COMP <GO>
SIGI vs MCY // FREE CASH FLOW YIELD
Selective Insurance Group Inc. (NASDAQ) VS. Mercury General Corporation (NYSE) • 15-METRIC TALLY: SIGI 6
— MCY 3
▲ FREE CASH FLOW YIELD LEADER: SIGI
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
fcf-yield
20.38%
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
fcf-yield
19.12%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. MCY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | MCY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.80% | 22.40% | -15.60 | MCY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.8x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 20.38% | 19.12% | +1.26 | SIGI | /fcf-yield <GO> |
| Operating Margin | 10.70% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 9.00% | -0.30 | MCY | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | 9.40% | +0.40 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 1.24% | +0.35 | SIGI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | SIGI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 73.0 | 49.7 | +23.30 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 9.8x | +1.90 | MCY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.67B | $157.7M | SIGI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | MCY REV | SIGI GROSS % | MCY GROSS % | SIGI FCF | MCY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | $5.99B | — | — | $1.19B | $1.09B |
| FY 2024 | $4.86B | $5.48B | — | — | $1.07B | $1.04B |
| FY 2023 | $4.23B | $4.63B | — | — | $568.5M | $453.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
MCY // BETA —