COMP <GO>
MCY vs SIGI // NET PROFIT MARGIN
Mercury General Corporation (NYSE) VS. Selective Insurance Group Inc. (NASDAQ) • 15-METRIC TALLY: MCY 3
— SIGI 6
▲ NET PROFIT MARGIN LEADER: MCY
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
net-margins
9.00%
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
net-margins
8.70%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCY VS. SIGI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCY | SIGI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 22.40% | 6.80% | +15.60 | MCY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 14.8x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 19.12% | 20.38% | -1.26 | SIGI | /fcf-yield <GO> |
| Operating Margin | — | 10.70% | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 9.00% | 8.70% | +0.30 | MCY | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 9.80% | -0.40 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.24% | 1.59% | -0.35 | SIGI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | SIGI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.7 | 73.0 | -23.30 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.16 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 11.7x | -1.90 | MCY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.67B | $5.83B | -$157.7M | SIGI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCY REV | SIGI REV | MCY GROSS % | SIGI GROSS % | MCY FCF | SIGI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $5.34B | — | — | $1.09B | $1.19B |
| FY 2024 | $5.48B | $4.86B | — | — | $1.04B | $1.07B |
| FY 2023 | $4.63B | $4.23B | — | — | $453.0M | $568.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCY // BETA —
SIGI // BETA 1.16