Stock Ratings / Financials / WRB / insiders

CINF (77) MKL (65) L (69) HIG (70) ⌘ Pro Terminal →

W.R. Berkley Corporation (WRB) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$73.86 +1.04% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $74.18

W.R. Berkley Corporation (WRB) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate) →

ROARABLE B • BUY Cap $27.14B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on WRB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WRB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, W.R. Berkley Corporation (NYSE: WRB) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $73.86 (+1.04% 1D, market cap $27.14B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, WRB ranks #44 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WRB compare to CINF and MKL in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), WRB carries a Roarable B (74/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 8.0%. By comparison, CINF (Cincinnati Financial Corporation) holds a B+ grade (77/100 RQD, P/E 11.7x, ROIC 9.2%, cap $27.92B) and MKL (Markel Group Inc.) posts a C grade (65/100 RQD, P/E 10.8x, ROIC 7.1%, cap $22.83B). Among the 5-stock peer group, HIG leads on earnings multiple (9.2x) while HIG leads on capital efficiency (28.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WRB?

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Per WRB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000011544), W.R. Berkley Corporation generated $14.71B in revenue (+7.8% YoY), $1.78B in net income, and $2.92B in free cash flow against $43.93B in total assets and $15.40B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $74.18 (+0.43%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 19.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+7.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WRB)Realized 20D OHLCV Swing Band: ±4.4%

Deterministic 5-Pillar Attribution (74/100 Composite)

🔍 WHY WRB SCORES 74/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (20% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning13/20 pts (-7 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-7 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$73.55-0.5% Next Q

Q2 (-2Q)

Grade B-$73.15-1.1% Next Q

Q3 (-1Q)

Grade B$72.38+2% Next Q

Current

Grade B$73.86+7.3% Hist 90D α

Trajectory: B- (66) → B (74)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WRB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 74/100 (B) score, WRB faces multiple-compression risk if 15.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($70.64) or 200D SMA ($69.27) invalidates the momentum regime and cuts Target Base ($79.18) toward Bear Floor ($60.57).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WRB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “WRB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 74%NO 26%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

WRB Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (WRB)

No recent open-market Form 4 cluster sales or emergency dumps flagged on WRB. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (WRB Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

WRB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.37%▼ DESCENDING CHANNEL

2026-11-02O $71.63H $73.86L $71.63C $73.86VOL 2.19M

RES: $75.67SUP: $65.09SMA50: $70.64SMA200: $69.27

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WRB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WRB Butterfly Map → + Track WRB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

7.6%/yr Implied 5Y Growth

vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WRB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WRB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WRB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WRB)

Financials Rank #44 of 1096 ⚔️ CINF vs WRB Full Matrix →

1. Head-to-Head Financials Peer Comparison (WRB vs. CINF, MKL, L, HIG)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, W.R. Berkley Corporation (WRB) ranks #44 by composite RQD confidence (74/100, grade B) and #101 by equity capitalization ($27.14B). Within this direct 5-issuer industry benchmark cohort, HIG leads on earnings valuation at 9.2x trailing P/E, while HIG leads on capital efficiency and profitability with 28.4% ROIC and — gross margin. CINF currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with WRB at 74/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WRB ACTIVE W.R. Berkley Corporation	B	74/100	15.3x	—	8.0%	+1.04%	$27.14B	Benchmark Subject
CINF Cincinnati Financial Corporation	B+	77/100	11.7x	—	9.2%	-0.37%	$27.92B	/cinf-vs-wrb →
MKL Markel Group Inc.	C	65/100	10.8x	—	7.1%	+0.14%	$22.83B	/mkl-vs-wrb →
L Loews Corporation	C+	69/100	13.7x	—	4.4%	-0.33%	$22.83B	/l-vs-wrb →
HIG The Hartford Insurance Group Inc.	B-	70/100	9.2x	—	28.4%	+0.40%	$35.31B	/hig-vs-wrb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000011544

