Block Inc. (XYZ) Next Earnings Date & Expected ±6% Move

$76.22 -0.95% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $75.94

Block Inc. (XYZ) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $46.23B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on XYZ Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is XYZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, Block Inc. (NYSE: XYZ) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $76.22 (-0.95% 1D, market cap $46.23B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 14/20. Across 714 tracked Technology issuers, XYZ ranks #175 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does XYZ compare to VEEV and ADSK in the Technology sector?
▼

Within the Technology sector (Computer Software: Prepackaged Software), XYZ carries a Roarable C (64/100 RQD), trailing P/E of 35.4x, gross margin of 42.8%, and ROIC of 5.9%. By comparison, VEEV (Veeva Systems Inc.) holds a B+ grade (78/100 RQD, P/E 55.3x, ROIC 11.1%, cap $50.25B) and ADSK (Autodesk Inc.) posts a B grade (73/100 RQD, P/E 44.9x, ROIC 30.8%, cap $50.52B). Among the 5-stock peer group, XYZ leads on earnings multiple (35.4x) while ADSK leads on capital efficiency (30.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for XYZ?
▼

Per XYZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001512673), Block Inc. generated $24.19B in revenue (+0.3% YoY), $1.31B in net income, and $2.42B in free cash flow against $39.55B in total assets and $7.82B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $75.95 (-0.36%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 10% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C
Cash (13)Whales (12)SEC (11)Macro (14)CEO (14)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$92 Bull$78 Base$61 Bear
📬 FREE XYZ RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for XYZ)Realized 20D OHLCV Swing Band: ±6%
Deterministic 5-Pillar Attribution (64/100 Composite)
🔍 WHY XYZ SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (22% of score)

FRED Regime × Technicals: 72% of 52W Range • RSI-14 at 50.4 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+14/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk11/20 pts (-9 pt drag)

Balance-sheet & 10-K footnote risk deducts 9 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
72
Grade B$76.86+1.6% Next Q
Q2 (-2Q)
69
Grade B-$78.10-4.1% Next Q
Q3 (-1Q)
67
Grade B-$74.87+1.8% Next Q
Current
64
Grade C$76.22+1.1% Hist 90D α
Trajectory: B (72) → C (64)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the XYZ Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, XYZ faces multiple-compression risk if 35.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 40.3% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($77.80) or 200D SMA ($71.25) invalidates the momentum regime and cuts Target Base ($78.28) toward Bear Floor ($61.06).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $XYZ• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “XYZ Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±6% Swing Band

±$4.57 Expected Swing
$71.65 (-6%)Spot $76.22$80.79 (+6%)
MODEL EARNINGS SETUP GAUGE

XYZ Quantitative Pre-Earnings Setup: 64/100

Trailing EPS: $2.17 • YoY Revenue Growth: 0.3%

Model Bullish Setup (64/100)Model Risk Weight (36/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$24.19B$1.31B$2.42B42.8%
FY 20242024-12-31$24.12B$2.90B$1.55B36.9%
FY 20232023-12-31$21.92B$9.8M-$885.2M42.8%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating XYZ & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on XYZ
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
XYZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.01%📐 HORIZONTAL RANGE
2026-11-02O $75.21H $76.95L $75.21C $76.22VOL 4.33M
RES: $96.07SUP: $69.03SMA50: $77.80SMA200: $71.25
$88.56$81.76$74.96$68.16$61.36RES $96.07SUP $69.03$76.222026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

XYZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
27.3%/yr Implied 5Y Growth

vs. +0.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on XYZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for XYZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for XYZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (XYZ)

