Banco Bilbao Vizcaya Argentaria S.A. (BBVA) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-02, Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $23.44 (-4.13% 1D, market cap $138.60B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BBVA ranks #612 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BBVA carries a Roarable D+ (52/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BMO (Bank Of Montreal) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $122.25B) and SMFG (Sumitomo Mitsui Financial Group Inc Unsponsored American) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $157.38B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).
For Banco Bilbao Vizcaya Argentaria S.A. (BBVA), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #612 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($3.06B FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (37.4) create a -14 pt regime headwind
While BBVA currently carries a cautious 52/100 (D+) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Clean SEC annual filing review with no major hidden accounting time-bombs.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($27.30) and Max Pain ($24.61) forces dealer call-delta covering toward $31.12.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Banco Bilbao Vizcaya Argentaria S.A. (BBVA) dropped -4.13% to $23.44, trading at 37% of its 52-week range ($19.84 – $29.64). Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Yahoo! Finance Canada report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Banks whose clients are exposed to the super El Niño cycle building in the Pacific Ocean are now assessing loan structures and loss risks, with debt rescheduling among options being considered.
AI giants are racing to build vast data center networks, pouring hundreds of billions into infrastructure while their heavy spending rattles wider markets. That stress on balance sheets and funding needs can shift power
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +11.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BBVA today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BBVA. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Banco Bilbao Vizcaya Argentaria S.A. (BBVA) ranks #612 by composite RQD confidence (52/100, grade D+) and #20 by equity capitalization ($138.60B). Within this direct 5-issuer industry benchmark cohort, HDB leads on earnings valuation at 14.9x trailing P/E, while HDB leads on capital efficiency and profitability with 20.7% ROIC and — gross margin. HDB currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with BBVA at 52/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BBVA
ACTIVE
Banco Bilbao Vizcaya Argentaria S.A. | D+ | 52/100 | 32.8x | — | 9.9% | -4.13% | $138.60B | Benchmark Subject |
| BMO Bank Of Montreal | C | 64/100 | 32.8x | — | 9.9% | -2.70% | $122.25B | /bmo-vs-bbva → |
| SMFG Sumitomo Mitsui Financial Group Inc Unsponsored American | C- | 59/100 | 32.8x | — | 9.9% | -1.86% | $157.38B | /smfg-vs-bbva → |
| SAN Banco Santander S.A. Sponsored ADR (Spain) | D | 50/100 | 32.8x | — | 9.9% | -4.77% | $170.08B | /san-vs-bbva → |
| HDB HDFC Bank Limited | C | 65/100 | 14.9x | — | 20.7% | +1.74% | $111.86B | /hdb-vs-bbva → |
Banco Bilbao Vizcaya Argentaria S.A. (BBVA) operates in Commercial Banks (Financials) with an equity capitalization of $138.60B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.
As of 2026-11-02, Banco Bilbao Vizcaya Argentaria S.A. (NYSE: BBVA) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $23.44 (-4.13% 1D, market cap $138.60B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BBVA ranks #612 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BBVA carries a Roarable D+ (52/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, BMO (Bank Of Montreal) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $122.25B) and SMFG (Sumitomo Mitsui Financial Group Inc Unsponsored American) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $157.38B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).
For Banco Bilbao Vizcaya Argentaria S.A. (BBVA), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #612 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
BBVA last traded at $23.44 (-4.13% on volume of 2,856,219 shares), positioning the stock -14.14% below its 50-day simple moving average ($27.30) and -5.37% below its 200-day simple moving average ($24.77). Across its 52-week range of $19.84 to $29.64, BBVA sits at the 36.7% percentile with a 14-day RSI of 37.4 (NEUTRAL RANGE) and an implied next-earnings move of ±3.6% ($22.60 to $24.28).
Why BBVA Stock dropped -4.13% Today — RQD Quant Desk Flash. Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, BBVA scores 52 out of 100, a D+ grade labeled "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 12/20 (ROIC 9.9%; FCF yield 2.21%); Whale 13F Flow at 7/20 (institutional accumulation and options positioning); Insider Conviction at 12/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 6/20 (Beta 1.01; sector sensitivity); and Forensic Balance Sheet at 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). The weakest pillars are Macro Regime Fit and Whale 13F Flow, while the balance-sheet pillar is the strongest. For a prospective investor, the rating points to a stock whose forensic strength is offset by modest cash returns and weak institutional and macro support. Valuation is a central tradeoff: per the market data, trailing P/E is 32.8 and forward P/E is 30.5, which is high relative to the 2.21% FCF yield. Upside drivers would need to come from earnings growth or rerating, while the 0% dividend yield means there is no income cushion. This is an analytical framing, not personalized advice.
Per the recent news and catalysts feed, the items are:
The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.
Real-time company headlines, analyst actions, and sector developments for Banco Bilbao Vizcaya Argentaria S.A. (BBVA) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo! Finance Canada report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Banco Bilbao Vizcaya Argentaria S.A. (BBVA) market action, institutional positioning, and fundamental catalysts.
Welcome to the BBVA (Banco Bilbao Vizcaya Argentaria S.A.) Roar Pit. Current RQD Composite is 52/100 (Roarable Sell — Weak Fundamentals / Trim) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on BBVA, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Banco Bilbao Vizcaya Argentaria S.A. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on BBVA, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $24.45 (52-wk range $19.84 - $29.64), any beat on forward guidance forces shorts and underweight funds to chase.
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