Does WYFI pay a dividend and is it safe?

WhiteFiber Inc. (WYFI) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Financials / WYFI / dividends

OPFI (50) ABTC (23) OPRT (64) FWDI (29) ⌘ Pro Terminal →

WhiteFiber Inc. (WYFI) Dividend Safety Gauge & 10-Year DRIP Compounder

$9.26 -10.62% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.07

WhiteFiber Inc. (WYFI) carries a Roarable Rating of E (Strong Sell) with 30/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $469.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on WYFI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WYFI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, WhiteFiber Inc. (NASDAQ: WYFI) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 30/100 at a spot price of $9.26 (-10.62% 1D, market cap $469.1M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 5/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, WYFI ranks #1022 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WYFI compare to OPFI and ABTC in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), WYFI carries a Roarable E (30/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -5.8%. By comparison, OPFI (OppFi Inc. (Class A)) holds a D grade (50/100 RQD, P/E 19.0x, ROIC 85.0%, cap $478.9M) and ABTC (American Bitcoin Corp. (Class A)) posts a E grade (23/100 RQD, P/E N/A, ROIC -27.1%, cap $483.5M). Among the 5-stock peer group, OPRT leads on earnings multiple (18.2x) while OPFI leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WYFI?

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Per WYFI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002042022), WhiteFiber Inc. generated $79.2M in revenue (+66.2% YoY), -$24.7M in net income, and -$222.7M in free cash flow against $651.4M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $9.07 (-2.10%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (30/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-9.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

2-of-3 Quant Analysts Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-12.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WYFI)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (30/100 Composite)

🔍 WHY WYFI SCORES 30/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (37% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Cash Engine Quality+6/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$14.54-21.7% Next Q

Q2 (-2Q)

Grade E$11.38-3.4% Next Q

Q3 (-1Q)

Grade E$10.99-15.7% Next Q

Current

Grade E$9.26-9.6% Hist 90D α

Trajectory: E (38) → E (30)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a WYFI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While WYFI currently carries a cautious 30/100 (E) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.12) and Max Pain ($9.72) forces dealer call-delta covering toward $49.21.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WYFI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “WYFI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 30%NO 70%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.5K

Yr 2

$15.7K

Yr 3

$18.3K

Yr 4

$21.3K

Yr 5

$24.7K

Yr 6

$28.8K

Yr 7

$33.5K

Yr 8

$38.9K

Yr 9

$45.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WYFI)

✓Walkthrough of WYFI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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WYFI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -48.58%▼ SUPPORT BREAKDOWN

2026-11-03O $11.23H $11.23L $9.26C $9.26VOL 1.64M

RES: $13.23SUP: $10.69SMA50: $16.12SMA200: $21.05

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WYFI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WYFI Butterfly Map → + Track WYFI →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. +66.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WYFI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WYFI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WYFI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WYFI)

Financials Rank #1022 of 1097 ⚔️ OPFI vs WYFI Full Matrix →

1. Head-to-Head Financials Peer Comparison (WYFI vs. OPFI, ABTC, OPRT, FWDI)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, WhiteFiber Inc. (WYFI) ranks #1022 by composite RQD confidence (30/100, grade E) and #718 by equity capitalization ($469.1M). Within this direct 5-issuer industry benchmark cohort, OPRT leads on earnings valuation at 18.2x trailing P/E, while OPFI leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. OPRT currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with WYFI at 30/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WYFI ACTIVE WhiteFiber Inc.	E	30/100	—	—	-5.8%	-10.62%	$469.1M	Benchmark Subject
OPFI OppFi Inc. (Class A)	D	50/100	19.0x	—	85.0%	-0.36%	$478.9M	/opfi-vs-wyfi →
ABTC American Bitcoin Corp. (Class A)	E	23/100	—	—	-27.1%	-7.38%	$483.5M	/abtc-vs-wyfi →
OPRT Oportun Financial Corporation	C	64/100	18.2x	—	6.5%	+0.30%	$454.8M	/oprt-vs-wyfi →
FWDI Forward Industries Inc.	E	29/100	—	—	-0.8%	-5.67%	$484.4M	/fwdi-vs-wyfi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002042022 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), WhiteFiber Inc. (WYFI) reported GAAP revenue of $79.2M (+66.2% vs. FY2024 revenue of $47.6M ) , GAAP net income of -$24.7M, operating cash flow of $45.7M, and free cash flow of -$222.7M (-269.5% YoY). On the balance sheet, WYFI closed FY2025 with $651.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$79.2M	-$24.7M	$45.7M	-$222.7M	$651.4M	—
FY2024 (FY)	2024-12-31	$47.6M	$1.4M	$18.7M	-$60.3M	$229.1M	—

3. WYFI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WYFI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does WYFI compare to OPFI and ABTC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for WYFI?

