Franklin Templeton Inc. (BEN) — RQD Stock Rating Cockpit

$31.64 -2.16% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $31.46

Franklin Templeton Inc. (BEN) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $16.43B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BEN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Franklin Templeton Inc. (NYSE: BEN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $31.64 (-2.16% 1D, market cap $16.43B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, BEN ranks #272 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BEN compare to OWL and TPG in the Financials sector?
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Within the Financials sector (Investment Managers), BEN carries a Roarable C (65/100 RQD), trailing P/E of 31.3x, gross margin of —, and ROIC of 3.0%. By comparison, OWL (Blue Owl Capital Inc.) holds a C grade (65/100 RQD, P/E 53.1x, ROIC 6.3%, cap $16.23B) and TPG (TPG Inc.) posts a C grade (64/100 RQD, P/E 98.2x, ROIC 2.5%, cap $18.12B). Among the 5-stock peer group, CG leads on earnings multiple (17.9x) while OWL leads on capital efficiency (6.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BEN?
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Per BEN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0000038777), Franklin Templeton Inc. generated $8.77B in revenue (+3.5% YoY), $524.9M in net income, and $911.6M in free cash flow against $32.55B in total assets and $8.17B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $31.46 (-0.58%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 10.4% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY • 55.6% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510065
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C
Cash (13)Whales (11)SEC (15)Macro (11)CEO (15)
Each axis scored 0–20
12M PRICE TARGET CONE+3.2% Base Target
$39 Bull$33 Base$25 Bear
📬 FREE BEN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BEN)Realized 20D OHLCV Swing Band: ±5.1%
Deterministic 5-Pillar Attribution (65/100 Composite)
🔍 WHY BEN SCORES 65/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit11/20 pts (-9 pt drag)

Macro rate sensitivity & RSI-14 (53.6) create a -9 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
57
Grade C$31.18+0.2% Next Q
Q2 (-2Q)
60
Grade C$31.24+0% Next Q
Q3 (-1Q)
62
Grade C+$31.23+1.3% Next Q
Current
65
Grade C$31.64+1.3% Hist 90D α
Trajectory: C (57) → C (65)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BEN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 65/100 (C) score, BEN faces multiple-compression risk if 31.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($32.69) or 200D SMA ($30.30) invalidates the momentum regime and cuts Target Base ($32.64) toward Bear Floor ($25.46).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BEN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BEN Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMNEUTRAL RANGE
53.630 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE69% OF RANGE
L: $21$31.64H: $36
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: CRQD 26 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on BEN

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (65)

3.0% ROIC with 42.0% gross margin and 5.55% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 4.20 and Piotroski 8/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (62)

26/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like BEN
  • ✓Company leadership has skin in the game with net positive insider conviction.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BEN Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BEN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.53%📐 HORIZONTAL RANGE
2026-11-02O $31.73H $32.34L $31.64C $31.64VOL 2.73M
RES: $35.99SUP: $29.74SMA50: $32.69SMA200: $30.30
$37.09$33.73$30.37$27.02$23.66RES $35.99SUP $29.74$31.642026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BEN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
24.2%/yr Implied 5Y Growth

vs. +3.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BEN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BEN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BEN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BEN)

Financials Rank #272 of 1096 ⚔️ OWL vs BEN Full Matrix →

1. Head-to-Head Financials Peer Comparison (BEN vs. OWL, TPG, CG, PS)

Industry: Investment Managers (79 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Franklin Templeton Inc. (BEN) ranks #272 by composite RQD confidence (65/100, grade C) and #128 by equity capitalization ($16.43B). Within this direct 5-issuer industry benchmark cohort, CG leads on earnings valuation at 17.9x trailing P/E, while OWL leads on capital efficiency and profitability with 6.3% ROIC and — gross margin. BEN currently leads its immediate peer cohort in composite quantitative strength at 65/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BEN ACTIVE
Franklin Templeton Inc.
C 65/100 31.3x — 3.0% -2.16% $16.43B Benchmark Subject
OWL
Blue Owl Capital Inc.
C 65/100 53.1x — 6.3% -0.77% $16.23B /owl-vs-ben →
TPG
TPG Inc.
C 64/100 98.2x — 2.5% -2.63% $18.12B /tpg-vs-ben →
CG
The Carlyle Group Inc.
E 33/100 17.9x — 5.4% -0.96% $14.46B /cg-vs-ben →
PS
Pershing Square Inc.
D+ 57/100 — — — -7.10% $19.66B /ps-vs-ben →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0000038777

In its most recent audited fiscal period (FY2025, filed 2025-09-30), Franklin Templeton Inc. (BEN) reported GAAP revenue of $8.77B (+3.5% vs. FY2024 revenue of $8.48B , and +11.7% cumulative change since FY2023) , GAAP net income of $524.9M, operating cash flow of $1.07B, and free cash flow of $911.6M (+14.8% YoY). On the balance sheet, BEN closed FY2025 with $32.55B in total assets against $8.17B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-09-30 $8.77B $524.9M $1.07B $911.6M $32.55B $8.17B
FY2024 (FY) 2024-09-30 $8.48B $464.8M $971.3M $794.2M $32.39B $7.67B
FY2023 (FY) 2023-09-30 $7.85B $882.8M $1.09B $736.0M $9.42B $2.20B

3. BEN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BEN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Franklin Templeton Inc. (NYSE: BEN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $31.64 (-2.16% 1D, market cap $16.43B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, BEN ranks #272 in composite RQD confidence.

