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Stock Ratings / Financials / BBVA / insiders
BMO (64) SMFG (59) SAN (50) HDB (65) ⌘ Pro Terminal β†’

Banco Bilbao Vizcaya Argentaria S.A. (BBVA) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$23.44 -4.13% NYSE β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $23.22

Banco Bilbao Vizcaya Argentaria S.A. (BBVA) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

πŸ“Š Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY) β†’
ROARABLE D+ β€’ SELL / AVOID Cap $138.60B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BBVA Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is BBVA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $23.44 (-4.13% 1D, market cap $138.60B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BBVA ranks #612 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does BBVA compare to BMO and SMFG in the Financials sector?
β–Ό

Within the Financials sector (Commercial Banks), BBVA carries a Roarable D+ (52/100 RQD), trailing P/E of 32.8x, gross margin of β€”, and ROIC of 9.9%. By comparison, BMO (Bank Of Montreal) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $122.25B) and SMFG (Sumitomo Mitsui Financial Group Inc Unsponsored American) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $157.38B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BBVA?
β–Ό

For Banco Bilbao Vizcaya Argentaria S.A. (BBVA), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #612 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $23.22 (-0.93%)🧬 Cannibal Buyback (-1.24% YoY Shares)βš™οΈ Cash Engine: 12/20 (C-) β€’ 15.8% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY β€’ 50.1% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERSELL / AVOID β€’ D+
025507510052
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ Β· Rk D+
Cash (12)Whales (7)SEC (15)Macro (6)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-2.7% Base Target
$31 Bull$23 Base$18 Bear
πŸ“¬ FREE BBVA RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for BBVA)Realized 20D OHLCV Swing Band: Β±3.6%
Deterministic 5-Pillar Attribution (52/100 Composite)
πŸ” WHY BBVA SCORES 52/100 (D+) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 8/9

β–² #2 Bullish Driver: Cash Engine Quality+12/20 pts (23% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($3.06B FCF) & 52% Gross Margin

β–Ό #1 Drag / Risk Factor: Macro Regime Fit6/20 pts (-14 pt drag)

Macro rate sensitivity & RSI-14 (37.4) create a -14 pt regime headwind

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
60
Grade C$26.43-3.6% Next Q
Q2 (-2Q)
57
Grade C$25.49-1% Next Q
Q3 (-1Q)
55
Grade C$25.24-7.1% Next Q
Current
52
Grade D+$23.44-1.1% Hist 90D Ξ±
Trajectory: C (60) β†’ D+ (52)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a BBVA Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While BBVA currently carries a cautious 52/100 (D+) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($27.30) and Max Pain ($24.61) forces dealer call-delta covering toward $31.12.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BBVAβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œBBVA Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 52%NO 48%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

BBVA Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BBVA)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BBVA. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BBVA)

  • βœ“Walkthrough of BBVA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BBVA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.53%πŸ›‘οΈ HOLDING TREND SUPPORT
2026-11-02O $25.01H $25.01L $23.44C $23.44VOL 2.03M
RES: $33.61SUP: $23.28SMA50: $27.30SMA200: $24.77
$30.27$27.67$25.08$22.49$19.90RES $33.61SUP $23.28$23.442026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BBVA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ BBVA Butterfly Map β†’ + Track BBVA β†’
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth

vs. +11.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BBVA today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for BBVA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BBVA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BBVA)

Financials Rank #612 of 1096 βš”οΈ BMO vs BBVA Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (BBVA vs. BMO, SMFG, SAN, HDB)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Banco Bilbao Vizcaya Argentaria S.A. (BBVA) ranks #612 by composite RQD confidence (52/100, grade D+) and #20 by equity capitalization ($138.60B). Within this direct 5-issuer industry benchmark cohort, HDB leads on earnings valuation at 14.9x trailing P/E, while HDB leads on capital efficiency and profitability with 20.7% ROIC and β€” gross margin. HDB currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with BBVA at 52/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BBVA ACTIVE
Banco Bilbao Vizcaya Argentaria S.A.
D+ 52/100 32.8x β€” 9.9% -4.13% $138.60B Benchmark Subject
BMO
Bank Of Montreal
C 64/100 32.8x β€” 9.9% -2.70% $122.25B /bmo-vs-bbva β†’
SMFG
Sumitomo Mitsui Financial Group Inc Unsponsored American
C- 59/100 32.8x β€” 9.9% -1.86% $157.38B /smfg-vs-bbva β†’
SAN
Banco Santander S.A. Sponsored ADR (Spain)
D 50/100 32.8x β€” 9.9% -4.77% $170.08B /san-vs-bbva β†’
HDB
HDFC Bank Limited
C 65/100 14.9x β€” 20.7% +1.74% $111.86B /hdb-vs-bbva β†’

2. BBVA Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Banco Bilbao Vizcaya Argentaria S.A. (BBVA) operates in Commercial Banks (Financials) with an equity capitalization of $138.60B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of β€”, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. BBVA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BBVA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $23.44 (-4.13% 1D, market cap $138.60B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BBVA ranks #612 in composite RQD confidence.