In its most recent audited fiscal period (FY2025, filed 2025-12-31), W.R. Berkley Corporation (WRB) reported GAAP revenue of $14.71B (+7.8% vs. FY2024 revenue of $13.64B , and +21.1% cumulative change since FY2023) , GAAP net income of $1.78B, operating cash flow of $3.58B, and free cash flow of $2.92B (-4.7% YoY). On the balance sheet, WRB closed FY2025 with $43.93B in total assets against $15.40B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$14.71B	$1.78B	$3.58B	$2.92B	$43.93B	$15.40B
FY2024 (FY)	2024-12-31	$13.64B	$1.76B	$3.68B	$3.06B	$40.57B	$14.47B
FY2023 (FY)	2023-12-31	$12.14B	$1.38B	$2.93B	$2.38B	$14.93B	$3.49B

3. WRB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WRB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does WRB compare to CINF and MKL in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for WRB?

Where is WRB trading relative to its 50-day, 200-day, and 52-week technical levels?

WRB last traded at $73.86 (+1.04% on volume of 2,545,974 shares), positioning the stock +4.56% above its 50-day simple moving average ($70.64) and +6.63% above its 200-day simple moving average ($69.27). Across its 52-week range of $62.87 to $78.96, WRB sits at the 68.3% percentile with a 14-day RSI of 53.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.4% ($70.61 to $77.11).

WRB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are WRB insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies WRB leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: WRB RQD Cockpit WRB 12M Forecast WRB Earnings & Move WRB Dividends & DRIP WRB Insiders & 13F WRB Whale Options WRB Profit Sankey WRB News & Why

ROARABLE RATING BRIEF • RQD 74/100 (B) ✓ STAGE-C NUMBER FIREWALL VERIFIED

WRB — W.R. Berkley Corporation: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:12:41Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, WRB scores 74 out of 100, a letter grade of B, labeled "Roarable Buy — Good Risk/Reward." The five pillars are:

Fundamental Cash Engine (14 / 20): Per the Roarable RQD rating, this pillar reflects ROIC of 8% and an FCF yield of 10.76%. For a prospective investor, the high FCF yield is an upside driver if cash generation persists, but the 8% ROIC is a more modest return on capital and should be weighed against the valuation.
Whale 13F Flow (13 / 20): Per the Roarable RQD rating, this pillar reflects institutional accumulation and options positioning. The score is the second-lowest of the five pillars, indicating less institutional conviction signal than the other pillars.
Insider Conviction (17 / 20): Per the Roarable RQD rating, this is the highest pillar, reflecting SEC Form 4 and Congressional PTR cluster flow. Strong insider signal is generally read as a supportive factor, though the underlying transactions are not itemized in the source data.
Macro Regime Fit (15 / 20): Per the Roarable RQD rating, this reflects beta of 0.89 and sector sensitivity. A beta below 1.0 implies lower sensitivity to broad market moves than the market average, which may appeal to investors seeking moderate volatility.
Forensic Balance Sheet (15 / 20): Per the Roarable RQD rating, this reflects Altman Z of 2.5, Piotroski F of 8/9, and Debt/Equity of 0.5. A high Piotroski score and moderate leverage are supportive; the Altman Z of 2.5 sits in the range the rating framework treats as a moderate-risk zone rather than a clear safety signal.

Valuation tradeoff: at a price of 73.1 and a P/E (TTM) of 15.3, the stock trades within the 52-week range of $62.87 – $78.96. Investors should weigh the verdict against the fact that the score is driven more by insider and cash-flow factors than by institutional flow.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
73.1	$27.14B	15.3	14.2	14.3	4.79	2.58%	0.89	$62.87 - $78.96	8%

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$14707.9M	$2099.2M	$1779.0M	N/A	$2920.8M	$2539.9M	$15396.7M
FY 2024	$13638.8M	$2072.1M	$1756.0M	N/A	$3064.6M	$1974.7M	$14471.9M
FY 2023	$12142.9M	$1629.6M	$1381.0M	N/A	$2382.8M	N/A	$3492.5M

Per the market data, operating margin is 14.8%, net margin is 12.1%, and ROIC is 8%. Gross margin is reported as 0%. The Altman Z-Score (2.5) and Piotroski F-Score (8/9) are per the Roarable RQD rating. Debt/Equity is 0.5 per the same rating. Revenue and net income grew across the three reported periods, while reported debt rose from $3492.5M in FY 2023 to $15396.7M in FY 2025.

