Capital City Bank Group (CCBG) Next Earnings Date & Expected ±3.9% Move

$50.86 -0.62% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $50.93

Capital City Bank Group (CCBG) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $875.9M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Capital City Bank Group (NASDAQ: CCBG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $50.86 (-0.62% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #132 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CCBG compare to FCBC and ORRF in the Financials sector?
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Within the Financials sector (Major Banks), CCBG carries a Roarable B- (70/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CCBG?
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Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $50.93 (+0.13%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B-
025507510070
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk C
Cash (15)Whales (13)SEC (13)Macro (13)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+5.4% Base Target
$63 Bull$54 Base$42 Bear
📬 FREE CCBG RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CCBG)Realized 20D OHLCV Swing Band: ±3.9%
Deterministic 5-Pillar Attribution (70/100 Composite)
🔍 WHY CCBG SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+15/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 2% FCF Margin ($80.0M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit13/20 pts (-7 pt drag)

Macro rate sensitivity & RSI-14 (61.7) create a -7 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
62
Grade C+$48.39+0.5% Next Q
Q2 (-2Q)
65
Grade C+$48.63+4.7% Next Q
Q3 (-1Q)
67
Grade B-$50.90-0.1% Next Q
Current
70
Grade B-$50.86+6.6% Hist 90D α
Trajectory: C+ (62) → B- (70)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CCBG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 70/100 (B-) score, CCBG faces multiple-compression risk if 14.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($50.00) or 200D SMA ($47.26) invalidates the momentum regime and cuts Target Base ($53.61) toward Bear Floor ($41.71).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CCBG• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CCBG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±3.9% Swing Band

±$1.98 Expected Swing
$48.88 (-3.9%)Spot $50.86$52.84 (+3.9%)
MODEL EARNINGS SETUP GAUGE

CCBG Quantitative Pre-Earnings Setup: 70/100

Trailing EPS: $3.60 • YoY Revenue Growth: 12.4%

Model Bullish Setup (70/100)Model Risk Weight (30/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$0$61.6M$80.0M52%
FY 20242024-12-31$0$52.9M$54.9M52%
FY 20232023-12-31$0$52.3M$54.8M52%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating CCBG & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on CCBG
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
CCBG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.05%⚡ TESTING RESISTANCE
2026-11-02O $50.81H $51.18L $50.81C $50.86VOL 96.1K
RES: $51.58SUP: $47.49SMA50: $50.00SMA200: $47.26
$54.37$51.18$47.98$44.78$41.59RES $51.58SUP $47.49$50.862026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CCBG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
6.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CCBG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CCBG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CCBG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CCBG)

Financials Rank #132 of 1096 ⚔️ FCBC vs CCBG Full Matrix →

1. Head-to-Head Financials Peer Comparison (CCBG vs. FCBC, ORRF, GSBC, MPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Capital City Bank Group (CCBG) ranks #132 by composite RQD confidence (70/100, grade B-) and #579 by equity capitalization ($875.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with CCBG at 70/100 (B-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CCBG ACTIVE
Capital City Bank Group
B- 70/100 14.2x — 11.1% -0.62% $875.9M Benchmark Subject
FCBC
First Community Bankshares Inc. (VA)
D+ 56/100 72.8x — 2.4% +1.43% $875.2M /fcbc-vs-ccbg →
ORRF
Orrstown Financial Services Inc.
B 73/100 10.8x — 13.7% -1.17% $874.1M /orrf-vs-ccbg →
GSBC
Great Southern Bancorp Inc.
B 72/100 12.4x — 11.2% -0.96% $881.9M /gsbc-vs-ccbg →
MPB
Mid Penn Bancorp
D+ 58/100 15.4x — 6.9% -0.96% $868.7M /mpb-vs-ccbg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000726601

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Capital City Bank Group (CCBG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.6M, operating cash flow of $87.6M, and free cash flow of $80.0M (+45.8% YoY). On the balance sheet, CCBG closed FY2025 with $4.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $0 $61.6M $87.6M $80.0M $4.39B —
FY2024 (FY) 2024-12-31 $0 $52.9M $63.6M $54.9M $4.32B —
FY2023 (FY) 2023-12-31 $0 $52.3M $54.8M $54.8M — —

3. CCBG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Capital City Bank Group (NASDAQ: CCBG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $50.86 (-0.62% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #132 in composite RQD confidence.

How does CCBG compare to FCBC and ORRF in the Financials sector?

Within the Financials sector (Major Banks), CCBG carries a Roarable B- (70/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CCBG?

Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CCBG trading relative to its 50-day, 200-day, and 52-week technical levels?

CCBG last traded at $50.86 (-0.62% on volume of 75,342 shares), positioning the stock +1.72% above its 50-day simple moving average ($50.00) and +7.62% above its 200-day simple moving average ($47.26). Across its 52-week range of $38.55 to $53.60, CCBG sits at the 81.8% percentile with a 14-day RSI of 61.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($48.88 to $52.84).

CCBG Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is CCBG's next earnings date?

Based on SEC filing cadence, Capital City Bank Group (CCBG)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is CCBG stock expected to move on earnings?

Volatility modeling currently projects a ±3.9% event move for CCBG, spanning a range between $48.88 and $52.84.

