Should I buy, hold, or sell BFAM stock right now?

Bright Horizons Family Solutions Inc. (BFAM) currently earns a Roarable Rating of C- (Hold — HOLD) with 61/100 RQD Confidence. Solid 23.8% gross margin (13% return on capital), mixed timing at 17x P/E—hold if owned, no rush to chase.

What is BFAM's 12-month price target and RQD AI Jury consensus?

BFAM's 12-month base price target is $55.04 (range $42.93 to $113.5), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Consumer Discretionary / BFAM

DFIN (79) UNF (63) CRAI (68) HRB (82) ⌘ Pro Terminal →

Bright Horizons Family Solutions Inc. (BFAM) — RQD Stock Rating Cockpit

$54.31 -1.22% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $54.09

Bright Horizons Family Solutions Inc. (BFAM) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $2.67B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BFAM Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BFAM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Bright Horizons Family Solutions Inc. (NYSE: BFAM) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $54.31 (-1.22% 1D, market cap $2.67B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 18/20. Across 1009 tracked Consumer Discretionary issuers, BFAM ranks #301 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BFAM compare to DFIN and UNF in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Other Consumer Services), BFAM carries a Roarable C- (61/100 RQD), trailing P/E of 16.9x, gross margin of 23.8%, and ROIC of 12.8%. By comparison, DFIN (Donnelley Financial Solutions Inc.) holds a B+ grade (79/100 RQD, P/E 46.3x, ROIC 21.4%, cap $1.63B) and UNF (Unifirst Corporation) posts a C grade (63/100 RQD, P/E 31.4x, ROIC 6.4%, cap $4.61B). Among the 5-stock peer group, HRB leads on earnings multiple (10.1x) while HRB leads on capital efficiency (46.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BFAM?

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Per BFAM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001437578), Bright Horizons Family Solutions Inc. generated $2.93B in revenue (+9.2% YoY), $193.1M in net income, and $258.5M in free cash flow against $3.89B in total assets and $747.6M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $54.09 (-0.41%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 8.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

Quant Analyst Panel Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BFAM)Realized 20D OHLCV Swing Band: ±10.8%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY BFAM SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (30% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (23% of score)

Altman Z-Score 1.99 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$68.41-2.2% Next Q

Q2 (-2Q)

Grade B-$66.92+3.5% Next Q

Q3 (-1Q)

Grade C+$69.29-21.6% Next Q

Current

Grade C-$54.31+0.5% Hist 90D α

Trajectory: B- (69) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BFAM Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, BFAM faces multiple-compression risk if 16.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 21.3% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($67.70) or 200D SMA ($73.60) invalidates the momentum regime and cuts Target Base ($55.04) toward Bear Floor ($42.93).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BFAM• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BFAM Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

36.630 Oversold · 70 Hot

ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)

1.99>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE4% OF RANGE

L: $52$54.31H: $108

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (23.8% gross margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 24 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40

MULTI-MODEL QUANT PANEL DELIBERATION

Quant Analyst Panel Split (Battleground) on BFAM

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (60)

12.8% ROIC with 23.8% gross margin and 7.94% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (70)

Altman-Z 1.99 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (58)

24/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like BFAM

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BFAM Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BFAM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -32.85%▼ DESCENDING CHANNEL

2026-11-03O $66.98H $66.98L $54.31C $54.31VOL 7.37M

RES: $73.76SUP: $51.31SMA50: $67.70SMA200: $73.60

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BFAM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BFAM Butterfly Map → + Track BFAM →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

9.8%/yr Implied 5Y Growth

vs. +9.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BFAM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BFAM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BFAM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BFAM)