Recent Catalysts & News Wire Analysis

Per the recent news feed, headlines are mixed:

CATALYST (GREEN): Yahoo Finance reported a Q3 2026 earnings beat with revenues missing estimates and premiums rising year over year.
RISK WATCH (RED): Seeking Alpha reported the stock dipping as Q3 net premiums written and ROE missed estimates.
RISK WATCH (RED): GuruFocus reported shares slipping 4.28% after a Q3 earnings miss.
MARKET WIRE (YELLOW): Benzinga reported expectations for higher Q3 earnings with analysts revising forecasts ahead of earnings.
MARKET WIRE (YELLOW): The Globe and Mail listed WRB among analysts' top financial picks.
MARKET WIRE (YELLOW): A Yahoo Finance summary covered market action and institutional positioning.

The headlines conflict: earnings are described as both a beat and a miss depending on the metric. Per the Butterfly Supply-Chain Graph, the supply chain is listed as "NONE," with no butterfly links or proprietary signals.

Open Questions

What drove the divergence between "earnings beat" and "earnings/revenue miss" headlines, and which metric is authoritative for Q3 2026?
Which specific insider and Congressional transactions produced the 17/20 insider conviction pillar?
How did reported debt rise from $3492.5M (FY 2023) to $15396.7M (FY 2025), and what is the composition of that debt?
What is the basis for the 0% gross margin figure, and is it a data artifact or a reporting structure issue?
What are the EPS values for FY 2023–FY 2025, which are reported as N/A?

WRB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for W.R. Berkley Corporation (WRB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WRB Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 12h ago

W. R. Berkley Corporation Q3 2026 Earnings Call Summary

Yahoo Finance report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Seeking Alpha • 15h ago

W. R. Berkley stock dips as Q3 net premiums written, ROE miss estimates (WRB:NYSE)

Seeking Alpha report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH GuruFocus • 18h ago

W. R. Berkley (WRB) Shares Slip 4.28% After Q3 Earnings Miss Rev

GuruFocus report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 21h ago

WR Berkley Likely To Report Higher Q3 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Ea

Benzinga report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

Analysts’ Top Financial Picks: W. R. Berkley Corporation (WRB), Fifth Third Bancorp (FITB)

The Globe and Mail report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

W.R. Berkley Q3 Earnings Beat, Revenues Miss, Premiums Rise Y/Y

Yahoo Finance report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

CB Stock Rises 22% in a Year: What Should Investors Know?

TradingView report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Quiver Quantitative • 1d ago

W. R. Berkley Shares Fall After Mixed Third-Quarter Results | WRB Stock News

Quiver Quantitative report covering W.R. Berkley Corporation (WRB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WRB Bull vs. Bear Conversation Board — What's Your Call at $73.86?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WRB 🐻 33% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $86.26 (+18.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is WRB (B • RQD 74/100) a Buy at $73.10?

Welcome to the WRB (W.R. Berkley Corporation) Roar Pit. Current RQD Composite is 74/100 (Roarable Buy — Good Risk/Reward) in Property-Casualty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SK SkepticalCFA Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $56.29 (-23.0%)

Spot @ $73.10

Pump the brakes on WRB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on WRB, but look at what you are paying: 15.3x trailing P/E with tightening sector spreads. Unless W.R. Berkley Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $92.11 (+26.0%)

Spot @ $73.10

WRB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on WRB, the market is fixating on short-term headline noise in Property-Casualty Insurers and ignoring the balance sheet and cash flow trajectory. At $73.10 (52-wk range $62.87 - $78.96), any beat on forward guidance forces shorts and underweight funds to chase.