How does BBVA compare to BMO and SMFG in the Financials sector?

Within the Financials sector (Commercial Banks), BBVA carries a Roarable D+ (52/100 RQD), trailing P/E of 32.8x, gross margin of β€”, and ROIC of 9.9%. By comparison, BMO (Bank Of Montreal) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $122.25B) and SMFG (Sumitomo Mitsui Financial Group Inc Unsponsored American) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $157.38B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BBVA?

For Banco Bilbao Vizcaya Argentaria S.A. (BBVA), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #612 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BBVA trading relative to its 50-day, 200-day, and 52-week technical levels?

BBVA last traded at $23.44 (-4.13% on volume of 2,856,219 shares), positioning the stock -14.14% below its 50-day simple moving average ($27.30) and -5.37% below its 200-day simple moving average ($24.77). Across its 52-week range of $19.84 to $29.64, BBVA sits at the 36.7% percentile with a 14-day RSI of 37.4 (NEUTRAL RANGE) and an implied next-earnings move of Β±3.6% ($22.60 to $24.28).

BBVA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Are BBVA insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies BBVA leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: BBVA RQD Cockpit BBVA 12M Forecast BBVA Earnings & Move BBVA Dividends & DRIP BBVA Insiders & 13F BBVA Whale Options BBVA Profit Sankey BBVA News & Why
ROARABLE RATING BRIEF β€’ RQD 52/100 (D+) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

BBVA β€” Banco Bilbao Vizcaya Argentaria S.A.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:08:03Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BBVA scores 52 out of 100, a D+ grade labeled "Roarable Sell β€” Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 12/20 (ROIC 9.9%; FCF yield 2.21%); Whale 13F Flow at 7/20 (institutional accumulation and options positioning); Insider Conviction at 12/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 6/20 (Beta 1.01; sector sensitivity); and Forensic Balance Sheet at 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). The weakest pillars are Macro Regime Fit and Whale 13F Flow, while the balance-sheet pillar is the strongest. For a prospective investor, the rating points to a stock whose forensic strength is offset by modest cash returns and weak institutional and macro support. Valuation is a central tradeoff: per the market data, trailing P/E is 32.8 and forward P/E is 30.5, which is high relative to the 2.21% FCF yield. Upside drivers would need to come from earnings growth or rerating, while the 0% dividend yield means there is no income cushion. This is an analytical framing, not personalized advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
$24.45$138.6B32.830.5210.740%1.01$19.84 - $29.649.9%

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts feed, the items are:

  • Price target action (RISK WATCH): A TradingView report references a price target cut to $27.92, implying 12% upside. This is the only item flagged RED.
  • Price move (CATALYST): A GuruFocus report references shares surging 1.9%.
  • Price move (MARKET WIRE): A TradingKey report references a 3.31% decline on Oct 7.
  • Dividend framing (MARKET WIRE): A Yahoo Finance report describes BBVA as a dividend stock, which conflicts with the 0% dividend yield in the market data.
  • General market-wire items (MARKET WIRE): Yahoo! Finance Canada and marketscreener.com reports covering market action and positioning, without specific details.

The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.

Open Questions

  • What are the reported revenue, operating income, net income, and cash/debt figures for recent periods, and what is the actual trend?
  • Does the 0% dividend yield in the market data conflict with the dividend-stock framing in the Yahoo Finance headline, and what is the actual payout policy?
  • What is the analyst consensus rating and the current price-target distribution beyond the single referenced target?
  • Who are the institutional and insider holders, and what are the direction and size of recent 13F and Form 4 activity?
  • What drives the 32.8 trailing P/E given EPS of 0.74, and what earnings growth is embedded in the 30.5 forward P/E?

BBVA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Banco Bilbao Vizcaya Argentaria S.A. (BBVA) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to BBVA Debate Forum (3) ↓
🟑 MARKET WIRE marketscreener.com β€’ 11h ago
BBVA Stock (BBVA) - Quote BME

marketscreener.com report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.

Read Full Source β†—
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BBVA Bull vs. Bear Conversation Board β€” What's Your Call at $23.44?

πŸ‚ 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BBVA 🐻 50% BEARISH CONVICTION
1. Pick Your Side on BBVA:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk βš–οΈ DEBATE HOST 🎯 Target: $26.41 (+8.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is BBVA (D+ β€’ RQD 52/100) a Buy at $24.45?

Welcome to the BBVA (Banco Bilbao Vizcaya Argentaria S.A.) Roar Pit. Current RQD Composite is 52/100 (Roarable Sell β€” Weak Fundamentals / Trim) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $20.54 (-16.0%)
Spot @ $24.45

Pump the brakes on BBVA β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BBVA, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Banco Bilbao Vizcaya Argentaria S.A. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $30.32 (+24.0%)
Spot @ $24.45

BBVA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BBVA, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $24.45 (52-wk range $19.84 - $29.64), any beat on forward guidance forces shorts and underweight funds to chase.

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