Consumer Discretionary Rank #301 of 1009 ⚔️ DFIN vs BFAM Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (BFAM vs. DFIN, UNF, CRAI, HRB)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Bright Horizons Family Solutions Inc. (BFAM) ranks #301 by composite RQD confidence (61/100, grade C-) and #377 by equity capitalization ($2.67B). Within this direct 5-issuer industry benchmark cohort, HRB leads on earnings valuation at 10.1x trailing P/E, while HRB leads on capital efficiency and profitability with 46.2% ROIC and 44.5% gross margin. HRB currently holds the highest overall quantitative score in the immediate peer group at 82/100 (A-) compared with BFAM at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BFAM ACTIVE Bright Horizons Family Solutions Inc.	C-	61/100	16.9x	23.8%	12.8%	-1.22%	$2.67B	Benchmark Subject
DFIN Donnelley Financial Solutions Inc.	B+	79/100	46.3x	—	21.4%	+1.29%	$1.63B	/dfin-vs-bfam →
UNF Unifirst Corporation	C	63/100	31.4x	36.6%	6.4%	+1.44%	$4.61B	/unf-vs-bfam →
CRAI CRA International Inc.	C+	68/100	22.5x	—	33.6%	+0.56%	$1.23B	/crai-vs-bfam →
HRB H&R Block Inc.	A-	82/100	10.1x	44.5%	46.2%	+1.83%	$6.29B	/hrb-vs-bfam →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001437578 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bright Horizons Family Solutions Inc. (BFAM) reported GAAP revenue of $2.93B (+9.2% vs. FY2024 revenue of $2.69B , and +21.3% cumulative change since FY2023) , GAAP net income of $193.1M, operating cash flow of $350.7M, and free cash flow of $258.5M (+7.7% YoY). On the balance sheet, BFAM closed FY2025 with $3.89B in total assets against $747.6M in total debt (Altman Z-Score: 1.99, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.93B	$193.1M	$350.7M	$258.5M	$3.89B	$747.6M
FY2024 (FY)	2024-12-31	$2.69B	$140.2M	$337.5M	$240.2M	$3.85B	$918.4M
FY2023 (FY)	2023-12-31	$2.42B	$74.2M	$256.1M	$147.3M	$2.90B	$679.0M

3. BFAM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BFAM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BFAM compare to DFIN and UNF in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for BFAM?

Where is BFAM trading relative to its 50-day, 200-day, and 52-week technical levels?

BFAM last traded at $54.31 (-1.22% on volume of 2,259,146 shares), positioning the stock -19.78% below its 50-day simple moving average ($67.70) and -26.21% below its 200-day simple moving average ($73.60). Across its 52-week range of $52.10 to $108.10, BFAM sits at the 3.9% percentile with a 14-day RSI of 36.6 (NEUTRAL RANGE) and an implied next-earnings move of ±10.8% ($48.44 to $60.18).

Direct Sub-Reports: BFAM RQD Cockpit BFAM 12M Forecast BFAM Earnings & Move BFAM Dividends & DRIP BFAM Insiders & 13F BFAM Whale Options BFAM Profit Sankey BFAM News & Why

ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ SEC XBRL & RQD VERIFIED

BFAM — Bright Horizons Family Solutions Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Bright Horizons Family Solutions Inc. (BFAM) earns a live Roarable RQD composite score of 61/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $54.31 (-1.22% 1D, market capitalization $2.67B).

Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 12.8%, gross margin of 23.8%, operating margin of 10.7%, and free cash flow yield of 7.94%.
Whale 13F & Options Flow (6/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (11/20) + Forensic Balance Sheet (14/20): Incorporates a 1.16x equity beta, Altman Z-Score of 1.99, Piotroski F-Score of 7/9, and Debt/Equity of 0.56x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Bright Horizons Family Solutions Inc. Is a NYSE-listed issuer in the Consumer Discretionary sector and Other Consumer Services industry..3B. — for product detail, customer base, or revenue-model specifics beyond the sector and industry classification.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Bright Horizons Family Solutions Inc. (BFAM) reported $2.93B in annual revenue (up from $2.69B in FY2024, +9.2% YoY) and $193.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.42B revenue, $74.2M net income) through FY2025, BFAM scaled operating cash flow to $350.7M and free cash flow to $258.5M, backed by $3.89B in total assets against $747.6M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C- • RQD 61/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 7.94% and institutional whale pillar of 6/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $52.10 – $108.10 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 16.9x trailing P/E and 9.8x EV/EBITDA against 10.7% operating margins and a 1.16x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— for upstream or downstream dependencies, sector-correlation mapping, or 2nd-order bottlenecks. The only sector-level evidence is the classification (Consumer Discretionary / Other Consumer Services) and the beta of 1.16, which implies amplified sensitivity to broad market moves.

Key Question #1: Can BFAM sustain or expand its 10.7% operating margin and 12.8% ROIC against Other Consumer Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.93B and free cash flow of $258.5M, how will capital allocation balance growth reinvestment against $747.6M in total debt?
Key Question #3: How sensitive is BFAM's 15.7x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.16x)?

BFAM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Bright Horizons Family Solutions Inc. (BFAM) • Click "Debate This Headline" to argue it in the Roar Pit below

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🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

Bright Horizons Family Solutions Inc. (BFAM) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering Bright Horizons Family Solutions Inc. (BFAM) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Motley Fool • 1d ago

Why Bright Horizons Family Solutions Stock Swooned on Friday

The Motley Fool report covering Bright Horizons Family Solutions Inc. (BFAM) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Bright Horizons Family Solutions (BFAM): Reallocating Capital Following Australian Performance Setbacks