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Stock Ratings / Financials / USDE
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StablecoinX Inc. (Class A) (USDE) — RQD Stock Rating Cockpit

$7.65 -9.25% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.51

StablecoinX Inc. (Class A) (USDE) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $229.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on USDE Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is USDE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, StablecoinX Inc. (Class A) (NASDAQ: USDE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $7.65 (-9.25% 1D, market cap $229.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, USDE ranks #601 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does USDE compare to ONIT and MFIN in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), USDE carries a Roarable D+ (52/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ONIT (Onity Group Inc.) holds a D- grade (40/100 RQD, P/E N/A, ROIC 30.2%, cap $229.9M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for USDE?
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Per USDE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002080215), StablecoinX Inc. (Class A) generated $287.3K in revenue, $0 in net income, and $0 in free cash flow against $683.9K in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $7.51 (-1.85%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 641.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY • 50.1% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510052
2-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- · Rk C
Cash (10)Whales (7)SEC (13)Macro (13)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-2.7% Base Target
$19 Bull$7 Base$6 Bear
📬 FREE USDE RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for USDE)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (52/100 Composite)
🔍 WHY USDE SCORES 52/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (25% of score)

FRED Regime × Technicals: 38% of 52W Range • RSI-14 at 40.6 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
60
Grade C$12.32-13.4% Next Q
Q2 (-2Q)
57
Grade C$10.67-4.6% Next Q
Q3 (-1Q)
55
Grade C$10.18-24.9% Next Q
Current
52
Grade D+$7.65-1.1% Hist 90D α
Trajectory: C (60) → D+ (52)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a USDE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While USDE currently carries a cautious 52/100 (D+) rating due to Whale & Options Positioning (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($10.58) and Max Pain ($8.03) forces dealer call-delta covering toward $19.02.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $USDE• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “USDE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 52%NO 48%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
40.630 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE38% OF RANGE
L: $1$7.65H: $18
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 16 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

2-of-3 Quant Analysts Bearish Warning on USDE

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (50)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (48)

16/40 institutional & smart-money positioning score with 13/20 macro alignment.

Bull Case: Why Buyers Like USDE
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring USDE)

  • ✓Walkthrough of USDE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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USDE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +106.76%▼ SUPPORT BREAKDOWN
2026-11-03O $9.88H $9.88L $7.65C $7.65VOL 1.15M
SUP: $10.16SMA50: $10.58SMA200: $6.92
$19.28$14.42$9.55$4.69$-0.18SUP $10.16$7.652026-06-262026-07-292026-08-312026-10-012026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

USDE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 USDE Butterfly Map → + Track USDE →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on USDE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for USDE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for USDE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (USDE)

Financials Rank #601 of 1097 ⚔️ ONIT vs USDE Full Matrix →

1. Head-to-Head Financials Peer Comparison (USDE vs. ONIT, MFIN, DGXX, CPSS)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, StablecoinX Inc. (Class A) (USDE) ranks #601 by composite RQD confidence (52/100, grade D+) and #858 by equity capitalization ($229.2M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while ONIT leads on capital efficiency and profitability with 30.2% ROIC and — gross margin. CPSS currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with USDE at 52/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
USDE ACTIVE
StablecoinX Inc. (Class A)
D+ 52/100 — — — -9.25% $229.2M Benchmark Subject
ONIT
Onity Group Inc.
D- 40/100 — — 30.2% +5.27% $229.9M /onit-vs-usde →
MFIN
Medallion Financial Corp.
D+ 52/100 6.2x — 10.5% -0.79% $231.9M /mfin-vs-usde →
DGXX
Digi Power X Inc. Subordinate Voting Shares
E 19/100 — — -23.0% -4.28% $225.1M /dgxx-vs-usde →
CPSS
Consumer Portfolio Services Inc.
C 64/100 11.3x — 6.2% -1.18% $221.9M /cpss-vs-usde →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002080215 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), StablecoinX Inc. (Class A) (USDE) reported GAAP revenue of $287.3K , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, USDE closed FY2025 with $683.9K in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $287.3K $0 — — $683.9K —

3. USDE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is USDE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, StablecoinX Inc. (Class A) (NASDAQ: USDE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $7.65 (-9.25% 1D, market cap $229.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, USDE ranks #601 in composite RQD confidence.

