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Stock Ratings / Real Estate / YOUL
STG (46) YQ (42) AACG (30) FEDU (56) ⌘ Pro Terminal β†’

Youlife Group Inc. (YOUL) β€” RQD Stock Rating Cockpit

$0.23 -7.07% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.23

Youlife Group Inc. (YOUL) carries a Roarable Rating of D (Sell) with 44/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D β€’ SELL / AVOID Cap $34.4M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on YOUL Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is YOUL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Youlife Group Inc. (NASDAQ: YOUL) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 44/100 at a spot price of $0.23 (-7.07% 1D, market cap $34.4M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 13/20. Across 51 tracked Real Estate issuers, YOUL ranks #30 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does YOUL compare to STG and YQ in the Real Estate sector?
β–Ό

Within the Real Estate sector (Other Consumer Services), YOUL carries a Roarable D (44/100 RQD), trailing P/E of 5.9x, gross margin of 10.4%, and ROIC of 0.9%. By comparison, STG (Sunlands Technology Group representing (Class A)) holds a D grade (46/100 RQD, P/E N/A, ROIC 80.4%, cap $30.8M) and YQ (17 Education & Technology Group Inc.) posts a D- grade (42/100 RQD, P/E N/A, ROIC -35.0%, cap $29.2M). Among the 5-stock peer group, FEDU leads on earnings multiple (5.2x) while STG leads on capital efficiency (80.4% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for YOUL?
β–Ό

Per YOUL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002028177), Youlife Group Inc. generated $265.2M in revenue, $6.2M in net income, and $1.7M in free cash flow against $177.7M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $0.23 (-1.46%)🧬 Cannibal Buyback (-1.52% YoY Shares)βš™οΈ Cash Engine: 5/20 (E) β€’ 0.6% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (44/100 Β· D) historically underperformed SPY in 71% of rolling 90-day windows (-6.5% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERSELL / AVOID β€’ D
025507510044
3-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- Β· Rk D
Cash (5)Whales (8)SEC (10)Macro (8)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE-4.3% Base Target
$2 Bull$0 Base$0 Bear
πŸ“¬ FREE YOUL RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for YOUL)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (44/100 Composite)
πŸ” WHY YOUL SCORES 44/100 (D) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (30% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy β€’ Cannibal Buyback (-1.52% YoY Shares)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (23% of score)

Altman Z-Score 1.62 (DISTRESS RISK (<1.8)) β€’ Piotroski F-Score 4/9

β–Ό #1 Drag / Risk Factor: Cash Engine Quality5/20 pts (-15 pt drag)

Capital intensity & 0.4% operating margin leave 15 pts on the table

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
52
Grade C-$0.31-9.7% Next Q
Q2 (-2Q)
49
Grade D$0.28+3.6% Next Q
Q3 (-1Q)
47
Grade D$0.29-20.7% Next Q
Current
44
Grade D$0.23-6.5% Hist 90D Ξ±
Trajectory: C- (52) β†’ D (44)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a YOUL Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While YOUL currently carries a cautious 44/100 (D) rating due to Cash Engine Quality (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.39) and Max Pain ($0.24) forces dealer call-delta covering toward $2.24.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.52% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $YOULβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œYOUL Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 44%NO 56%Trade / Inspect Odds β†’
RSI-14 MOMENTUMNEUTRAL RANGE
33.730 Oversold Β· 70 Hot
ALTMAN-Z SHIELDDISTRESS RISK (<1.8)
1.62>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
4 / 99-Pt Accounting
52-WEEK LASER RANGE2% OF RANGE
L: $0$0.23H: $2
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 5 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D+RQD 21 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 18 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

3-of-3 Quant Analysts Bearish Warning on YOUL

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (25)

0.9% ROIC with 10.4% gross margin and 4.71% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 1.62 and Piotroski 4/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (48)

21/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like YOUL
  • βœ“Established market leader in Real Estate with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring YOUL)

  • βœ“Walkthrough of YOUL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
YOUL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -73.86%πŸ›‘οΈ HOLDING TREND SUPPORT
2026-11-03O $0.26H $0.26L $0.23C $0.23VOL 528.7K
RES: $0.33SUP: $0.20SMA50: $0.39SMA200: $0.73
$1.63$1.25$0.86$0.47$0.08RES $0.33SUP $0.20$0.232026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

YOUL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ YOUL Butterfly Map β†’ + Track YOUL β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
-11.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on YOUL today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for YOUL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for YOUL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (YOUL)

Real Estate Rank #30 of 51 βš”οΈ STG vs YOUL Full Matrix β†’

1. Head-to-Head Real Estate Peer Comparison (YOUL vs. STG, YQ, AACG, FEDU)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Youlife Group Inc. (YOUL) ranks #30 by composite RQD confidence (44/100, grade D) and #34 by equity capitalization ($34.4M). Within this direct 5-issuer industry benchmark cohort, FEDU leads on earnings valuation at 5.2x trailing P/E, while STG leads on capital efficiency and profitability with 80.4% ROIC and 86.9% gross margin. FEDU currently holds the highest overall quantitative score in the immediate peer group at 56/100 (D+) compared with YOUL at 44/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
YOUL ACTIVE
Youlife Group Inc.
D 44/100 5.9x 10.4% 0.9% -7.07% $34.4M Benchmark Subject
STG
Sunlands Technology Group representing (Class A)
D 46/100 β€” 86.9% 80.4% 0.00% $30.8M /stg-vs-youl β†’
YQ
17 Education & Technology Group Inc.
D- 42/100 β€” 47.7% -35.0% +5.20% $29.2M /yq-vs-youl β†’
AACG
ATA Creativity Global
E 30/100 β€” 48.6% -35.0% -7.62% $44.5M /aacg-vs-youl β†’
FEDU
Four Seasons Education (Cayman) Inc. each ADS representing 10
D+ 56/100 5.2x 25.8% β€” +5.73% $21.7M /fedu-vs-youl β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0002028177 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Youlife Group Inc. (YOUL) reported GAAP revenue of $265.2M , GAAP net income of $6.2M, operating cash flow of $1.7M, and free cash flow of $1.7M . On the balance sheet, YOUL closed FY2025 with $177.7M in total assets against $0 in total debt (Altman Z-Score: 1.62, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $265.2M $6.2M $1.7M $1.7M $177.7M β€”