How does BEN compare to OWL and TPG in the Financials sector?

Within the Financials sector (Investment Managers), BEN carries a Roarable C (65/100 RQD), trailing P/E of 31.3x, gross margin of —, and ROIC of 3.0%. By comparison, OWL (Blue Owl Capital Inc.) holds a C grade (65/100 RQD, P/E 53.1x, ROIC 6.3%, cap $16.23B) and TPG (TPG Inc.) posts a C grade (64/100 RQD, P/E 98.2x, ROIC 2.5%, cap $18.12B). Among the 5-stock peer group, CG leads on earnings multiple (17.9x) while OWL leads on capital efficiency (6.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BEN?

Per BEN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0000038777), Franklin Templeton Inc. generated $8.77B in revenue (+3.5% YoY), $524.9M in net income, and $911.6M in free cash flow against $32.55B in total assets and $8.17B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BEN trading relative to its 50-day, 200-day, and 52-week technical levels?

BEN last traded at $31.64 (-2.16% on volume of 3,989,479 shares), positioning the stock -3.21% below its 50-day simple moving average ($32.69) and +4.42% above its 200-day simple moving average ($30.30). Across its 52-week range of $21.11 to $36.28, BEN sits at the 69.4% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($30.03 to $33.25).

BEN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell BEN stock right now?

Franklin Templeton Inc. (BEN) currently earns a Roarable Rating of C (Hold — HOLD) with 65/100 RQD Confidence. Solid steady margins (3% return on capital), mixed timing at 31x P/E—hold if owned, no rush to chase.

What is BEN's 12-month price target and RQD AI Jury consensus?

BEN's 12-month base price target is $32.64 (range $25.46 to $38.52), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 65/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BEN — Franklin Templeton Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:14:21Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BEN scores 65 out of 100, grade C, labeled "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are: Fundamental Cash Engine 13/20 (ROIC 3%; FCF yield 5.55%); Whale 13F Flow 11/20 (institutional accumulation and options positioning); Insider Conviction 15/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit 11/20 (Beta 0.95; sector sensitivity); and Forensic Balance Sheet 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). For a prospective investor, the cash-generation pillar is the weakest link relative to valuation: a 3% ROIC paired with a 31.3x trailing P/E means the market is pricing in substantial improvement rather than current returns. The balance sheet and insider-activity pillars are the strongest supports in the rating. The Macro Regime Fit score reflects a beta near market levels, implying the stock is not a low-volatility holding relative to the broader market. Upside drivers in this framework depend on sustained FCF growth and ROIC expansion; valuation tradeoffs center on whether the current multiple leaves room for error. This is an analytical summary, not personalized financial advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
32.34$16.43B31.329.127.41.034.16%0.95$21.11 - $36.283%

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$8770.7M$604.1M$524.9MN/A$911.6MN/A$8170.5M
FY 2024$8478.0M$407.6M$464.8MN/A$794.2MN/A$7672.6M
FY 2023$7849.4M$1102.3M$882.8MN/A$736.0MN/A$2204.1M

Per the SEC financials, revenue rose from $7849.4M (FY 2023) to $8770.7M (FY 2025), while net income declined from $882.8M to $524.9M over the same span. Market data reports operating margin of 6.9%, net margin of 6%, and gross margin of 0%, with ROIC of 3%. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 8/9, with Debt/Equity of 0.5. Reported debt rose from $2204.1M (FY 2023) to $8170.5M (FY 2025) per the SEC financials, a trend that the Debt/Equity figure alone does not explain.

Open Questions

  • What is the source of the increase in reported debt from $2204.1M (FY 2023) to $8170.5M (FY 2025), and how does it relate to the declining net income?
  • What are the FY cash balances, since the cash field is N/A across all reported periods?
  • What specific insider, 13F, and Congressional transactions underlie the Insider Conviction and Whale Flow pillar scores?
  • What analyst consensus and price targets exist for BEN?
  • What product, client, and revenue-mix details explain the company's business model beyond its sector classification?

BEN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Franklin Templeton Inc. (BEN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BEN Debate Forum (3) ↓
🟡 MARKET WIRE Yahoo Finance • 8h ago
META_TITLE_QUOTE

Yahoo Finance report covering Franklin Templeton Inc. (BEN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BEN Bull vs. Bear Conversation Board — What's Your Call at $31.64?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BEN 🐻 50% BEARISH CONVICTION
1. Pick Your Side on BEN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $34.93 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is BEN (C • RQD 65/100) a Buy at $32.34?

Welcome to the BEN (Franklin Templeton Inc.) Roar Pit. Current RQD Composite is 65/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Investment Managers. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (31.3x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $24.26 (-25.0%)
Spot @ $32.34

Pump the brakes on BEN — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BEN, but look at what you are paying: 31.3x trailing P/E with tightening sector spreads. Unless Franklin Templeton Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $38.16 (+18.0%)
Spot @ $32.34

BEN cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BEN, the market is fixating on short-term headline noise in Investment Managers and ignoring the balance sheet and cash flow trajectory. At $32.34 (52-wk range $21.11 - $36.28), any beat on forward guidance forces shorts and underweight funds to chase.

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