How does USDE compare to ONIT and MFIN in the Financials sector?

Within the Financials sector (Finance: Consumer Services), USDE carries a Roarable D+ (52/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ONIT (Onity Group Inc.) holds a D- grade (40/100 RQD, P/E N/A, ROIC 30.2%, cap $229.9M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for USDE?

Per USDE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002080215), StablecoinX Inc. (Class A) generated $287.3K in revenue, $0 in net income, and $0 in free cash flow against $683.9K in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is USDE trading relative to its 50-day, 200-day, and 52-week technical levels?

USDE last traded at $7.65 (-9.25% on volume of 1,034,044 shares), positioning the stock -27.69% below its 50-day simple moving average ($10.58) and +10.55% above its 200-day simple moving average ($6.92). Across its 52-week range of $1.33 to $18.11, USDE sits at the 37.7% percentile with a 14-day RSI of 40.6 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($6.69 to $8.61).

Direct Sub-Reports: USDE RQD Cockpit USDE 12M Forecast USDE Earnings & Move USDE Dividends & DRIP USDE Insiders & 13F USDE Whale Options USDE Profit Sankey USDE News & Why
ROARABLE RATING BRIEF • RQD 52/100 (D+) ✓ SEC XBRL & RQD VERIFIED

USDE — StablecoinX Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

StablecoinX Inc. (Class A) (USDE) earns a live Roarable RQD composite score of 52/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $7.65 (-9.25% 1D, market capitalization $229.2M).

  • Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (7/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

StablecoinX Inc. (Class A) (USDE) is a NASDAQ-listed operating company in the Finance: Consumer Services industry (Financials sector) with an equity market capitalization of $229.2M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 0% (free cash flow yield of 0%). Within the Finance: Consumer Services peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), StablecoinX Inc. (Class A) (USDE) reported $287.3K in annual revenue and $0 in GAAP net income. Operating cash flow reached $0 and free cash flow totaled $0, backed by $683.9K in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D+ • RQD 52/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 7/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $1.33 – $18.11 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Finance: Consumer Services (Financials), USDE carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can USDE sustain or expand its — operating margin and — ROIC against Finance: Consumer Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $287.3K and free cash flow of $0, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is USDE's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

USDE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for StablecoinX Inc. (Class A) (USDE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to USDE Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

USDE Bull vs. Bear Conversation Board — What's Your Call at $7.65?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON USDE 🐻 33% BEARISH CONVICTION
1. Pick Your Side on USDE:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $9.78 (+16.0%)
📌 Pinned Debate

Balance-sheet forensics are mid-range (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.5) and beta is 1.0, with the stock up 4.44% on the

Picked up a starter position in USDE in my $100K Virtual Cash book at $8.43. Balance-sheet forensics are mid-range (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.5) and beta is 1.0, with the stock up 4.44% on the day.. Trading inside a $1.56–$18.11 52-week range with 0.0% FCF yield gives solid downside support if Finance: Consumer Services multiples expand this quarter.

VolSurface_Trader 🐂 BULL

@MeanReversion_88 Shorting a 7/20 institutional whale-flow stock at $8.43 is dangerous when funds are rotating into Financials.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $6.66 (-21.0%)
Spot @ $8.43

Reported FY 2025 revenue, operating income, and net income are all $0.0M, with ROIC and FCF yield at 0%, and the October 22 decline was

Reported FY 2025 revenue, operating income, and net income are all $0.0M, with ROIC and FCF yield at 0%, and the October 22 decline was attributed to shareholder supply pressure and ENA unlocking.. Look at the math on USDE: paying current EV/EBITDA multiples for 0.0% ROIC and 0.0% operating margins leaves zero margin of safety if Finance: Consumer Services demand softens. I'd wait for a retest of $7.42 before getting long.

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