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NTCT (66) KD (48) FIVN (60) AGYS (71) ⌘ Pro Terminal →

CarGurus Inc. (Class A) (CARG) 12-Month Stock Forecast & Price Target Cone

$33.79 +5.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $34.18

CarGurus Inc. (Class A) (CARG) earns a Roarable Rating of B+ (Buy) with 77/100 RQD Confidence. High-quality cash engine (92.8% gross margin, 85% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ • BUY Cap $2.87B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CARG Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CARG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, CarGurus Inc. (Class A) (NASDAQ: CARG) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 77/100 at a spot price of $33.79 (+5.00% 1D, market cap $2.87B). Pillar breakdown: Fundamental Cash Engine 20/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 19/20. Across 715 tracked Technology issuers, CARG ranks #25 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CARG compare to NTCT and KD in the Technology sector?
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Within the Technology sector (EDP Services), CARG carries a Roarable B+ (77/100 RQD), trailing P/E of 18.6x, gross margin of 92.8%, and ROIC of 85.0%. By comparison, NTCT (NetScout Systems Inc.) holds a C+ grade (66/100 RQD, P/E 30.0x, ROIC 7.9%, cap $2.79B) and KD (Kyndryl Holdings Inc.) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $3.01B). Among the 5-stock peer group, CARG leads on earnings multiple (18.6x) while CARG leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CARG?
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Per CARG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001494259), CarGurus Inc. (Class A) generated $907.0M in revenue (+13.7% YoY), $155.9M in net income, and $288.9M in free cash flow against $661.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (92.8% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $34.18 (+1.14%)🧬 Cannibal Buyback (-3.20% YoY Shares)⚙️ Cash Engine: 20/20 (A+) • 31.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 77/100 (B+) historically ranked in the Top 10% of excess returns over the next 90 days (+7.8% avg 90D alpha vs SPY • 70.3% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B+
025507510077
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw A- · Rk B-
Cash (20)Whales (10)SEC (18)Macro (10)CEO (19)
Each axis scored 0–20
12M PRICE TARGET CONE+8.6% Base Target
$43 Bull$37 Base$28 Bear
📬 FREE CARG RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CARG)Realized 20D OHLCV Swing Band: ±8.2%
Deterministic 5-Pillar Attribution (77/100 Composite)
🔍 WHY CARG SCORES 77/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+20/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 31.9% FCF Margin ($288.9M FCF) & 92.8% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+19/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-3.20% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit10/20 pts (-10 pt drag)

Macro rate sensitivity & RSI-14 (54.7) create a -10 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
69
Grade B-$29.32+8% Next Q
Q2 (-2Q)
72
Grade B$31.66-2.2% Next Q
Q3 (-1Q)
74
Grade B+$30.96+9.1% Next Q
Current
77
Grade B+$33.79+7.8% Hist 90D α
Trajectory: B- (69) → B+ (77)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CARG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 77/100 (B+) score, CARG faces multiple-compression risk if 18.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-3.20% YoY Shares) — any gross margin slip below 90.3% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($32.16) or 200D SMA ($32.84) invalidates the momentum regime and cuts Target Base ($36.68) toward Bear Floor ($27.71).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CARG• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CARG Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 77%NO 23%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your CARG Position Size: $10,000

Shares at $33.79: 295.9 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $27.71
$8,201
$-1,799 (-18.0%)
12M Consensus BaseTarget $36.68
$10,855
+$855 (+8.6%)
12M Bull Case BreakoutTarget $43.28
$12,809
+$2,809 (+28.1%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (43 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 32● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskOUTPERFORM$3874%A
Goldman SachsSector Coverage LeadSTRONG BUY$4169%B
JP MorganUS Large-Cap ResearchHOLD$3258%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (CARG Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
CARG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.63%📐 HORIZONTAL RANGE
2026-11-03O $32.50H $33.79L $32.18C $33.79VOL 1.38M
RES: $44.10SUP: $26.33SMA50: $32.16SMA200: $32.84
$42.23$38.04$33.86$29.67$25.48RES $44.10SUP $26.33$33.792026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CARG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CARG Butterfly Map → + Track CARG →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
11.9%/yr Implied 5Y Growth

vs. +13.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CARG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CARG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CARG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CARG)

