Bain Capital Specialty Finance Inc. (BCSF) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Bain Capital Specialty Finance Inc. (NYSE: BCSF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $10.77 (-0.74% 1D, market cap $698.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BCSF ranks #785 in composite RQD confidence.
Within the Financials sector (Finance/Investors Services), BCSF carries a Roarable D (45/100 RQD), trailing P/E of 7.1x, gross margin of —, and ROIC of 8.8%. By comparison, FDUS (Fidus Investment Corporation) holds a D- grade (39/100 RQD, P/E N/A, ROIC —, cap $732.9M) and NMFC (New Mountain Finance Corporation) posts a D grade (45/100 RQD, P/E 40.3x, ROIC 1.4%, cap $664.0M). Among the 5-stock peer group, SLRC leads on earnings multiple (7.0x) while SLRC leads on capital efficiency (9.3% ROIC).
Per BCSF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001655050), Bain Capital Specialty Finance Inc. generated $0 in revenue, $98.8M in net income, and $29.5M in free cash flow against $2.66B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)
SEC XBRL FY 2025 (10-K): 0.7% FCF Margin ($29.5M FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (52.1) create a -14 pt regime headwind
While BCSF currently carries a cautious 45/100 (D) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($11.04) and Max Pain ($11.31) forces dealer call-delta covering toward $15.44.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.52% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Bain Capital Specialty Finance Inc. (BCSF) slipped -0.74% to $10.77, trading at 16% of its 52-week range ($10 – $14.7). Stretched risk/reward at 7x P/E (9% return on capital) under elevated 10-year interest-rate pressure.
Yahoo Finance report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BCSF today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BCSF. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Bain Capital Specialty Finance Inc. (BCSF) ranks #785 by composite RQD confidence (45/100, grade D) and #622 by equity capitalization ($698.6M). Within this direct 5-issuer industry benchmark cohort, SLRC leads on earnings valuation at 7.0x trailing P/E, while SLRC leads on capital efficiency and profitability with 9.3% ROIC and — gross margin. BCSF currently leads its immediate peer cohort in composite quantitative strength at 45/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BCSF
ACTIVE
Bain Capital Specialty Finance Inc. | D | 45/100 | 7.1x | — | 8.8% | -0.74% | $698.6M | Benchmark Subject |
| FDUS Fidus Investment Corporation | D- | 39/100 | — | — | — | -0.67% | $732.9M | /fdus-vs-bcsf → |
| NMFC New Mountain Finance Corporation | D | 45/100 | 40.3x | — | 1.4% | -0.14% | $664.0M | /nmfc-vs-bcsf → |
| SLRC SLR Investment Corp. | E | 32/100 | 7.0x | — | 9.3% | -1.36% | $634.5M | /slrc-vs-bcsf → |
| AIO Virtus Artificial Intelligence & Technology Opportunities Fund of | D | 44/100 | — | — | — | -1.45% | $818.7M | /aio-vs-bcsf → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bain Capital Specialty Finance Inc. (BCSF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $98.8M, operating cash flow of $29.5M, and free cash flow of $29.5M (+209.0% YoY). On the balance sheet, BCSF closed FY2025 with $2.66B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $98.8M | $29.5M | $29.5M | $2.66B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $119.4M | -$27.1M | -$27.1M | $2.63B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $123.4M | $219.3M | $219.3M | — | — |
As of 2026-11-03, Bain Capital Specialty Finance Inc. (NYSE: BCSF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $10.77 (-0.74% 1D, market cap $698.6M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BCSF ranks #785 in composite RQD confidence.
Within the Financials sector (Finance/Investors Services), BCSF carries a Roarable D (45/100 RQD), trailing P/E of 7.1x, gross margin of —, and ROIC of 8.8%. By comparison, FDUS (Fidus Investment Corporation) holds a D- grade (39/100 RQD, P/E N/A, ROIC —, cap $732.9M) and NMFC (New Mountain Finance Corporation) posts a D grade (45/100 RQD, P/E 40.3x, ROIC 1.4%, cap $664.0M). Among the 5-stock peer group, SLRC leads on earnings multiple (7.0x) while SLRC leads on capital efficiency (9.3% ROIC).