3. YOUL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is YOUL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Youlife Group Inc. (NASDAQ: YOUL) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 44/100 at a spot price of $0.23 (-7.07% 1D, market cap $34.4M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 13/20. Across 51 tracked Real Estate issuers, YOUL ranks #30 in composite RQD confidence.

How does YOUL compare to STG and YQ in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), YOUL carries a Roarable D (44/100 RQD), trailing P/E of 5.9x, gross margin of 10.4%, and ROIC of 0.9%. By comparison, STG (Sunlands Technology Group representing (Class A)) holds a D grade (46/100 RQD, P/E N/A, ROIC 80.4%, cap $30.8M) and YQ (17 Education & Technology Group Inc.) posts a D- grade (42/100 RQD, P/E N/A, ROIC -35.0%, cap $29.2M). Among the 5-stock peer group, FEDU leads on earnings multiple (5.2x) while STG leads on capital efficiency (80.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for YOUL?

Per YOUL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002028177), Youlife Group Inc. generated $265.2M in revenue, $6.2M in net income, and $1.7M in free cash flow against $177.7M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is YOUL trading relative to its 50-day, 200-day, and 52-week technical levels?

YOUL last traded at $0.23 (-7.07% on volume of 188,956 shares), positioning the stock -41.03% below its 50-day simple moving average ($0.39) and -68.49% below its 200-day simple moving average ($0.73). Across its 52-week range of $0.20 to $2.13, YOUL sits at the 1.6% percentile with a 14-day RSI of 33.7 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($1.00 to $0.26).

Direct Sub-Reports: YOUL RQD Cockpit YOUL 12M Forecast YOUL Earnings & Move YOUL Dividends & DRIP YOUL Insiders & 13F YOUL Whale Options YOUL Profit Sankey YOUL News & Why
ROARABLE RATING BRIEF β€’ RQD 44/100 (D) βœ“ SEC XBRL & RQD VERIFIED

YOUL β€” Youlife Group Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Youlife Group Inc. (YOUL) earns a live Roarable RQD composite score of 44/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $0.23 (-7.07% 1D, market capitalization $34.4M).

  • Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of 0.9%, gross margin of 10.4%, operating margin of 0.4%, and free cash flow yield of 4.71%.
  • Whale 13F & Options Flow (8/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of 1.62, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Youlife Group Inc. Is a NASDAQ-listed issuer classified in the Real Estate sector and Other Consumer Services industry. FY 2025 revenue was $265.2M.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Youlife Group Inc. (YOUL) reported $265.2M in annual revenue and $6.2M in GAAP net income. Operating cash flow reached $1.7M and free cash flow totaled $1.7M, backed by $177.7M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (D β€’ RQD 44/100): Established market leader in Real Estate with deep daily trading liquidity. Free cash flow yield of 4.71% and institutional whale pillar of 8/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $0.20 – $2.13 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 5.9x trailing P/E and 18.7x EV/EBITDA against 0.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Other Consumer Services (Real Estate), YOUL carries a macro regime beta of 1.00 and gross margin of 10.4%.

  • Key Question #1: Can YOUL sustain or expand its 0.4% operating margin and 0.9% ROIC against Other Consumer Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $265.2M and free cash flow of $1.7M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is YOUL's 5.5x forward P/E multiple to Real Estate capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

YOUL Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Youlife Group Inc. (YOUL) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to YOUL Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

YOUL Bull vs. Bear Conversation Board β€” What's Your Call at $0.23?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON YOUL 🐻 33% BEARISH CONVICTION
1. Pick Your Side on YOUL:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER β€’ Swing & Catalyst Trader πŸ‚ BULLISH 🎯 Target: $0.30 (+20.0%)
πŸ“Œ Pinned Debate

Reported first-half 2026 results and a GREEN-flagged triple-digit revenue growth catalyst, paired with a 4.71% FCF yield and a 5.9 P/E.

Long YOUL at $0.25 targeting $0.30. Reported first-half 2026 results and a GREEN-flagged triple-digit revenue growth catalyst, paired with a 4.71% FCF yield and a 5.9 P/E.. Institutional whale score is 8/20 and the risk/reward vs. the $0.20 52-week low is skewed heavily in favor of bulls.

VolSurface_Trader πŸ‚ BULL

@CreditSpread_Watch Shorting a 8/20 institutional whale-flow stock at $0.25 is dangerous when funds are rotating into Real Estate.

CR CreditSpread_Watch RQD DEBATE OPENER β€’ Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $0.20 (-20.0%)
Spot @ $0.25

A 45/100 D-grade RQD rating with a 0.9% ROIC, Altman Z of 1.62, and a 10.41% single-day decline with no analyst or holder coverage.

Fading this rally in YOUL at $0.25. A 45/100 D-grade RQD rating with a 0.9% ROIC, Altman Z of 1.62, and a 10.41% single-day decline with no analyst or holder coverage.. With a beta of 1.0 and the stock sitting at $0.25 (52-wk range $0.20–$2.13), the easy multiple expansion is already priced in.

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