ROARABLE RATING BRIEF • RQD 70/100 (B-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

CCBG — Capital City Bank Group: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:32:09Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, CCBG scores 70 out of 100 (letter grade B-; verdict label "Roarable Buy — Sound Institutional Accumulation"). The five pillars are:

  • Fundamental Cash Engine: 15 / 20. Per the RQD rating, this reflects ROIC of 11.1% and an FCF yield of 9.14%. These are the strongest quantitative anchors in the source data and suggest the business generates meaningful cash relative to its market value.
  • Whale 13F Flow: 13 / 20. Described in the RQD rating as institutional accumulation and options positioning. The source data does not provide the underlying 13F filings, so the magnitude of accumulation cannot be verified here.
  • Insider Conviction: 16 / 20. The highest pillar, described as SEC Form 4 and Congressional PTR cluster flow. The individual transactions are not itemized in the source data.
  • Macro Regime Fit: 13 / 20. Per the RQD rating, beta is 1.0 with sector sensitivity noted. A beta of 1.0 implies the stock is expected to move roughly in line with the market; the sector-sensitivity detail is not further specified.
  • Forensic Balance Sheet: 13 / 20. Per the RQD rating: Altman Z 2.5, Piotroski F 5/9, Debt/Equity 0.5. These sit in the middle of their respective ranges and do not signal either exceptional strength or distress.

For a prospective investor evaluating the stock on this date, the upside case rests on cash generation (ROIC and FCF yield) and insider activity. The valuation tradeoff is that P/E (TTM) of 14.2 and forward P/E of 13.2 are presented alongside a 52-week range of $38.55 to $53.6 with price at $51.18, placing the stock near the upper portion of its recent range. The forensic metrics do not offer a margin of safety beyond "middle of range." Ripple effects are discussed further in the Butterfly Effect section. This is an educational reading of the rating, not personalized advice.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025 (filed 2025-12-31)$0.0M$0.0M$61.6MN/A$80.0MN/AN/A
FY 2024 (filed 2024-12-31)$0.0M$0.0M$52.9MN/A$54.9MN/AN/A
FY 2023 (filed 2023-12-31)$0.0M$0.0M$52.3MN/A$54.8MN/AN/A

Per the SEC financials, net income rose from $52.3M (FY 2023) to $52.9M (FY 2024) to $61.6M (FY 2025), and FCF moved from $54.8M to $54.9M to $80.0M over the same periods. Revenue, operating income, and EPS are reported as $0.0M or N/A and cannot be assessed. Per the market data, gross, operating, and net margins are each listed as 0%, which conflicts with the reported net income figures and should be treated as a data limitation rather than a finding. ROIC is 11.1% per the market data. Per the RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 5/9, and Debt/Equity is 0.5. Cash and debt balances are not available in source data.

Recent Catalysts & News Wire Analysis

  • Earnings reporting: Per the news wire, a Q3 revenue figure of $64.4M was reported against a FactSet estimate of $65.5M, which is a modest miss on the source's own comparison. A separate item notes Q3 results were scheduled before markets open Oct. 20.
  • Earnings tone: One headline characterizes the stock as drifting despite steady Q3 earnings.
  • Valuation/performance commentary: A Investing.com item (marked as a catalyst) references a 74% gain attributed to Fair Value analysis. The time period of this gain is not specified in the source.
  • Dividend narrative: One item promotes CCBG as a dividend stock, consistent with the 1.95% dividend yield in the market data.
  • Signal flags: Most items are tagged YELLOW (neutral) and one is tagged GREEN (positive catalyst).
  • Proprietary signals: The Butterfly Supply-Chain Graph lists no proprietary signals.

Risk watch: the news wire contains no adverse event, regulatory action, or credit-quality item. The Q3 revenue shortfall versus estimate is the only explicit negative data point.

Open Questions

  • What are the reported revenue and operating income figures? The financials show $0.0M for both, and the market data shows 0% margins despite positive net income.
  • What are cash and debt balances, which would allow independent verification of the 0.5 Debt/Equity and the forensic scores?
  • What is the composition of the institutional accumulation and insider buying cited in the RQD pillars, including sizes, dates, and buyers?
  • What were the Q3 results in full, and does the $64.4M revenue figure reconcile with the annual financials?
  • What is the 74% gain referenced in the news wire, over what period, and what drove it?

CCBG Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Capital City Bank Group (CCBG) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CCBG Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CCBG Bull vs. Bear Conversation Board — What's Your Call at $50.86?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CCBG 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CCBG:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $60.39 (+18.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is CCBG (B- • RQD 70/100) a Buy at $51.18?

Welcome to the CCBG (Capital City Bank Group) Roar Pit. Current RQD Composite is 70/100 (Roarable Buy — Sound Institutional Accumulation) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $42.99 (-16.0%)
Spot @ $51.18

Pump the brakes on CCBG — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on CCBG, but look at what you are paying: 14.2x trailing P/E with tightening sector spreads. Unless Capital City Bank Group expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader 🐂 BULLISH 🎯 Target: $60.90 (+19.0%)
Spot @ $51.18

CCBG cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on CCBG, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $51.18 (52-wk range $38.55 - $53.60), any beat on forward guidance forces shorts and underweight funds to chase.

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