Technology Rank #25 of 715 ⚔️ NTCT vs CARG Full Matrix →

1. Head-to-Head Technology Peer Comparison (CARG vs. NTCT, KD, FIVN, AGYS)

Industry: EDP Services (163 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, CarGurus Inc. (Class A) (CARG) ranks #25 by composite RQD confidence (77/100, grade B+) and #257 by equity capitalization ($2.87B). Within this direct 5-issuer industry benchmark cohort, CARG leads on earnings valuation at 18.6x trailing P/E, while CARG leads on capital efficiency and profitability with 85.0% ROIC and 92.8% gross margin. CARG currently leads its immediate peer cohort in composite quantitative strength at 77/100 (B+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CARG ACTIVE
CarGurus Inc. (Class A)
B+ 77/100 18.6x 92.8% 85.0% +5.00% $2.87B Benchmark Subject
NTCT
NetScout Systems Inc.
C+ 66/100 30.0x 79.4% 7.9% -1.95% $2.79B /ntct-vs-carg →
KD
Kyndryl Holdings Inc.
D 48/100 — 21.8% — -1.88% $3.01B /kd-vs-carg →
FIVN
Five9 Inc.
C- 60/100 70.9x 55.1% 4.1% -1.57% $2.72B /fivn-vs-carg →
AGYS
Agilysys Inc.
B- 71/100 84.3x 62.6% 14.7% +1.88% $3.27B /agys-vs-carg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001494259 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CarGurus Inc. (Class A) (CARG) reported GAAP revenue of $907.0M (+13.7% vs. FY2024 revenue of $798.0M , and +29.9% cumulative change since FY2023) , GAAP net income of $155.9M, operating cash flow of $295.3M, and free cash flow of $288.9M (+60.2% YoY). On the balance sheet, CARG closed FY2025 with $661.9M in total assets against $0 in total debt (Altman Z-Score: 9.72, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $907.0M $155.9M $295.3M $288.9M $661.9M —
FY2024 (FY) 2024-12-31 $798.0M $21.0M $255.5M $180.3M $824.5M —
FY2023 (FY) 2023-12-31 $698.4M $22.1M $124.5M $124.5M — —

3. CARG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CARG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, CarGurus Inc. (Class A) (NASDAQ: CARG) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 77/100 at a spot price of $33.79 (+5.00% 1D, market cap $2.87B). Pillar breakdown: Fundamental Cash Engine 20/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 19/20. Across 715 tracked Technology issuers, CARG ranks #25 in composite RQD confidence.

How does CARG compare to NTCT and KD in the Technology sector?

Within the Technology sector (EDP Services), CARG carries a Roarable B+ (77/100 RQD), trailing P/E of 18.6x, gross margin of 92.8%, and ROIC of 85.0%. By comparison, NTCT (NetScout Systems Inc.) holds a C+ grade (66/100 RQD, P/E 30.0x, ROIC 7.9%, cap $2.79B) and KD (Kyndryl Holdings Inc.) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $3.01B). Among the 5-stock peer group, CARG leads on earnings multiple (18.6x) while CARG leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CARG?

Per CARG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001494259), CarGurus Inc. (Class A) generated $907.0M in revenue (+13.7% YoY), $155.9M in net income, and $288.9M in free cash flow against $661.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (92.8% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CARG trading relative to its 50-day, 200-day, and 52-week technical levels?