Where is WYFI trading relative to its 50-day, 200-day, and 52-week technical levels?

WYFI last traded at $9.26 (-10.62% on volume of 1,890,321 shares), positioning the stock -42.56% below its 50-day simple moving average ($16.12) and -56.01% below its 200-day simple moving average ($21.05). Across its 52-week range of $9.31 to $46.87, WYFI sits at the 0.0% percentile with a 14-day RSI of 34.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($8.10 to $10.42).

Direct Sub-Reports: WYFI RQD Cockpit WYFI 12M Forecast WYFI Earnings & Move WYFI Dividends & DRIP WYFI Insiders & 13F WYFI Whale Options WYFI Profit Sankey WYFI News & Why

ROARABLE RATING BRIEF • RQD 30/100 (E) ✓ SEC XBRL & RQD VERIFIED

WYFI — WhiteFiber Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

WhiteFiber Inc. (WYFI) earns a live Roarable RQD composite score of 30/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $9.26 (-10.62% 1D, market capitalization $469.1M).

Fundamental Cash Engine (6/20): Anchored by return on invested capital (ROIC) of -5.8%, gross margin of —, operating margin of -33.9%, and free cash flow yield of —.
Whale 13F & Options Flow (3/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (5/20) + Forensic Balance Sheet (11/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

. Is a NASDAQ-listed issuer in the Financials sector, Finance: Consumer Services industry. Reported FY 2025 revenue was $79.2M .

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), WhiteFiber Inc. (WYFI) reported $79.2M in annual revenue (up from $47.6M in FY2024, +66.2% YoY) and -$24.7M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($47.6M revenue, $1.4M net income) through FY2025, WYFI scaled operating cash flow to $45.7M and free cash flow to -$222.7M, backed by $651.4M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (E • RQD 30/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 6/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $9.31 – $46.87 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -33.9% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are — The one source-backed ripple is the financing theme in the news feed, which points to funding needs as a channel through which negative free cash flow could affect the equity.

Key Question #1: Can WYFI sustain or expand its -33.9% operating margin and -5.8% ROIC against Finance: Consumer Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $79.2M and free cash flow of -$222.7M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is WYFI's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

WYFI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for WhiteFiber Inc. (WYFI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WYFI Debate Forum (3) ↓

🟡 MARKET WIRE Simply Wall St • 1d ago

WhiteFiber (NasdaqCM:WYFI) Stock Forecast & Analyst Predictions

Simply Wall St report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 1d ago

WhiteFiber: AI Infrastructure Growth Still Comes With A Financing Test (NASDAQ:WYFI)

Seeking Alpha report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

WhiteFiber, Inc. Estimates – NASDAQ:WYFI

TradingView report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

WhiteFiber (NASDAQ:WYFI) Stock Price Down 8.2% - Here's What Happened

MarketBeat report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

A performance milestone triggers a stock award vesting for WhiteFiber (WYFI)'s CEO: 54,137 shares.

Stock Titan report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

WhiteFiber, Inc. (WYFI) Gets a Buy from Needham

The Globe and Mail report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH MarketBeat • 2d ago

WhiteFiber (NASDAQ:WYFI) Stock Falls 7.5% - Time to Sell?

MarketBeat report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Kalkine Media • 2d ago

Can WhiteFiber (NASDAQ:WYFI) Turn AI Demand Into Growth?

Kalkine Media report covering WhiteFiber Inc. (WYFI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WYFI Bull vs. Bear Conversation Board — What's Your Call at $9.26?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WYFI 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $12.43 (+20.0%)

📌 Pinned Debate

Cash rose to $114.4M in FY 2025 and the balance sheet pillar scored 11/20 with an Altman Z of 2.5, giving a financing cushion.

Long WYFI at $10.36 targeting $12.43. Cash rose to $114.4M in FY 2025 and the balance sheet pillar scored 11/20 with an Altman Z of 2.5, giving a financing cushion.. Institutional whale score is 3/20 and the risk/reward vs. the $9.31 52-week low is skewed heavily in favor of bulls.

ArenaChamp_24 🐂 BULL

@DeltaGamma_99 Agree on the RQD 30/100 quality, though with 1.0 beta I'm scaling in with half-size at $10.36 and keeping dry powder in case we test $9.63.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $8.70 (-16.0%)

Spot @ $10.36

Free cash flow was -$222.7M in FY 2025 with operating margin at -33.9% and ROIC at -5.8%, rated a Strong Sell forensic risk.

Here is the bear case nobody on the bull side wants to address on WYFI: Free cash flow was -$222.7M in FY 2025 with operating margin at -33.9% and ROIC at -5.8%, rated a Strong Sell forensic risk.. At current EV/EBITDA multiples, even a small guidance miss in Finance: Consumer Services triggers a 12-15% air pocket.