Per BCSF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001655050), Bain Capital Specialty Finance Inc. generated $0 in revenue, $98.8M in net income, and $29.5M in free cash flow against $2.66B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
BCSF last traded at $10.77 (-0.74% on volume of 574,005 shares), positioning the stock -2.45% below its 50-day simple moving average ($11.04) and -13.35% below its 200-day simple moving average ($12.43). Across its 52-week range of $10.00 to $14.70, BCSF sits at the 16.4% percentile with a 14-day RSI of 52.1 (NEUTRAL RANGE) and an implied next-earnings move of ±5.0% ($10.23 to $11.31).
Why BCSF Stock slipped -0.74% Today — RQD Quant Desk Flash. Stretched risk/reward at 7x P/E (9% return on capital) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, BCSF scores 46 out of 100, grade D, labeled "Roarable Sell — Underperform / Distribution Warning." The five pillars are: Fundamental Cash Engine 10/20 (ROIC 8.8%; FCF yield 4.19%), Whale 13F Flow 7/20 (institutional accumulation and options positioning), Insider Conviction 13/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit 6/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet 10/20 (Altman Z 2.5; Piotroski F 3/9; Debt/Equity 0.5).
Taken together, the pillar scores indicate weakness across most dimensions. The highest-scoring pillar, Insider Conviction at 13/20, is the strongest component, while Macro Regime Fit at 6/20 and Whale 13F Flow at 7/20 are the weakest. For a prospective investor, the practical implications are: the 4.19% FCF yield and 8.8% ROIC provide some cash-generation support, but the Piotroski F-Score of 3/9 signals limited fundamental strength on that framework. The price-to-earnings multiples (7.1 TTM, 6.6 forward) sit at the low end of the source data's range, which may reflect market skepticism rather than a clear discount; the source data does not establish which. The Beta of 1.0 means the rating's macro-fit weakness reflects sector sensitivity rather than unusual volatility. The verdict label itself flags distribution risk, which an investor should weigh against the stock's position near its 52-week low.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $98.8M | N/A | $29.5M | $23.1M | N/A |
| FY 2024 | $0.0M | $0.0M | $119.4M | N/A | $-27.1M | $51.6M | N/A |
| FY 2023 | $0.0M | $0.0M | $123.4M | N/A | $219.3M | N/A | N/A |
Per the SEC financials, net income declined from $123.4M (FY 2023) to $119.4M (FY 2024) and then to $98.8M (FY 2025), while free cash flow moved from $219.3M to $-27.1M before recovering to $29.5M. Per the market data section, gross, operating, and net margins are each reported as 0%, which the source data does not explain; revenue is reported as $0.0M in each period. The market data reports ROIC of 8.8%, and the Roarable RQD rating records an Altman Z-Score of 2.5, a Piotroski F-Score of 3/9, and Debt/Equity of 0.5. Reported debt is N/A across all periods, so balance-sheet leverage cannot be traced to the financials section beyond the Debt/Equity figure.
Per the recent news section, six items were reported, all tagged with a YELLOW signal and a "MARKET WIRE" impact label. Two headlines report BCSF setting a new 12-month or 1-year low (MarketBeat), which corresponds to the 52-week range of $10 - $14.7 and the current price of $10.85. A third headline announces the scheduling of the earnings release for the quarter ended September 30, 2026, a near-term scheduled catalyst. Another headline reports an institutional purchase by Columbus Macro LLC, and a Stock Traders Daily item discusses technical reactions to BCSF trends in macro strategies. Risk watch items include the repeated new-low headlines and the macro-strategy technical discussion. Per the Butterfly Supply-Chain Graph, no proprietary signals are recorded.
Real-time company headlines, analyst actions, and sector developments for Bain Capital Specialty Finance Inc. (BCSF) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Bain Capital Specialty Finance Inc. (BCSF) market action, institutional positioning, and fundamental catalysts.
Welcome to the BCSF (Bain Capital Specialty Finance Inc.) Roar Pit. Current RQD Composite is 46/100 (Roarable Sell — Underperform / Distribution Warning) in Finance/Investors Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on BCSF, but look at what you are paying: 7.1x trailing P/E with tightening sector spreads. Unless Bain Capital Specialty Finance Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on BCSF, the market is fixating on short-term headline noise in Finance/Investors Services and ignoring the balance sheet and cash flow trajectory. At $10.85 (52-wk range $10.00 - $14.70), any beat on forward guidance forces shorts and underweight funds to chase.
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