CARG last traded at $33.79 (+5.00% on volume of 1,682,642 shares), positioning the stock +5.07% above its 50-day simple moving average ($32.16) and +2.89% above its 200-day simple moving average ($32.84). Across its 52-week range of $26.39 to $41.22, CARG sits at the 49.9% percentile with a 14-day RSI of 54.7 (NEUTRAL RANGE) and an implied next-earnings move of ±8.2% ($31.02 to $36.56).

Direct Sub-Reports: CARG RQD Cockpit CARG 12M Forecast CARG Earnings & Move CARG Dividends & DRIP CARG Insiders & 13F CARG Whale Options CARG Profit Sankey CARG News & Why
ROARABLE RATING BRIEF • RQD 77/100 (B+) ✓ SEC XBRL & RQD VERIFIED

CARG — CarGurus Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

CarGurus Inc. (Class A) (CARG) earns a live Roarable RQD composite score of 77/100, corresponding to a B+ letter grade (Roarable Buy) at a spot price of $33.79 (+5.00% 1D, market capitalization $2.87B).

  • Fundamental Cash Engine (20/20): Anchored by return on invested capital (ROIC) of 85.0%, gross margin of 92.8%, operating margin of 27.0%, and free cash flow yield of 9.98%.
  • Whale 13F & Options Flow (10/20) + Insider Conviction (19/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (10/20) + Forensic Balance Sheet (18/20): Incorporates a 1.00x equity beta, Altman Z-Score of 9.72, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

CarGurus Inc. (Class A) is a NASDAQ-listed issuer classified under the Technology sector and EDP Services industry..9B. Per the market data, the company reports a gross margin of 92.8%, an operating margin of 27%, and a net margin of 17.2%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), CarGurus Inc. (Class A) (CARG) reported $907.0M in annual revenue (up from $798.0M in FY2024, +13.7% YoY) and $155.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($698.4M revenue, $22.1M net income) through FY2025, CARG scaled operating cash flow to $295.3M and free cash flow to $288.9M, backed by $661.9M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (B+ • RQD 77/100): Strong cash generator (92.8% gross margin)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 20/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $26.39 – $41.22 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 18.6x trailing P/E and 10.8x EV/EBITDA against 27.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies: — Sector correlations beyond the Technology/EDP Services classification: — Second-order bottlenecks: — Investors should treat the absence of mapped supply-chain links as a gap in the analysis rather than evidence of an absence of ripple effects.

  • Key Question #1: Can CARG sustain or expand its 27.0% operating margin and 85.0% ROIC against EDP Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $907.0M and free cash flow of $288.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is CARG's 15.6x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

CARG Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for CarGurus Inc. (Class A) (CARG) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CARG Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CARG Bull vs. Bear Conversation Board — What's Your Call at $33.79?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CARG 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CARG:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $39.90 (+24.0%)
📌 Pinned Debate

Per the Roarable RQD rating, an 85% ROIC and 9.98% FCF yield earn the maximum 20/20 fundamental cash-engine pillar.

Here is why I am bullish on CARG here at $32.18: Per the Roarable RQD rating, an 85% ROIC and 9.98% FCF yield earn the maximum 20/20 fundamental cash-engine pillar.. Compare CARG's 27.0% operating margin and 85.0% ROIC against the rest of EDP Services. As long as cash conversion holds up, dips toward $30.57 are getting bought.

ArenaChamp_24 🐂 BULL

@BreakoutHunter Agree on the RQD 77/100 quality, though with 1.0 beta I'm scaling in with half-size at $32.18 and keeping dry powder in case we test $29.93.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $27.03 (-16.0%)
Spot @ $32.18

Per the Roarable RQD rating, the macro regime pillar scores only 10/20 at beta 1.0, and no analyst or holder data is available to corro

Careful chasing CARG at $32.18. Per the Roarable RQD rating, the macro regime pillar scores only 10/20 at beta 1.0, and no analyst or holder data is available to corroborate the signals.. Gross margin is 92.8%, but operating margin is 27.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $27.03 on multiple compression.

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