($171.2M). Within this direct 5-issuer industry benchmark cohort, WHF leads on earnings valuation at 12.2x trailing P/E, while WHF leads on capital efficiency and profitability with 5.5% ROIC and — gross margin. WHF currently leads its immediate peer cohort in composite quantitative strength at 61/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WHF ACTIVE
WhiteHorse Finance Inc.
C- 61/100 12.2x — 5.5% +1.51% $171.2M Benchmark Subject
MPV
Barings Participation Investors
D 51/100 — — — -2.13% $179.5M /mpv-vs-whf →
PIM
Franklin Master Intermediate Income Trust
D 48/100 — — — 0.00% $153.3M /pim-vs-whf →
VTN
Invesco Trust for Investment Grade New York Municipals
D 48/100 — — — -1.20% $195.1M /vtn-vs-whf →
MFM
Aberdeen Municipal Income Fund of
D 49/100 — — — -0.19% $214.2M /mfm-vs-whf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001552198 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), WhiteHorse Finance Inc. (WHF) reported GAAP revenue of $258.4M (-9.1% vs. FY2024 revenue of $284.3M , and -24.8% cumulative change since FY2023) , GAAP net income of $14.3M, operating cash flow of $77.3M, and free cash flow of $77.3M (-1.9% YoY). On the balance sheet, WHF closed FY2025 with $615.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $258.4M $14.3M $77.3M $77.3M $615.1M —
FY2024 (FY) 2024-12-31 $284.3M $10.9M $78.8M $78.8M $676.8M —
FY2023 (FY) 2023-12-31 $343.4M $20.4M $90.4M $90.4M — —

3. WHF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WHF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, WhiteHorse Finance Inc. (NASDAQ: WHF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $8.09 (+1.51% 1D, market cap $171.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, WHF ranks #375 in composite RQD confidence.

How does WHF compare to MPV and PIM in the Financials sector?

Within the Financials sector (Finance Companies), WHF carries a Roarable C- (61/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 5.5%. By comparison, MPV (Barings Participation Investors) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $179.5M) and PIM (Franklin Master Intermediate Income Trust) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $153.3M). Among the 5-stock peer group, WHF leads on earnings multiple (12.2x) while WHF leads on capital efficiency (5.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WHF?

Per WHF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001552198), WhiteHorse Finance Inc. generated $258.4M in revenue (-9.1% YoY), $14.3M in net income, and $77.3M in free cash flow against $615.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WHF trading relative to its 50-day, 200-day, and 52-week technical levels?

WHF last traded at $8.09 (+1.51% on volume of 139,618 shares), positioning the stock +10.97% above its 50-day simple moving average ($7.29) and +15.41% above its 200-day simple moving average ($7.01). Across its 52-week range of $6.07 to $8.19, WHF sits at the 95.3% percentile with a 14-day RSI of 63.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.4% ($7.57 to $8.61).

Direct Sub-Reports: WHF RQD Cockpit WHF 12M Forecast WHF Earnings & Move WHF Dividends & DRIP WHF Insiders & 13F WHF Whale Options WHF Profit Sankey WHF News & Why
ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ SEC XBRL & RQD VERIFIED

WHF — WhiteHorse Finance Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

WhiteHorse Finance Inc. (WHF) earns a live Roarable RQD composite score of 61/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $8.09 (+1.51% 1D, market capitalization $171.2M).

  • Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 5.5%, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (14/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

. Is a NASDAQ-listed issuer in the Financials sector, within the Finance Companies industry..2B. — for detailed product lines, customer base, or revenue model.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), WhiteHorse Finance Inc. (WHF) reported $258.4M in annual revenue (up from $284.3M in FY2024, -9.1% YoY) and $14.3M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($343.4M revenue, $20.4M net income) through FY2025, WHF scaled operating cash flow to $77.3M and free cash flow to $77.3M, backed by $615.1M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 61/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 14/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $6.07 – $8.19 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.2x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— the supply_chain is NONE, with an empty set of butterfly links and proprietary signals, so upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be mapped from the provided material.

  • Key Question #1: Can WHF sustain or expand its — operating margin and 5.5% ROIC against Finance Companies peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $258.4M and free cash flow of $77.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is WHF's 11.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

WHF Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for WhiteHorse Finance Inc. (WHF) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WHF Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WHF Bull vs. Bear Conversation Board — What's Your Call at $8.09?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WHF 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WHF:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $9.80 (+23.0%)
📌 Pinned Debate

Forensic balance-sheet pillar scores 13 of 20 with Altman Z 2.5, Piotroski F 5/9, and Debt/Equity 0.5, the strongest support in the rat

The street is overcomplicating WhiteHorse Finance Inc. (WHF). Forensic balance-sheet pillar scores 13 of 20 with Altman Z 2.5, Piotroski F 5/9, and Debt/Equity 0.5, the strongest support in the rating.. With an RQD score of 61/100 (C-) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $8.61.

EarningsSniper 🐂 BULL

@CreditSpread_Watch Shorting a 14/20 institutional whale-flow stock at $7.97 is dangerous when funds are rotating into Financials.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $6.06 (-24.0%)
Spot @ $7.97

ROIC of 5.5% and a 0% FCF yield, with whale/13F flow scoring only 8 of 20, leave the rating at D+ and a trim verdict.

Sitting on the sidelines or leaning short WHF above $7.97. ROIC of 5.5% and a 0% FCF yield, with whale/13F flow scoring only 8 of 20, leave the rating at D+ and a trim verdict.. Until Fundamental Cash Engine (10/20) and FCF yield (0.0%) inflect higher, upside is capped near $8.19.

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