Technology Rank #175 of 714 ⚔️ VEEV vs XYZ Full Matrix →

1. Head-to-Head Technology Peer Comparison (XYZ vs. VEEV, ADSK, TEAM, OKTA)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Block Inc. (XYZ) ranks #175 by composite RQD confidence (64/100, grade C) and #68 by equity capitalization ($46.23B). Within this direct 5-issuer industry benchmark cohort, XYZ leads on earnings valuation at 35.4x trailing P/E, while ADSK leads on capital efficiency and profitability with 30.8% ROIC and 91.0% gross margin. VEEV currently holds the highest overall quantitative score in the immediate peer group at 78/100 (B+) compared with XYZ at 64/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
XYZ ACTIVE
Block Inc.
C 64/100 35.4x 42.8% 5.9% -0.95% $46.23B Benchmark Subject
VEEV
Veeva Systems Inc.
B+ 78/100 55.3x 75.5% 11.1% +0.84% $50.25B /veev-vs-xyz →
ADSK
Autodesk Inc.
B 73/100 44.9x 91.0% 30.8% +3.26% $50.52B /adsk-vs-xyz →
TEAM
Atlassian Corporation
C- 61/100 — 82.8% -2.5% -6.07% $51.47B /team-vs-xyz →
OKTA
Okta Inc.
B 73/100 — 77.4% 1.6% -6.14% $38.79B /okta-vs-xyz →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001512673

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Block Inc. (XYZ) reported GAAP revenue of $24.19B (+0.3% vs. FY2024 revenue of $24.12B , and +10.4% cumulative change since FY2023) , GAAP net income of $1.31B, operating cash flow of $2.58B, and free cash flow of $2.42B (+56.1% YoY). On the balance sheet, XYZ closed FY2025 with $39.55B in total assets against $7.82B in total debt (Altman Z-Score: 2.86, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $24.19B $1.31B $2.58B $2.42B $39.55B $7.82B
FY2024 (FY) 2024-12-31 $24.12B $2.90B $1.71B $1.55B $36.78B $6.99B
FY2023 (FY) 2023-12-31 $21.92B $9.8M $101.0M -$885.2M $26.30B $6.15B

3. XYZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is XYZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Block Inc. (NYSE: XYZ) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $76.22 (-0.95% 1D, market cap $46.23B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 14/20. Across 714 tracked Technology issuers, XYZ ranks #175 in composite RQD confidence.

How does XYZ compare to VEEV and ADSK in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), XYZ carries a Roarable C (64/100 RQD), trailing P/E of 35.4x, gross margin of 42.8%, and ROIC of 5.9%. By comparison, VEEV (Veeva Systems Inc.) holds a B+ grade (78/100 RQD, P/E 55.3x, ROIC 11.1%, cap $50.25B) and ADSK (Autodesk Inc.) posts a B grade (73/100 RQD, P/E 44.9x, ROIC 30.8%, cap $50.52B). Among the 5-stock peer group, XYZ leads on earnings multiple (35.4x) while ADSK leads on capital efficiency (30.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for XYZ?

Per XYZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001512673), Block Inc. generated $24.19B in revenue (+0.3% YoY), $1.31B in net income, and $2.42B in free cash flow against $39.55B in total assets and $7.82B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is XYZ trading relative to its 50-day, 200-day, and 52-week technical levels?

XYZ last traded at $76.22 (-0.95% on volume of 5,795,150 shares), positioning the stock -2.03% below its 50-day simple moving average ($77.80) and +6.98% above its 200-day simple moving average ($71.25). Across its 52-week range of $48.21 to $86.92, XYZ sits at the 72.4% percentile with a 14-day RSI of 50.4 (NEUTRAL RANGE) and an implied next-earnings move of ±6.0% ($71.65 to $80.79).

XYZ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is XYZ's next earnings date?

Based on SEC filing cadence, Block Inc. (XYZ)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is XYZ stock expected to move on earnings?

Volatility modeling currently projects a ±6% event move for XYZ, spanning a range between $71.65 and $80.79.

ROARABLE RATING BRIEF • RQD 64/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

XYZ — Block Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:11:21Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, Block Inc. scores 64 out of 100, a letter grade of C, labeled "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are: Fundamental Cash Engine at 13/20 (ROIC 5.9%; FCF yield 5.24%), Whale 13F Flow at 12/20 (institutional accumulation and options positioning), Insider Conviction at 14/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 14/20 (Beta 1.39; sector sensitivity), and Forensic Balance Sheet at 11/20 (Altman Z 2.86; Piotroski F 7/9; Debt/Equity 0.33).

