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Stock Ratings / Technology / XBP
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XBP Global Holdings Inc. (XBP) — RQD Stock Rating Cockpit

$2.72 +3.03% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.73

XBP Global Holdings Inc. (XBP) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $37.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on XBP Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is XBP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, XBP Global Holdings Inc. (NASDAQ: XBP) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $2.72 (+3.03% 1D, market cap $37.4M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 715 tracked Technology issuers, XBP ranks #485 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does XBP compare to GMHS and PHUN in the Technology sector?
▼

Within the Technology sector (EDP Services), XBP carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, GMHS (Gamehaus Holdings Inc. (Class A)) holds a C- grade (59/100 RQD, P/E 9.8x, ROIC —, cap $37.0M) and PHUN (Phunware Inc.) posts a E grade (22/100 RQD, P/E N/A, ROIC -35.0%, cap $38.7M). Among the 5-stock peer group, GMHS leads on earnings multiple (9.8x) while SJ leads on capital efficiency (-20.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for XBP?
▼

Per XBP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001839530), XBP Global Holdings Inc. generated $378.9M in revenue (-56.6% YoY), $0 in net income, and $0 in free cash flow against $902.1M in total assets and $353.3M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.73 (+0.36%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0.3% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (39/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.6% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510039
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (9)Whales (3)SEC (11)Macro (7)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-8.5% Base Target
$9 Bull$2 Base$2 Bear
📬 FREE XBP RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for XBP)Realized 20D OHLCV Swing Band: ±11.7%
Deterministic 5-Pillar Attribution (39/100 Composite)
🔍 WHY XBP SCORES 39/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($1.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
47
Grade D$3.22-9% Next Q
Q2 (-2Q)
44
Grade D$2.93-4.1% Next Q
Q3 (-1Q)
42
Grade D$2.81-3.2% Next Q
Current
39
Grade D-$2.72-7.6% Hist 90D α
Trajectory: D (47) → D- (39)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a XBP Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While XBP currently carries a cautious 39/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.02) and Max Pain ($2.86) forces dealer call-delta covering toward $8.98.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $XBP• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “XBP Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 39%NO 61%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
4030 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE11% OF RANGE
L: $2$2.72H: $9
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 12 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 18 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on XBP

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (45)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (55)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (32)

12/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like XBP
  • ✓Established market leader in Technology with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring XBP)

  • ✓Walkthrough of XBP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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XBP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -6.21%▲ ASCENDING CHANNEL
2026-11-03O $2.95H $2.95L $2.64C $2.72VOL 1.6K
RES: $4.19SUP: $2.10SMA50: $3.02SMA200: $3.78
$6.76$5.47$4.18$2.89$1.60RES $4.19SUP $2.10$2.722026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

XBP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 XBP Butterfly Map → + Track XBP →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -56.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on XBP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for XBP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for XBP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (XBP)

Technology Rank #485 of 715 ⚔️ GMHS vs XBP Full Matrix →

1. Head-to-Head Technology Peer Comparison (XBP vs. GMHS, PHUN, SJ, ODYS)

Industry: EDP Services (163 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, XBP Global Holdings Inc. (XBP) ranks #485 by composite RQD confidence (39/100, grade D-) and #577 by equity capitalization ($37.4M). Within this direct 5-issuer industry benchmark cohort, GMHS leads on earnings valuation at 9.8x trailing P/E, while SJ leads on capital efficiency and profitability with -20.2% ROIC and 18.3% gross margin. GMHS currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with XBP at 39/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
XBP ACTIVE
XBP Global Holdings Inc.
D- 39/100 — — — +3.03% $37.4M Benchmark Subject
GMHS
Gamehaus Holdings Inc. (Class A)
C- 59/100 9.8x 52.7% — +6.28% $37.0M /gmhs-vs-xbp →
PHUN
Phunware Inc.
E 22/100 — 50.6% -35.0% -5.35% $38.7M /phun-vs-xbp →
SJ
Scienjoy Holding Corporation (Class A)
D 45/100 — 18.3% -20.2% 0.00% $35.7M /sj-vs-xbp →
ODYS
Odysight.ai Inc.
E 26/100 — 28.9% -35.0% +8.55% $39.7M /odys-vs-xbp →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001839530 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), XBP Global Holdings Inc. (XBP) reported GAAP revenue of $378.9M (-56.6% vs. FY2024 revenue of $872.7M , and +12014.1% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, XBP closed FY2025 with $902.1M in total assets against $353.3M in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $378.9M $0 — — $902.1M $353.3M
FY2024 (FY) 2024-12-31 $872.7M -$215.2M $23.3M $17.0M $390.4M $1.5M
FY2023 (FY) 2023-12-31 $3.1M -$11.0M -$1.5M -$1.5M — —

3. XBP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is XBP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, XBP Global Holdings Inc. (NASDAQ: XBP) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $2.72 (+3.03% 1D, market cap $37.4M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 715 tracked Technology issuers, XBP ranks #485 in composite RQD confidence.

How does XBP compare to GMHS and PHUN in the Technology sector?

Within the Technology sector (EDP Services), XBP carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, GMHS (Gamehaus Holdings Inc. (Class A)) holds a C- grade (59/100 RQD, P/E 9.8x, ROIC —, cap $37.0M) and PHUN (Phunware Inc.) posts a E grade (22/100 RQD, P/E N/A, ROIC -35.0%, cap $38.7M). Among the 5-stock peer group, GMHS leads on earnings multiple (9.8x) while SJ leads on capital efficiency (-20.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for XBP?

Per XBP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001839530), XBP Global Holdings Inc. generated $378.9M in revenue (-56.6% YoY), $0 in net income, and $0 in free cash flow against $902.1M in total assets and $353.3M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is XBP trading relative to its 50-day, 200-day, and 52-week technical levels?

XBP last traded at $2.72 (+3.03% on volume of 3,172 shares), positioning the stock -9.93% below its 50-day simple moving average ($3.02) and -28.04% below its 200-day simple moving average ($3.78). Across its 52-week range of $2.00 to $8.55, XBP sits at the 11.0% percentile with a 14-day RSI of 40.0 (NEUTRAL RANGE) and an implied next-earnings move of ±11.7% ($2.40 to $3.04).

Direct Sub-Reports: XBP RQD Cockpit XBP 12M Forecast XBP Earnings & Move XBP Dividends & DRIP XBP Insiders & 13F XBP Whale Options XBP Profit Sankey XBP News & Why
ROARABLE RATING BRIEF • RQD 39/100 (D-) ✓ SEC XBRL & RQD VERIFIED

XBP — XBP Global Holdings Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

XBP Global Holdings Inc. (XBP) earns a live Roarable RQD composite score of 39/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $2.72 (+3.03% 1D, market capitalization $37.4M).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (11/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of 4.04x.

2. Business Model, Unit Margins & SEC Financial Trajectory

XBP Global Holdings Inc. Is a NASDAQ-listed company classified in the Technology sector and EDP Services industry. The FY 2024 revenue figure of $872.7M is reported without segment or customer detail ().

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), XBP Global Holdings Inc. (XBP) reported $378.9M in annual revenue (up from $872.7M in FY2024, -56.6% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.1M revenue, -$11.0M net income) through FY2025, XBP scaled operating cash flow to $0 and free cash flow to $0, backed by $902.1M in total assets against $353.3M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 39/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $2.00 – $8.55 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and 2nd-order bottlenecks cannot be identified from the source data. An investor should note that the absence of mapped links means ripple effects from suppliers, customers, or peer companies are not quantified here. The sector is listed as Technology and the industry as EDP Services, but no peer correlation data is provided.

  • Key Question #1: Can XBP sustain or expand its — operating margin and — ROIC against EDP Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $378.9M and free cash flow of $0, how will capital allocation balance growth reinvestment against $353.3M in total debt?
  • Key Question #3: How sensitive is XBP's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

XBP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for XBP Global Holdings Inc. (XBP) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to XBP Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

XBP Bull vs. Bear Conversation Board — What's Your Call at $2.72?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON XBP 🐻 33% BEARISH CONVICTION
1. Pick Your Side on XBP:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $3.25 (+23.1%)
📌 Pinned Debate

Insiders reportedly acquired stock, and the RQD rating's forensic pillar is the strongest at 11 / 20 with a Piotroski F-Score of 6/9.

The street is overcomplicating XBP Global Holdings Inc. (XBP). Insiders reportedly acquired stock, and the RQD rating's forensic pillar is the strongest at 11 / 20 with a Piotroski F-Score of 6/9.. With an RQD score of 39/100 (D-) and Forensic Balance Sheet at 11/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $2.85.

EarningsSniper 🐂 BULL

Both sides have a point here — XBP's 11/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $2.06 (-22.0%)
Spot @ $2.64

Debt rose from $1.5M to $353.3M against $37.1M of cash, with a Debt/Equity of 4.04 and a 0% ROIC.

I respect the product at XBP Global Holdings Inc., but the stock at $2.64 is a different story. Debt rose from $1.5M to $353.3M against $37.1M of cash, with a Debt/Equity of 4.04 and a 0% ROIC.. FCF yield is 0.0% and RQD sits at 39/100 (D-) — why pay up here when you can wait for next quarter's numbers?

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