For a prospective investor, the pattern is a mid-range composite with no single dominant strength. The cash-generation pillar and the insider-flow pillar are the relatively stronger components, while institutional flow and the forensic balance-sheet pillar score lowest. The 5.24% FCF yield and 5.9% ROIC are the main upside-supporting fundamentals, whereas the 35.4x trailing P/E and 25.5x EV/EBITDA represent a valuation tradeoff that prices in substantial future growth. The Beta of 1.39 implies above-market sensitivity to broad moves, which the Macro Regime Fit pillar captures. Taken together, the rating frames Block as a balanced risk-reward profile rather than a clear-cut opportunity or a clear-cut warning.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
76.95$46.23B35.432.925.52.170%1.39$48.21 - $86.925.9%

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$24193.7M$1708.4M$1305.6MN/A$2424.7M$6564.1M$7821.0M
FY 2024$24121.1M$892.3M$2897.0MN/A$1553.4M$8075.2M$6994.2M
FY 2023$21915.6M$-278.8M$9.8MN/A$-885.2MN/A$6153.9M

Per the SEC financials, revenue rose from $21915.6M in FY 2023 to $24193.7M in FY 2025, while operating income moved from $-278.8M to $1708.4M over the same span. FY 2025 net income of $1305.6M was below FY 2024's $2897.0M despite higher operating income. Per the Roarable RQD rating and market data, the current gross margin is 42.8%, operating margin 7.1%, and net margin 5.4%, with ROIC at 5.9%. The Altman Z-Score is 2.86 and the Piotroski F-Score is 7/9, and Debt/Equity is 0.33. Debt of $7821.0M exceeds cash of $6564.1M in FY 2025.

Recent Catalysts & News Wire Analysis

Per the recent news feed, the items are:

  • A Yahoo! Finance Canada market report and a Motley Fool buying guide (both YELLOW, Market Wire).
  • A GuruFocus report on an FTC investigation over consumer complaints, with shares reported down 1.9% (YELLOW).
  • A director sale of $1.42m in XYZ stock reported by Investing.com (YELLOW).
  • An Investor's Business Daily report that shares fell on a Morgan Stanley downgrade tied to a Cash App shift (RED, Risk Watch).
  • A Benzinga report that a billionaire investor bought 2.56 million Block shares in Q2 (YELLOW).

Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE, with no butterfly links and no proprietary signals.

Open Questions

  • What is the composition of revenue and the operating drivers behind the FY 2025 net income decline versus FY 2024, given that operating income rose?
  • What is the scope and status of the FTC investigation, and what financial exposure, if any, does it carry?
  • What does the Morgan Stanley downgrade specifically cite regarding the Cash App shift, and how material is the Cash App business to revenue?
  • Why does the source report EPS as N/A for all reported periods while a trailing EPS of 2.17 is listed in market data?
  • What institutional and insider holdings exist beyond the single Form 4 sale and the reported Q2 accumulation?

XYZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Block Inc. (XYZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to XYZ Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

XYZ Bull vs. Bear Conversation Board — What's Your Call at $76.22?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON XYZ 🐻 50% BEARISH CONVICTION
1. Pick Your Side on XYZ:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $83.11 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is XYZ (C • RQD 64/100) a Buy at $76.95?

Welcome to the XYZ (Block Inc.) Roar Pit. Current RQD Composite is 64/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Computer Software: Prepackaged Software. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (35.4x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $62.33 (-19.0%)
Spot @ $76.95

Pump the brakes on XYZ — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on XYZ, but look at what you are paying: 35.4x trailing P/E with 42.8% gross margins. Unless Block Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

QU QuantViper Verified K Arena Trader 🐂 BULLISH 🎯 Target: $97.73 (+27.0%)
Spot @ $76.95

XYZ cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on XYZ, the market is fixating on short-term headline noise in Computer Software: Prepackaged Software and ignoring the balance sheet and cash flow trajectory. At $76.95 (52-wk range $48.21 - $86.92), any beat on forward guidance forces shorts and underweight funds to chase.

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